Wegoldi of Sberbank eRussia

Ngenxa esimweni esishubile emnothweni Russian ithuluzi ethandwa kakhulu futhi onokwethenjelwa utshalomali namuhla ezibhekwa zemali igolide Savings Bank. Ezikhathini zezimali zinhlekelele amafa eyenziwe ensimbini eyigugu, iNQF enokwethenjelwa kakhulu futhi akunazingozi. Kungase kuqashelwe futhi ukuthi ukuthengwa ibhange utshalomali amanothi - ithuba elikhulu ukuqaphela diversification lobungozi kuphothifoliyo.

Uyini zemali utshalomali?

Sberbank Investment zemali segolide ziphoqa nje. fa udumo kungenxa nemingcele eziyinkimbinkimbi. amayunithi Golden yemali Uyi lezimpahla esiyingqayizivele esingagcini nje lula ukuthenga, kodwa futhi kulula ukuthengisa. Metal akhawunti kulesi sici ngisho ongaqhathaniswa. Izinhlamvu zemali elondolozwe kalula, athuthwe uma kunesidingo. Phakathi nenhlekelele, amatshe ayigugu zandisa intengo, bese kukhula izindleko kanye zemali ngokwabo. Izinhlamvu zemali kungenziwa kuphelelwe yesigaba amagugu okuphakade, ngoba isikhathi eside zigcinwa, ayanda bona izobiza. Ukutshala imali zezimali umsebenzi inzuzo isikhathi eside - eminyakeni okungenani 10-15.

Umlando omncane

Igolide esikhathini esidlule bekulokhu izindlela ezivame kakhulu yasemikhukhwini. I ingots asetshenziselwa ukukhokhela zonke izinhlobo zezimpahla kanye namasevisi. Kusukela ngo-1983, umqondo minting zegolide behlonipha isenzakalo esibalulekile asebukhosini, noma emlandweni ukuthi kakhulu kusekelwa abantu abaningi. Naphezu kweqiniso lokuthi wokuqala "metal shiny" uhlamvu hhayi labizwa ngokuthi izindlela zokukhokha, banalo lenani eliphakeme futhi zazibhekwa njengokuphela izinhlamvu ezijabulisayo. Sberbank yesimanje igolide fanele azisa wezobuciko, kodwa azisizi babhekwa njengabantu ithuluzi esikhulu utshalomali. Ngokokuqala ngqá ensimbini eyigugu ngoba utshalomali waqala ozofakwa ekhulwini lama-20. Batch lokuqala imali yamaphepha ngegolide wangeniswa endaweni iSoviet Union ngo-1970, khona-ke yokudumisa Imidlalo yama-Olympic, agcinwe kule 80s. Isenzo kwenziwa kanye kuphela, futhi abantu ababenaye lucky ngokwanele ukuthenga zemali ngo-1978, namuhla ezingaphezu kuka kahle off.

ayenza lezi namuhla

Ngemva kunyatheliswe INqabayokulinda yokuqala igolide ensimini ka Russia yesimanje kulesi siqondiso kwaba ukusikhohlisa. Ukuvula banknotes igolide waqala esikhathini yokwakha kabusha. Yemaphepha babungenziwa kuphela igolide, nesiliva, kodwa futhi we palladium ne-platinum. Namuhla, kuphela izinsimbi esemqoka eziyigugu elisetshenziswa ayenza lezi zinhlamvu. Wegoldi Savings Bank - akusiyo into kuphela enikeza isikhungo sezezimali namuhla. Ungathola inamba enkulu nemali yasemazweni lwemibhalo yasebhange, engesiyo kuphela ezibizayo, kodwa futhi izinga okusezingeni eliphezulu kakhulu. Emashumini eminyaka amuva, ukukhululwa kwe-amafa abathintekayo ngesiRashiya Mint: eMoscow futhi Saint-Petersburg.

Okudayisa kakhulu uhlamvu lwemali kule Savings Bank

Esikhathini Savings Bank yohlu ungathola izimali eziningi zemali ezenziwe ngegolide nesiliva, palladium ne-platinum, imikhiqizo azitholakali kusukela ngo-1995. Noma kunjalo, abatshalizimali unamathele ukunambitheka kwabo futhi okuthandayo kuphela uchungechunge ezithile zemali:

• Coin "Georgiy Pobedonosets" (Savings Bank uveza nge isisindo 7.8 amagremu) inenani ubuso ruble angu-50. Ekupheleni kuka-Ephreli 2015 intengo ethengisa lwefa oluhambisana 16 671.71 ruble.
• Izinhlamvu zemali yochungechunge "Zodiac" nge isisindo 7.8 amagremu. Isetshenziselwa minting igolide 999 ukuhlolwa. Ihlelo eyiphepha - ruble 25.. Isilinganiso emakethe value uhlamvu kuyinto 13 ayizinkulungwane nangaphezulu. I Savings Bank kwempahla analogs etholakalayo esiliva, okuyinto amangalelwe njengesipho.
• Sberbank utshalomali ethandwa igolide, ayenza lezi esenziwa yokudumisa 2014 Olympic ngo Sochi. Isisindo uhlamvu kuyinto 7.8 amagremu futhi intengo iqala kusukela ama-ruble ayizigidi ezingu-20. Ukuthengisa yefa wenziwa kanye icala ezikhethekile. Ihlelo lemali ruble angu-50.

abalandeli Special Ungathenga igolide utshalomali kanye ezikhethekile ochungechungeni Sochi 2014, okuyinto isisindo 155,5 amagremu. Intengo elilodwa iyunithi kwempahla kungase kube azungeze 395 000 ruble.

Izinhlobo igolide

Sberbank eRussia igolide ayatholakala izinhlobo ezimbili. Lokhu amabheji esiyisikhumbuzo kanye nokutshalwa kwezimali. Umehluko omkhulu phakathi izinhlobo ezimbili lwemali akuyona kuphela njengoba ayenza lezi zinhlamvu, kodwa futhi kunqunywa eyinkimbinkimbi yomsebenzi. It uyagijima imingcele eminingi inquma hhayi kuphela kungenzeka yefa, kodwa injongo yokuthengwa kwakhe. nezikhumbuzo ayenza lezi izinga lingaphezulu kakhulu kwalokho-mali. Izinhlamvu zinhle, ube elikhanyayo isici ayebuthaka. Thinta nabo iminwe yakho akudingekile, njengoba kungase kube iminonjana namafutha, okuyizinto kuyinkinga ukuba ahoxe. Golden Coin "Georgiy Pobedonosets" (Savings Bank) akuyona ebucayi kangaka ngayo uma icindezelwa.

amafa esiyisikhumbuzo igolide

imali yamaphepha esiyisikhumbuzo ziziphilela nzima e kuqalisa. Lenza edition okulinganiselwe kakhulu. Elinesimo design eliyingqayizivele futhi reverse ngokuvamile eyenziwa nge ifomu angajwayelekile. Kukhona elingunxande, izinto esingunxantathu futhi zemali ngesimo senhliziyo. Surface imali yamaphepha okungcono isibuko, kukhona sibalo eziyinkimbinkimbi futhi ngemininingwane ecacile esihle. Izinhlamvu kukhona ongowenani elikhulu hhayi kuphela zimali, kodwa numismatists. Lapho uzithenge ayiswe akhokhise i-VAT. Intela akubhekwa lapho igolide esiyisikhumbuzo ne zesiliva Savings Bank ayebuyele eziphambekweni isikhungo sezezimali. Ukuze ekuqongeleleni dolobha, kulesi sigaba imikhiqizo kuzuzisa kancane.

Investment zemali

Investment igolide kalula uyakwazi ngeensetjenziswa inhlalakahle iminyaka eminingi. Bakha ezifundwayo futhi ube lokubhalela elula. umklamo obuyela emuva akahlukile eyinkimbinkimbi. Ingaphezulu imikhiqizo kungaba kokubili matte futhi ucwebezela, isithombe angeke libhekene ukunemba okuphezulu. Vimbela umonakalo lokukhanda. Gold bullion zemali Sberbank eRussia kungukuthi intela. Izinhlamvu zemali ne isimo "utshalomali" kukhona Analogue yasekuqaleni ongakhetha igolide, bullion, ikusasa futhi bullion akhawunti. Izinhlamvu ezitholakalayo ukuze ithengwe, hhayi kuphela e-Savings Bank, kodwa futhi kusukela ngabanye ezizimele, izinhlangano ukuhweba ngemali noma izinkampani ezizimele. Lapho ihlela ukuba kube ukuthengwa kwempahla akufanele bathembele yokuthi izindleko zawo kungaba eduze izindleko ensimbini eyigugu emakethe emhlabeni. Ukuze babambisane kangcono izikhungo abuyekezwa, njengoba izimo ukukhwabanisa kuvamile kakhulu.