Law eqinile 'Vitakon ": ukubuyekeza amakhasimende futhi abasebenzi

Kwake kwathi ngo-nesimo esinzima udumo, abantu abaningi uzama ukuxazulula inkinga ngezindlela ezihlukahlukene, kuhlanganise:

• ukubhaliswa imalimboleko kwenyanga kuye kwenye inhlangano yezimali ukukhokha izikweletu zamanje;
• ukuthengiswa kwempahla ukuze kukhokhwe ngokugcwele lemali edingekayo ekhona;
• izikweletu ukwakha kabusha. Vuselela inkontileka kuze kudlule isikhathi eside ushayela ngempela lo muntu obolekayo ebugqileni nakakhulu, kanye kwandisa inani ngokweqile.

Izinketho ngenhla ukunikeza amabhange umboleki lapho yokugcina libhekisela isikhungo sezezimali nge isaziso ukwehluleka ukukhokha izikweletu ngesikhathi futhi ngokugcwele ngenxa yezimo zokuphila ezithile (ukunciphisa inkokhelo, ukulahlekelwa umsebenzi, njll).

Esimweni eziyinkimbinkimbi olunjalo lubalulekile usizo nokuxhaswa Ochwepheshe, lwati loluphelele umthetho, futhi uzimisele ukunikeza umuntu owangena izimo ezinzima nemali, umsebenzi ophambili Noma kunalokhu kuvikeleka kwezomthetho.

Le nkampani "Vitakon" uyakwazi ukuthatha inkinga ukuxazulula inkinga zezimali, ngoba ummeli ngamunye inhlangano - uchwepheshe, elisekelwa yingcebo eziyingqayizivele nolwazi ongalusebenzisa namakhono ukuthi asetshenziswa ngayo izithakazelo amaklayenti abo.

What do Izibuyekezo mayelana ifemu yomthetho "Vitakon"?

Kuyinto inhlangano ezingasiza umuntu abaphila kunoma iyiphi ingxenye yeRussia. Inkampani amahhovisi e 24 izifunda zezwe lethu. Ochwepheshe wamukelekile emadolobheni 24, kuhlanganise Ekaterinburg, Volgograd, Kazan, Kirov, Omsk, Krasnoyarsk, Penza nabanye. kokubonisana Primary kanye ikontraga eyenziwa abaphathi emagatsheni. Ngqo icala zekhasimende lakhe ithunyelwa ehhovisi main, elise Chelyabinsk. Ezindaweni lapho azikho abameleli, umsebenzi wenziwa ukude.

indlela yesilawuli kude msebenzi uhilela ukwehluleka ukuba avele enkantolo ekulalelweni abamele inkampani "Vitakon". Amakhasimende akudingeki ukuba sikhathazeke ngale ndaba, ngoba umsebenzi onjalo engabondli abakubo khona amaqembu enkantolo, futhi ummangalelwa noma ebhange.

Iphanorama eyinhloko "Vitakon" inkampani kuyisivikelo zezimali sabantu - okungukuthi, ukusiza abantu abalahlekelwe, ngoba noma ngabe yisiphi isizathu, ikhono ukukhokha loans.

Ukubuyela nempikiswano ukungabi nakwenzeka kwento ekukhokhweni loan umuntu. Kukhona enye indlela esingathola ukuxazulula isimo esinjalo mayelana nokuthi iziphi izinhlelo amabhange uthula. Lena kwecala. Okungukuthi, ibhange ongafaka isicelo ohlulekayo enkantolo ukuxazulula inkinga buyiselo imalimboleko. Nokho, inhlangano yezimali ilibele ngamabomu inqubo zokugcwalisa itleyimu umboleki zanqwabelana okuningi njengoba izinhlawulo kungenzeka futhi izinhlawulo, lapho kulesi sikhungo, ngokulandelana, niyozuza. Ngalesi sikhathi, isimo sezimali umuntu akakwazi sokukhokha imali ebolekiwe, catastrophically eziwohlokayo. Ngaphezu kwalokho, umndeni wakhe kanye nabantu njalo ukubelesela abaqoqi, ezama "knock out" izimali. Kulokhu, ukuthatha abasebenzi yenkampani "Vitakon"?

Izibuyekezo amaklayenti abaye basebenzisa izinsizakalo le nhlangano, ukhombise professional indlela ukuba zixazulule izinkinga credit. Abameli ukuthatha zonke izindlela wezomthetho ezinomthelela obolekisayo, ukuze ibenze ke nokufakwa icala okweletayo. Kwakuthinta enkantolo uyiswa inciphise isixazululo izikweletu ususe ikhomishini emthethweni, izinhlawulo ngokweqile kanye inhlawulo. Futhi uma lo muntu obolekayo okhokhela imali ethile ngenyanga akuyona fabulous, kodwa hhayi ngaphezulu kuka-50% imali olusemthethweni, ngokusebenzisa bailiffs. Uma kukhona abantu abakweletwayo ngalesi simo embalwa, lokhu isilinganiso kwasakazwa Imininingwane nhlobo. Uma emahlombe umboleki sika abaphathiswe ukunakekelwa abondliwa, noma uma kukhona izifo ezidinga imithi yokwelashwa ezibizayo, ngaleli zinga zingancishiswa 25-30% of the imali olusemthethweni, futhi kwezinye izimo ngezansi. Phakathi lokukhokha loan akukho izinhlawulo kanye nezinhlawulo kungukuthi icala, futhi ukubuyiswa kwemali isikhathi sandisiwe kuze kube isikhathi lapho lo muntu obolekayo uyakwazi ukuba abuyisele amaphesenti yayo 50 ukukhokha inani eligcwele imalimboleko. Ngesikhathi esifanayo abaqoqi, ekugcineni, shiya okweletayo wedwa: ungabhali futhi awushayelana.

Kususelwa vyshenapisannogo kuba sobala ukuthi isimo esinzima kwezezimali kubalulekile ukuxhumana inkampani 'Vitakon ". Izibuyekezo amakhasimende esibonga ngubani bakwazi ukusindisa izindodla zemali ngenxa umsebenzi professional abameli, kuqinisekiswa.

Le nkampani "Vitakon" kunesithembiso ngabanye ucabanga

Uma:

• Kuyinto ekukhokheni okweqa ruble 300,000,
• ukubambezeleka yokukhokha esingaphezu kwezinyanga ezintathu,
• abanalo ikhono lokukhulumisana sikhokhele abakweletwayo,

muntu onelungelo elingokomthetho ukumemezela bona ungeke uzithole usuwile. Yini eyenza? Kukhona ithuba lokubhala izikweletu ezingakhokhiwe, noma bayihlele kabusha kubo kuze kuphele iminyaka emithathu. Lokho kuyinto abanamacala seqiniso ezingeni zomthetho, banikezwa ithuba ukuzikhulula ngokweqile umthwalo ngokwezimali ezivukayo ngenxa yezimo zokuphila.

Inqubo ucabanga liyinkimbinkimbi futhi unezigaba eziningana, ukukhishwa okuyinto, kuhlanganise ukuqoka imenenja zezimali (umuntu ukhiye kule nqubo, lapho isinqumo salo mahluleli ukubhala izikweletu), yabekwa Ochwepheshe yenkampani "Vitakon".

Ngempendulo ikhasimende ngezinye izikhathi kukhulunywa ukubambezeleka ngokweqile inqubo, kodwa kusuka 4 kuya 12 izinyanga zokuphila buyafaneleka ngokugcwele. Phela, kufanele inake izici kohlelo Russian zokwahlulela, umhlangano okuphindaphindiwe. Plus pre-ukwelashwa: kugcogca nekuhlela ulwazi ukufeza yokubhalisa kanye lokuqoqa amaphepha adingekayo. Yiqiniso, amakhasimende amaningi bakhononda ngokuthi ke angadluliselwa kusuka ummeli eyodwa kuya kwenye. Kodwa lapha, njengoba kunoma yiliphi ibhizinisi, kukhona isici womuntu: ilivu yokugula, sokubeletha, ukuxoshwa. Phela, njengoba kushiwo ngenhla, ukugcina ibhizinisi kuthatha isikhathi eside, ngakho lezi zinguquko zenzeke. Izinga eliphakeme lomsebenzi futhi umphumela is hhayi kubonakala. Bonke abasebenzi - Ochwepheshe afanelekayo anolwazi kwaboc.

Umphumela waba ukuthi inkampani uthola iklayenti "Vitakon"? Izibuyekezo nezinqumo zokwahlulela uqinisekise ukuthi impumuzo umnyuziki ngesisekelo isinqumo senkantolo ukukhulula isakhamuzi ekwenzeni izimangalo ayemkweleta sika. Ngakho, ngesikhathi 2017 izinkampani iklayenti ezingaphezu kwezingu-30 Ubhale izikweleti zabo, uya for ezikweletini, ngo-2016 inani ukubhala ngempumelelo isikweleti sakhe ngu ukugcwalisa for ezikweletini yeqe 300 abakweletayo.

Yini esongela okweletayo limenyezelwe yimali? Imiphumela akuzona ezisabekayo ukuze:

• engenakwenzeka iminyaka engu-3 ukubhalisa inkampani ume lokulawula (kube umqondisi jikelele noma esiphezulu enkampanini, futhi ezinye amafomu enhlangano nezinhlaka zomthetho)
• kungakapheli iminyaka 5 kusukela osukwini kwaqedwa inqubo, umuntu ayemkweleta wangaphambili kumele ibe ngefomu esibophezelayo ukwazisa umbolekisi ngaphambi uthatha loan, kungokoqobo ucabanga ekuqhutshweni.

Kuzokwenzekani nge okweletayo, uma engazihlanzi olokotha aye ngokusebenzisa ucabanga ekuqhutshweni:

• Bank ngithengise abaqoqi shí ezikweletini, futhi ingcindezi (okufaka phakathi izihlobo) uzoqala nge bang;
• uqhubeke intshisekelo ngenyanga futhi izinhlawulo yokukhokha sekwedlule isikhathi.

Ngaphezu kwalokho, uma inqubo ukuqashelwa ohlulekayo yimali izoqaliswa yibhange ke kukhethwa umphathi ukulamula okuyakuba ngasemva kwakhe. Ngakho-ke, umuntu ogunyazwe Kuzoqokwa ukwenza egameni izikhungo zezimali okusongela ukuqashelwa umboleki ka yokungathembeki kwakhe. Uma ibhange azophikisana ukulamula umbango umlawuli, okweletayo uzolahlekelwa thuba ukuze ayibulale le ezikweletini nasezinsizini izimpahla zayo siyogcwaliseka. Ukuze umboleki ngokungafanele nayo isongelwa kuxoshwa kusukela efulethini, ayezosebenza njengabaqondisi eseduze ngoba isivumelwano mortgage ngaphandle kokunikezela yokuhlala okunye.

Yini enye ongayisho inkampani "Vitakon"? impendulo kwamakhasimende omuhle njani kokubonisana, okuyinto mahhala. Ngesikhathi somhlangano wokuqala ne abameli iklayenti:

• ukusiza ukwakha uhlelo balahle credit;
• ukunikeza iseluleko esiwusizo izibonelo zangempela kusuka umkhuba wakhe;
• ngokushesha njengoba ukuze bakwazi ukuzivikela futhi close by ingcindezi evela amadamu.

Yeka ukuthi kuyinto ukubambisana ne inkampani "Vitakon"?

Izindleko amasevisi kuncike inani eliphelele credits, okuyinto kuthiwa ngobulili umsebenzi. Inkokhelo ingenziwa izitolimende encane esasiyithola.

Yini abantu ngathi "Vitakon" abasebenzi?

Izibuyekezo akhayo ukugqamisa izinzuzo ukusebenza enhlanganweni:

• friendly, okunempilo futhi okunokulinganisela ihlale ikulungele ukusiza iqembu;
• ukukhokhelwa ngesikhathi esifanele inkokhelo;
• amathuba ama-career;
• abaqotho nokuphathwa okulinganayo;
• ukuthola isipiliyoni eliyigugu;
• umkhuba omuhle;
• kungenzeka ukuthuthela kwelinye idolobha.

Kulaba nemiphumela ethile engathandeki sekhodi saziso ingubo, isidingo ukulungiswa kwezinye amahhovisi. Indawo ekhethekile ukubuyekeza, banikezwe ingxenye ngokomzwelo kuze kufike nzima ukuphila ezimweni amaklayenti.

Le nkampani "Vitakon" kusiza abantu ukuba baxazulule izinkinga zabo zezimali ngendlela enenzuzo kakhulu ngabo. Ngaphezu kwalokho, isimo sabo emphakathini, amazinga okuphila kanye nendawo yokuhlala nhlobo ukubaluleka. Ukuze amaklayenti ngamunye ukuthuthukisa i umugqa ngamunye yokuzivikela. Ukuze umbuzo wakho konke okusemandleni abameli Russian usebenza inkampani "Vitakon" kufanele bangena esivumelwaneni, ngemva kwalokho isimo inkinga kuyolethwa ngaphansi kolawulo elisemthethweni. Le nkampani "Vitakon" kusiza amaklayenti yayo ngokomthetho ngokugcwele ukubabulala imali eyayiyikweleta ukuba abakweletwayo, enika inkululeko futhi nethemba ngekusasa.