Iminikelo evumayo "Rosselkhozbank": izici nemibandela ukuvulwa

Ha eRussia amabhange ezahlukene mayelana 600 uyasebenza namuhla. Futhi-ke, enkulu kunazo zonke ikhasimende base phakathi kwalabo kungene imigqa phezulu ukukala. Esinye salezo kuyinto "Rosselkhozbank". Itholakala kwi isikhundla lesithupha. Futhi, njenganoma iyiphi inhlangano yezimali self-ukuhlonipha, inikeza amakhasimende ayo imali. B "Rosselkhozbank" abantu uphiwa izimo ezinhle futhi amanani wokuncintisana. Lapha o kubo futhi kufanele usitshele kabanzi.

"Isithakazelo phambili"

Ngakho umnikelo yokuqala singathanda ukukhulisa ukunakwa. Ungakwazi uyivule noma 395 noma 548 izinsuku. Imali encane kufanele kube 3 000 (inani eliphezulu akugcini). Isithakazelo ikhokhelwa ethakazelisa kakhulu. Uma yonke lemali imali - ngosuku emva kuvulwa idiphozi. Basuke efakwe ekhadini yokukhokha akhawunti, ngivule ekhona "Rosselkhozbank". Kodwa-ke, ngalesi izinga hhayi kulekelelwa, debit ukuthengiselana kanye prolongation othomathikhi.

Lokhu umnikelo omusha, umkhankaso it in ekuqaleni kuka November 2016. ukukhuthazwa Special ke, evulekile ukuze iminikelo enjalo, "Rosselkhozbank" abantu can kuze 02.28.17.

Amathenda yilezi: izinsuku 395 - 7.2% ngonyaka, futhi ngezinye 548 - 7.4%. Uma umuntu enza umnikelo in inani ruble ezingaphezu kuka-50 000, naye wakhipha khulula ikhadi "ihlosi lase-Amur". C isivuno 7%, ngenhlanhla.

"LaseSiberia" - kumephu umnikelo

Lokhu tariff aqambe kancane xaxa. Leli khadi okungewakho abantu abaningi, ukuvula idiphozi ku "Rosselkhozbank". Yena abadonsi, kuba insimbi yenkokhelo jikelele, kuthathwe emhlabeni wonke (kukhona inketho Visa kanye MasterCard).

Ukwenza ke yimuphi ukuhlinzwa, umuntu ekusizeni ihlosi lase-Amur. Njengengxenye engenayo (0.7%), etholakala abanikazi amakhadi, EFT e neCentre for the Study and Conservation kwemiphakathi lezi zilwane.

Lena into Ukugunda. Kungenzeka ukukhokhela nezokuxhumana, i-Inthanethi, ngezidingo, bethenga online esitolo. Futhi nje, umuntu ithola imali eyengeziwe 7% ngonyaka esele izimali. Lapha ngiko lokuchaza ukuthi kungani esisemanzini "Rosselkhozbank" evulekile inzuzo.

"Londoloza i iphupho"

Lena enye tariff, ethandwa kakhulu. Abantu abaningi bayazibuza ukuthi kukhona zakwamanye ezifakwa kule "Rosselkhozbank". Yebo, kunjalo. umnikelo ngalinye ingenziwa ruble, zamadola euro. "Londoloza kufika ukuphupha" - nayo iyathinteka kulokhu.

It okumvulela izinsuku 730. Imali encane elondolozwayo ama - ruble 3000 (100 zamadola / euro). Maximum - 10 000 000. Lena ayizinkulungwane 300 zamaRandi kanye euro, ngokulandelana.

Ngaleli zinga lowo muntu ngeke imisebenzi akhawunti. Kodwa zonke izimali zanqwabelana ekupheleni ethemini ingasetshenziswa njengendlela yokukhokha phansi imoto noma ingcebo. Kodwa kuphela ngaphansi kohlaka imikhiqizo efana "Car Loan" futhi "Mortgage obolekisayo". Ukukala, ngasendleleni, kuyinto 7.4% ngonyaka in ruble futhi 1.15% kumadola kanye 0.3% ngo-euro. Nasi isibonelo inzuzo currency Russian uyobeka esigidini ngokuvumelana tariff, ekupheleni indoda uzothola ruble 150,000 kwezinkokhelo isithakazelo.

By the way, mortgage umkhiqizo ebhange inzuzo. B loan kungathatha ruble ayizigidi ezingu-20 - I-ukuthengwa emafulethini noma ezindlini (izimakethe zamabanga aphansi naphezulu), indlu yokuhlala kanye nezwe. Futhi imali kokuqala, esetshenziselwa nomnikelo ngenhla incane. Ukuze amafulethi ke ngu-20%.

"Gold Premium"

Lona izinga wokugcina, okumele abe ukunakwa kuqashelwe, ukhuluma ngani "Rosselkhozbank". Imali abantu nawa yomkhiqizo wezezimali ezithandwayo, futhi "Gold Premium" - nayo iyathinteka kulokhu. kangcono kuphela uma wenza isicelo ukukhokha inzalo ekuvuthweni - ngakho izinga kuyoba ephakeme.

Sipho best ngalesi izinga abantu abafuna ruble angaphezu kwezigidi ezingu-30 ukutshala izimali zami kule "Bank Agricultural". ukutshalwa kwezimali inzuzo = eningi. Ukuyivula ukuze izinsuku 1460 (iminyaka emi-4 - kwesikhathi umkhawulo), umuntu uzothola izinkokhelo ngesilinganiso 8.9% ngonyaka. Nge inzuzo million amathathu ruble ayizigidi ezingu 10,68.

Kubantu baye banquma ukutshala imali 10 laya ezigidini ezingu-30, izinga for sikhathi kuba 8,85%. Kusukela kwezigidi ezingu-5 kuya 10 - 8.8%. Kusukela ruble ayizigidi ezingu-1,5 kuya ku-5 million - 8,65% ngonyaka.

By endleleni, "le-Gold Premium" itholakala nge isithakazelo nosonhlamvukazi. Ho ke kungenzeka esiphezulu izinsuku ezingu-30 million no 1460 ka - 7,65%. By the way, izinga eliphelele akugcini, futhi kungakho inzuzo amaphesenti abantu abacebile - kakhulu. Futhi ukwahlulela yi isilinganiso kanye nenani impahla ebhange (okuyinto ilingana ruble 2,76 isigidintathu), kuba imali zabo omethembayo abantu abaningi. A uwubufakazi engcono ukuthi linokwethenjelwa.