Personal kwentela engenayo: inkathi intela, isilinganiso, isikhathi ukulethwa nezimemezelo

Izintela - kuyingxenye ebalulekile empilweni yonke isakhamuzi. Vele musa wonke wazi izici ezihambisana nabo. A indima enkulu bonke abantu abadala enamandla kudlala kwentela yengeniso. Tax sikhathi, amazinga, izici ngokuya ukulethwa nezimemezelo - konke ukufunda ku. Lokhu kuzosiza ukuba sigweme izinkinga eziningi futhi izincazelo iziphathimandla zentela. Yini kufanele sinake kwasekuqaleni?

definition

Kubalulekile kwencazelo intela. Ngasinye lokukhokha endaweni yomcebo isimo kusukela izakhamuzi okuthile icala. Yini engase ishiwo kulokhu phezu kwentela yengeniso? Lena kwemali ekhokhiwe Kuboshwe abantu kanye nezinhlangano wathola imali.

It kuvela ukuthi ihlobene bonke abakhokhi bentela. Phela, cishe zonke izinhlobo imali eyiphinda kuthiwa intela ngokuvumelana ebanjwayo. Nokho, kukhona okuthile okuhlukile. Miphi? On the kwentela yengeniso icala iyiphi imali ngaso sonke ngaphansi kwanoma iziphi izimo?

enteleni

Khumbula, noma isiphi inzuzo wathola isakhamuzi noma inhlangano iyoba indaba yentela ngemali engenayo. Futhi nakanjani. Mhlawumbe ngaphandle kwezinye izikhathi. okungukuthi:

• Akukhona kuncike ukukhokha intela engenayo abayithole ngokuthengisa insimu ka amafa iminyaka engaphezu kuka-3;
• ifa;
• umholo ngesivumelwano umnikelo ungenisa Isihlobo esisondelene isakhamuzi.

Empeleni, kungcono zonke okuhlukile. Ngakolunye imithombo yemali engenayo ikhokhwe kwentela yengeniso. isikhathi Tax, amazinga kanye nemigomo kulethwa isimemezelo, kanye nezinye izici ukukhokhelwa odinga ukukwazi zonke bentela. Kungenjalo, neziphathimandla yentela angase abe nezinkinga ezingathi sína.

nokubika

Modern uhlelo lwentela njalo ukuhlupheka izinguquko ezithile eRussia. Ngakho-ke, kufanele sinake imithetho emisha, kusukela 2016. Manje zonke izinhlangano kanye osomabhizinisi ngabanye ukuthi ubikele ngentela edonswa eholweni lomuntu siqu ngekota. Ngaphambili, ukubika edingekayo kanye ngonyaka - kuze Ephreli 1.

Futhi ngo-2016 kubalulekile bazibandakanye ngekwata isisekelo ngaphezulu wamaphepha. Ukubika manje afune izinto ngenkani kwabanye ifomu 6-PIT. Yilokho kanye idokhumenti wekota wakhonza kusevisi intela. Kodwa ngasiphi isikhathi udinga ukuhlangabezana? Yini oyibhekayo?

Uma umbiko I-ngekota 1st of 2016, igama elithi esiphezulu ukugcwalisa amafomu afanele ihlala kuze May 3, 2016, i- "isikhawu" imibiko okwesibili itholakale ngaphambi 1 Agasti. Phakathi neminyaka yokuqala 9 izinyanga - by Okthoba 31, ngonyaka ka-- kuze kufinyelele 04.01.2017.

ingashintshiwe

Kodwa akugcini lapho. Ngaphezu 6-PIT, izinhlangano kanye namabhizinisi kumelwe kufayela nezinye izinhlobo imibiko ukuze iziphathimandla zentela. Nakuba akuvamile njengoba kubonakala. Kukhona okuthiwa inkomba 2-PIT futhi PIT-3 Declaration. Phakathi nonyaka le mibhalo, njengasekuqaleni, zikhishwa kanye kuphela.

Ukuze lokho yisikhathi? Lwathi luphela intela isikhathi. Okungukuthi, kwaze kwaba ngo-April 1 konyaka elandela yokubika. Ngakho abekho izinguquko kule ndawo. Noma kunjalo, okwamanje. Yimaphi amanye amaphuzu kufanele sinake?

ezibanjwayo

Ngezinye izikhathi izakhamuzi ukubeka ezihlukahlukene ezibanjwayo yentela engenayo siqu. ngokuvamile baba ukwenzani sabantu baqashwe abanezingane ezincane. Ngenxa ebanjwayo for kwentela engenayo Kungafezani:

• ukuthengwa ingcebo (kuhlanganise abatshelekayo);
• ukwelashwa;
• ukuqeqeshwa.

Ngokuvamile, uma unesifiso uthole "ukubuya" of imali iziphathimandla zentela ngobukhulu ezithile kufanele yokumenyezelwa 3-PIT iminyaka engu-3. Ngaphandle kwayo, ukuqaliswa inqubo engenakwenzeka. Nge ngaphandle ezingajwayelekile - uma kuziwa ukuthi kubanjwe kusuka inkokhelo ezinganeni. Kulokhu, inqubo ingase imbe ezahlukene. Kanjani ncamashi? Kuwufanele ukwazi konke okuhlobene lezi izinqubo.

Kukhishwa (impatho, ukuqeqeshwa, ukuyothenga)

Ngakho, ngezinye izikhathi kungenzeka ukwenza okuthiwa intela ebanjwayo. Lokhu kuzodinga amanye amadokhumenti. By the way, ungalulama 13% ukuthi bachitha imali engakanani imali. Ukuqalisa imibono ibe yinto engokoqobo kuzodinga ukumenyezelwa 3-PIT iminyaka engu-3 (esidlule). Lokhu kusho ukuthi ukuqaliswa ezinye izindleko ebanjwayo ingatholakala kungakapheli izinyanga ezingama-36. Lesi simemezelo isicelo:

• iphasiphothi;
• SNILS futhi TIN;
• isitifiketi 2-PIT;
• imibhalo esiqinisekisa izindleko zakho;
• Student Usizo (ngoba ukuqeqeshwa);
• Imibhalo izindlu zangempela (okuyinto wathenga);
• Ukugunyazwa kwe izikhungo (iinkolo okusezingeni eliphezulu);
• ilayisensi yokuqhuba (ukubuyela ngoba ukuqeqeshwa);
• isicelo ebanjwayo;
• Inkontileka mortgage (bengatshelekwa);
• isitifiketi ukukhokha inzalo mortgage.

izingane

Uma udinga ukwenza imali ebanjwayo ezinganeni oxhumana nabo isicelo afanele umqashi, kunokuba iziphathimandla zentela. intela yanyanga zonke ebanjwayo kusukela inkokhelo, encishisiwe ngobukhulu. Ngemva ezibanjwayo izingane kunganciphisa isizinda sentela esisetshenziswe ukubala imali izinhlawulo.

isimo okuphoqelekile okumelwe ahlangabezane nazo - esikhathini zokubika intela, yakho engenayo Imininingwane ngesimo nomholo endaweni yokusebenza kumele singeqi ruble ayizigidi 350. Uma lokhu kwenzeka, xhumana ne isicelo ebanjwayo for izingane kanye nezitifiketi zokuzalwa kwabancane umqashi wazo. It ithembele zokunciphisa base yentela:

• 1 400 ruble, uma une-1 noma 2 izingane;
• 3000 kwi 3 nokulandela;
• 6000 I-trustee kanye nabanakekeli kwabancane abanokukhubazeka;
• 12,000 ingane ekhubazekile.

Ubukhulu ejwayelekile

Manje kusobala ukuthi ukuthola izimali ezibanjwayo yentela engenayo siqu. Kodwa lapha-Income Tax Act akazi konke. Ngokwesibonelo, kangakanani okwakuzodingeka azikhokhele ngokuba inzuzo eyenziwe ngesinye isikhathi.

Ngokusho imithetho olwamukelwa, eRussia abantu kufanele unike 13% wemali engenayo. Futhi nakanjani. Nokho, ngezinye izikhathi, leli nani liphindeke kungancipha noma lenyuke. Kodwa njengoba umthetho, ezinhlotsheni eziningi imali kwemigomo izinhlawulo esibalelwa% 13 nje imali oyitholile. Akukho nzima ukuqonda lapho.

intela ukubala silula: kubalulekile ukuba ngandise base intela lokuthenga ngesikweletu futhi inzalo. Ngenxa yalokho, uthola nenani, amalungiselelo okukhokha. Ungashintsha e phambi kwezingane kanye nomsebenzi olusemthethweni.

Hhayi ngokuvumelana nezindinganiso

Yeka ukuthi kuyinto kwesikhathi sentela? Unyaka. It isanda ngonyaka ibike ukuthi iziphathimandla zentela. Kodwa kusukela ngo-2016, njengoba kuye kwashiwo, kubalulekile ukuba afeze inqubo ngekwata. Ukuze lolu hlobo PIT 6 udla. Amanye amadokhumenti, njengasekuqaleni, sehlulwe iziphathimandla zentela kanye njalo ezinyangeni ezingu-12.

Kuyini lemali yentela ngemali engenayo? Ngokuvamile, kuba-13%. Kodwa kukhona okuthile okuhlukile. Bona kwenzeke kancane njalo, nakuba practice zenzeka. Ngokwesibonelo, kungenzeka imali ukukhokhela% 9 kuphela yemali. Kanjani ncamashi? isamba okunjalo eqoqwe inzuzo izinzuzo ukuze 2015 nezibopho mortgage-wasekela (kuze 2007, January 1). icala Hhayi kuvame kakhulu. Ngakho-ke, musa ukuthembela ngalolu hlobo isigwebo.

Phawula - 15% ikhokhelwa lapho uthola iholo kusukela izinzuzo ukuthi kukhona abantu zemvelo kusukela inkampani akuzona izakhamuzi Russian Federation. Singasho kusukela nezinhlangano zasemazweni angaphandle.

Elikhulu kunawo wonke siqu imali yentela (inkathi intela futhi imininingwane yokukhokha esikwaziyo kakade) ukubeka i-win. Uma uke wathola umklomelo noma uzuze okuthile kuyodingeka bakhokhe iziphathimandla zentela kakhulu ngendlela 35% enzuzweni. Akunandaba imali wena kubaqoqi noma nje impahla. Kunoma ikuphi, izindleko zayo kusukela isakhamuzi ukuba ikhokhe 35%.

By endleleni, hhayi kuphela labantu Russian Federation kuncike yentela ngemali engenayo. Ifomu 3-PIT, kanye nemali efanele ukuze kutholakale inzuzo ukubeka non-izakhamizi. Ayayikhokha ezingaphezu kuka izakhamizi. Kulokhu, usayizi izinkokhelo endaweni yomcebo isimo kuyoba 30%. Futhi akukho ngaphansi. Akujiki!

izinhlangano

Lapho enza kwesikhathi sentela? Idethi yokuphelelwa yisikhathi kwe-akhawunti yonyaka - April. Kukithi 1.04 kuzodingeka ukubika emagunyeni intela yenzuzo ngonyaka odlule (ikhalenda). Futhi ngokuvamile kusebenza ngabanye kanye nezinhlangano.

Qaphela: izinkampani futhi intela yengeniso. Kodwa ngesikhathi esifanayo, lapho lusetshenziswa njengoba 3-PIT, kubalulekile ukuba bonke abasebenzi ukulungiselela futhi sidlule isithenjwa 2-PIT. Lokhu kungenziwa ephepheni noma ku-elekthronikhi.

Yini enquma ifomu yokupha? On inani lezisebenzi i-corporation. izitatimende Paper kukhona osekuyisikhathi uma kuziwa amabhizinisi amancane, abasebenzi abasebenzi ngaphansi kuka 25. Futhi amafomu electronic ayatholakala khona inombolo enkulu abangaphansi umqashi.

Izinhlangano akhokhe nezinhlobo ezahlukene intela ku umholo. Okungukuthi, zibhekene izinhlobo eziningana izinhlawulo. Ngokwesibonelo, PIT lugcinwa nomholo isisebenzi ngasinye in inani 13%. Futhi ekhuluma ezinkampani intela inzuzo, kuyodingeka ukunikeza esibalulekile imali. Okungukuthi, u-20% enzuzweni.

amakhodi nezikhathi

Mhlawumbe, ukuthi cishe yonke kukhona ukwazi kwentela yengeniso. isikhathi Tax, nokubika kanye zenzalo - konke lokhu kubaluleke kakhulu. Kodwa akukho izakhi kancane Ibaluleke intela nezikhathi amakhodi. Basuke licaciswe ku nezimemezelo 3-PIT. Kunalokho, ulwazi ingaphezu kubalulekile ezimali, eziyobusiswa ukuhlinzeka imibiko. Kodwa futhi abantu abavamile kufanele bazazi abakuzuzile nezikhathi.

Ngakho, ngokwesibonelo, 3-PIT kuyinto "inhlanganisela" 34. Lokhu ebaluleke kakhulu. Ikhodi PIT isikhathi intela kunqunywa ngokuhambisana ngenyanga yokubika. okungukuthi:

• 1Q - 21;
• 2Q - 31;
• 9 izinyanga - 33;
• ngoba ngonyaka - 34.

Uma kukhona kabusha noma ekucwileni ezikweletini kwanoma inkampani, ukubika kuyadingeka zokugcina yokubika inkathi ukuba khona yalo, kubonisa ikhodi 50. Futhi, uma usebenzisa inhlanganisela yokubika wekota:

• 3 izinyanga - 51;
• izinyanga eziyisithupha - 54;
• kwikota 3rd - 55;
• ngoba ngonyaka - 56.

Njengoba ubona, lutho nzima ngalo. Noma kunjalo, manje kuyacaca njengoba ukwenza sicacise ukuthi, lokho isikhathi ubika ukuba isimo. Phela, akekho oyobe wedwa kule dili. Ngakho-ke, intela nezikhathi amakhodi zidlala indima ebalulekile izakhamuzi kanye nezinhlangano.

nosuku lokukhokhela isitolimende

Futhi lokho iphuzu okufanele akhokhe intela engenayo? Kumele kube khona eminye imithetho kulokhu! Ngakho-ke kuyinto. Kuphela kukhona imingcele ezahlukene yezinhlangano kanye nabantu. Miphi?

• izakhamuzi ezivamile ngeholo labo abanelungelo ukukhokha kuze July 15 okufakayo;
• inhlangano kwabuye kungakapheli usuku 28 lwenyanga elandelayo sekubika.

Ekhuluma intela ezibanjwayo, ungakwazi ukugcizelela yokuthi unelungelo ukucela imali 13% wemali ezithile phakathi neminyaka engu-3 kusukela ngosuku kuthengiselana. Isicelo sakho izobuyekezwa emva mayelana 2 izinyanga emva isikhalo emagunyeni intela, futhi uzokwenza inkokhelo ngqo akhawunti ebalulwe isicelo, omunye izinyanga 1.5-2. Izinsuku ngqo uzokwaziswa uma ufaka ebanjwayo.

Manje siyazi yonke mayelana siqu imali yentela: inkathi intela, add amakhodi osayizi, oda lokukhokha kokuthola ezibanjwayo. wentela ngasinye kufanele uqaphele lolu lwazi. Ngokuvamile wamaphepha ezihlobene kwentela yengeniso, ukuxolela bonke abasebenzi abasebenza ngokusemthethweni. Zonke umthwalo izitatimende (zamaholo) amanga kumqashi. Kodwa osomabhizinisi ngabanye ziphoqelekile ukubika ku inzuzo yabo siqu.