Kuphelelwa yisikhathi Sberbank ikhadi - yini okumele ngiyenze? Kuphelelwa yisikhathi Savings Bank credit card

Awazi ukuthi yini okumele uyenze uma yisikhathi Savings Bank credit card? Lapha uzothola impendulo.

Cishe wonke umuntu ikhadi plastic: othile uthola emholweni wakhe, abanye izimpesheni, imifundaze noma eminye ukudluliselwa kwemali. Ukuntuleka kokukhulumisana nobuchwepheshe bale ezinye onobhala yasebhange ungenza kanjalo ukuthi umuntu afake ikhadi ebhange, musa njalo bazi kanjani ukuyisebenzisa futhi yini ukwenze ezimweni ezihlukahlukene.

umbuzo sifaneleka ikakhulu ukuba benzeni, uma semthethweni a emaphethelweni-credit card. Ngisho noma ebhange owakutshela zonke izinyathelo ukuthi kumele kwenziwe eminyakeni 2-3 lolu lwazi, kungenzeka ukukhohlwa. Futhi ngemva nje lesi sikhathi amachopho ikhadi senzo.

Lesi sihloko sizokusiza ukuba zikhanyiswa umbuzo mayelana yini okumele uyenze uma iphelelwe yisikhathi Savings Bank credit card. Kodwa ulwazi singasebenza ngokuphelele yimuphi amabhange, ngoba izimiso mayelana nodaba futhi kabusha udaba plastic amakhadi abo bonke okufanayo. Ngakho kungakhathaliseki ukuthi uvula i-akhawunti, i-lwazi kuyoba usizo kuwe.

ubuqiniso Umnqamulajuqu Sberbank ikhadi

Okufanele ukwenze esimweni esinjalo? Yiqiniso, udinga ukuya ebhange futhi uthole ikhadi elisha.

Isikhathi esining impela, amakhasimende ebhange, ikakhulukazi impesheni, noma ungathandi ukubheka ibalazwe, noma ungazi ukuthi yini izinombolo esibhaliwe kuso. Kulokhu, kanye ufaka ikhadi umshini ATM, qala kakhulu thukuthele, uma idivayisi kumane "ukudla" futhi ngeke uphinde ubuye.

Empeleni, iqiniso kunezizathu ezimbili umonakalo mechanical noma ukuvala ikhadi, kokubili manual kanye othomathikhi (esimweni kwesikhathi). Hhayi ukuba abanjwe futhi ngeke ethunjiwe esimweni lapho udinga imali ngokushesha, futhi igcinwe ibalazwe "kumemori" umshini ATM futhi awazi ukuthi yini okumele uyenze uma umnqamulajuqu Savings Bank of ikhadi lesikweletu, funda ku.

Indlela ukuthola ubuqiniso ikhadi?

ikhadi Plastic - kuyisihluthulelo akhawunti yasebhange. Nayo ungakwazi ngasiphi isikhathi ukuhoxisa noma ukubeka imali kwi-akhawunti yekhadi.

On ke ungabona inombolo, ikhodi yokuphepha kanye, yebo, ikhadi kosuku lokuphelelwa yisikhathi.

Lesi sakamuva singabangela kubonakala ngaphambili ekhadini ezansi isikhungo ngefomethi MM / YY. Ngokwesibonelo, uma "08/17" une kulotshelwa, kusho ukuthi ikhadi kuyoba abakhuthele Agasti 2017. Okungukuthi, ngo-September ngeke bakwazi ukwenza imisebenzi kuso, futhi isikhathi sokusebenza we Savings Bank imikhawulo ikhadi ngo-August.

Yini okufanele ngiyenze uma ikhadi maduze aphole?

Ngezikhathi ezithile kudingeka uyogqolozela imephu ukuze bazi lapho sekuyisikhathi sokuba siphele wesenzo. Kuye imigomo yesivumelwano, isenzo zingahlukaniswa zibe izimo ezimbili:

1. Nge Ukukhishwa ngokuzenzekelayo ikhadi elisha.

2. Ayikho ukukhululwa ngokuzenzekelayo ikhadi lepulasitiki.

Esimweni sokuqala nhlobo isidingo sokukhathazeka futhi ukhathazeke uma yisikhathi Sberbank ikhadi. Yini ukutshela isikhungo sezezimali ngokwayo ngokuthumela imilayezo ye-SMS inombolo kuboshelwe ikhadi lakho.

Kuyinto kanje: uhlelo lwekhompyutha ibuyekeziwe uhlu nyangazonke zamakhadi ezidinga selikhishiwe 1-2 izinyanga. Kuye ukutholakala ngokusebenzisa izinto ezibonakalayo, ibhange yakha futhi ithumela isicelo sokukhishwa amakhadi amasha esikhundleni labo maduzane angene labhidlika.

Linda SMS

Ngaleso sikhathi, lapho ncamashi ku-akhawunti yakho ukhiphe ikhadi elisha, ibhange ithumela i-SMS efonini yakho nge isaziso esifanele. Khona-ke, ngemva 5-10 izinsuku, lapho efika ikhadi plastic izinsizakalo ibhange lakho, wena uthumele umyalezo futhi kusukela indawo lapho ingatholakala, kanye nohlu lwemibhalo ayadingeka ukuba ukuze ayiswe wakhe.

Ngokuvamile, leli phepha ukuze bangabhekani kuyinto iphasipoti, ngawo inhlangano yezimali kalula ukuhlonza iklayenti.

Konke lokhu kwenzeka ngokuzenzakalela, ngakho akudingeki ukuthatha noma yisiphi izinyathelo ezikhethekile noma ezengeziwe, uma yisikhathi Sberbank ikhadi. Yini ayidingeki kuyinto ukushaya ibhange nsuku zonke, futhi ukubuza yini noma cha ikhadi ufikile. Ukuziphatha okunjalo kungaba engadingekile, kusukela kulesi sikhathi ukulethwa emnyangweni ngeke yehle, kodwa kuphela ukwehlisa ukwethembeka abasebenzi sakho sezimali isikhungo.

Ayikho ukukhululwa ngokuzenzekelayo amabalazwe entsha

Godu kuthiwani nengabe yisikhathi ye Savings Bank credit card kanye unayo inkontileka alisho ukuthi uyokwenza oluzokhishwa ngokuzenzekelayo entsha? Usuku daba, kodwa kulula ukuxazulula, ngaphezu kwakho konke, ningatatazeli.

Into yokuqala ukubheka ncamashi nalokho ngenyanga konyaka kuyoba ikhadi elivumelekile. Uma usuku lokuphelelwa yisikhathi ewela uhambo lwakho phesheya noma kuleli zwe, ukwelashwa noma ezinye izinsuku uma ungeke uze ngoba ikhadi elisha, kunengqondo ukuba zinakekele kabusha ukukhululwa kusengaphambili.

Phela uma wena kwelinye izwe noma ezindaweni ezisemajukujukwini kusukela amabhange ungafuni ukwazi ukuthi iphelelwe yisikhathi Sberbank ikhadi. Okufanele ukwenze ukuze uthole isikhathi esisha?

Ngesikhathi lapho inkathi kusebenze usezofika ekupheleni, kumele azise ebhange ngokufuna ukukhipha ikhadi. Lokhu kungenziwa ngezindlela eziningi: ngokumemeza isikhungo contact, nge-intanethi noma ukuvakashelwa emahhovisi lesikhungo wezimali.

Yiqiniso, uma ikhadi aphelelwe yisikhathi Savings Bank, yini okufanele uyenze, unquma. Inketho esheshayo kungenzeka ucingo ebhange contact centre. Akukho sikhala? Ungakhathazeki! Ubizwa lokuphekiwe yimuphi ikhadi plastic ohlangothini reverse. Futhi uma kungekho imali kuselula futhi akuyona inkinga - ucingo nakanjani free.

Kubalulekile ukukhumbula secret code ngesikhathi ingxoxo opharetha

Sikhishwe yokuthi opharetha contact centre abakwazi ukubona umuntu embiza, anakho ukwenza ezinye uhlobo ukuhlonza iklayenti. Lokhu kwenzelwa ukuqinisekisa ukuthi izigebengu ungenakho ukufinyelela ku-akhawunti yakho, noma ukwenza noma yimaphi ukuthengiselana naye.

Ngo arsenal of opharetha abe imibuzo embalwa. Ngokwesibonelo: ". Kokusho inombolo futhi uchungechunge passport yakho" "ukutshela inombolo yekhadi lakho", Futhi umbuzo ukuthi kubeka ukudideka amakhasimende amaningi - kuyinto "eliyimfihlo engingathanda ukulixoxa ekhadini lakho."

Lapho ezwa lo mbuzo, zama ukukhumbula ukhiye owawubizwa ngokuthi lapho uvula i-akhawunti ye ikhadi. Yena njalo elicacisiwe inkontileka. Ngokuvamile, izisebenzi yebhange batusa ukuthi amakhasimende ungakhohlwa leli gama, kulandela ongakhetha:

• isibongo sasekhaya kamama;

• lesilwane sika;

• ezemidlalo ozithandayo ithimba;

• nesibongo nguthisha wokuqala.

Uma ushayele le izwi, opharetha ngesandla oda ikhadi elisha elalizothatha indawo ubudala.

Kodwa zikhona izikhathi lapho akunakwenzeka ukukhumbula yini okumele ngiyenze? Uma uphelelwe isikhathi Savings Bank credit card kanye awukwazi ukusho izwi iphasiwedi kuso, bese usebenzisa ibhange ku-intanethi noma ukuthintana ngqo egatsheni yasebhange, okuzoba okwanele ukuze ubonise kuphela passport.

Okulandelayo, udinga ukuthola ikhadi elisha

Uma uza sms isaziso, ukuthi ikhadi entsha isilungile futhi ungathola ke ebhange, ngokushesha ukuya ekhelini elicacisiwe.

Lapho befika kule ndawo, uyocelwa passport, esidingeka ukuhlonza. Ngemva kwalokho yasebhange abasebenzi bayoninikela ikhadi plastic uqobo kanye uyiphine. Ngokushesha ukushintsha lokhu ikhodi i-ATM - ngakho-ke kuyoba ephephile ngawe, ngoba ngaphezu ke akekho oyokwazi ukuthi.

Okufanele ukwenze nge credit cards?

Izincomo ngenhla futhi iziyalezo Site ngokuphelele wonke amakhadi. Okungukuthi, ngisho noma yisikhathi Savings Bank credit card, yini okufanele uyenze, kakade obaziyo.

Yiqiniso, ngesikhathi ukushintsha ikhadi lesikweletu kubalulekile, ngoba uzothola ngokwakho ngaphandle usizo lwezimali olungeziwe, alinikela ebhange. Ngaphezu kwalokho, uma ibalazwe elinjalo lingenza, bese wena wenza imali njengoba umzimba noma isithakazelo izinkokhelo ku loan, esikhundleni okungazelele okusongelayo wena ekukhokheni.