Indlela ukubuyisela MSC MTPL: igxathu negxathu Umhlahlandlela

Namuhla emigwaqweni ezweni lethu ugibele nenamba enkulu izimoto. Lapho uthenga imoto umshayeli kufanele ukhathazeke nje mayelana nomklamo ka CTP. Ngemva izindleko amasevisi umshwalense liye laphindeka kabili, abashayeli abaningi baqala ukucabanga ngendlela ukonga nomshuwalense. Kunezindlela eziningana eziyisisekelo, enye yazo isaphulelo izinga umshwalense, esibekwe umbuso. Ngakho-ke, abanikazi abaningi imoto unesithakazelo umbuzo kanjani ukubuyisela ngokweqile of MTPL MSC.

ukubala yokuphambuka MSC lapho kokuvuselela umshwalense

Abashayeli abaningi ekudluliseleni Ukusabalala wabhekana neqiniso lokuthi izindleko zalo kuphezulu kakhulu, futhi isaphulelo okunalokho kwehle noma zimane zinyamalale ngokuphelele. Into wukuthi lonke ulwazi umshwalense ngo-2014 baye baqala kwenziwe ngendlela database olulodwa, lapho umuntu eba lapho ulwazi kungenziwa ebekiwe ngokungalungile. Ngenxa yalokho, lapho kokuvuselela umshwalense imoto kungaba ukubala ongafanele ngemali okumele ikhishwe kwenqubomgomo. Kulokhu, imbangela okwenzekayo akuyona nokufuna ukukhohlisa ngomshuwalense ikhasimende lakhe, futhi isici womuntu.

Nciphisa usayizi izaphulelo: yisiphi isizathu?

Uma ufuna ukulondoloza yomshuwalense imoto yakho bese ucabanga ukuthi ungathola kanjani imbuyiselo MSC ku CTP ke okokuqala udinga ukuthi uqonde ukuthi kungani izinga isaphulelo kungehlisa izinga. Lokhu kungenzeka ngenxa yezizathu eziningana, okuzoxoxwa kamuva.

Ukushintsha uhlobo umshwalense

Njengoba ukusetshenziswa umshwalense zonke umshayeli aqoqana amaphuzu ukuthi ingase isetshenziswe kamuva ekuhloleni for izaphulelo. Nokho, uma wena ushintshe izinhlelo umshwalense, ezifana ushintsho esimisweni njalo inqubomgomo akusho yisikhathi, la maphuzu kungasisiza kabusha. Indlela ukubuyisela MSC ku CTP kulesi simo? Kungenzeka, kuphela uma inqubomgomo entsha umshwalense ikhishwa ngemoto efanayo ngumnikazi eyodwa. Kungenjalo, amaphuzu zanqwabelana zishiswa, futhi kungakhathaliseki ukuthi isaphulelo awukwazi ukubala.

Ukwamukelwa ukuphatha izimoto eziningi

Uma umshayeli ngoba imisebenzi yakhe unelungelo ukuphatha izimoto kanyekanye ezahlukene, futhi kuboniswa nomshuwalense ezimbalwa, ngomshuwalense ayikwazi kunakwe lapho kokuvuselela amaphuzu umshwalense. Kanjani ukuze ibuyisele le mali ku-CTP izinqubomgomo MSC kulesi simo? Cishe lutho. Into wukuthi inkampani yomshuwalense lapho kubalwa izindleko inqubomgomo uyakucabangela inani lamaphuzu e ukuthi umshayeli, bangobani ambalwa. It is ebekiwe inkontileka, ukuze ilungelo overvaluation Coefficient kusemthethweni ngokuphelele futhi agcinwe ngu inkampani yomshuwalense.

Eba ingozi noma ukuguqula imigomo yomshwalense

Inani lamaphuzu kanye izinga isaphulelo nazo zathonywa khona ingozi lapho umshayeli efika. Uma isikhawu phakathi ngozi esingaphansi kwezinyanga ezingu-12, zonke amaphuzu zanqwabelana zishiswa ngokuphelele. Uma umshayeli ushayela ngokucophelela futhi engakutholi ezingozini zomgwaqo, izindleko umshwalense ngaye kuyehla ngamaphesenti angu 5 unyaka ngamunye.

Indlela ukubuyisela MSC: imfundo sokubuyiselwa izaphulelo

umshayeli ngamunye abanesifiso umbuzo kanjani ukuze uthole imbuyiselo MSC ku CTP. Nokho, naphezu kweqiniso lokuthi kule nqubo kuba awulula, futhi abe impela eningi ukuba silungise nge imibhalo, it has ithuba kabusha isaphulelo yabo on umshuwalense imoto. Iqiniso lokuthi lokhu kuzodinga, Kuzoxoxwa.

Iyini inqubo yokutakula MSC?

Kunezindlela eziningana sendlela kabusha amaphuzu abo zanqwabelana futhi ukunciphisa izindleko zomshuwalense lapho kokuvuselela inqubomgomo. Ukuze wenze lokhu ukwenze inhlangano ezingaphezu kwesisodwa ngesikhathi esisodwa futhi bachitha isikhathi esiningi. Nokho, ngaphambi kokuthi uthumele isicelo olusemthethweni, izimo ezimbili okumelwe ahlangabezane nazo:

• ukulungiselela iphakethe ezidingekayo kwemibhalo;
• ukuthola amaphutha isigebengu.

Ake nihlale eminye imininingwane iphuzu ngalinye kanye izophenya kanjani ukubuyela izaphulelo MSC ku CTP.

Yini imibhalo ngidinga ukulungiselela?

Ukubuyisela ilungelo layo esizwakalayo isaphulelo lapho kokuvuselela yomshuwalense kudingeka alungiselele lezi zincwadi ezilandelayo:

• iphasiphothi;
• umthetho;
• zonke nomshuwalense, lapho zisebenzisa zonke iminyaka isipiliyoni ukushayela.

Kuyaphawuleka ukuthi kufanele simncenge ngokumkhumbuza inqwaba izimo, kokubili umuntu futhi kuya ku-intanethi, ngakho-ke Kunconywa ukuskena yonke imibhalo kukhompyutha yakho futhi wenze amakhophi. Indlela ukubuyisela MSC ku CTP, uma ungasakwazi inqubomgomo ubudala? Kulokhu kuzodingeka ukuze ujike kuzo zonke zazo inkampani yomshuwalense, amasevisi owasebenzisayo, thatha inkomba ezifanele.

iphutha Ukucinga

Kuyinto engenakwenzeka ukuphendula umbuzo kanjani ukubuyela umehluko CTP KBM ngaphandle kokuhlela nephutha esaholela ukushiswa amaphuzu zanqwabelana ngumshayeli. Ukuba umqondo wokuthi isizathu ukunciphisa usayizi izaphulelo, ungakwazi kakhulu kusheshiswe uhlelo lonke bese ugcine imali ehloniphekile isikhathi.

Ukuze uthole imbangela kanye nesikhathi nesenzakalo ngephutha, uzodinga ukwenza ukuhlolwa yonke imigomo eyenzelwe ngokusebenzisa isevisi ekhethekile online for usuku yesivumelwano. Kuthatha isikhathi esiningi, ngoba isidingo ukuze uhlole njalo ngenyanga, kodwa isilinganiso kunesidingo, ngakho ngaphandle kwalo, nje abakwazi ukukwenza.

Uma uke wabukela yonke inkontileka umshwalense futhi elawulwa ukubala izindleko inqubomgomo, uma kwenzeka inkinga kufanele ufune amaphutha omunye izivumelwano zokugcina. Uma wazi isikhathi esiqondile lapho ngephutha, ungaqala ukubuyisela Isaphulelo senziwa ke.

Indlela ukubuyisela KMB: Walkthrough

Ngakho uye walungisa yonke imininingwane ebalulekile kanye uthole iphutha ezaholela nokuncipha amazinga umshwalense. Yini okufanele ngiyenze esilandelayo ukuze ubuyisele MSC futhi ukubuyela CTP overpaid? Lokhu kungenziwa ngezindlela eziningana, edinga ukwelashwa elilodwa noma amabili zikahulumeni. Ungenza lokhu okulandelayo:

1. Zama ukuxazulula inkinga ngqo umshwalense wakho.
2. Faka isikhalazo ku-Central Bank of the Russian Federation.
3. Faka isikhalazo ku-Union of izinkampani zomshuwalense.
4. Sebenzisa ezinye iziyisikhombisa ithonya phezu izinkampani zomshuwalense.

Ngayinye yalezi zindlela esebenza kahle kakhulu futhi ezimweni eziningi inkinga yakho Nokho, nge isaphulelo on the umshwalense ziyoxazululwa, ukuqonda ukuthi yini okufanele uyenze esimweni ngasinye, asikhulume kabanzi mayelana ngamunye wabo.

Ekhuluma ngqo enkampanini yomshuwalense

Uma ucabanga ngombuzo kanjani ukubuyisela CTP MSC e Rosgosstrakh, lokho okwashiwo encwadini Central Bank kuyoba ngenye yezindlela eziphumelela kakhulu, kusukela umzimba ungakwazi ukuphuca ilayisensi ngomshuwalense sika, okuyizinto nokwesaba yonke into. Ngakho-ke, umshwalense ngamunye ubheka zonke izikhalazo kanye nezikhalazo amakhasimende ayo futhi uzama ukuzixazulula ngokushesha ngangokunokwenzeka, ukuze singathwesi obala.

Namuhla kumawebhusayithi izinkampani kunazo umshwalense nesigaba okhethekile ngokuya ukuthi, ikhasimende ungakwazi ugcwalise ifomu, ukuchaza umnyombo wenkinga bese unamathisela amakhophi okuskeniwe yonke imibhalo edingekayo. Ukuze kuqhutshekwe kushukumisele inkampani yomshuwalense ku Ukubuyekeza yesikhalazo sakho nokuxazulula izinkinga endleleni, ungathumela ngeposi ukunxusa ehlukile iphakethe enamathiselwe kwemibhalo edingekayo.

Isikhalazo kuya Central Bank

Indlela ubuyele MSC CTP Rosgosstrakh ngu ekugcwaliseni isikhalazo ne Central Bank of the Russian Federation? Le ndlela iyona ngempumelelo kakhulu kuze kube manje, ngoba ibhange emaphakathi uvalwe kakhulu ezihlobene noma yiziphi izikhalazo ngokumelene izinkampani zomshuwalense etholakele izakhamuzi. Ukuze ufake isikhalazo, uzodinga ukwenza lokhu okulandelayo:

1. Iya website of the Central Bank futhi ukuya "ku-CTP Imininingwane" sigaba. Ezansi ekhasini inkinobho ohambelana, ngokuchofoza okuyinto eyovulwa ifomu inthanethi sokubhalisa isikhalazo.
2. Ngendlela udinga ukukhetha "Ukusetshenziswa okungavumelekile kwe- MSC."
3. Uyodluliselwa ekhasini ulwazi Kuzodingeka ukuba uchofoze "Cha, hamba ukufaka isikhalazo", ugcwalise izinkambu futhi unamathisele okunamathiselwe kwamakhophi okuskeniwe kwemibhalo edingekayo.
4. Ekhasini elilandelayo udinga ukucacisa imininingwane yakho kanye nenombolo yokuxhumana yefoni.

Ukuhlola izikhalazo ikhasimende Central Bank of the Russian Federation izinsuku ezingu 10 ikhalenda okuyinto inkinga yakho ziyoxazululwa ngokuphelele.

Ukuxhumana izinkampani zomshuwalense Union

Abashayeli abaningi abanaso nakancane ukuthi ukubuyela MSC MTPL ngokusebenzisa PCA, kodwa ukugcwalisa isikhalazo kule nhlangano akukho kancane kunokuphakela isikhalo Central Bank of the Russian Federation. Nokho, naphezu kweqiniso lokuthi RSA ayinakho ilungelo lokwenza izinguquko umshwalense ebhukwini olulodwa, kungenzeka ukuthonya izinkampani zomshuwalense kule nhlangano kakhulu.

Ukuze wenze isikhalazo kuzomele wenze isikhalazo, lapho kubalulekile ukuchaza ngokuningiliziwe yonke isimo futhi abonisa isizathu isikhalazo sakho, bese ulithumele nge e-mail PCA, engatholwa kwi website esemthethweni yenhlangano, uye unamathisele amakhophi okuskeniwe kwemibhalo.

Alternatives ukuxazulula inkinga

Uma uke wasebenzisa ngamunye izindlela ezichazwe ngenhla, Nokho, abazange ukuletha kanye yisiphi isizathu nanoma imiphi imiphumela, khona-ke kufanele wenzeni-ke manje futhi kanjani ukuthola MSC MTPL? Kulokhu, udinga ukuqoqa wonke asemthethweni futhi kwegazi lakho kuzo zonke izinhlaka futhi aye enkantolo. Nokho, ukuze bathathe lesi sinyathelo kufanele kube kuphela uma kwenzeka uma uqinisekile ngokuphelele ukuthi umthetho ngohlangothi lwakho. Endleleni, ungafaka isikhalazo ne-Federal Antimonopoly Izikhungo, Federal Service kanye AWP.

Ngaphezu kwalokho, ungakwazi umane ushintshe enkampanini yomshuwalense. Ngenxa mncintiswano okusezingeni eliphezulu, izinkampani zomshuwalense eziningi zinikeza sipho esikhethekile amakhasimende amasha, okuvumela abashayeli ekuklanyweni inqubomgomo emuva zonke amaphuzu abo alahlekile.

Indlela ukubuyisela ngokweqile of ngokungalungile ibalwa izinga umshuwalense?

Ngezinye izikhathi kuyenzeka ukuthi umshayeli ngesikhathi sokubhalisa noma sokuvuselela inqubomgomo Ukhokhiswe izinga ongalungile, okwaphawulwa wakhokha. Indlela ibuyise elahlekile KBM MTPL kuleli cala futhi ukuthi kungenzeka into ukubala?

Uma inkampani yomshuwalense uye zanqwabelana izikweletu maqondana ikhasimende lakhe ngenxa KMB ngokungalungile alinganiswa ngayo, lungabuyiselwa. Ukuze wenze lokhu:

1. Ukubuyisela usayizi wangempela izinga umshwalense.
2. Ukuqoqa 2 kwemibhalo, eyodwa inkampani yomshuwalense, kanti eyesibili - bona. I umshwalense liyadingeka ukuze uthumele incwadi yokuqala nge impendulo isikhalazo sakho ukuze Central Bank, isithenjwa yokuqala kuze kubuye izimali kanye nemininingwane yasebhange. Okwamanje uzodinga ukugcina amakhophi aqinisekisiwe imibhalo ebalwe ngenhla.
3. Dlulisa imibhalo enkampanini yomshuwalense futhi igunyazwe yi ikhophi izincwadi nezitatimende.

Ngemuva kokuqeda zonke lezi zinyathelo, ngomshuwalense uyomane akukho abangakwenza ngaphandle ukubuyela kuwe eligcwele lazo zonke ngokweqile ngokungalungile ibalwa MSC.

Amacebiso awusizo namasu

Ngakho, thina esiphethweni kanjani ukubuyela MSC ngoba CTP. Nokho, noma yimuphi umuntu enezinkinga ezihambisana ephoqelelwe yomshuwalense imoto, kungagwenywa, njengoba lokhu kuzokusiza ngala macebiso alandelayo eziwusizo kanye nezeluleko.

Uma ukuhlela inqubomgomo entsha umshwalense, kodwa hhayi ngaphambi kokwenza ushintsho ilayisensi yokushayela ke, ukuthi amaphuzu zanqwabelana kungukuthi elahlekile, kubalulekile emkhakheni "amanothi Special" abonisa isizathu esikhundleni the ubudala kanye nenombolo ye-serial idokhumenti.

Ukuze ugweme amaphutha kuyingxenye abasebenzi izinkampani zomshuwalense, kuyilapho ngokugcwalisa inqubomgomo elilandelayo umcele ukuthi mathupha usufake ulwazi ku imibhalo, bese ngokucophelela kabusha ufunde wonke amasimu futhi uhlole ukuhlobana idatha efakiwe.

Ngo-2011 Waqala ukusebenza umthetho onqabela izinkampani zomshuwalense ukunqabela amakhasimende abo zanqwabelana amabhola. Ngakho-ke, uma utshelwe ukuthi lutho kungenziwa kanye Isaphulelo ayikwazi wabuya, umane isikhalazo sakho umzimba noma igunya elifanele.

isiphetho

Kukhona amathuluzi amaningana enamandla lapho ufuna ukubuyisela Isaphulelo bakho kumasevisi umshwalense motor uma izinkinga sibonga imininingwane kulesi sihloko manje arsenal yakho. Ungesabi ukuba uxhumane umshwalense noma ukuthumela izikhalazo ezikhungweni zikahulumeni efanele, njengoba zikhona ukuze kuvikelwe amalungelo ezakhamizi. Ungagijimeli ezokhipha inqubomgomo ku inkampani yomshuwalense kuqala. Ngenxa yokuthi namuhla suschestvut umncintiswano omkhulu phakathi izinkampani zomshuwalense, yilowo nalowo kubo elwa amakhasimende ayo ngokunikeza izimo ezikahle kakhulu.