Kufanele uthenga ingcebo manje eCrimea ngo mortgage?

Kungakhathaliseki ukuthenga impahla manje? Ngokuqinisekile lo mbuzo ekukhathaza 99% abantu baseRussia, ngubani bephoqeleka ukuqasha indawo. Nokho, ukuthengwa ifulethi noma indlu bezilokhu kubhekwe enye yezindlela ezingcono kakhulu inzuzo ngezimali.

Ukukhetha isu

Umbuzo noma ngabe ukuthenga impahla manje iba isibili ezibalulekile ngenxa yokuthi lwemali US kuyabiza njalo, futhi ruble Russian akakwazi ukukufinyelela ukuzinza. Kunengqondo ukuphetha ngokuthi yonke into ilula: indlela engcono kakhulu ukuvikela imali yabo kusukela izinga lokwehla kwamandla emali - ukuthenga indlu. Iningi lezakhamuzi zethu nabo bayaqiniseka ukuthi amanani ezindlini esikhathini esizayo kuzokhulisa kuphela. Nokho, lapho ekuxazululeni impikiswano: "Kufanele I ukuthenga impahla manje?" - udinga cabangela la maqiniso alandelayo. Namuhla ungakwazi angaqiniseki ukuzinza dollar, Ruble nezindleko per imitha square.

Ochwepheshe uqaphele ukuthi namuhla akufanele enze izenzo ukuqubuka Isifiso kukhishwe benzuzo bona. Abathengi kufanele ukhumbule lokhu okulandelayo: Ungalindeli ukuthi ngenxa crisis ingcebo ziyowa intengo. Futhi abanikazi efulethini izinkontileka kufanele uqaphele ukuthi akukho ukusetshenziswa isikhathi eside ukuba umuntu alinde kuze ukwanda intengo yezindlu.

ingcebo market eliyinhloko kancane kancane

Kungakhathaliseki ukuthenga impahla manje? Yiqiniso, yebo, uma kuziwa izakhiwo ezintsha. Okwamanje kwaqina funa kule ingxenye emakethe, ukutshala imali kufanele kube kuye. Ingxenye enkulu Onjiniyela awushintshanga amanani in ruble ngonyaka odlule - lena agumenti onohlonze ukuze ukuthenga indawo endlini elalisanda kwakhiwa. Ngesikhathi esifanayo akufanele kube too slow ukuba wenze isinqumo esihle, ngoba ngemva kwesikhashana izinkampani zokwakha ngizolivusa izintengo izakhiwo ezintsha ngenxa izindleko ezikhulayo izinto, zobunjiniyela, amandla, ngivuka zenzalo yokuzigcina loan.

Kuzuzisa udayise namuhla

Inani elikhulu of baseRussia Sikhathazekile umbuzo ukuthi ukuthenga impahla manje a mortgage (2015)?

Nakanjani lo mbuzo ongeke uphenduleke. Ngakolunye uhlangothi, kukhuphuke yasebhange inzalo loan, ngakolunye - usethule uhlelo lukahulumeni ukuhileleka ngokuxhasa izinhlelo mortgage obolekisayo. Uma sikhuluma abatshelekayo ukuze kwakhiwe esisha, izinjongo eyinhloko ingcebo market zidayiswa ngesilinganiso 11-12%. Phakathi kwezinye izinto, abanye onjiniyela ukunikela ngaphansi kwezimo ezithile ukwehlisa inani yesivumelwano ngesilinganiso zixhaswe, elibuye kunciphisa tindleko izindlu. Ngakho, kulo mongo, umbuzo ukuthi ukuthenga izindlu manje yangempela mortgage onesixazululo eyingqayizivele. Umthengi a winner: kusindisa phezu izaphulelo, lapho kuvunyelwe isikhathi eside ukuba ukubhuka yokuhlala, elamukelayo yokukhokha in izitolimende.

Kunoma ikuphi, kuba impendulo esobala umbuzo ukuthi ukuthenga isakhiwo mortgage njengamanje. Januwari 2015 kuye kwabonisa umkhuba omuhle ingxenye engenhla wemakethe: Amazinga yasebhange sehla 20% kuya ku-16% (izakhiwo - 14.9%).

Amanani kuyoba ngaphansi kwengcindezi

On emakethe yesibili ingcebo kwakukhona isimo eyinqaba. Naphezu kweqiniso lokuthi ingxenye enkulu ye-nabathengisi engaba isinqumo sokuhlehlisa ukudayiswa, izinqumo ezithile yayisalokhu.

Ngandlela-thile, kodwa ukuthenga b efulethini isigaba / y kunengqondo ngesizathu esilula namuhla, umthengi unelungelo ukuba zilawule imigomo nabathengisi, okusho - kukhona kungenzeka omkhulu ukuthenga indawo ngentengo ephansi. Abanikazi, esikhundleni salokho, uphoqelekile ukuba athambise isandla, ngoba akuyona oqinisekayo ukuthi ukwanda izindleko ingcebo ngemva kwezinyanga ezimbalwa. Emkhakheni lezinto umnotho ekilasini Isaphulelo bengase bazikhandlele ayizinkulungwane 150.

Crimean ingcebo market

Namuhla, lenqwaba baseRussia ucabangela nethemba impahla wenzuzo e Yalta, Kerch futhi Sevastopol. sezulu Excellent, nature enhle, inhlabathi enothile - konke lokhu okubakhuthaza ngayo abatshalizimali ukuthuthukisa ibhizinisi kule ndawo ikakhulukazi womhlaba, okuyinto usanda kufika engaphansi yeRussia.

Yiqiniso, namuhla omunye nezindaba ukuphokophela kuyinto umbuzo ukuthi ukuthenga izindlu manje yangempela eCrimea. Ake sicabangele ke kabanzi.

amanani enyuka

Coast eCrimea sici has imingcele ecacile, futhi ngenxa yalokho beka nhlobo akwanele.

Nokho, uma kubhekwa ukuminyana ukuthuthukiswa ezindaweni ezisogwini, kusenzima isikhathi ukuthatha indawo ukhululekile elangeni. Ngokuvamile, khulula endaweni asadlangile, kodwa lokhu akusho ukuthi abatshalizimali kufanele hlehlisa zokuhlala ukuthengiselana: intengo ezweni YaseCrimea is kancane kancane. Kepha izindawo ethembisayo (eningizimu nogu eCrimea), sebevele 99% matasa kuwo.

Ingabe kuwusizo ukuthola YaseCrimea ingcebo manje

Yiqiniso, umbuzo ukuthi ukuthenga ingcebo eCrimea kufanele ibhekwe ngezindlela ezihlukahlukene. scares eziningi ukudideka lomthetho weRiphabhulikhi, irejista lemihlomulo izindlu nezindawo ukuthengiselana kumele zilethwe ngokuvumelana nomthetho Russian, esidinga ukuba isikhathi esithile. Futhi Peninsula nokwentuleka kwezingqalasizinda: izinto eziningi ezingazange kwalungisa kusukela kwamaSoviet. Futhi-ke, sokuthuthukisa umnotho kudingeka ukwakha ibhuloho yonkana Kerch Strait. Noma kunjalo, umbuzo ukuthi ukuthenga ingcebo eCrimea emva ukubusa Republic kubambana nelive letfu lokufanako, kungenzeka ukunikeza impendulo ngoyebo.

Uma usebenzisa umsindo yokusondela nokutshala izimali, awukwazi kuphela ukuthenga ukuze kuzuze ubunikazi ekhaya e Yalta, kodwa futhi ukuwudayisa ngemuva kwesikhathi esithile. Uma efulethini yakho itholakala amamitha angamakhulu ambalwa ukusuka ogwini lolwandle, inzuzo kusukela ukudayiswa kungaba kathathu, njengoba isidingo izinto ezifana Liyindawo okusezingeni eliphezulu.

Thenga indlu eCrimea kufanele kube esinye isizathu ukuthi kungaba kuqashwe masinyane ngemva kuthengiselana. Villas, izindlu, Cottages emizaneni YaseCrimea baphakathi iziqashi yokufunwa kakhulu, ngakho leli bhizinisi kungaletha ngempela imali enhle ngoba bekhumbula. Yiqiniso, ku superprofits akubalwa, ngoba izinga lenkonzo namanje kushiya okuningi okufanele oyifunayo. Nokho, ngokuhamba kwesikhathi lesi simo kulesi sici uzobe waqonda.

Ukungapheleli ngohlaka lomthetho

Ekucubunguleni ukuthi ukuthenga ingcebo eCrimea ngemva kokujoyina nhlonhlo Russian, kufanele ishiwo khona cleaner kule nomthetho esiye zanqwabelana ngenxa yenguquko ukusuka komunye emkhakheni wezomthetho kwenye.

A ithuba wangempela ukubhalisa ukuthengiselana ingcebo eCrimea okwamanje azikho, kodwa lokhu yikona akuyona zizehlisile izimfuno Russian ngoba resort izindawo. Ezimweni ezinjalo, intengo amafulethi YaseCrimea wenyukela.

Qaphela, imikhonyovu!

Kufanele kuqashelwe ukuthi ukudideka emkhakheni wezomthetho eCrimea zakala befisa wendawo. AmaRashiya, ngubani ekuklanyweni izindlu nezindawo ukuthengiselana ukunikeza idiphozi, bayizisulu nabakhwabanisi abazenza njengoba abanikazi amafulethi nezindlu, kodwa empeleni akuzona. Iqiniso liwukuthi namuhla ukufinyelela ebhukwini kukhawulwe, ngakho ukunquma ongumnikazi zezomthetho efulethini kunzima ngempela. Kuyinto cishe akunakwenzeka ukuthola, futhi ngabe impahla engenakususwa noma iyiphi encumbrances eziphoqelelwe.

Lokhu esintengayo zomthetho emkhakheni Crimean coast into ibukeka okuyingozi ngokuya utshalomali isikhalazo, lamasela Yiqiniso, ukuyisebenzisa. Isikhathi esining impela osomabhizinisi abangathembekile imibhalo okungeyona isihloko yokuhlala ingcebo.

Ngokusho kwabezindaba, kuqala vala amarejista ikumodi normal, esangenza imikhonyovu ukuqoqa ulwazi oludingekayo ku imibhalo yokuqala bese wenza amakhophi kubo.

Izincomo kulabo banquma ukutshala imali ngokuthenga izindlu eCrimea

Uma baye banquma ukutshala imali imali yabo e YaseCrimea ingcebo, ulandele izincomo ngezansi.

1. Linda kokuqala yokuthengisa ingcebo: ezimweni lapho imali efulethini kuzothunyelwa emva iphepha zizokhishwa ku ukwedlulela amalungelo endawo (ukubhaliswa igunya). Kungenjalo ungaboni, hhayi kuphela efulethini noma indlu, kodwa futhi imali yabo. Khumbula, imikhonyovu kukhona phezu uqaphile!

2. proschityvaya lenzuzo izimali ingcebo eCrimea, ungakhohlwa ahlaziye amathemba lwesigameko emibi Oqala ukungezwa aze agcine elala Ukraine. Ngakolunye uhlangothi, awudingi ukwethuka, ngoba ukuba khona ibutho Russian enhlonhlweni - siyisiqiniseko zokuphepha.

3. Ukuhlaziya Dynamics ingcebo amanani ukwanda inhlonhlo kanye amathemba ukuthuthukiswa kwebhizinisi kule ingxenye wemakethe, ungakhohlwa ngezikhathi ukuqapha ukuqaliswa ukwakhiwa kwebhuloho yonkana Kerch Strait. imigwaqo emikhulu nojantshi bezitimela izinhlobo kuphela imiyalezo ukwenza nhlonhlo esifundeni kwezomnotho ochumayo. Ikakhulukazi ethembisa ngokuya utshalomali ubhekwa ibhuloho yonkana eTuzla isiqhingi, okubandakanya Ukuhlukaniswa Kerch zibe izingxenye ezimbili.

4. Ukuthuthukisa uhlelo lwebhizinisi ukutshala dolobha kule izindlu YaseCrimea, hhayi ukuba uthembele umbono wezazi wendawo. Abazi zonke umehluko wemisindo nemiqondo yamagama kanye ubuqili lwetemtsetfo isiRashiya, ngakho ngo-search for abameli, ingcebo amanxusa, nabaqambi kufanele usebenzise indlela yokukhetha.