Izibuyekezo - MTS-credit card. Credit card MTS-Bank: kanjani ukuba uthole, imibandela yokubhalisa, isithakazelo

MTS-Bank akusho zisale ngemuva 'abafowabo' abengeziwe futhi ekusukela efuna imikhiqizo emisha yasebhange, okuyinto yenzelwa lula izimpilo amaklayenti. Futhi-credit card MTS - lena omunye wabo. Kusukela namuhla izakhamuzi zethu ngokuya ukusebenzisa amakhadi ezinjalo, baqonde izinzuzo ubunikazi. Ngokuvamile amakhadi abakwazi kuphela ukukhokhela izimpahla namasevisi e ifomu non-cash, kodwa futhi ukuqoqa amabhonasi ukuthenga ezenziwe, okungase esichithwa yokufuna izinhlobo ezahlukene imikhiqizo Isaphulelo ezinhle esikhathini esizayo.

Ngezansi sithatha sihlolisise umkhiqizo yasebhange kusukela MTS Bank - credit card, izimo kuwo, kanye zonke izinzuzo ukusetshenziswa yabo.

amasevisi elula

Thina ukhombise iphuzu omuhle main ehlukile MTS-credit card.

• Nge zisetshenziswe ngaso sonke isikhathi kwi-credit ungathola ngenzalo ephansi ku ezintathu ngalinye layo isenti.
• Kungenzeka ukuxhuma isevisi, okuyinto lungabuyiselwa ekhadini afika ku-1% yentengo.
• Uma uxhuma umsebenzi ukushaja imali ungakwazi ukuthola ngekhadi afika ku-10% ngonyaka ku-isamba semali kuso.

Izinzuzo ikhadi

1. Sikhishwe MTS credit card kalula futhi ngokushesha. Abasebenzi ibhange libona isicelo akuyona isikhathi esingaphezu kwehora.

2. Ingabe inkonzo "Mobile Banking", okuyinto ikuvumela ukuba uphathe ama-akhawunti yokukhokhela amasevisi website MTS-Bank ngokuqondile endlini.

3. Isicelo ikhadi lesikweletu MTS kungabuye ababulawa kwimodi online, akusho ukuthi ukuya igatsha lasebhange.

4. Simple, futhi okubaluleke kakhulu, umthamo wemvula khulula we-akhawunti yekhadi.

Izinhlobo Credit Cards

1. ibalazwe Sample. It ikuvumela ukuthola loans lemali ezingekho ngaphezu eziyizinkulungwane ezingamashumi ayisihlanu ngesikhathi 26,9% ngonyaka. Abanikazi of "igolide" noma "i-platinum" ikhadi bangabheka phambili ama-ruble ayizigidi 600 ngamaphesenti angu 25,9 ngonyaka. Kukhona isikhathi somusa - izinsuku 51. Ukubuyisela imali yenziwa nyangazonke inani elilingana 10% of the debt, ngoba "-platinum" futhi "igolide" - 5%. Kukhona ikhomishana on cash ukuhoxiswa amaphesenti 4 futhi ukudluliswa kwamanye ama-akhawunti - 3%.

2. Ukuze amakhasimende ezinkampani. Kubo, ibhange inikeza izimo ezikhethekile lula: izinga lonyaka kwehle ngo amaphuzu amathathu, kanye neKhomishini - ngephesenti elilodwa. Ngaphezu kwalokho, amakhasimende ezinkampani avunyelwe siyolanda kuze kufinyelele ayizinkulungwane eziyikhulu ukuhlinzekwa idokhumenti elilodwa - passport. Uma inani lemali obudingekayo ruble ayizigidi 300, kulesi simo, passport liyadingeka ukuze ufake isitatimende engenayo, futhi ama-ruble ayizigidi 600 ngaphezu kwalokho okudingeka ikhophi yencwadi umsebenzi.

3. Ukuze abanikazi kwabasebenzi amakhadi. Bank inikeza izimo ezikahle lezi zinhlobo amakhasimende: yaminyaka yonke senzalo them is amaphesenti 17-18, imibhalo hlu lufaka ipasipoti kuphela. Isikhathi kuphela - iklayenti kumele baye benza zokugcina izinyanga ezintathu, futhi ngenxa yalokho iholo ekhadini ebhange MTS kufanele athole okungenani izinyanga 3.

4. Ukuze emabhange. Ukuze amakhasimende uvulile idiphozi, ibhange futhi ngaphezulu abaqotho: ngabo akukho Imali processing kanye service amakhadi yonyaka, bakwazi ukuthola "igolide" ikhadi mahhala, futhi inani lenzalo kusiza zona -% 18 kuphela.

5. "MTS-Money." Leli khadi lesikweletu MTS lokubhalela elula. It ingatholakala emaqaqasini MTS, kusale kuphela iphasiphothi. kuso kwale mibandela elandelayo: umkhawulo - ruble ayizigidi 40, lonyaka lenzalo - 23, 35 noma 47 amaphesenti, kuye ukuhlaziywa Imiphumela yekhasimende. Kuyoba kuhle ukuthi uzobe amabhonasi ukuthi kungenziwa wachitha ezingcingweni khulula, imilayezo ye-SMS kanye nezinye izinsizakalo we-MTS opharetha lapho ukhokha ke izimpahla nezinkonzo ukhishwa.

Ukwenza i-credit card

Cabanga indlela ukuthola ikhadi lesikweletu MTS. Kuyaziwa ukuthi i-noma yimuphi umkhiqizo yasebhange, kumelwe bahlangabezane nezimfuneko of credit izikhungo ezaziwayo. ochwepheshe Bank ukuchaza ngokuningiliziwe indlela ukuthola ikhadi lesikweletu MTS bese ukhetha uhlobo kangcono kuyozuzisa wena.

Izimfuneko umboleki

1. IBhange ubeka umngcele yobudala - iminyaka 18-60.
2. Ukuba khona oyisibopho sokubhaliswa Russian Federation;
3. Ukuba khona izinombolo zocingo contact ezimbili, kuhlanganise omunye wabo kufanele zixhunywe.

Okuqukethwe credit card MTS kungenzeka futhi ukungabi khona umsebenzi ohlelekile. Isicelo ingase yamukelwe futhi umfundi, abazisebenzayo, abahola impesheni, okubaluleke kakhulu, ukuthi banayo imali ekahle.

Yini imibhalo kudingeka bathumele ebhange?

Uhlu amadokhumenti adingekayo ukuthola ikhadi lokuthenga ngesikweleti, angabizwa ngokuthi model, uzodinga ukunikeza:

• Iphasiphothi.
• Document lokuchibiyela ongakhetha kuzo - izincwadi zokushayela, isitifiketi INN noma Pension Fund.
• isitatimende Income.

Yenza i-credit card "MTS-imali" kungaba kuphela iphasipoti, kodwa kulokhu-ke izimo kuyoba okungekuhle for umboleki.

Imibhalo kungaba zithunyelwe ebhange kanje:

1. Ngokwami uvakashele ihhovisi.
2. Call ebhange bese ubeka umyalelo ukude.
3. Gcwalisa inthanethi ifomu - lokhu kuyindlela elula ukuklama ikhadi lesikweletu. Ukuze wenze lokhu, iklayenti kuphela igcwalisa lwemibuzo ke, ngemva kokubuyekezwa, uzothola i-SMS - umlayezo nge isinqumo yebhange. Uma isinqumo esihle uzoxhumana onguchwepheshe yasebhange futhi bavumelane indawo evumelana nawe futhi isikhathi sokuba ikhadi yokudlulisa.

Indlela gcwalisa MTS ikhadi

ukuphathwa Ibhange sika unesithakazelo kokukhokha ngokushesha imali, ngakho unakekele amakhasimende abo futhi inikeza izindlela eziningana ukuze ubuyise amakhadi. Khona-ke abakhululiwe main tibalwe lapha ngentasi.

1. Nesifundo somuntu siqu. Iklayenti mahhala nganoma isiphi isikhathi sosuku ungakwazi ashona ikhadi kusuka kunoma iyiphi i-akhawunti ivulekile e-MTS-Bank noma nomunye ikhadi lasebhange.
2. Ngokusebenzisa sokukhokha terminals. Uma usebenzisa le ndlela iklayenti kumele akhokhe imali engu-1-1.5% kusukela inani agcwalisiwe.
3. Ngo esitolo "Euroset", "I-Messenger" futhi "Eldorado". Kulokhu, lo eliqinisekisiwe ngesilinganiso 1% kusuka lemali agcwalisiwe.
4. Ngaphakathi, MTS ukuxhumana kwamangqamuzana.

Indlela ukuvala ibalazwe MTS

Vala imephu edolobheni, lapho kukhona ihhovisi yasebhange, ngaphandle kwezinkinga. Ukuze wenze lokhu, kudingeka uthintane igatsha eliseduzane isitatimende kuvalwe. Kodwa kungakenzeki lokho, qiniseka ukuthi akukho izikweletu kumephu. Uma konke ukuze, sizobe ukulinda kuze kube isinqumo ebhange.

Nokho, uma idolobha lakho MTS-Bank ayinayo ehhovisi, futhi ukushayela waya edolobheni eliseduze, lapho ekhona, asikho isikhathi noma ithuba? Kukhona lutho nzima. iwebhusayithi MTS-Bank, ungakwazi ugcwalise isicelo kwi Ukuvalwa ikhadi. Wena ukuphrinta, ngemvume bese ekhomba "Imeyili Russia" ikheli ikhanda ihhovisi (115035, eMoscow, ul. Sadovnicheskaya. 75). Ukuze ugweme ukulahlekelwa ukuncoma ngokuthumela ngeposi. Ngaphambi kokuthumela kumelwe ucacise ebhange ngokusebenzisa umugqa esishisayo nenani eliqondile yesikweletu kanye wokuyibuyisa. Uma isicelo samukelwe yibhange futhi abulawe, uzothola i-SMS ukuthi ikhadi ivaliwe.

Izibuyekezo Map

Kukhona amakhasimende amaningi abaye ekhishwe MTS-Bank for credit cards. Izibuyekezo ukusuka kubo zihlukile. Kukhona labo baye baphawula ijubane amakhadi yokubhalisa, t. Ukuze. Lwemizuzu engu-15 Isinqumo cishe ku ayiswe. Abanye abantu abafana yokuthi kulula kakhulu ukusebenzisa - kungaba nge-EFT ukukhokhela izimpahla kanye namasevisi, kukhona isikhathi somusa ukusetshenziswa kwezimali waboleka, kungaba lula ubuyise, uphathe ama-akhawunti.

Kodwa kukhona amakhasimende Angenelisekile ababhalisela MTS-Bank for credit cards. Uphenyo negative, ikakhulukazi ngenxa yokuphazamiseka abampofu. Ngezinye izikhathi shayela hotline akunakwenzeka. Lokhu kungenxa ukuminyana yayo, ngenxa yesibalo esikhulu samakhasimende abafuna ukwazi ubukhulu izikweletu. ukuphathwa Ibhange ayikwazi uyicabangisise lezi zinkinga, futhi, ngeshwa, dudula kakhulu labo abangase babe abathengi. Ngaphezu kwalokho, ukubuyekezwa ezingathandeki futhi ehambisana ne-ikhomishini ukususwa kanye ukudluliswa kweemali - azilona extortionate! Uma abantu abahlangana khona ukuthatha kuphela $ 100, nalokho bekusayoba kudingeka ukhokhe imali ruble 450.

Ngemva kokufunda izibuyekezo abasebenzisi wazibonela zamakhadi MTS, ngamunye ifinyelela eziphethweni zayo, kodwa ungabi categorical khulu. Wonke umuntu umbono wabo siqu. Sincoma ngokwabo ukuhlaziya zonke izinzuzo nezingozi amakhadi bese anqume ukuyisebenzisa noma cha.

Uma unquma ekhadini lesikweletu kusukela MTS, sincoma kakhulu ukuthi wena ngokucophelela uhlole yonke imigomo ehlongozwayo kanye yamanani, funda inkontileka ngokucophelela. Uma ufuna ukuvala ikhadi, sicela uqinisekise ukuthi wonke inqubo wayeqinisile futhi kuze kube sekupheleni. Ukuze omunye usuku ngathola ukuthi banomsebenzi MTS-Bank. Kungcono, uma ucela isitifiketi ebhange, okuyinto siyobonisa ukuthi ikhadi ivaliwe, kanye nekusungulwa ayinazo izimangalo kuwe.