"Rosgosstrakh":-Google + ku-izinkampani zomshuwalense. impendulo kwamakhasimende mayelana NPF "Rosgosstrakh"

Izingozi, izingozi nokugula lapho siseholidini, ngeshwa, sonke sibhekana. Ngisho abantu abanakekela impilo yabo, ezingalindelekile zenzeka enkingeni. Ukusiza ukuvikela i-izinkampani eziningi umshwalense. Odinga ukukwenza - iwukuba bangena esivumelwaneni nenkampani ethile futhi wenze imali nyanga zonke. Lapho inkampani umcimbi insured eyokwenza umonakalo. Nokho, kudingeka ithemba proven izinhlangano kuphela ezisebenza isikhathi esingaphezu konyaka nokubonisa imiphumela emihle. Esinye salezo yinkampani "Rosgosstrakh". impendulo kwamakhasimende ngakho, ungakwazi kuphela ukuzwa omuhle.

Inkampani Imininingwane

"Rosgosstrakh" - enye yezindawo ezinkulu kakhulu izinkampani Russian nokunikeza izinsizakalo umshwalense ukuze ngabanye nezinhlangano ezingokomthetho. Wonke umuntu unethuba uvikelekile isivikelo ezihlukahlukene izingozi. Namuhla kunamahhovisi inkampani kuka 3500 ezweni lonke. It inikeza izinhlelo ezahlukene phezu 50 umshwalense. Kuyinto Hull hhayi kuphela ethandwa futhi MTPL, kodwa futhi umshwalense ekhethekile emkhakheni commercial. Osomabhizinisi akakwazi esabe ukulahlekelwa enkulu uma podpisalii isivumelwano nenkampani "Rosgosstrakh". impendulo kwamakhasimende ubonisa ukuthi isivumelwano okuphelela izimo abaqotho. Abasebenzi basebenza ngendlela esobala futhi sithembeke.

Ochwepheshe ukufuna ukufaka kwinkontileka inani esiphezulu ingozi. Nale degree of ukuthembeka ngokubambisana neNhlangano ukwenyuka izikhathi eziningana. Ngo-2013, isilinganiso ejensi «UCHWEPHESHE RA" waqinisekisa ukuthembeka enkampanini yomshuwalense "Rosgosstrakh". Ngemva nje kancane kwalokho, inkampani futhi ukhishwa National Isilinganiselwa Agency. "Rosgosstrakh" namuhla has a level of 'AAA ", okubonisa ngezinga eliphakeme ngokuthembeka.

Ochwepheshe of imboni yomshuwalense bakholelwa ukuthi inkontileka nomuntu zemvelo kumele kube okunokwethenjelwa nje kuphela kodwa futhi elula. Akwenzekanga ngephutha ukuthi abasebenzi yenkampani sisusiwe ukunikeza ulwazi esiphezulu kumakhasimende ayo. Umuntu ngamunye kufanele ziqonde ukuthi kungani udinga umshwalense, yini izinzuzo uzokwazi ukuthola, ngokubambisana neNhlangano JSC "Rosgosstrakh". impendulo kwamakhasimende ibonisa ukuthi ochwepheshe bayokujabulela ukuphendula yonke imibuzo, banikela ngesikhathi esiningi ukuze umuntu ngamunye, njengoba kudingeka.

Umlando "Rosgosstrakh"

Le nkampani yasungulwa ngo February 1992 njengoba inkampani isitokwe ngokuhlanganyela. Zonke ukwabelana ngaleso sikhathi kwakungekaNkulunkulu isimo. Februwari 10, wakhipha umyalo wokuba № 76 "Ngo ukusungulwa inkampani yomshuwalense isimo." Kwakufanele inkampani isitokwe ngokuhlanganyela kuyoba owalandela labameli boMbuso Umshwalense RSFSR, wadala ngo-1921. Ngo-2003, abangaphezu kuka-70% inkampani ezizimele. Ngakho-ke, inkampani akuseyona namuhla kahulumeni ngokugcwele. Ngo-2008 OJSC "Rosgosstrakh" ngithenge izinkampani zomshuwalense "Capital Reinsurance", "Capital Umshwalense wempilo", "Capital Health Insurance".

Ngo-September 2010, isimo wathengiswa ngabanye ezizimele namanje 13% wamasheya inkampani yomshuwalense. Kuze kube manje, 52% of the izibambiso okungewakho LLC "RGS Holding", 21% - inkampani RGS IZIMPAHLA LIMITED. UMqondisi oMkhulu inkampani yomshuwalense kuyinto Danil Hatchaturov.

IC "Rosgosstrakh" amagatsha manje evulekile njalo esifundeni Russia. Ibhizinisi wenziwa emazweni amaningana CIS. Inkampani "Rosgosstrakh Armenia", inkampani "Providna" saziwa e-Ukraine usebenza e-Armenia. osizayo we JV "Rosgosstrakh" wavula eBelarus. Izibuyekezo amaklayenti basemazweni angomakhelwane abonisa nokuthi ezingaphansi namuhla futhi eziningi ukuthengiselana. Ethandwa kakhulu kuba imoto umshwalense kanye yomshuwalense wokuphila kanye nezempilo.

"Rosgosstrakh Bank"

Inkampani akagcini ngokunikeza umshwalense ngemisebenzi yezinga eliphezulu. Okudumile e-Russia namuhla futhi "Rosgosstrakh Bank". Izibuyekezo abonisa ukuthi le isikhungo sezezimali kuthandwa kakhulu phakathi amakhasimende. Abantu bathemba izinkampani ezingeni eliphezulu ngokuthembeka.

Kukhona igama eziningi aziwayo kuphela wabonakala ngo-September 2001. Kodwa nakhu indaba esikhungweni sezimali iqala nge ezikude 1994. Khona-ke ilunga isitokwe yasebhange commercial "Fintransbank" yadalwa. inhlokodolobha agunyaziwe ngaleso sikhathi zaba ama-ruble ayizigidi 100 kuphela. Bank of ilayisense Russia etholwe ngo-September 1994. Kakade 1995 igama isikhungo sezezimali ishintshelwa "Russian Interregional Bank for Development", e indlela efingqiwe yokubhala igama - Akb "Rus-Bank". Leli gama wadonsa kwaze kwaba ngu-2006, lapho isikhungo sezezimali iqanjwe kabusha ku Joint-Stock Inkampani. Septhemba 6 kwakukhona igama owaziwa eziningi OJSC "Rosgosstrakh Bank". Izibuyekezo ongoti abonisa ukuthi leli gama ubanjwe on ngokushesha nje ngenxa khona igama elifanayo inkampani yomshuwalense.

Inhlokodolobha ogunyaziwe ebhange ishintshile ngokushesha kusukela buqala. Ngo-2001, sasifana nokuthi ruble ayizigidi ezingu-500, futhi wonke liye laphindeka kabili ngonyaka owodwa. Ngo-2002, i-isikhungo sezezimali lithole ilayisensi jikelele ukuqhuba imisebenzi yasebhange. Kuze kube manje, share yayo dolobha idlula ruble 2 billion. IBhange inikeza ngamasevisi kokubili abantu nezinhlangano ezingokomthetho. Ukunikezwa ezihlukahlukene loan futhi idiphozi imikhiqizo, bayakwazi ukuvula i-akhawunti osomabhizinisi yangasese, kumakhasimende ezinkampani uphiwa amaphrojekthi iholo.

umshwalense car

Treaty ngokuphathelene izimoto, athandwa kakhulu kunoma iyiphi inkampani yomshuwalense. hamba embili ngemikhicito umnikelo "Rosgosstrakh". Izibuyekezo abonisa ukuthi kunani lingahunyushwa baphetha ngokushesha ngangokunokwenzeka ehhovisi eliseduze. Kuyinto kudingekile kuphela ukunikeza iphakethe ubuncane kwemibhalo. CASCO izindleko IC "Rosgosstrakh" kuncike ngonyaka imodeli imoto, mileage yayo kanye isimo lobuchwepheshe. Ukuze imoto isilinganiso kungadingeka akhokhe ruble mayelana 6000.

Kukhona izinhlelo eziningana umshwalense CASCO. Kufika Uhlelo kuyakhethwa avame ngaphansi kwegama "Akukho okwedlula." It uyisivikelo ezingozini ezinkulu ezifana ukweba imoto, traffic yengozi, ukubhujiswa ngokuphelele futhi umonakalo. Inkinga nje wukuthi inkonzo enjalo angekhe azuze abashayeli abathenge imoto ngesikweletu. Ukuze ngokunenzuzo le sikebhe hlelo, kumele ube ngumnikazi agcwele imoto.

Ukuze yokubhalisa kanye yomshuwalense okuyimpoqo, ungaxhumana inkampani "Rosgosstrakh". impendulo kwamakhasimende ubonisa ukuthi abantu ababeke wabambisana ngokuqinile, kungenzeka ukuphothula isivumelwano kuzimo abaqotho. Okuyimpoqo - lena kuphela ukuvikelwa umthwalo somshayeli uma kwenzeka engozini yemoto. Labo abafuna ukuthathelwa umshuwalense imoto yakho siqu, kuyafaneleka ukunaka omunye izinhlelo Hull.

ukusebenza ngaso sonke isikhathi ngokwethembeka futhi angagwegwesi inkampani "Rosgosstrakh". Izibuyekezo Ikhasimende izinkokhelo ukukhombisa ukuthi ukulungiswa Kwenziwa ngokushesha emva kokuhlola imibhalo lomcimbi kwesamba. Ngaphezu kwalokho, auto-kungase kutholakale kule nkampani - akuve elula. "Rosgosstrakh" inezinga eliphakeme ngokuthembeka nokutholakala isevisi inthanethi kuyasiza kakhulu ukulondoloza isikhathi ikhasimende.

umshuwalense wezempilo ophoqelekile

Kusukela izinkinga zezempilo, ngeshwa, akunakwenzeka ukuvikela. Kodwa ukubala lezempilo izinga can cishe wonke umuntu yakhelwe inqubomgomo umshwalense wezokwelapha ayimpoqo. Ngaphandle kwale dokhumenti alikwazi wayenikeza abantu izinkonzo khulula e ezibhedlela nasemitholampilo. Izibalo uthi sonke baseRussia eziyisikhombisa okhona Inqubomgomo MHI Insurance "Rosgosstrakh". Izibuyekezo ukukhombisa ukuthi ezingaphansi zitholakala ezindaweni elula kakhulu futhi inkonzo inthanethi ikuvumela ukuba wenze into ngaphandle kokushiya ikhompyutha yakho ekhaya.

ochwepheshe abafanelekayo inkampani yomshuwalense bazabona ukuthi ukuqaliswa ngesikhathi esifanele imisebenti lemayelana umshuwalense wezempilo saziso. Lokhu kuhlanganisa ukukhokhelwa emitholampilo kanye nasezibhedlela amasevisi. Amakhasimende bangathembela inkonzo izinga mahhala nganoma isiphi isikhungo sezokwelapha.

Odinga ukukwenza ukuze uthole umshwalense, - ukuya "Rosgosstrakh". Inkampani yomshuwalense libuyekeza amaklayenti abaye esetshenziswa isevisi, has omuhle ngokwengeziwe. Abasebenzi ngendlela kufinyeleleke ukuchaza ukuthi imibhalo ayadingeka, esingakanani inkontileka isebenza. Ukuze wenze into, udinga ukubhala isicelo egatsheni eliseduze inkampani yomshuwalense. Okwengeziwe kubandakanya ikhophi ipasipoti we isakhamuzi Russian Federation. Inqubomgomo yomshuwalense yezokwelapha eziphoqelelwe akusho yisikhathi. Okuhlukile ukuthengiselana wangena nge nezakhamizi zakwamanye amazwe abanale obaleke ezweni lakubo. Isikhathi sokusebenza kwepholisi yomshuwalense kuleli cala oluhambisana esikhathini sokuhlala kuleli zwe.

isikhwama

Lapho esemusha, bambalwa abantu abacabanga ngokushesha kangakanani isikhathi siyandiza. Amantombazane amaningi kanye nabafana, bezama uthole okwengeziwe, phesheya. EYurophu lehla ngokushesha inani okwenzayo ukuze uthole imali enhle ngempela. Nokho, inkinga iwukuthi lokhu iholo awunasilinganiso esimweni bomdabu, futhi ngenxa yalokho akuphazamisi inani impesheni esizayo. Ukuze Ezimweni ezinjalo, futhi sidalwe yesikhwama sempesheni. "Rosgosstrakh" kuthandwa kakhulu namuhla NPF. Izibuyekezo Customer sisho futhi ukuthi kuthengiselana ezihlongozwayo ngemigomo esobala nemibandela. Inkampani yomshuwalense kungaba ukuqinisekisa ukukhokhelwa eliphakeme kubantu abaye babhekana nesimo sokumpeshena. Abantu abadala akufanele ezihlobene nabantu abampofu nabaswele.

Bamba iqhaza kumiswa ukonga impesheni kungaba eside ngaphambi ukuqala zokuguga. Ngokusho izakhamuzi eziningi ungakwazi kuqinisekiswe inkampani ehloniphekile "Rosgosstrakh" impesheni. impendulo kwamakhasimende ubonisa ukuthi ukungena esivumelwaneni kusenesikhathi. Lokhu kuzokuvumela ukuba baphile kahle ngemva kweminyaka engu-60.

Uhlelo "Pension Hlela" ubhekwa umkhiqizo ethandwa kakhulu. Izinkokhelo bangase bafinyelele ezingeni ukuguga iholo. Ngakho, uma eminyakeni engu-30 ukuqala njalo ngenyanga ukwenza inkampani yomshuwalense for ruble 6000, iminyaka engu-55 empesheni non-state eyengeziwe kuyoba ruble angaba yizinkulungwane 19. Lena nokwanda okuphawulekayo, okuyinto ikuvumela ukuba ungakhathazeki ngokweqile mayelana nokuguga. Ngisho kangcono kungaba ukuzizwa ngilixhegu, uma isebenzisa neminye imikhiqizo ye inkampani "Rosgosstrakh". Life umshwalense amakhasimende ngempendulo futhi omuhle. Umuntu uzizwa eqiniseka kakhudlwana, uma azi ukuthi phezu okuvela yengozi, uyakwamukeliswa ukusekelwa ngokwezimali.

Ukubolekwa ka "Rosgosstrakh"

ethandwa kakhulu imikhiqizo credit "Rosgosstrakh yasebhange" isikhungo sezezimali. impendulo kwamakhasimende sibonisa ukuthi kungenzeka isivumelwano sezizophela izimo abaqotho. Imibhalo udinga ukunikeza kuphela ipasipoti ikhodi ukuhlonza. Labo abafuna ukuhlela umthengi credit ukuze imali encane ukuthatha isitatimende engenayo into ozikhethela wena. Thola omele yakho uzokwazi cishe zonke izinto ezisebenzisa esitolo ezinkulu. Ngaphezu kwalokho, amagatsha emadolobheni amaningi ukusebenza.

Futhi inikeza amakhadi esikweletu ka OJSC "Rosgosstrakh". Iklayenti ikhadi has wokubuyekezwa okuvumelekile. Inzuzo main isikhathi somusa elikuvumela ukuba usebenzise imali ebhange sika nakanjani free izinsuku 50. Uma izimali phinda ngendlela esifike ngesikhathi, iklayenti akaphelelwa lutho. Kuyinto elula kakhulu kulabo abadinga imali yokukhokhela.

"Rosgosstrakh Bank" usunozakwabo kuka-500. Lena nkampani ezahlukene, ngemikhiqizo namasevisi. Abantu abasebenzisa ikhadi iklayenti inganikelwa isaphulelo 25%. On izimo abaqotho kungenzeka ukuthenga izinto zasendlini, ifenisha, kanye nokudla.

It has imigomo ecacile ikhadi iklayenti. "Rosgosstrakh Bank" libuyekeza Ochwepheshe uthola oqondile. Ekhuthazwe yokuthi amaklayenti ngamunye uyakwazi ukulandelela ukunyakaza akhawunti e siqu ehhovisi lakho online. Odinga ukukwenza - iwukuba babhalise kwi website yebhange, faka imininingwane yakho yokukhokha.

Salary project "Rosgosstrakh Bank"

Muva nje, i-isikhungo sezezimali ifuna kumakhasimende ezinkampani. Izinkampani eziningi nezinhlangano nethuba ukubhalisa inkokhelo ukuze abasebenzi amakhadi plastic JSC "Rosgosstrakh". Inombolo kumakhasimende ezinkampani banda zonke izinsuku. Lena akukho ngozi. Ngemva yasebhange Inethiwekhi ebanzi yophathina kwenza kube yinto engenzeka ukuthi sisebenzisane kokubili izinhlangano ezinkulu kanye amafemu amancane ezweni lonke. Ngaphezu kwalokho, ngokuba ukuqaliswa iphrojekthi iholo ke akudingekile ukuba uvule i-akhawunti yasebhange.

Yiziphi izisebenzi abanale kwabasebenzi ikhadi "Rosgosstrakh" ebhange? Kwasekuqaleni, ukudluliswa okuzenzakalelayo zonke izinkokhelo. Thola imali yakho abantu can ku ngezimpelasonto namaholidi. Konke kuncike umsebenzi lokulandisa zemboni ethile noma inhlangano. Kungenzeka ukuphothula isivumelwano olwengeziwe ukuze ukufakwa ATM ensimini ka inhlangano.

Amaklayenti zithi ikhadi iholo - ke kuyazuzisa futhi. Izisebenzi zale nkampani ukuthi wasayina inkontileka, iwe ngokuzenzakalela ku-base iklayenti ye yezezimali. Lokhu kwenza kube nokwenzeka ukuze ungene nezivumelwano zezikweletu kuzimo abaqotho. Lunikeza izinzuzo eziningi njengoba umshwalense futhi "Rosgosstrakh". Izibuyekezo abonisa ukuthi inqubomgomo MHI, Hull noma CTP kungenziwa etholwe okuningi ngokushesha ukuze amakhasimende abe ikhadi iholo.

Investment capital khulula

"Rosgosstrakh" yinkampani ekuvumela hhayi nje kuphela ukulondoloza imali yabo, kodwa futhi ukuze bazivikele kwamandla emali. It okuphakanyiswe kwemikhiqizo embalwa idiphozi. Ethandwa kakhulu iyona "jikelele" isivumelwano, okuyinto ekhishwe unyaka owodwa. Inani ubuncane ukubekwa ruble angu-5. Ukukala - 6.5%. Income ikhokhelwa nyanga zonke. Nge ekunqanyulweni ekuseni inkontileka ikhasimende bangathembela ngesilinganiso 0.5%.

Popular futhi sekugcwele idiphozi ngesithakazelo ekhokhwa ekuvuthweni. Inani ubuncane isiphelo sesimiso inkontileka kuyinto ruble ayizigidi ezingu-100. Ngaphezu kwalokho, ikhasimende ungenza yisiphi isamba kanye ngenyanga. Izinga lenzalo yemali mboleko incike isikhathi inkontileka kuphothulwe. Kungaba ukufinyelela esiphezulu 10,25%. Incwadi yesivumelwano lingahunyushwa baphetha kuphela lwemali kazwelonke.

Izibuyekezo umsebenzi wenkampani "Rosgosstrakh"

Kuwo wonke umlando walo inkampani uye wakwazi ukuba ngempela ukunqoba nokwethenjwa ngamakhasimende. Abaningi kakade wakwazi ukuthola izinkokhelo zabo izinkontileka. Abanye kakade ukuthola noma yimaphi impesheni. It unikeza zonke izinhlelo ethandwa kakhulu inkampani yomshuwalense "Rosgosstrakh". ikhasimende impendulo CASCO ine omuhle efanayo, kanye neminye imikhiqizo yomshuwalense. Lokho inkampani yomshuwalense auto manje ethandwa kakhulu. Amakhasimende ziye zaphawula ukuthi inkontileka kungenziwa kwaphela Ngemizuzwana (ekulungisweni iphasela egcwele imibhalo).

Uhlelo "Rosgosstrakh Life" akuyona esingaphansi ethandwa. Izibuyekezo Customer asho ukuthi into enjalo ekwenza uzizwe uqiniseka ngokwengeziwe ngo phesheya. Abantu kwamanye amazwe ungakwazi ukuthenga inqubomgomo ezengeziwe kungaqinisekisa nezinto zokwelapha zezinga eliphezulu ezweni langaphandle. Ngeshwa, ukuzivikela, ngisho samaholide lesi sifo ayinakwenzeka. Ungase futhi ukuvikela umthwalo ngesikhathi air travel.

"Rosgosstrakh" inkampani edonsela amakhasimende isevisi izinga. Amaphuzu yedivayisi yokuthengisa ayatholakala yimuphi umuzi. Lapha, ulwazi kungenziwa enikeziwe mayelana nemikhiqizo main, izisebenzi happy ukuphendula imibuzo ethokozisayo. Okuningi amakhasimende eziphambili bayokujabulela izinga intanethi. Yenza isicelo sesiphelo sesimiso inkontileka umshwalense noma i-credit card kungaba ngesikhathi sangempela. Odinga ukukwenza - ukuvakashela website yenkampani bese ufaka idatha eziyisisekelo. Lapha ungakwazi pre-abale izindleko inqubomgomo CASCO noma MTPL.

Namuhla, inkampani "Rosgosstrakh 'ethuthuka ngokushesha. amagatsha okusha avele emakhoneni eziqhelile. Imiphumela Excellent futhi ingabonisa nabasizi bayo ezisebenza endaweni ye-Ukraine naseKazakhstan. Inani amakhasimende anelisekile lukhula nsuku zonke.