Isilinganiso senzalo esisebenzayo

Kule minyaka embalwa edlule, isimo ezezimali nezomnotho isimo kuncike ngokuqondile ngesimo uhlelo yasebhange. Kungenxa yalesi sizathu ukuthi Russian uhlelo yasebhange kumele njalo lwesekelwe futhi luthuthukiswe ngempumelelo. Kubaluleke akunakugwenywa, ngoba lenqwaba amabhange ngokuqhubekayo kudala zincintisana empini ngenxa amaklayenti esizayo. Okwamanje, amabhange unikeza eziningi ezihlukahlukene nezinsiza zezimali ukuze ngabanye kanye nabamele ibhizinisi.

Eyodwa yezindlela eziyinhloko yokuthola imali njalo obolekisayo ukuze amabhizinisi nabantu ngabanye. Kungenxa yalesi sizathu futhi okwamanje uhlobo eyinhloko yasebhange. Le sevisi itholakala ku ezihlukahlukene izikimu nezindawo: ukuthengwa isikweleti sendlu, ukubolekisa ibhizinisi, ukubolekisa ukuze izidingo umthengi, ukubolekisa imoto, nokuningi. Nge nomqondo Ikhredithi eduze okuhlobene inkolelo yokungafi isilinganiso senzalo esisebenzayo.

izinhlangano isikweleti iKhasimende bakhangwa ezihlukahlukene imikhiqizo esikweletu emalini, ongaphakeme inzalo engako, futhi ngezinye izikhathi ngokuphelele ukubolekisa khulula, amazinga ukuncintisana kanye schedule elula. amasu anjalo ukumaketha ezimweni eziningi kukhona nje icebo yasebhange eziklanyelwe ukuheha amakhasimende. Ayikho yasebhange ngeke alinge sokuqhuba ukulahlekelwa, bonke ngothi lwabo noma kunjalo, uzothola imali ezidingekayo kunoma iyiphi imikhiqizo loan. Esimweni lapho intshisekelo amanani aphansi noma zero, ibhange lenza inzuzo kusukela ikhomishini sihluke kwamakhasimende. Kungenxa yalesi sizathu ukuthi zonke ikhasimende kufanele wazi ukuthi isilinganiso senzalo esisebenzayo. Uma lo muntu obolekayo akanawo amakhono adingekayo kanye nolwazi ekubaleni yayo, ukubala kufanele ukubhekana isikhulu loan ngeseluleko amaklayenti ngaphansi imigomo yesivumelwano esiphethwe ibhange.

I isilinganiso senzalo esisebenzayo - kuyinto inani eliphelele loan, e inqubo yokubala uyakucabangela hhayi kuphela okuzisholo senzalo, kodwa izindleko zokuhlinzwa nomklamo walo futhi uhlale umuhle. It is basakaza ethemini imalimboleko, futhi uzwakalise njengoba amaphesenti lemali esiye akhishwa. umthetho Russian uthi kusukela ngo-July 2007, zonke izinhlangano Russian ziyadingeka lokubonisa umboleki ekubalweni ngempumelelo zenzalo emalini ebolekwe, okuyinto ekhishwe. Kuyadingeka ukuba amaklayenti asebhange, ukuze bakwazi ukuqonda lokho ngokweqile ku loan, bayoba ahlupheke. Kaningi kuyenzeka ukuthi isilinganiso senzalo esisebenzayo ingaphezu kwe-evamile 2-3. It kungenziwa ibalwa ngokusebenzisa ezihlukahlukene ngezindlela ezahlukene. Ukuze Inthanethi abasebenzisi ukufinyelela yokubala ezikhethekile posted kumawebhusayithi ibhange noma kuwebhusayithi yebhange lapho ikhasimende ufisa ukuxhumana. Ukubala kungenziwa kuphela uma wazi ngokuphelele zonke izimali icala ngokokuqala loan.

Ngaphambi uthola loan, umboleki kumele ufunde ngangokunokwenzeka ngokuningiliziwe zonke izinto, futhi imigomo ebaluleke kakhulu yesivumelwano, futhi ikakhulu esigabeni echaza indlela Isilinganiso senzalo esisebenzayo kufanele ibalwe. Into kwesokudla kungaba ukuba bahlole nemibandela kwalo lonke usebe ukukhethwa loan ofanele kakhulu futhi ezingabizi. Nokho, akubona bonke ababoleka Kuhlolwa kuphela lesi sibalo, kwabanye akukhetha kakhulu ukusebenzisa amabhange okunokwethenjelwa owayedume ngokubulala uhlobo oluthile.

Indlela ephumelela senzalo ku idiphozi ibalwa ngendlela nawo enza njengoba kwaba njalo endabeni ka-loan, kuphela iklayenti, lesi sibalo kukhombisa yimalini izothola kusukela ukusetshenziswa umnikelo.

It kuvela ukuthi iklayenti kufanele ahlaziye ukuthi ngempumelelo ukuthi kuyoba iphesenti ukuthi umphumela uyoba yini. Uma loan ke umuntu angakhetha ibhange kwesokudla, ngokusekelwe hhayi kuphela idumela lakhe, kodwa futhi phezu Isilinganiso senzalo esisebenzayo, okuyinto ayinike inzuzo enkulu.