PayPal: okungukuthi, indlela yokusebenzisa, indlela yokusetha? Izibuyekezo ze-PayPal yokukhokhelana

Phakathi abaningi izinhlelo yokukhokha ngomshini e-Inthanethi, ngaphandle iyona enkulu kunazo zonke futhi enokwethenjelwa kakhulu - PayPal. Kuyini "PeyPel" futhi kanjani ukuyisebenzisa, ngabe inkokhelo ngempela luvikelwe ngokuphelele? Iningi labantu lena akuyona ungaqiniseki, kodwa ngesikhathi esifanayo, baye aphuze kokubhalisa ngokuzithandela nokukhawulela thina amathuba enikeza uhlelo. Ukuze umsebenzisi ongenalwazi PayPal kubonakala inkonzo eziyinkimbinkimbi kakhulu, kodwa hhayi ukuthi scary empeleni, futhi kuyakufanelekela kokuthatha isikhathi esithile ukuze baqonde, ngoba izinzuzo uhlelo mkhulu ngempela.

Ukubukeka ohlelweni lokukhokha PayPal

Sebenza ke uhlukile. Naphezu kweqiniso lokuthi lokhu akukona ebhange, futhi lasebhange uhlelo, singaphansi imithetho sisebenza nje komkhakha wamabhange. Imisebenzi le nkampani ilayisensi emazweni amaningi emhlabeni wonke. E-Australia, isibonelo, inkampani wathola yokulondoloza ebhange kanye loan ilayisensi ekhethekile.

PayPal Corporation uvele Mashi 2000 futhi ngesikhathi esifushane wakwazi ukunqoba nokwethenjwa ngamakhasimende. Mhlawumbe izinkampani ezimbalwa ezifanayo imali amakhasimende esiningi njengoba benza PayPal. Yiziphi benza ukuze uwine umncintiswano? In Isu yaso ehlukile futhi ngibe nodlame, okuyinto edingekayo ukutshalwa kwezimali ezinkulu - ke wanikelwa $ 20 ngamunye iklayenti ohilelekile.

Ekuqaleni uhlelo yayihloselwe indali electronic eBay okungenani inkampani enkulu, okuyinto eminyakeni emibili kamuva, ngemva kokumiswa kugwinywe PayPal. Lo msebenzi ehlelekile sezithathe isikhathi eside, futhi kuphela ekuqaleni 2015, inkampani waphinda ihlukaniswe. Esikhathini Umncintiswano ezimakethe zomhlaba jikelele we izinkokhelo electronic PayPal waba umholi ngokuphelele.

Izinzuzo ohlelweni lokukhokha

Amakhasimende asebavele iminyaka eminingi kuyinto fan of "PeyPel", lakhomba inani izinzuzo ezinkulu, wokuqala nomkhulu kunabo bonke nokwethenjelwa nesivinini izinkokhelo, kungakhathaleli izwe lapho counterparty itholakala.

Yiqiniso, uma kuqhathaniswa nezinye izinhlelo eziningi, it has enkulu okukhulu PayPal. Yini Ngokwesibonelo, ingxabano phakathi kwabasebenzisi, uma kuthengiselana alikapheli? Ukungezwani phakathi umthengi kanye seller kukuvumela ufike esikhumulweni isixazululo ukuthi ngabe ukwanelisa kokubili, kodwa uma amaqembu ehluleka ukuvumelana, impikiswano iya yesimangalo okuzokwenziwa abasebenzi PayPal kubhekwe. Lezi amathuluzi ngempela angenze kwabanye abasebenzisi, kodwa lezi ayinkimbinkimbi zenzelwe ukuqinisekisa ukulondeka zokukhokhelwa. Ngakho, umkhawulo iguqulwe ibe inzuzo.

Lokho "PeyPel" kwenza kube nokwenzeka ukuba nizifeze zonke izinhlobo amadili ngaphandle EFT futhi exchange. Nokho, lo exchange kwakuyodingeka ukuchitha uma ufuna ukwengeza imali ku-PayPal yakho noma ukuhoxisa izimali ikhadi ebhange.

Izici yokusetshenziswa PayPal eRussia kanye CIS amazwe

emazweni ahlukahlukene unesimo sokuba ahlukile simiso tolerances mani. Kuze kube muva nje, i-PayPal waseRussia zihlukaniswa yokuthi kwakunokwenzeka bodwa ababa nesandla akhawunti bese ukhokha ngosizo ukuthenga inthanethi. Ikakhulukazi, ukuthenga ku imithombo enjalo emikhulu efana eBay noma AliExpress. Kodwa ukuhoxisa imali kusuka uhlelo kwakungenakwenzeka. imikhawulo Okufanayo kukhona ngokwamazinga wonke amazwe CIS obuhlukahlukene. Nokho, muva nje, i-Russia wathola umfutho isimo, futhi manje abaseRussia nethuba hhayi kuphela ukukhokhela ukuthenga, kodwa futhi imali kusengozini.

Zimbalwa izinto zimbi kakhulu e-Ukraine futhi Belarus. Kazakhstan kuqhathaniswa usanda kujoyina uhlelo kanye nayo etholakala endaweni ukulinganiselwa sokusebenza. Mhlawumbe esikhathini esizayo esiseduze, abantu kula mazwe, futhi, buyothuthuka. Phela, uma sicabangela simiso izinkokhelo kunjengesipho ithuluzi, phakathi izindlela elula kunazo ukunweba imingcele, kuyoba PayPal. Uyini amathemba okuthi silindele esifushane uma kuqhathaniswa ngesivinini sombani ukuthumela futhi wamukele izinkokhelo cishe emhlabeni wonke?

Bhalisa ku-PayPal

Ukuze uqale ngokusebenzisa irherho, udinga ukuqedela ukubhaliswa elula. Lena yisevisi khulula, akukho zimali ngamanye akudingeki wenze. Kubalulekile ukwazi ukuthi uma ubhalisa kumelwe ucacise idatha yakho yangempela, uma ufaka kubo ngendlela efanele, noma beveza isidlaliso, bese akhawunti kokuhlola kuzobhekwa njengoba web inkohliso futhi ngenxa yalokho uzovimbelwa. Yingakho iyiphi afundiswe indlela ukuze usethe i-PayPal ngaphandle kokwenza noma iyiphi idatha real iqiniso futhi kungaholela akhawunti yokuvala.

Ngaphambi kokubhalisa, kudingeka unqume ukuthi isimo ofuna ukusebenza ohlelweni: njengendlela umthengi noma njengoba nje nosomabhizinisi. akhawunti Ordinary umthengi ekhishwe mahhala, khona-ke kungenzeka ukuya ezingeni elilandelayo, uma kukhona isifiso esinjalo.

Ngemva kokukhetha le lizwe futhi isimo Umsebenzisi uzodinga ukubhekana ukwethulwa imeyili, iphasiwedi kanye nekheli le-imeyili, kanye nesidingo ukuhlanganisa uxhumano nomsebenzisi-credit card - ngakho isebenza nge PayPal. Indlela yokusebenzisa isevisi yokukhokha? Lokhu kungenzeka kuphela ngokusebenzisa ikhadi iboshelwe ebhange, okuyinto kufanele uvuleleke negama yokubhalisa.

Ubopha credit card

Esinye isinyathelo esibalulekile ezidingekayo ukuqalisa ukusebenza uhlelo, kuba esibophezelayo of ikhadi lesikweletu ku-akhawunti yakho. Lokhu kwenziwa ukuze ukwazi ukusebenzisa imali ku-akhawunti yokukhokhela izimpahla ezehlukene kanye nezinsizakalo ku-intanethi, kuba kuleli khadi singakhipha imali uhlelo.

Kufanele ufake inombolo, usuku lokuphelelwa yisikhathi kanye nekhodi esisogwini ngemuva ekhadini. Ngemva kwalokho, le ndlela kuhlole. Kuyinto efiselekayo ukuthi bekungelona ikhadi lesikweletu, i-debit, okungukuthi yokukhokha. PayPal uthatha ikhadi esincane imali ukuhlola kungenzeka yokuxhumana futhi ukudluliswa kweemali. Ngokuvamile kuba $ 1.9, futhi akusho bakhokhise abantu ngezinkonzo. Uma umnikazi wekhadi uqinisekisa ukuthi ukuhoxa enziwe nolwazi lwakhe, futhi ngempela kufanele, ikhadi kubhekwa kufanele ziqinisekiswe, futhi izimali phinda-akhawunti yasebhange.

Inkokhelo ngokuthenga futhi wamukele izinkokhelo

ukhululekile kakhulu kulesi simiso ukuthi isibononisi ikhasimende ngamakhasimende kakhulu, kuba friendly ngempela. Umklamo elula enembile, hlola ulimi oyifunayo isethiwe, Ngakho-ke, umsebenzisi abakhuluma isiRashiya ngaphandle kolwazi isiZulu azikho izinkinga. Enza ngendlela oyifisayo PayPal kukuvumela uthumele imali nje okumbalwa. izimali Eceleni zaphathwa uhlelo akudingeki, i-PayPal uxhuma ibalazwe elalifike luwathathe naye.

Ukuze uthumele imali komunye umsebenzisi kohlelo kudingeka ukuthi ungubani kuphela, okungukuthi, ikheli le-imeyili. Kuvele caveat ezibalulekile: izakhamuzi Russian at nemizana mutual ungathumela ruble kuphela namanye amazwe, kukhona ekubalweni dollar.

Ukwamukela imali ngaphakathi umkhawulo zakho zenyanga ayidingekile ukubhalisa njengoba nje nosomabhizinisi noma inkampani kwezohwebo, kuyadingeka kuphela uma ngaphakathi umkhawulo iba aminyene kudingeka izindlela emfishane kwegazi. Imali idluliswe cishe ngokushesha.

PayPal Izici: imikhawulo nokuphepha

Umkhawulo kwezimali engasetshenziswa nge PayPal, kuye ngokuthi ezingeni yokuqinisekisa i-akhawunti. Uma usebenzisa ama-akhawunti ezingaqinisekisiwe ukuthi umsebenzisi angakwazi ukuchitha noma ukuthatha ruble hhayi ningi than 15 ayizinkulungwane noma izimali zakwamanye amazwe imali okulingana ngosuku. umkhawulo yanyanga zonke ukuhamba izimali e-akhawunti ama-ruble ayizigidi 40. Ukuvinjelwa okunjalo ngenxa yezizathu ukuphepha kwezokudla ibekwa phezu abasebenzisi uhlelo PayPal. Indlela yokusebenzisa inkululeko enkudlwana futhi wandise umkhawulo? Kwanele ukudlula ukuqinisekiswa akhawunti.

Kunezinhlobo ezimbili zama-iqinisekiswa ohlelweni: lula futhi ephelele. Ngemva kokudlulisa umkhawulo lula luyanda ruble ayizigidi 60 ngosuku futhi kuze kufinyelele ayizinkulungwane 200 ngenyanga. yokuqinisekisa Okugcwele kwenza kube nokwenzeka ukuthumela inkokhelo yesikhathi esisodwa afika ku-ruble ayizigidi 550, it kakhulu sithuthukisa umuzwa womsebenzisi.

Indlela aphase yokuqinisekisa akhawunti egcwele?

Ukuze uthole inkululeko esiphezulu sezimali ohlelweni kuyadingeka ukuqinisekisa ngokugcwele akhe identity. Nalu uhlu samanje Imininingwane ohlinzekela ukuhlonza ephelele PayPal umsebenzisi, ukulaya sisobala:

• idatha ipasipoti;
• inombolo yeselula;
• inombolo isimo sokubhaliswa ozikhethele (inombolo akhawunti umshwalense yasebhange siqu, VAT, umshwalense wezokwelapha inombolo inqubomgomo saziso).

Okunjalo ukuqinisekiswa lomsebenzisi izikimu ayatholakala izinhlelo cishe yonke ngokwanele ezinkulu ukukhokhelwa.

PayPal Commission

Uma uthumela Imali ethunyelwe isevisi PayPal umangalela imali kuye lemali adlulisiwe. Ukuthi ngemva sokusongwa kwakungafanele bamangale esezikhulile imali belulekwa ukufuna ngenani eliphelele inkokhelo, okungukuthi, kanye Commission.

Khokha okuthile ruble, okungukuthi, phakathi Russia, noma uthumele imali ngaphakathi ezweni kungaba akukho ikhomishana, kodwa kuphela uma ukusetshenziswa kwezimali, okuyizinto akhawunti PayPal yasekhaya. Uma izimali uhlelo ukudlulisa imali kumelwe athathe ikhadi lesikweletu, ikhomishana kuyinto 3.4% semali idluliselwe futhi ruble 10 for ukuthengiselana olulodwa.

Lapho ngokudlulisela phesheya likhokhelwa imali eyengeziwe. Kuye ezweni ikhomishana lomamukeli ivela 0.4% 1.5%. Nokho, kungenzeka ukuba ukhethe lokukhokha komunye oyedwa omyalo, kungase ukukhokhela kokubili Umthumeli nomamukeli ukundlulisa. Lapho efeza yimuphi operation, uhlelo Izokwazisa ukuthi ubuyekeze uhlu izimali.

Engeziwe uqinisekisa ukuphepha ukuthengiselana

In ekulweni nokukhwabanisa izikimu nokukhwabanisa abathengi PayPal yokukhokhelana ihlinzeka Ilokhi nje umthengi akusho uqinisekise kokuthola izimpahla. Kuphela emva ukuthi nomthengisi likwazi ukufinyelela inzuzo yayo. Mhlawumbe othile engabonakali ubonakale uqine kakhulu, kodwa itholakala ku-PayPal Izibuyekezo uqinisekise ukuthi le ndlela kwakufaneleka ngokugcwele. Uma umthengi akuzange wathola izimpahla, noma akufani incazelo, ke unelungelo phakathi kwezinsuku 45 ukuze inselelo kuthengiselana.

Ukudonswa

ERussia, kuze kube muva nje kwakunokwenzeka ukuba imali uhlelo, ngakho sasisincane kakhulu iqoqo amasevisi e-inthanethi, ukunikezela le nsizakalo ngemali ethile. ngoba uchithé enjalo, kusho ikhomishana siphakeme ngokwanele, ngakho lapho kuqinisekiswa ukuthi ibhizinisi ku-inthanethi kuyadingeka ukuba acabangele. Okwamanje, amasayithi exchange abayizakhamuzi amanye amazwe CIS, uma kukhona isidingo uthole imali ku-akhawunti yakho yasebhange noma kwenye ohlelweni lokukhokha aphuma kwi-PayPal. Umsebenzisi Izibuyekezo uqinisekise - amasevisi empeleni, kodwa ikhomishini akajabuli.

Nokho, ngalesi sikhathi eRussia kukhona kungenzeka ngaphandle kwenzalo futhi iyiphi overpayments ukuletha imali ku-akhawunti yasebhange. Kwanele ukhethe imenyu kwento "Ukudonswa", uhlelo ngeke anikele akhawunti yakho yasebhange. Ububi kuphela - ukusebenza kuthatha izinsuku 5 kuya ku-7 zokusebenza. Ngu-imeyili isaziso ezidingekayo uthunyelwa.

I PayPal akunandaba - Nweba amathuba akho!