Izimali, Amabhange

"Piggy Bank" Sberbank: Izibuyekezo ikhasimende

Ngamunye wethu okungenani kanye ekuphileni abazama ukukhulisa imali ukuthenga lokhu noma lokhuya into, ukuhamba noma ukwenza isipho engalibaleki kothandekayo. Kwabanye, le nkinga ulula, kodwa iningi lethu, njengoba umthetho, kuba edangalisayo. Ukudala ukonga kudinga ukuba ajezise, ngokuvamile kokulondoloza.

mayelana isevisi

Ukuze buthelela inani elifunekayo, udinga nyanga ukwaba ingxenye yesabelomali yabo nyangazonke futhi bayihlehlise. Bese uwabeka ngaphansi kumatilasi, e esitsheni sikashukela eshalofini noma, modernly ngaphezulu, e-akhawunti ehlukile ebhange. Futhi ngokuvamile kakhulu kuvela ukuthi izimo zenza ukuba bafinyelele imigomo yabo. Lokho imali eyengeziwe ngenyanga edlule akuzange ke ebhange akazange abe nesikhathi ukufinyelela, kwabonakala izindleko okungahleliwe, okuyinto zavalwa ngokunciphisa inani kakade zanqwabelana. Lapho ungasiza "Piggy" kusukela Sberbank. Izibuyekezo mayelana le sevisi, futhi sibheka kulesi sihloko.

Okusanda, Sberbank umkhankaso isevisi entsha elula ukulondoloza ngokuthi "Piggy". Lena indlela enhle kakhulu izinyathelo ezincane kodwa abaqotho ukuhambisa sifinyelele umgomo yayo. Okungukuthi, ukuze afeze amaphupho abo encane le, ukuba imali eyanele ukuthenga igajethi entsha, noma ithikithi lendiza ukuba paradise island.

Siyini "piggy bank"?

"Piggy Bank", eqinisweni, yilokho i-akhawunti ye-electronic iklayenti, okuyinto izogcinwa futhi isitoreji. Okunjalo uhlelo kwasekuqaleni akuyona nje elula, kodwa futhi iphephile. Manje, imali yakho bavikelekile imfucuza, ayengazithola obala ngesikhathi isitoreji ngaphansi kumatilasi. Kodwa ngalé kwalokho, isevisi enezinto eziningi nezinye izinzuzo ahlukahlukene. Asikho isidingo ukuya yasebhange ukwenza lemali anqwabelene ku-savings account. Asikho isidingo emgqeni futhi abanayo ngisho nemizi sikhathazeke ngokuthi ungase ukhohlwe ukwenza ukudluliselwa ku-akhawunti ehlukile ukonga, ngoba inkonzo inikeza ukudluliswa ngokuzenzekelayo imali ngale mithetho.

Lokhu emangalisayo "Piggy" kusukela Sberbank. Izimpendulo ngakho omuhle kuphela.

Inhloso isevisi ukusiza amakhasimende ebhange ukuze buthelela ethile kweemali ukuthengwa kwanoma yiziphi izinto noma amasevisi. Lokho ukonga kunokuba imali eyengeziwe ngokusebenzisa chargeability amaphesenti. Ngenxa yalesi iyatholakala eziningi ezihlukahlukene iminikelo ezahlukene.

Ngakho ake sihlolisise zonke izici nezinzuzo isevisi entsha, kanye nezindlela ukuxhuma, imithetho ukusetshenziswa futhi umehluko wemisindo nemiqondo yamagama.

Umgomo we operation isevisi "Piggy"

Sberbank "Piggy" (izibuyekezo siliqinisekise) kanje.

Ake sithi, ngosuku lwe-10 lwenyanga ngayinye ekhadini ezenzeka imali engu- $ 20 ayizinkulungwane ruble. Kunamaphuzu amaningana 11 kuzokwenzeka ngokuzenzakalelayo uthumele imali ngo-10%, okusho ukuthi ruble 2000. Futhi ukudlulisa ezifana zizokwenziwa nyanga inombolo ethile. Ngu izibalo ezilula siyabona ukuthi unyaka wakho "piggy bank" kuyodingeka ruble ayizigidi 24. Ngiyavuma, imali enhle kakhulu! Kasibili wonke amasethingi inkonzo zilungiswa kalula yi-client, ikhumbula amakhono ayo, izidingo kanye nezinhloso.

izinhlobo uxhumano

Sberbank has izinhlobo eziningana "Piggy", ungakhetha inketho elula kakhulu:

Nge a inani elimisiwe ukudluliswa. Lapho ekhetha le sevisi ngekhadi debit iklayenti njalo ngenyanga kuyoba ukuhunyushwa nani.
Nokudluliswa iphesenti kwesamba semali. Libonisa ukuthi i-savings account izobe ngokuzenzakalelayo iphesenti ngamunye ukungena ikhadi lemali elihunyushwe. Ngokwesibonelo, ngo-March 5, wayithi iholo ruble ayizigidi ezingu-30, futhi ngo-March 6 ohlwini 20% zizokwenziwa kusukela ibalazwe leli nani. Lokho ruble 6000. Noma, uthi, April 18, senigcwalise ikhadi lakho ruble 2000, ngenkathi Apreli 29 isuke elingamathalenta 20% - ruble 200.
Nokudluliswa inani izindleko isithakazelo. Kulokhu, uzibekela usayizi iphesenti izindleko nsuku zonke. Ngokwesibonelo, 5%. Namuhla uchitha ruble 500 cafe nabangani, futhi kusasa piggy bank egcwele kuze ruble 25. Noma amateki entsha ngoba ruble 1 500 ubuyise piggy yakho yasebhange ruble 75.

Ngakho kulula kakhulu "Piggy" kusukela Sberbank. Izibuyekezo kuqinisekisa lula imali ngale sevisi.

Ukuze ikhasimende lula usebenzisa isevisi futhi ukulawula tekusebenta Finance Bank enikeziwe isaziso SMS khulula mayelana yonke imisebenzi.

Ngaphezu kwalokho, umsebenzisi angakwazi ukusetha esiphezulu ukudluliswa lemali, ngenhla okuyinto operation uzodinga kungaqinisekiswa.

Phakathi kwezinye izinto, yonke imisebenzi kuleli "piggy bank" ngoba imali futhi ukudonsa, kanye ingqikithi yokulondoloza ukubonakala ku-akhawunti yakho, "Sberbank Online".

uxhumano Izindlela

Ukubuyekezwa "piggy bank" zithi le sevisi elula, ngakho-ke kulula kakhulu ukuba ukuxhuma. Asikho isidingo ukuya ebhange futhi bhala amazwi angase ashiwo.

Kuze kube manje, kukhona eyodwa kuphela indlela ukuxhuma isevisi - a "Sberbank Online". It kuvela ukuthi ukuxhuma "Imali Ibhokisi" ekhadini lakho lasebhange kungaba lowo i-akhawunti yomuntu usuvele ubhalisiwe. Futhi uma ungayisebenzisi okwamanje, sizokubonisa indlela ukudala ke.

Ngezifiso "Sberbank Online"

Ngakho, kuqala ukuxhuma isevisi "Sberbank Online". Inqubo yokubhalisa kuyinto ukuthola igama lomsebenzisi unomphela (i-ID) nephasiwedi kuzokuvumela ukugunyaza. Kodwa lokho uxhuma, "Piggy" kusukela Savings Bank? Imigomo impendulo yomsebenzisi echazwe njengo silula.

Kubalulekile ukwazi ukuthi ukuxhuma "Sberbank Online" ingasetshenziswa kuphela uma une ikhadi okungenani eyodwa yasebhange.

Ithola isihlonzi ebhange

Ukuze ID nephasiwedi isevisi uxhumano udinga ukuya, ahlotshiswe esifundeni efanayo ebhange nge passport kanye ibalazwe. Noma yimuphi opharetha khulula e usizo yasebhange uphase imvume yesivumelwano inkonzo jikelele bese izokhipha login kanye nephasiwedi.

Ithola isikhombi kusuka i-ATM

Mhlawumbe indlela elula futhi esheshayo yokuthola i-ID. Ukuze wenze lokhu, wena umane Udinga ukufaka ikhadi kunoma iyiphi i-ATM noma ukuphela, faka i-PIN khodi. Emva kokuqeda i-ukubhaliswa kanye nokusebenza ukuxhuma ATM ukunyathelisa amasevisi isiqinisekiso irisidi, elizoquketha adingekayo ID nephasiwedi ukufinyelela.

Ithola isihlonzi ngekwesekela

indlela zempikiswano ukuthola i-ID. Ngakolunye uhlangothi, ungenawo ukuya noma kuphi, ukuba bame emigqeni. Udinga nje ushayele i-hotline. Kodwa, ngakolunye uhlangothi, une ukutshela opharetha lonke ulwazi lokubhalisa, futhi eziningi ke: umnikazi idatha, inombolo yekhadi, izwi imfihlo, futhi esikhundleni amakhadi yokubhalisa, futhi mhlawumbe uthole ukwaziswa mayelana nokusebenza zokugcina. Kuphela ngemva kwalokhu Ukusekela opharetha uzokutshela ID ukuthi udinga ukubhala phansi noma ukukhumbula. Khona-ke kuzomele uthole iphasiwedi unomphela. Ukuze wenze lokhu, kudingeka nje uthumele umlayezo we-SMS wombhalo enombolweni 900 parol.

Uma wathola login yakho nephasiwedi unomphela, kudingeka nje iya kusayithi yesevisi noma ufake uhlelo lokusebenza lweselula efonini yakho, faka imininingwane yakho futhi uqale ukusebenzisa isevisi.

Siyini "piggy bank" e "Sberbank Online"? Izibuyekezo uqinisekise ukuthi le iyisevisi ethandwa kakhulu.

Step by step Umhlahlandlela

Manje njengoba ukufinyelela, uqhubekele izinyathelo ngezansi ukuxhuma amasevisi kufanele sibe nesithakazelo, "Piggy". Ngakho, ukwenza lokhu:

Xhuma i-akhawunti yakho ye-"Sberbank Online", okubonisa ID yakho siqu kanye nephasiwedi.
Khetha ikhadi ofuna ukuxhuma "Imali Ibhokisi 'ungene ukusebenza le mephu ngokuchofoza inkinobho esihambelanayo eduze kwayo. khetha "Xhuma piggy bank" lento kumenyu evelile.
Udinga ukumisa ukudala "piggy bank". Okokuqala, ungakwazi usinike igama, ezifana "phezu ezishibhile" noma "kwi amathayi ehlobo."

Manje kudingeka ukhethe uhlobo lwenkonzo. Siyini "piggy bank" e "Sberbank Online" (impendulo yomsebenzisi, sizobe ukwethula ngezansi) nendlela ukuxhuma, ecacile.

Uma "piggy bank" izofakwa nge inani elimisiwe, kubalulekile ukucacisa inani ukuba imvamisa yokwemukela kanye nosuku eliseduze idiphozi kuqala.

Uma unquma ukuthi yakho "Piggy Bank" uhlobo "iphesenti sokungena" noma "iphesenti bhala-off ', bese udinga ukucacisa ngqo iphesenti ukuthi uzobe olusha" Piggy ". Futhi, kumele ucacise lemali umthamo wemvula. Uma isamba ibalwa idlula ubukhulu, niyakuba sicele isiqinisekiso replenishment ngesimo imilayezo ye-SMS. Uma uvumelana lemali ashona uzodinga ukuthumela umlayezo wokuphendula. Kungenjalo, "Imali Ibhokisi" uzobe agcwalisiwe ukuba esibalweni esibekiwe lemali.

Kungenzeka ukuthi ungase ufune ukushintsha "Piggy" gcwalisa usuku noma uhlobo lwenkonzo, futhi unga, kanye nenani idiphozi. Kulokhu, udinga ukusebenzisa imenyu "Ulwazi idiphozi", lapho inkonzo ixhunyiwe.

Indlela yokusebenzisa "piggy bank" we Savings Bank? Izibuyekezo basikisela ukuthi konke kulula.

Ngingasitholaphi ukulinganisela?

Ibhalansi ye yakhe "Piggy" ungathola ngokuphelele yimuphi ebhange, ngokusebenzisa i-akhawunti yomuntu kwi "Sberbank Online", kanye ngokusebenzisa izaziso ze-SMS, okuyinto uzothola nge operation ngamunye, lapho kulekelelwa umnikelo. "Piggy" kusukela Sberbank (babo abasebenzisi wanelisekile ubufakazi) is kuyanda.

Indlela ukuhoxisa imali?

Lapho ibhalansi "piggy bank" yakho ifinyelele ezingeni edingekayo, ungathola lemali edingekile of imali ngezindlela ezilandelayo:

Kunoma yiliphi ibhangi, iphasipoti yakho.
Ngokusebenzisa "Sberbank Online". Kulokhu, udinga ukufaka i-akhawunti yakho siqu, ukuya "Izinkokhelo kanye Izimali", khetha i-akhawunti othola ashona "Piggy", nokwenza ukudluliselwa ekhadini oyifunayo.
I-ATM. Udinga ibalazwe. Udinga ukufaka ikhadi le-ATM, ufake i-PIN khodi yakho, iya ku "Translations" futhi wenze ukudluliselwa kumephu akhethiwe, ukuqinisekisa ukusebenza. Khona-ke ngeke nje uthole imali kusuka ekhadini.

Indlela ukukhubaza isevisi "Piggy" kusukela Savings Bank? Izibuyekezo zisikisela ukuthi kunzima ukwenza kanjalo. On lokhu kamuva.

Ikhubaza "piggy bank"

Uma nganoma isiphi isizathu sokuthi ufuna ukukhansela service, ukukwenza ngokushesha njengoba ixhume:

Ixhuma ku-akhawunti yakho kwi "Sberbank Online".
Ngo imenyu, yiya engxenyeni ethi "Imali kanye nama-Akhawunti" ithebhu.
Siphendukela akhawunti kuzo yokuxhuma "Imali Ibhokisi".
Chofoza "Izinketho" bese ubheka oyifunayo "Imali Ibhokisi" yakho ngamagama.
Khubaza ngokucindezela inkinobho kufaneleka.

Ngemva kokuqinisekisa kwakho "piggy bank" kuzokhutshazwa.

Sibonile kanjani "Sberbank Online" ukuxhuma "Imali Ibhokisi". Umsebenzisi Izibuyekezo zithi Ngokusebenzisa le sevisi ngokushesha ephakanyiswe imali into edingekayo.

Okudingeka

Ekuphetheni, masikhumbule, yini izimo okumelwe ahlangabezane nazo ukuze bakwazi ukusebenzisa isevisi:

Isevisi "Piggy" kungenziwa exhunywe ngokuphelele yimuphi ibalazwe Savings Bank.
Futhi, kufanele unikezele i-savings account noma ubuyise imali, okuyinto angavulwa kunoma yiliphi ibhangi noma ngokusebenzisa i-inthanethi. Lokhu kudinga service "Piggy" kusukela Sberbank. Izibuyekezo afakazela lokho.
Ikhadi bhala-offs angasethwa kuphela lasebhange. Debit akhawunti nge ikhadi lesikweletu akunakwenzeka.
Uma usebenzisa uhlobo "piggy bank" isinenzuzo kusukela ukubhaliswa noma izindleko, tindleko sokungena ayoshaywa indiva ukudluliselwa emkhatsini akhawunti abo; izinguqulo uzibophezele ikhadi lakho kwamanye amaklayenti we Savings Bank; ekusebenzeni imbuyiselo yemali.
Cima, phumula, qala isenzo, nokushintsha kwemigomo umnikazi etholakalayo nganoma isiphi isikhathi.

Nakhu ukuthi kusebenza kanjani "Piggy Bank" Sberbank. Izibuyekezo amakhasimende ebhange ukuncoma isevisi.

Ngakho, siyabona ukuthi ngokuhlinzekwa kwezinsizakalo ebhange ivumela amakhasimende ayo ngaphandle komzamo buthelela lemali adingekayo yena ngokudluliswa ngokuzenzekelayo izimali akhawunti yokonga electron.