Ukufaneleka zezimali ibhalansi njengoba indlela ukuhlaziya wezimali

Umsebenzi wanoma yimuphi ibhizinisi kuyinto ngempela inqubo enezici futhi siqukethe nje kuphela umkhiqizo kodwa futhi kukhuthazwa, futhi izimali inhlangano, futhi ezinye izingxenye. Kulesisimo-ke, ukuhlaziya inkampani kufanele futhi yehlukene kaningi okubalwa. Ngaphezu kwalokho, lokhu kusebenza futhi ukuhlaziywa isimo sezimali. Chaza zonke izici lolu hlobo ukuhlaziywa kungaba yinkinga kakhulu, ngakho ngokuningiliziwe cwaningo of impahla ibe yimali usebenzisa indlela efana ukuhlolwa zezimali ibhalansi.

Isigaba zezimali ngokuvamile kwezomnotho jikelele futhi ephawula ikhono isakhiwo ethile linanincane lesikhatsi kanye nethuba ukuthola ngesimo imali kungazweli. Ngokuvamile, lokhu umqondo osebenza ku amabhondi, amasheya kanye nezinye izinto, kodwa ekuhlolweni izibambiso iphothifoliyo kufanele okungenani yenziwe ngokuya ingozi futhi ukubuya.

Ngokuphathelene zezimali umqondo ibhizinisi ephawula ikhono layo ngokugcwele futhi ngaphandle nokuphula imigomo izikweletu zabo. Ukuze bafinyelele esiphethweni mayelana nokuthi inkampani ihlangana le umbandela, ukulinganiswa balance sheet zezimali. Indlela elula futhi iningi esetshenziswa njalo iwukuba ahlanganise zezimali-balance sheet. Ingqikithi le ndlela itholakala iqembu eyengeziwe ye ngokuqondene nezimpahla kanye nezikweletu, zezimali nokuvuthwa ngokulandelana. Khona-ke, ukuqhathanisa a izikweletu iqembu elithile amafa, ushintsho eside lapho ukuma efana yemali buyiselo usuku. abahlaziyi abaningi basebenzisa ukudalwa amaqembu amane ngamunye kusukela ohlangothini-balance sheet, nakuba lutho kuvimbela ukuba usebenzise inombolo enkulu amaqembu ngaphansi oluhlanganisiwe.

Okokuqala, cabangela indlela lokho amaqembu amafa. Eyokuqala siqukethe ngokuphelele amafa ketshezi. Ngamanye amazwi, lokhu kuhlanganisa izimali, kanye nempahla evamile kungabuye kubhekwe imali - ukutshalwa yesikhashana. Iqembu lesibili siqukethe izimpahla ezingaqhubeka ngokushesha yaphenduka imali. Lezi zihlanganisa akhawunti ekhokhwayo, ukubuyiswa kwemali zazo kulindeleke phakathi nonyaka, kanye nezinye izimpahla zamanje. iqoqo lesithathu impahla ibe yimali noma kancane kakhulu noma nge ukulahlekelwa okukhulu ukubaluleka. It igcina futhi ukutshalwa kwezimali eside. Konke okwakunikelwe akufakiwe amaqembu okuqala amathathu, it yakha yesine. lokhu impahla nzima kakhulu ukuthola ngesimo imali, ngakho-ke, uketshezi okungenani.

Ukuhlola kwe-balance of impahla ibe yimali luyobe lungaphelele uma singakhathali zihlele ukuzijabulisa okunempilo namanye amafa izikweletu, ngakho-ke, vula emaqenjini ohlangothini yesibili esele. Ngu ubhale izinkinga ezihilelekile neqembu lokuqala kukhona izikweletu eziphuthuma kakhulu, okusho ukuthi, ama-akhawunti ekhokhwayo izikweletu kanye nezinye nge term ngaphansi konyaka owodwa. Zonke ezinye izikweletu zesikhathi esifishane kunezelwa ndawonye neqembu lesibili. Yesikhathi eside nezikweletu asebenza ngokugcwele iqembu lesithathu, nazo futhi imiphumela kwesigaba wesithathu ibhalansi kungenziwa ifike bunjesi isizumbulu iqembu lesine, obizwa nangokuthi nezikweletu unomphela.

Ngemva kokudala amaqembu ezidingekayo eziqhathanisa nomunye by ukukhupha kusukela elihambisana amafa ubhale izinkinga ezihilelekile. Uma lokhu Umehluko omuhle, khona-ke babutha izinkokhelo, noma enye - yokuntuleka. Isimo of impahla ibe yimali ngokuphelele kuba phambi ngokweqile amaqembu okuqala amathathu, kodwa ukungabi nayo lesine. Lona icala kubaluleke kakhulu, njengoba ebonakala ngu khona anawo inkampani kokusebenza ngesikhathi.

Uma isimo echazwe singaneliswa, kubalulekile ukuba sithathe izinyathelo kujwayeleke isimo sezimali ngokuya zezimali kanye solvency. ukuhlola ngokugcwele isimo ngangokunokwenzeka, uma kwenziwe hhayi kuphela ukuhlolwa kwe-balance zezimali, kodwa futhi ukuhlaziya kanye nokuhlola nenzuzo kanye nokusimama kwezimali.