Umthengi credit: ukubuyela kwesikhathi noma ngokuhambisana inkontileka?

evuma sphere - a ezibanzi capacious. Ezinye imikhiqizo yasebhange kukhona obala kahle futhi ezidume namakhasimende, ngakolunye iyunithi waziwa. Lolu hlobo lwe-loan, njengoba umthengi, manje ethandwa kakhulu futhi ezifunwayo ezweni lethu, kodwa naphezu kwalokhu, abantu abaningi namanje abazange wafunda noma ukukhetha, noma sisebenzise ngobuhlakani.

Izinkinga ziyoba khona ngala ukubolekisa, njengoba umthetho, ngemva isiphelo sesimiso inkontileka. Kunengqondo imigomo ecacile nelula ke kungazelelwe ibe ukumangala ezingemnandi amakhasimende ebhange. Yeka indlela okulula ngeke ibonakale umthengi credit, siyibuyisele - akulula.

Imigomo umthengi credit, amathuba ayo kanye nemikhawulo

Yini okufanele uzibheke lapho asayine isivumelwano loan? Kunezici eziningana ukhiye adinga ukucatshangelwa ngokucophelela:

• Isilinganiso senzalo. Kungakhathaliseki ukuthi kungashintshwa ngethemu yesivumelwano, lapho kulele;
• Yesikhathi esisodwa futhi Commission nyangazonke, ubungako bawo, ukubala ethize;
• isidingo eseduze noma isibambiso. Umthengi credit, ezizohlinzeka kahle buya, has, njengoba umthetho, enezimo ezingcono;
• ukubuyiswa kwemali ekuseni, usale nezikweleti, izinguquko izinkokhelo zenyanga. Kanjani izindleko zokweboleka kusukela lezi zici.

Isigaba sokugcina kumele wafunda kabanzi. Kulapha ngokuvamile ukungaqondi kahle nezinkinga, ukuze amakhasimende ngokucacile musa ukuqonda ukuthi kungenzeka kanjani kangcono ukukhokha loan. Uma ekuqaleni buyiselo imalimboleko enikeziwe Commission noma inhlawulo, kufanele kube kahle cabanga ngokuthi uyidinga kunenzuzo ngokomthetho. Imali ukuthi une manje ingasetshenziswa ngendlela ehlukile, ngaphandle kokuphula nge nesivumelwano sokubolekwa.

Kuyefana nasendleleni izinkokhelo zenyanga. Okuzuzisa kakhulu umthengi credit - umuntu lapho isithakazelo ibalwa njalo ngosuku ngaphezu lemali esele. Kulokhu, hhayi kunenzuzo ukukhokha ngenani elithile esibekiwe, futhi ukwandisa yayo. Kodwa kuphela uma bunikezwa inkontileka, futhi akukho izinhlawulo ezengeziwe.

Izingibe Zokufihla Ukuthi e uboleka emhlabeni: yini okufanele uyinaka

Umthengi credit, imbuyiselo kuqinisekiswa eziqinile yezinhlangano yasebhange. Kodwa yisiboniso iwumthombo ezengeziwe zemibhikisho enodlame. izinkinga nge buyiselo izibopho izikweletu Uma une iwe ngokulinganayo phezu kwakhe. Iqiniso siqiniseko kunakwe lapho isicelo loan kakade ngokwako yisiboniso.

ikhomishini efihlekile izinkokhelo - ikhanda amakhasimende amaningi izikhungo zezimali. Umthengi credit Savings Bank noma ezinye izikhungo ezinkulu yasebhange kuyinto alula futhi kuyaqondakala, kodwa ezimweni eziningi yokungaqondi. Ngokwesibonelo, ngemva sokuvalwa sivumelwano liyadingeka ukuthatha isiqinisekiso esibhaliwe yako ebhange. Iklayenti ayikwazi ukucacisa lemali yalo myalo, futhi izohlala njengesikweletu encane ebhange, okungase ekugcineni zibe esikweletini esikhulu. Ngakho-ke, umthengi credit, ukubuya ufuna ukukhiqiza, kudingeka ufunde kuzo zonke izinhlangothi, ecacisa yonke imininingwane futhi umehluko wemisindo nemiqondo yamagama.