Imephu ye-Tinkoff. Ukubuyekeza kanye nencazelo emfushane

Ikhadi lesikweletu likhadi lepulasitiki elihlinzekwa amabhange kumakhasimende ngokwemvumelwano yesivumelwano semali mboleko. Isetshenziselwa ukuqhuba ukuthengiselana lapho izimali zebhange zisetshenziselwa khona. Kuze kube yimanje, lokhu kuyindlela elula kakhulu yokukhokha noma yokugcina imali yakho. Enye yezintandokazi eRussia yibalazwe le-Tinkoff. Ukubuyekeza komsebenzisi kubonisa ukuthi kunamanani amanani amaningi. Ngakho, isikhathi somusa sihlala izinsuku ezingu-55. Lokhu kusho ukuthi umnikazi walo lonke lolu hlelo usebenzisa ikhadi ngaphandle kokwenyuka kwesithakazelo. Ngolunye ulimi olufinyeleleka, uma ukhokha noma yiziphi izimpahla ngekhadi lesikweletu futhi ubuyisele isikweletu esikhathini esingenhla, khona-ke inzalo yasebhange ngemali mboleko ayitholakali.

Kukhona elinye futhi lelo khadi le-Tinkoff elinalo. Ukubuyekezwa kubonisa ukuthi imali enikezwa yibhange ingafinyelela ama-ruble angu-300 000. Ngaphezu kwalokho, kungenzeka ukuthi ukhokhele inkokhelo kulo lonke izwe laseRussia ngaphandle komyalo. Ngokuqondene nenkokhelo encane, ayidluli amaphesenti ayisithupha esikweletu semali. Lokhu kuncane kunalokho, ngokwesibonelo, eSvyaznoy Bank, lapho inani lemali encane yokukhokha elithembeli linganciki emalini esikweletu, kodwa lilinganiselwe.

Ukugcinwa kwekhadi komnyaka wokuqala akukhululekile. Eminyakeni elandelayo, imali engama-rubber angu-590 izokhokhiswa.

Intshisekelo yokuhoxiswa kwemali incike ohlelweni lokukhokhwa kwemali, ngokusho kwekhadi elithile le-Tinkoff. Ubufakazi bubonisa ukuthi abufani kakhulu namaphesenti amanye amabhange ekuthumeni kokusebenza okunjalo futhi kukhona ama-ruble angu-3% + angu-290. Njengoba kungabonakala kusuka ngenhla, akusizi inzuzo ukuhoxisa imali encane. Uma ukuthenga kwenziwa ngokudluliselwa kwebhange, lawa maphesenti awahoxiswa.

Isicelo sokwamukelwa kwayo singashiywa kwiwebhusayithi esemthethweni yebhange. Ukukhishwa kwekhadi kuhluke kancane ezinkambisweni ezifanayo kwezinye izikhungo ezifanayo. Ngakho, uma kuvunywa isicelo sakho, sithunyelwa yi-courier endlini. Lapha, inkontileka isayinwe futhi ikhadi le-Tinkoff linikeziwe. Ukubuyekezwa kubonisa ukuthi uma wenza isinqumo, ibhange likhokha ngokukhethekile umlando wesikweletu. Uma kukhona ukuphawula ku-candidacy yakho, amathuba okuthola leli khadi ayancipha kakhulu.

I-Bank Tinkoff inikeza izinhlobo eziningana zamakhadi esikweletu: i- Tinkoff Platinum, i-Tinkoff Classmates kanye nekhadi lesikweletu legolide "Book World". Ikhadi lokuqala, elikhishwe ngo-2007, laliyikhadi le-Tinkoff Platinum. Ukubuyekezwa kubonisa ukuthi inzuzo enkulu enkulu ingumkhawulo omkhulu wesikweletu futhi u-24.9% ngonyaka, ophansi kakhulu kunezinye amabhange. Lesi silinganiso sisebenza kuwo wonke ukuthenga okwenziwe ngendlela engekho imali. Isikhathi sokwethenjelwa kwekhadi yiminyaka engama-3, ngakho-ke sivuselelwa, njengoba isikhathi sokuboleka imali singenqunyelwe.

Ukubuyekeza mayelana nebalazwe le-Tinkoff show ukuthi cishe bonke abanikazi babo banelisekile ngalomkhiqizo webhange. Ungumsizi obalulekile lapho kwenzeka ubunzima bezezimali. Ngaphezu kwalokho, konke - ukubhalisa okusheshayo, lapho akudingeki uqinisekise ulwazi mayelana neholo.