I-exemption ku-motor intela imoto imindeni emikhulu. Yini intela izinzuzo kufanele imindeni emikhulu

Beka ikhona inzuzo ku motor intela imoto imindeni emikhulu eRussia? Lo magazini ngokuvamile kuphakama sabantu. Phela lokhu, cabanga ngomndeni nezingane eziningana engangifunda nazo futhi ngaphandle imoto eziyinkinga kakhulu. Imoto, kanjalo kuthatha imali eningi: nokugcinwa, ukunakekelwa, umshwalense, ukulungiswa. Zonke kuthatha izimali ezithile. Basuke wathi ngabaningi ukuba izingane eziningi ngokuvamile akwanele. Isimo isekela iyunithi nomphakathi nge inani elikhulu izingane ezincane. Godu ngazo zoke iindlela. Wabeka ukuthi imindeni emikhulu kwanoma iziphi izinzuzo maqondana intela imoto? Futhi uma kunjalo, ziyini evezwayo? Indlela yokwenza? Koze kube njani?

Umqondo imindeni emikhulu

Ukuze uqale udinga ukuqonda ukuthi lo mndeni wakhe omkhulu. Kungaphansi kwaziphi izimo kubhekwe njengento yeseli emphakathini okuqondene nalesi sigaba? Phela, nje imikhaya nezingane ezincane kungekho izinzuzo ezengeziwe isimo ukwesekwa akudingekile.

Umkhaya omkhulu ohlala eRussia ubhekwa ezifana ngemuva kokuvakashela 3 ngomntanakhe. Kusukela le "ibha" is accounting iyunithi umphakathi njengomuntu omkhulu. Akunandaba, izingane 3 emkhayeni, noma 10. Into esemqoka ukuthi azikho engaphansi kwemithathu.

Ukucabanga, likhona yini inzuzo enjinini intela imoto imindeni emikhulu, kufanele sikhumbule: ukwamukelwa kwabancane ziyabhekelelwa, futhi. Kusenjalo babe ukufakazela iqiniso wokutholwa. Uma izingane umphakathi 3 noma ngaphezulu yeseli, kubhekwa emikhulu eRussia.

Yebo noma cha

Ingabe isimiso oluphathelene nokukhululwa kwabo ekukhokheni intela imikhaya imoto enkulu? Moot. Impendulo elula njengokuthi kubonakala cha. Into wukuthi iningi izintela angayi isimo esungulwe ezingeni lesifunda. Ngakho-ke, ukungakhokhi izimali ezithile - ngesihloko ukuthi esifundeni ngasinye sezinhlanzi inqunywa umuntu ngamunye.

Ngamanye amazwi, lo yokukhululeka intela imoto imindeni emikhulu eRussia senzeka. Kodwa awukwazi ukusho ukuthi lokhu ibhonasi isebenza kulo lonke leli zwe. Kuphela kwezinye izindawo kungenzeka. Cacisa lokhu kwaziswa ngqo noma bancome e kwabaphathi bedolobha lokuhlala, noma iziphathimandla zentela.

izaphulelo

Izinzuzo emindenini emikhulu ngo-2016 maqondana nentela izimoto agcinwe. Akekho umuntu okwazi yokuqeda kubo. Ungase usho into eyodwa ngokuqinisekile: ezinye amabhonasi kusuka isimo imindeni cishe zonke ezinkulu ezikhona.

Yini ephathelene? Vumela izakhamuzi ukukhokhela kuphela ingxenye intela. Ngamanye amazwi, zinikeza uhlobo isaphulelo yokukhokha. Yena, njengoba ungase ukuqagela, esifundeni ngasinye has iqoqo layo.

Akuwona wonke futhi ngaso sonke isikhathi

Nokho, motor intela imoto yokukhululwa ku imindeni emikhulu - sekuyinto ngesihloko sina futhi impikiswano. Kuye kuthiwe ukuthi kwezinye izifunda, amaseli anjalo umphakathi ubeke sokukhululwa ngokugcwele ekukhokheni. Futhi endaweni ethile abantu babe uhlobo olufanele isaphulelo.

Naphezu kwakho konke lokhu, kwezinye izindawo (isibonelo, Krasnoyarsk-Omsk) zonke izinzuzo intela zokuthutha lingekho ezinkulu. Lena bonke ngenxa lemali elincane isabelomali ngezimali. Ngakho-ke, njengoba kuye kwashiwo, inkinga isixazululekile ngamunye. Ucacise ukuba khona noma ukungabi khona amabhonasi kusuka kuhulumeni kulokhu kudingeka ngumnikazi.

Kuphela ngesicelo

Uma kusifunda esinikeziwe kukhona inzuzo enjinini intela imoto imikhaya ezinkulu (eMoscow, isibonelo, inikeza isaphulelo), kuyobe sekudingeka ukwenze lokho ukuhlobisa kahle ke.

Umthetho main, okuyinto Kuhle ukukhumbula: wakhipha "ibhonasi" kuphela ngokusebenzisa izitatimende siqu kwesokunxele. Vele ngakho akekho umuntu abeke lezinzuzo sabantu. Ngamalungelo abo kumelwe bamemezele. Kuphela ngemva kwalokho izintela ku ezokuthutha lizokhokhiswa ezinhlinzekweni zoMthetho izinzuzo. Noma ngisho nokuba nomkhaya omkhulu uzoma ukuza izikweletu ukuthutha.

lapho ukuya

Uma izakhamuzi zinelungelo uhlobo ifundelwe izinzuzo, kufanele, njengoba kuye kwashiwo, ukuze uyibike. Kodwa lapho iziphathimandla ukuxhumana? Lapha, i-Umphakathi uyamenywa ukuba a zimo ezimbalwa.

Okokuqala, ezinye izifunda ingafaka ejwayelekile isicelo ifomu MFC. Ngidinga ukuya nguye endaweni yokuhlala izakhamuzi.

Okwesibili, isicelo sokukhululwa intela ezokuthutha kungenziwa ikhishwe neziphathimandla yentela. I okufana ezivamile. Imininingwane edingekayo noma igatsha elise endaweni sokubhalisa / yokuhlala izakhamuzi, noma endaweni kokubhaliswa imoto.

Uhlu izindawo uphela. umehluko esteshi endaweni ukwelashwa khona. Into esemqoka ukuthi umndeni uye wanikeza uhlu oluphelele imibhalo, okuyinto ezinikezwe ngumthetho ukunikezwa amabhonasi maqondana ekukhokhweni ifundelwe. Uma ungenalo ukuletha uhlu oluphelele, kufanele ukhokhele irisidi ngokugcwele nje iphutha isilungisiwe.

kumadokhumenti

Imibhalo ngoba ekukhokheni intela ezokuthutha imindeni emikhulu kumele, njengoba kushiwo, unikezwa ngokugcwele. Kunconywa ukuba enze amakhophi engeziwe. Futhi ukuza owodwa wemizimba kushiwo ngaphambili futhi okwangempela, futhi amakhophi amaphepha.

Okwamanje zonke izakhamuzi kokuba ilungelo amabhonasi ezithile kusukela isimo izingane eziningi, kufanele ulethe:

• isitifiketi sobunikazi ezimotweni, kuncike amacala;
• iphasiphothi komfakisicelo;
• isitifiketi somshado (noma isehlukaniso);
• izitifiketi zokuzalwa kwabo bonke abantwana abaneminyaka engaphansi kwengu-18 ubudala;
• izitifiketi ezikhishwe, okubonisa iqiniso lapho kwemukelwa izingane (uma ekhona);
• ukuhlonza iyunithi enkulu umphakathi (uma ekhona);
• ifomu lesicelo.

Ngaphezu kwalokho, zonke lezi amaphepha ezidla ukuze kusetshenziswe. Uma izakhamuzi babe umyalo wokukhokha sokukhokha intela izimoto, bese nakho kuzodingeka wenze. Khokha lutho. Uma enikeziwe sokukhululwa ngokugcwele kusukela ukukhokhwa ifundelwe, i-akhawunti izokhanselwa. Kungenjalo, ngemva ixhumana MFC noma isevisi intela izicelo entsha uhlelo lokukhokha uzonikezwa.

bangaki izenzo

Abanye unesithakazelo kangakanani oluphathelene nokukhululwa kwabo ekukhokheni ku motor intela imoto imindeni emikhulu. Futhi kungakhathaliseki ukuthi udinga ukusebenzisa iphethini ngonyaka fixed ukuqinisekisa ukuze iyunithi umphakathi unelungelo ibhonasi kusuka isimo?

Impendulo yale mibuzo kulula kunalokho sibonakala. Kukhona zonke izinzuzo enikeziwe ukuze, inqobo nje umndeni unezizathu ezizwakalayo kubhekwe elikhulu. Memezelani unyaka amalungelo abo ngamunye akudingekile. Kuthatha isikhathi 1 kuphela ukusebenzisa emagunyeni afanele nge uhlu izibambiso ngaphambili efakwe ohlwini.

Izingane eziningi ukuqeda lapho izingane afinyelele yobudala noma Ukukhululwa eyatholakala. Uma iseli 3 izingane ke uma ifinyelela okungenani omunye wabo engu-18, zonke izinzuzo ukulahlekelwa ngesisekelo labo elisemthethweni. Futhi umkhaya kuyodingeka bakhokhe intela imoto ngokugcwele.

Izinkinga izintela

Kunengqondo ukuphetha ngokuthi akukho izinkinga ekhethekile ungekho. Kuyaqondakala ukuthi intela imoto ihlukile yonke indawo. Futhi nezindaba ezihlobene nokuhlinzekwa izinzuzo ezinkulu kule ndawo juqula umuntu ngamunye. Kodwa kukhona enye inkinga.

Kuyini lokhu? It ihlobene nokuchazwa izingane eziningi. Ngokuvamile, njengoba sekuphawuliwe kakade, kunezingane eziningi ezihlukunyezwa abantu kubhekwe ukuba izakhamuzi uma banayo 3 noma ngaphezulu eyingane ulethwa up. Kodwa kwezinye izindawo ngoba izinzuzo emkhakheni intela imoto, lo "strip" uyakwazi zikhule. Ngakho ukuthi ngisho phambi kwezingane 3 100% isiqinisekiso sokuthi ungathola isaphulelo maqondana intela ezokuthutha noma ngokuphelele ayibulale.

izinzuzo ezinkulu

Futhi lokho ngokuvamile eRussia ukubeka izinzuzo ezinkulu emindenini ngo-2016? ningaqiniseka ukuthi okwamanje:

• 50% isaphulelo on engadini, Tinsita;
• kwezinye izimo, engadini kumahhala;
• ukudla khulula, izincwadi kanye iyunifomu izingane esikoleni;
• travel khulula on izithuthi zomphakathi;
• izingane ezingaphansi kweminyaka engu-6 zinikezwa nemithi mahhala;
• izinzuzo loans kanye mortgages;
• izinzuzo imindeni emikhulu;
• kanye ngenyanga, ungakwazi khulula ukufinyelela indawo amasiko emzini.

Manje sengiyazi ukuthi lokho izinzuzo zentela ziqondile imindeni enezingane maqondana ukuthutha. Lesi sigaba sabantu - waphakade inzuzo abamukeli. Kodwa badinga ukwazi amalungelo akho!