Ibhange "Tinkoff" - izibuyekezo, ekuhlaziyeni

Ekuphileni kunezimo ezahlukene, kufaka hlangana lezo eziphathelene nesidingo ukuthola credit zezimali. Akubuzwa ukuthi alikho isikhashana nzima njalo kuvela ukuboleka imali abangane babo, ukujwayelana nokuba izihlobo. Kungakhathaliseki ukuthi laliyini, kodwa esikhathini sethu, unekhadi lokuthenga ngesikweletu - akusiwona kuphela izinsiza ezikhona yezimali, kodwa futhi indlela yokuphila, udumo. Ncwadi yethu igxile namasevisi anikelwe yibhange "Tinkoff Credit Systems".

Akunzima ukuqagela ukuthi lolu lwazi kusho yokusesha kanye Ukukhethwa isikhungo sezezimali, okuyinto ijabulela kokuba nedumela elihle nokuba inikeza amazinga yokuncintisana kakhulu. Omunye walena uwukuba Ibhange "Tinkoff". Izibuyekezo mayelana iyiphi yalezi izikhungo zezimali zingase zingabi omuhle njalo. Yona kanye ngokucacile kwezikhungo kusho unswinyo ezithile ezimweni lapho amakhasimende musa fulfill bo bopho.

Umagazini lo awuthengiswa isikhangiso, kodwa ikakhulukazi esekelwe imibono amakhasimende asizwa ngu "Tinkoff" Bank. Izibuyekezo zabantu osevele ukusebenzisa izinkampani ezinjalo ngokuvamile awangifanelekele ukuzethemba ezingaphezu kuka-handouts. isikhungo lwezezimali esikhuluma ngako monoofisnym Bank, kulawulwa usomabhizinisi by igama Oleg Tinkoff. Kusuka lapha kuvela igama inhlangano.

Umsebenzi oyinhloko ibhange - umsebenzi nge credit cards kanye umthengi iminikelo. Isici esiyinhloko ibhizinisi kungenziwa ngokuthi kude kwamakhasimende ngezindlela zokuxhumana zanamuhla. Eminyakeni yamuva, kulula ukuvumelana nazo yokuthi kokuba ikhadi lesikweletu ngezindlela eziningi kuyazuzisa ezingaphezu kuka ethola imali ngenzalo. Kulabo uyavumelana nalesi sitatimende, ukukhetha okuhle kungase kubhekwe ukuthi ube ibhange "Tinkoff".

Izibuyekezo services ayo, ungathola ezihlukahlukene, kodwa lokho kungase kube yiqiniso, inkampani kubhekwa enokwethenjelwa ekuqaleni ehilelekile Ukukhishwa credit nge credit card. Isekelwe isikhungo sezezimali, lokhu kwaba emuva ngo-1994, ikhumbula isipiliyoni lamabhange ehola emhlabeni. Ngaphezu kasomabhizinisi Russian Oleg Tinkoff Bank ephethwe nozakwethu angaphandle. Omunye wabo enye yezindawo ezinkulu kakhulu amabhange utshalomali emhlabeni - «Goldman Sachs». Omunye uzakwethu - Isikhwama Sweden «Vostok Nafta».

Njengamanje, ochwepheshe "Tinkoff" lakhiwa izinkomba ezinjalo ngokwamukela ezifakwa evela kumakhasimende, njengoba Inthanethi newokukhokha. Abaningi imibuzo amakhasimende ebhange anqume ukude, kuhlanganise nge-Internet. Kulula uyavuma ukuthi le ndlela yokukhulisa ukusebenza elula kakhulu.

Kwaba ukubuyekeza encane isikhungo sezezimali. Manje phenya Isihloko esiyinhloko encwadi yethu: Ibhange "Tinkoff" - ukubuyekezwa. Uma sicabanga ukuthi amakhasimende ungenalo credit card, kuyilapho bona lent umuntu imali, eziningi izimangalo ezikhona ngokumelene yimuphi yasebhange umane asuswe. Uma umuntu lithi imisiwe ukukhokhelwa, futhi ecasulayo izikhumbuzo inhlangano yayo ngoba ukukhokhela izikweletu, kungakhathaliseki ngokuvamile ukuthatha ukunakekela izibuyekezo ezinjalo? Futhi akunakwenzeka eRussia, kukhona amabhange, ekuphathweni zazo ngeke zifakwe isikhundla yamakhasimende ayo. Kuyinto iyathinteka kanye Bank "Tinkoff".

Izibuyekezo ngokuyinhloko khona ukuze kuqinisekiswe inzuzo amanani ezihlongozwayo, izimo ngenxa yokwanda credit imikhawulo, nababengenakuhlanganyela ukhululekile imvelo ukuxhumana nenkampani. Ngaphezu kwalokho, akuyona imfihlo ukuthi esikhathini sethu kukhona umncintiswano kahle elukhuni futhi eziningi "imicabango yabantu" omubi lamabhange angase kukhokhelwe senzo.

Ngakho, i-Bank "Tinkoff". Izibuyekezo busa omuhle. Ngokwesibonelo: "Uma ukufeza imibandela yesivumelwano, it is ngokunembile lokhu inhlangano yezimali kungenziwa ngokuthi i usethe ngawe!" Nansi enye: "Siyabonga," Tinkoff "ngoba indlela ethembekile futhi umsebenzi omuhle," Kulotshiwe abantu Uwafunde inkontileka, okuyinto ngemvume emnyangweni yasebhange hhayi kokuba isimangalo kancane izinga lenkonzo.

Lapha ku yesivumelwano, okuyinto esisayinwe iklayenti, udinga alole umnqopho wayo. Izibuyekezo engakhi umsebenzi iningi amabhange cishe akekho amaklayenti abo akasho ukuthi isikhungo sezezimali iphule inkontileka. Esikutusayo: ngemvume izivumelwano zokubambisana kanye inhlangano yezimali kuphela ngemva amaziyo enemininingwane nabo! Khona-ke konke, iyobe ilungile.