Imibhalo Kuyadingeka sokubuyiselwa imali yentela ngoba imfundo: uhlu lwezimfanelo futhi

Russia, njengamanye amazwe, uzama ngazo zonke izindlela ukusekela izakhamuzi zezwe labo. Ngokwesibonelo, ungakwazi ukuhlela okuthiwa intela ebanjwayo. Ilungiselelwe izindleko ezithile. Namuhla, sinesithakazelo kwesikwenzayo imibhalo ukuze sokubuyiselwa imali yentela ngoba yesikole. Ngaphezu kwalokho, kumelwe uqonde lapho isakhamuzi angase afune kusuka kuhulumeni noma ukuthi imali. Kuthiwani ebanjwayo for yesikole odinga ukukwazi? Kanjani ukuze kube? Yini imibhalo kungaba wusizo endabeni ethile?

lapho ukuya

Into yokuqala udinga ukuqonda lapho ukuya ukuhumusha imiqondo ukuba lithathe isinyathelo. Ngo-2016, kancane washintsha komthetho zentela eRussia. Manje umthetho zingathola ezihlukahlukene 'idla yodwa uhlobo (ukwelashwa kanye izifundo) ngqo ukusebenza. Kusho ukuthini?

Kusukela manje imibhalo sokubuyiselwa imali yentela ngoba yesikole wamukelekile:

• iziphathimandla zentela;
• umqashi;
• ngokusebenzisa MFC (kwezinye izindawo).

ngalesi simo sokuqala kwenzeka kaningi kunabo. Nokho, uhlu kwemibhalo ezizofakwa nesicelo, akashintshi. Wayehlala njalo uhlala okufanayo.

Ukudoswa ngoba yesikole - kungcono ...

Futhi iyini imali yentela ngoba yesikole? Uma umuntu ikhokhwe kwetinsita tekufundza, lapho banelungelo lokudonsa 13% we izindleko ezivelayo. Lokhu ikhono itholakala Code Tax, Article 219 Ukubuya kwemali esetshenziswe kulolu cwaningo, ebizwa ngokuthi imali yentela ngoba yesikole.

Ukudoswa kuyingxenye imali akuyona intela. Ngamanye amazwi, i-Russia uvunyelwe zokufuna intela izindleko imfundo yabantwana babo. Ngakho, ama-13% yezindleko ku ukuqeqeshwa bona nezingane zabo lungabuyiselwa uma kukhona imali encane yentela kwentela yengeniso.

Ngoba ubani angathola

Kungaphansi kwaziphi izimo ongafaka isicelo sokubuyiselwa imali yentela ngoba yesikole enhlanganweni ethile?

Kuze kube manje, it ovunyelwe buyisela izindleko isifundo:

• yena;
• izingane;
• Abazalwane nodade.

Ngakho kubalulekile ukuba athobele lenqwaba izimo. Umamukeli kuphela ngomunye onesifo ukukhokhela izifundo zakhe. Njengoba sekuphawuliwe, isakhamuzi kufanele kube umsebenzi olusemthethweni futhi engenayo intela ngezinye 13%.

Lapho Hlobisa ebanjwayo ngokwakho

Ngokuvamile, imigoqo ukuhlinzekwa kwezimali ezibanjwayo emfundvweni yabo akuyona. Lona simo elula. Kulokhu, phakathi izidingo eziyisisekelo ihlaba umkhosi:

1. Ukutholakala imali olusemthethweni. Kulokhu, kufanele kube kuncike 13% intela. Ngokwesibonelo, usomabhizinisi osebenza sts noma patent, ngeke abuyele imali yesikole.
2. Kukhona nokukhokhwa nezinsiza zemfundo izikhungo ezisemthethweni. Ngokwesibonelo, study esikoleni ukushayela noma inyuvesi. Izifundo kanye trainings njengoba ukuqeqeshwa akubhekwa.

Mhlawumbe, yilokho kuphela. Uma nale mibandela, kungenzeka ukuqoqa imibhalo ukuze sokubuyiselwa imali yentela ngoba yesikole. Isici esiphawulekayo ethola imali emfundvweni yabo wukuthi uhlobo imfundo akusho zinendima ethile. Ukuphela kwendlela umuntu angafunda indlela esigcwele futhi ngeposi, kusihlwa noma yimuphi omunye lesigceme.

Ubukhulu ebanjwayo bona

Yimalini avunyelwe alulame emfundvweni yabo? Ngokomthetho, ningaqiniseka ukuthi 13% of the izindleko ezivelayo. Kodwa ezinye imikhawulo esebenzayo kulokhu eRussia.

Miphi? Phakathi kwabo kukhona izici ezilandelayo:

1. Buyela intela ngaphezulu ikhokhwe ngeke zisebenze. kwentela engenayo kuphela ucatshangelwe.
2. Inani eliphelele le ebanjwayo for yesikole kuyinto ruble ayizigidi 120. Ngesikhathi esifanayo ukubuya unyaka ngamunye angase kusaba kuka-15 600 ruble. Le nemikhawuko kungenxa imikhawulo ezisalayo.
3. Umkhawulo wamanje isebenza kubo bonke ezibanjwayo nomphakathi. Lokhu kusho ukuthi i-imfundo, imithi yokwelashwa nokunye kungenzeka ingqikithi ngonyaka ifunwe ruble 15 600.

Empeleni, konke akuyona njengoba kunzima njengoba kubonakala. Yini imibhalo sokubuyiselwa imali yentela ngoba ukuqeqeshwa okudingekayo kulesi simo?

Thola ukuthi kubanjwe bona

Uhlu izibambiso akuyona indawo ebanzi kakhulu. Nokho, lesi simo kuhilela wamaphepha okungenani.

Phakathi imibhalo ezidingekayo ukuze ufeze umsebenzi esihlukile:

• ungubani ilayisensi umfakisicelo (kungcono ukuthi kwaba passport);
• isivumelwano sesevisi nge wezemfundo;
• isitatimende engenayo (ifomu 2-PIT esithathwayo ngumqashi);
• isicelo sokubuyiselwa imali;
• isikhungo ilayisensi zemfundo (ikhophi eqinisekisiwe);
• Tax Return 3-PIT;
• izikweletu, ekhomba Eqinisweni yokukhokha kwetinsita tekufundza;
• imininingwane ukudluliselwa imali (kukhonjisiwe isicelo).

Ngaphezu kwalokho, uma sokubuyiselwa imali yentela ngoba yesikole eyunivesithi, imibhalo kuthiwa kwahambisana by okukhethekile sokugunyazwa. Konke lokhu amaphepha zikhishwa, kanye namakhophi eqinisekisiwe. Ihlola noma oda imali, ekhomba Eqinisweni yokufundiswa, ukunikeza iziphathimandla zentela kuphela ngesimo amakhophi.

Imibandela yokuthola imali ebanjwayo izingane

Futhi lapho futhi kanjani ukukhipha imali yentela ngoba imfundo yezingane? Ngenxa yalesi, futhi, uzodinga ukuvumelana nemithetho ethile. Kuyini lokhu?

Ukuze isicelo sokubuyiselwa imali yentela ngoba imfundo yengane, ufanele ukuhlangabezana nalezi zindlela:

• ezingaphansi kweminyaka engu-24;
• izingane zifunde ukuba umuntu;
• inkokhelo kwetinsita tekufundza wenza umzali;
• inkontileka ne-ejensi esayinwe Abameli (umama noma ubaba) ingane.

Kubalulekile ukukhumbula ukuthi ingane eyodwa ungakwazi ukufuna futhi kuze ruble 50 000. Kuwo lo nyaka, inani ruble 6500. Ayikho imikhawulo okwengeziwe umthetho alinikezi.

Imibhalo ye-ebanjwayo izingane

Ukuze offset izindleko izingane esikoleni, kubalulekile ukulungiselela iphakheji ethize kwamatayitela. Badinga ukuba amaningi kunohlu ngaphambilini ezihlongozwayo.

Imibhalo ye-sokubuyiselwa imali yentela ngoba imfundo yengane sibandakanya uhla izibambiso kakade elaziwayo. Ngaphezu kwalokho, uyanezela:

• isitifiketi Wengane lokuzalwa (ikhophi);
• Student Usizo (ezithathwe ukusungulwa zemfundo);
• ikhophi isitifiketi somshado (uma inkontileka unikelwa omunye umzali kanye ukudoswa lokho kwenziwa ngakolunye).

Yilokho. Ngaphezu kwalokho, iziphathimandla zentela Ungacela ikhophi ikhadi elibonisa ukuthi ubuthiwe yengane, eminyakeni engaphezu kwengu-14. Kungokwemvelo nethuke akudingekile. Qinisa ikhophi ipasipoti akudingekile.

Imibandela yokuthola imali ebanjwayo for abazalwane nodade

Njengoba iye kubonisiwe ekuqaleni, isakhamuzi angase abuyise ezinye kwemali esetshenziswe ukuqeqesha umzalwane noma udade. Kuhle ezingavamile, kodwa okwenzeka esenzeka umkhuba. Uhlu kwemibhalo ukuze imali yentela ngoba yesikole uzobe kulekelelwa amanye amaphepha amaningana. Kodwa ngalolo kamuva. Okokuqala kuyodingeka ukuthola lapho isakhamuzi inelungelo nokubuyisela izindleko umzalwane noma imfundo kadade.

Imibandela yokuthola nokudoswa ukufundisa Imali kuleli cala zimi kanje:

• udade noma ubhuti akuyona 24 ubudala;
• abantu esigcwele izifundo;
• inkontileka nesiphaphamtjhini ne isicelo kwi ebanjwayo;
• zonke izikweletu namarisidi ibonisa ukuthi umfakisicelo ikhokhwe amasevisi ukuqeqeshwa.

Yini imikhawulo kuyosebenza maqondana imali na? Nse njengoba kwaba njalo endabeni ka the ebanjwayo for imfundo yezingane.

Imibhalo ye-ebanjwayo yokufundiswa abazalwane

Hlobo luni iphepha okudingekayo kulesi simo? Ingatholakala kanjani imali yentela ngoba yesikole? Yini imibhalo ziyadingeka lapho kuziwa enqubekeleni umzalwane noma udade imfundo?

efakwe ohlwini Ngaphambili izibambiso uhlu (bona) is kwahambisana by zingxenye ezilandelayo:

• isitifiketi siqu lokuzalwa (ikhophi);
• isitifiketi sokuzalwa komuntu kabani ukufundisa Imali kukhona lomuntu ofake isicelo;
• isitifiketi umfundi (yokuqala).

Kungadingeki lutho olunye. Emacaleni angakajayeleki kudingeka bathumele noma yimaphi amadokhumenti ekhombisa ubuhlobo umfundi / umfundi. Kodwa kuyinto engavamile kakhulu. Izitifiketi zokuzalwa emagunyeni intela yanele.

inkathi ukubuya

Imibhalo edingekayo ukuze imali yentela ngoba yesikole endabeni ethile, manje eyaziwa. A uhlu oluphelele kubo seyenziwe kuwe. Kodwa zikhona namanje imibuzo kungalungiswanga ezibalulekile.

Ngokwesibonelo, isikhathi eRussia uvunyelwe ukudweba ebanjwayo. Yeka ukuthi kuyinto kwesikhathi kunyatheliswa komkhawulo? Singakanani isikhathi kuthiwa ibuyiselwe intela ezibanjwayo ngoba yesikole? Yini imibhalo nazo kakade eyaziwa. Kodwa kubalulekile ukukhumbula ukuthi isicelo uvunyelwe ukuhambisa kungakapheli iminyaka engu-3 kusukela ngosuku izindleko ezithile.

Lokhu kusho ukuthi inkathi komkhawulo ukwelashwa nesicelo okuhambisanayo izinyanga 36. Kulokhu, ilungelo lokuthola imali ebanjwayo livela kuphela ngonyaka kulandela omunye lapho kwakukhona payment for services. Uma umuntu kukhokhelwe nezifundo zakhe e-2015, efuna imali isinxephezelo kuvunyelwe kuphela ngo-2016.

Ngaphezu kwalokho, kumelwe sikhumbule ukuthi ungafaka isicelo ngemali ukuqedela esungulwe umkhawulo ukusetshenziswa. Inqobo nje uma isakhamuzi iphelile imali ebanjwayo yezenhlalakahle ukuze yesikole ilingana nenani lezinombolo ruble 120 000, uyakwazi ukumangalela imali wombuso lapho ohambelana nezindleko.

Can senqabe

Futhi kungakhathaliseki ukuthi amagunya intela ungenqaba le mali? Kuyinto. Kwesinye isikhathi abantu sibhekene nezimo lapho, ephendula isicelo iza ukwehluleka. Lokhu kuvamile.

Kuthiwani uma kwakungenakwenzeka ukukhipha sokubuyiselwa imali yentela ngoba yesikole? Yini imibhalo nalapho ukuthatha? Kulokhu, kutuswa ukuba uhlole isizathu zokwenqaba imali engukheshi. Iziphathimandla zentela aphoqelelwe ukuba bathethelele isikhundla salo. Ngokuvamile ukwehluleka lihlotshaniswa nokunikezwa uhlu non-oluphelele kwemibhalo. Kulokhu, enyangeni eyodwa kusukela ngosuku kokuthola isaziso kuyadingeka ukuze nginqande leso simo. Kulokhu, kabusha isicelo sokubuyiselwa imali ngoba ukuqeqeshwa akudingekile.

Uma inkinga akuyona nge amaphepha adingekayo ukuze kuqedwe phakathi kwe izidingo zokubhalisa izinsalela futhi kabusha isicelo sicutshungulwe. Ngaphansi kwezimo ezithile, ukuze siphinde sithole enye imali ngeke ujike. Ngokwesibonelo, uma sekudlule isikhathi kunyatheliswa komkhawulo.

Ezenye nesiphetfo

Kusukela manje, kusobala ukuthi imibhalo sokubuyiselwa imali yentela ngoba yesikole ayatholakala endabeni ethile. Njengoba sekushiwo, yonke iphepha enamathiselwe namakhophi kwasayinwa. Ngaphandle kwalokho, asinakuba ngokuqiniseka mayelana ukuthembeka izibambiso.

Empeleni, ukuze ibuyisele le mali ngokuqeqeshwa akunzima kangako. It belulekwa ukuxhumana iziphathimandla zentela ngonyaka. Abanye abantu bakhetha afake isicelo sokubuyiselwa imali kanye eminyakeni 3 zokutadisha. Lokhu kubuye kungenzeka. Faka isicelo kuvunyelwe noma nini kusukela ukuvela ilungelo susa.

Singakanani isikhathi ichithwa ukuklanywa ukusebenza? Ngokuvamile, ebanjwayo ukukhiqizwa ithatha 3-4 izinyanga. Kulokhu esikhathini esiningi kufanele ulinde impendulo esuka iziphathimandla zentela. Ukuqinisekisa imibhalo Kwenziwa kahle, ngakho-ke kusadingeka silinde isikhathi eside. Yini okudingeka uhlu kwemibhalo ukuze imali yentela ngoba yesikole? Akuseyona imfihlakalo.