Loan car

Okwamanje, ukuncintisana komkhakha wamabhange omkhulu kangangokuthi ukuthola loan ukuthenga imoto lula kunangaphambili. Imigomo loan azihlukile kakhulu, ngakho-ke ngokuvamile ahlinzekwa izinhlelo ezikhethekile ukuba afeze izenzo ezidinga ukuthatha ingakanani imali ebhange, kungengokomunye. Yini okufanele sizinake, okwenza out loan ukuthenga imoto, hhayi ukuthi usephutheni?

Izibalo zibonisa ukuthi ngokheshi in Russia kudayiswa 20% kuphela izimoto, ngakho-ke, asele 80% ethengwayo ngesikweletu. Ngakho-ke, kulesi simo-ke kufanelekile kakhulu ethi "funa izinhlobo supply." Isilinganiso senzalo ka 13-21% ngonyaka isikhathi unyaka 1 kuya eminyakeni emi-3. Ukuthenga imoto ngesikweletu - ngesihloko wamanje kakhulu.

Yiziphi ezicashile ethize izinhlelo imoto loan? Ngo amabhange kakhulu ukuqhuba izinhlelo ezinjalo kanye wabenza imoto. Kukhona zingancishiswa futhi inani lenzalo kanye nokukhokhwa phansi kanye lenyuka loan eside. A loan imoto kusuka elidayisa ku masheya akuyona athandwa kakhulu phakathi kwabantu. Njengomthetho, lokhu kungenxa yokuthi lowo muntu uzimisele kukhethwa sha ngaphambi kokuba anikezwe isikweletu, ngakho isiphakamiso akazange ivumelane kuye. Uma kuqhubeka isimiso somhlangano okhethekile unesithakazelo, funda inkontileka ngokucophelela. Kwezinye izimo, ongaphakeme zenzalo ungakwazi afihle ikhomishini ezinkulu, izimo ezikhethekile yomshuwalense kanye nezinye izinkokhelo ezengeziwe.

Express imoto loan - ukunikela njalo eminyakeni yamuva. Imigomo ngempela ezilingayo: ubuncane imibhalo eyeseka, isinqumo esisheshayo, akukho eseduze futhi guarantors. Ngokwemvelo, imali-mboleko iphezulu kakhulu, kodwa abaningi, akagcini. UMkhandlu zisesenjalo - sinake izimo ukuze ugweme imiphumela engemihle.

Nge ukubolekisa imoto, isimiso, yonke into icacile, futhi yilapha kanjani ungathola credit ukuthenga bu imoto? I ezidayiswa zidayiswa izimoto ezintsha kanye loans kuphela ukuthenga imoto ku emakethe yesibili alikho. Ungakwazi Ngokuqinisekile credit efanayo okusheshayo, kodwa sici esiwuphawu (ngaphezu eziphezulu zenzalo) kubuye isikhathi abolekise ezincane, okuyinto engenzi ivumelane ababoleka eziningi. Kufanele sinake non-injongo ukubolekisa, ezihlinzekwa cishe njalo yasebhange kuleli zwe. Plus sobala yakhe. Okokuqala, ukuthenga imoto is impahla yakho (imali-mboleko imoto, kuyothiwa eyisibambiso ebhange kuze senkokhelo yokugcina izikweletu). Okwesibili, kungenzeka self-Ukukhetha izinkampani, umshuwalense wokuphila nezinhlobo zalo. Ngu nebubi umthengi kabi wesikweletu akunakubangelwa kancane ukhokhe inzalo enkulu, ukuvuthwa Umkhawulo (isici hhayi zonke amabhange) kanye nomklamo yabo ethile.

Ukuthenga imoto - it unesibopho, ikakhulukazi ngesikweletu. Ngakho cabanga izikhathi ezimbalwa, ukucabangela zonke izinhlangothi ngaphambi ngokucophelela ngobuhle nangobubi bawo bese iya ebhange nge isicelo loan.