Izimali, Amabhange
Umnikelo agcwaliswa nge iphesenti eliphezulu. Ngo okuyinto ibhange ukutshala
Namuhla, wonke umuntu uzama uthole okwengeziwe ukuze sisinde tetemnotfo. Umthombo imali eyengeziwe kungase kube ezifakwa emabhange. Ngaphambi ukusayinda isivumelwano idiphozi, kumelwe ukhethe uhlaka okuthembekile enikeza esimweni kabusha inkokhelo kuzo zonke izinsiza USB. Ukusebenzisa imali, kumelwe kukhunjulwe ukuthi zenzalo zingase zihluke. Lokhu kungenxa yokuthi amabhange usebenzisa imali amakhasimende abo, njalo ngenyanga ukukhokha ezinye izinzuzo.
Ukukhetha ebhange
Ngokuphephile ukugcina imali kuphela kube emabhange. Lapho ekhetha isikhungo sezezimali kufanele ugxile iphothifoliyo yayo, kanye isikhathi umsebenzi. Ningabeki ithemba lenu imali yakho kulabo amagatsha asebhange, okuyinto kancane eyaziwa.
Izici ubuyise ezifakwa
Indlela elula kunazo ukwakha ezifakwa ukuthi kungenziwa njalo agcwaliswa. Uma ngaso sonke isikhathi ukhokhe imali ethile ku-akhawunti womuntu noma abantu abathize, kungenzeka ukuthi ube imali enkulu ngokwanele Ukuvalwa yayo. Namuhla, okomnikelo wamukelekile yafakwa amakhasimende amaningi amabhange ezahlukene. Inzuzo imali enjalo ubhekwa yokuthi ungakwazi ashona akhawunti yakho usebenzisa ikhompyutha ezifinyelela ku-akhawunti yakho.
Izinzuzo ezifakwa emabhange
Amakhasimende uke ayezuza eminikelo, angakutshela ngezinzuzo enikeziwe. Kuyadingeka ukuba acabangele yokuthi abasebenzi asebhange - uhlale abantu nobungane abamamukela obakhathalelayo ikhasimende ngalinye. Ukuvula idiphozi akudingekile ukuchitha isikhathi esiningi. Hlola noma iyiphi idiphozi kungaba ekhaya, ihlezi ikhompyutha. ukubekwa endaweni ephephile imali kuzovumela amakhasimende ebhange hhayi okuba nesifiso sokuthandana naye kwezindlu zayo, njalo uhamba emhlabeni wonke. Nokho, inzuzo ezizuzwa ikhasimende ngemva kwesikhathi esithile esinqunyiwe ngokuvumelana inkontileka.
Libuyisele amanzi ngaphansi amaphesenti umnikelo
ezifakwa emabhange kungenziwa eyenzelwe inani elihlukile. amakhasimende ebhange abanalo imikhawulo imali. Namuhla, ukuphothula isivumelwano nganoma yisiphi isikhathi ngokukhetha inketho eyamukelekayo. Khumbula ukuthi ubuyise ezifakwa ngenzalo bazokhokhelwa kuphela uma kwenzeka ukuthi uzobe njalo eyayihambisana Sumy. Ukubeka imali ebhange, kufanele ukhumbule ukuthi kungase kube nokwehla kwamandla emali. Nokho, kulesi simo kungenzeka isimo azicabange. Uma imali izinguquko Yiqiniso kakhulu, bese ususa noma iyiphi idiphozi kungaba ekhaya ngekhompyutha, akhohlwe emgqeni ehhovisi ibhokisi, ukubeka imali ekhadini yekhasimende. Kuyinto elula kakhulu futhi fast ngokwanele.
idiphozi Ivula
Ukuvulwa iyiphi i-akhawunti sihlinzekela ukutholakala kwamahala kwenani elithile imali, ngokuvamile ubuncane. Ukudala idiphozi, abantu kufanele ufunde ngokucophelela isivumelwano asenza ebhange. Lokhu kuyadingeka ukuze wazi kahle ukuthi Kunomthelela isikhathi lapho sizokwazi ukuthatha isithakazelo noma ukuthatha lonke inani imali. Uma ikhasimende engazazi imithetho ebhange futhi zenzalo, ngeke ukwazi ukwenza isimangalo.
ukutshalwa kwemali
Abantu abaningi bakholelwa ukuthi ngomqondo ovulekile ezifakwa imali - utshalomali ezinengqondo, ngenxa okuyinto kungenzeka njalo inzuzo. Uma basebenzisa semali, ayikwazi ngisho sisebenze futhi siphile esithakazelweni ukuthi ibhange okhokhela njalo ngenyanga. Ngokuvula idiphozi, akudingekile ukuba bajwayelane umsebenzi abasebenzi asebhange, ngenkathi uhlola izinkomba ezahlukene. Kulesi sigaba, nje esanele ukuze ukwazi ukusebenzisa i-computer. A umnikelo yenyanga yafakwa kuzoletha inzuzo enkulu nakakhulu.
zenzalo
Ukuheha amakhasimende amasha ebhodi yebhange ungaguqula zenzalo imali. Lokhu kuyadingeka ukuqinisekisa ukuthi engaba amakhasimende amasha ukwakha idiphozi futhi uthole okusezingeni eliphezulu isithakazelo Amaholo. Kodwa ungagijimi ngentshisekelo kakhulu kunalokhu, kufanele ugxile amanani ngokwesilinganiso izinkokhelo. Uma idiphozi ivuliwe inyanga eyodwa, amazinga isithakazelo angase abe mancane. Nokho, uma umnikelo unyaka noma ngaphezulu, ama-eziphezulu zenzalo kungenziwa kwabangela lapha. Kulokhu, ukususa imali avale idiphozi kuzobonakala kuphela ekupheleni isikhathi sokusebenza.
Izinhlobo imali
Imali kungaba ezuziwe ne ukonga. Esimweni sokuqala, ungakwazi ukwengeza izimali siqu nyangazonke ku-akhawunti lapho inani izinkokhelo kuzokhulisa kakhulu. Uma uvula idiphozi kubalulekile ukubheka ubuncane deposit lemali. Kubaluleke ngokufanayo ukukhumbula mayelana esiphezulu idiphozi ethile. Lokhu limiter kuyadingeka ukuze emabhange Kungenzeka uma kwenzeka esimweni esibucayi ukususa ngokushesha izimali zabo, ngaphandle kokulahlekelwa imali engukheshi.
Imali imali idiphozi, ungakhathazeki ngezimali zabo uqobo. Ukusebenzisa amasevisi ebhange, ungenza inzuzo njalo ngenyanga, okuyinto siyofezwa ngesimo Amaholo eyengeziwe. Ngakho, okomnikelo replenishable ungase ube umthombo eyengeziwe imali.
Ungakhathazeki ngokuthi izimali zabo. Ukusebenzisa amasevisi ebhange, ungenza inzuzo njalo ngenyanga, okuyinto siyofezwa ngesimo inzalo enqwabelene.
Yiziphi izimo ukunikela amabhange ethandwa?
Uma ukholwa ukuthi izibalo kanye ikhasimende impendulo, endaweni yokuqala udumo Sberbank engabiza Russia. Lesi sikhungo abantu zezimali ngokuvamile ancike imali yabo. I okungabizi kakhulu iyona yempesheni. Ibhange uthembisa i inani lenzalo yonyaka enikezwa 7,65% ngoba izivumelwano idiphozi in ruble. Okuncane idiphozi amount - ruble 1000. Kodwa udaba kuphela impesheni zingamngena. Minimal deposit lemali ngabantu abayizakhamuzi ezejwayelekile kuyinto ruble 100 000.
izimo ezikahle ezihlinzekwa ibhange "Russian Standard". Kuncike ekutheni inani lemali idiphozi ruble ezingaphezu kuka-100 000, inani kuyoba 10.5%. Umnikelo kungenziwa agcwaliswa. Ikhasimende bangathembela nosonhlamvukazi.
"Ukulondoloza" ukukhipha umnikelo linikeza amakhasimende ayo ibhange "VTB 24". Inani elincane okwenziwayo ruble 200 000. inani lenzalo yonyaka - 8.9%. Inani ubuncane replenishment - ruble 30 000.
Njengoba ubona, nge Sberbank ahlinzekwa imigomo ezingenawo la mathuba. Naphezu kwalokho abantu bakhetha ukubhekana naso lapha. Lokhu kungenxa idumela ezinhle isikhungo sezezimali.
Similar articles
Trending Now