Savings: Indlela ukuvala ilungelo credit card?

bonke njengoba isikhungo nge ikhono Sberbank waziwa ukunikela amakhasimende ayo ezihlukahlukene services - ekukhokheni ukunikela isizo leemali izidingo ezehlukene. Ngaphezu kwalokho, ungakwazi ukuhlela ezihlukahlukene amakhadi womabili debit nama-credit. Vula kubo lula, ngokwanele ukuba isicelo ke ku Savings Bank. Indlela ukuvala ikhadi lesikweletu kanye debit evamile? Futhi kungakhathaliseki ukuthi kungenzeka ukwenza ngaphandle kwezinkinga?

ongakhetha

Okuqukethwe amakhadi ukuvala ngezindlela eziningana:

• ukuvimba ibalazwe;
• ukuvala ngokuphelele akhawunti yamanje kuboshelwe kuwo.

Ngokuvamile, amakhasimende ukhetha indlela yesibili ukugwema esikhathini esizayo nezinkinga ebhange.

Ake sithole ukuthi yini linikeza Sberbank. Indlela ukuvala ikhadi lesikweletu noma lasebhange? Ngokwesibonelo, ikhasimende yasebhange ungakhetha eyodwa yezindlela ezilandelayo lokuvala:

1. Vakashela le njongo ehhovisi lenhlangano.
2. Ucingo hotline (kulokhu Ukuvalwa senzeka ngaphandle ivimbela i-akhawunti).
3. "Sberbank Online" iphendukele usebenzisa i-inthanethi.

Ngayinye yalezi zindlela kuwusizo ngendlela yalo, kodwa ngamunye wabo umehluko wemisindo nemiqondo yamagama yayo.

Ukuvala ikhadi ngehhovisi, udinga ukuvakashela noma igatsha ebhange elula. Ukwethula umazisi, futhi ukufaka isicelo akhawunti Ukuvalwa. Khona-ke, ngemva kwezinsuku ezingu-45, ungafaka isicelo emnyangweni ofanayo ukuqinisekisa kuvalwe ikhadi ne-akhawunti. Uma kukhona umbuzo mayelana nendlela efanele ukuvala ikhadi lesikweletu noma lasebhange evamile Sberbank, kungcono silisebenzise kulowo igatsha lasebhange.

Enye ngezindlela ezimbili: Biza hotline yefoni intanethi kuzosiza kuphela ukuvala ikhadi, kodwa akusho amaphuzu. Futhi uma ikhadi lasebhange futhi awukwazi ukudlala indima, ukuvala ikhadi lesikweletu kuphela kungase kubabangele izinkinga. Ngokwesibonelo, uma ama-akhawunti akuyona avaliwe, futhi ikhadi sasihlobene sms izaziso, inhlangano uzoqhubeka ukuhoxisa izimali ngenxa ekuhlinzekweni kwalo msebenzi. Ngenxa yalokho, kungenzeka izikweletu engathandeki.

Ukuvala ikhadi lesikweletu

Ngakho ukuvala ikhadi, udinga ukufaka isicelo Savings Bank. Indlela ukuvala ikhadi lesikweletu, ke okuxoxwe ngazo ngenhla: Kufanele ubonise passport yakho nokubhala isitatimende. Kumelwe kuphawulwe ngokucacile ukuthi avale i-akhawunti kuboshelwe ikhadi. Futhi nje, uma kukhona khona i-SMS uqaphile inkonzo ke ukukuvimbela, futhi, kudingeka abhale isitatimende.

Ngaphezu kwalokho, uma i-credit card uhlala impahla izindlela Kufanele ucacise indlela ibhange kumele libuyise imali: ezandleni imali ekhawunteni noma iyiphi i-akhawunti yamasheke. Kulokhu, kusukela isikhungo sezezimali kumelwe akufune isitifiketi noma isitifiketi efakazela ukuthi iBhange uzokwenza inkokhelo.

Sberbank futhi iklayenti, uvala ikhadi ne-akhawunti, kungcono ukucela ukusizwa yasebhange ukusebenza kwenziwa, ukuze kamuva ikhasimende noma ibhange noma isikhungo kakhulu zezimali ayisekho ziphakamisa imibuzo.

lokuvala ekuseni

Indlela ukuvala credit Sberbank ikhadi "Momentum", "Visa" noma "MasterCard" ngaphambi kwesikhathi ebesibekiwe? elula kakhulu. Ukuze wenze lokhu:

• hlola ukuthi izikweletu phindisela kumephu noma wengeze lemali elingekho (emva isingeniso kungcono ukulinda izinsukwana, ibhange iphathwe kuthengiselana);
• nithintane ne-ofisi ebhange;
• ukubhala isitatimende kuvalwe ama-akhawunti bese uvala wonke amasevisi kanye nezaziso;
• ukuthola izitatimende ukwenza ukuhlinzwa.

Nokho, ngaphambi kokuvala ikhadi lesikweletu kungcono ukucabanga, nokuthi udinga ukuyivala? Mhlawumbe nilishiye libe esizayo, ngakho ukukhuluma, uma kwenzeka nje, ngoba kulula ukuvala kuka evulekile.

ukukhiya

Yini okufanele ngiyenze uma ngifuna ukuvala ikhadi, kanye bill ukushiya? Lokhu kukhetha ofanele kuphela ikhadi lemali, esebenza Sberbank. Indlela ukuvala ikhadi lesikweletu kuleli cala? Kuphela ngokusebenzisa ihhovisi, futhi kuphela nokuvalwa akhawunti.

Kuvela okukhethwa kukho okulandelayo ingasetshenziswa debit card:

1. Vimba ikhadi ngokusebenzisa hotline.
2. Vimbela ngokusebenzisa i-akhawunti yomuntu kuwebhusayithi yebhange.