Kukhona okungenzeka kakhulu ukuthi ngaphambi noma ubani kithi kungaba umbuzo, ingabe uyazi ukuthi inombolo ye-akhawunti ye ikhadi? Yebo, ukuba mikhulu. Phela, cishe zonke izakhamuzi namuhla oyedwa yasebhange ikhadi: iholo, credit, co-brand, isipho, yenkampani, ibhonasi. Yiqiniso, kungase kube nezimo lapho ufuna ukulahla ngezithukuthuku ethile imali. Kredka, isibonelo, ukuze ngokuvamile kudinga njalo (ngenyanga) ukuqedwa. Ukuzivocavoca bangaba nobuhlobo naye babe kuphela imininingwane efanele.
Ngithanda nje nilalele iphuzu elilandelayo. inombolo enamadijithi Nesithupha phezu phambi plastic (amaqembu ezine ezine) - inombolo amakhadi (Sberbank ukuthi ekhashelwa yakhe noma cha - akunandaba). Kukhona umbono ukuthi ngokuphelele iyafana inombolo ye-akhawunti. Empeleni akunjalo. Ngu-akhawunti efanayo kungahlanganiswa amakhadi ambalwa. Ukuze udwebe isifaniso,-akhawunti yekhadi - lokhu castle, namaqembu amane okukhulunywe izinombolo - kuyisihluthulelo. Kusobala ukuthi umuntu angaxhumana enqabeni kukhona iqoqo okhiye. Ngokufanayo, i-plastic ebhange. Ngakho, uma sinesithakazelo kwesikwenzayo inombolo wesikweletu Visa, bese usisuse esikhwameni, zibuyele kuye, ngomqondo ongokomfanekiso, "Aversi", futhi nakhu, inombolo ayesifuna ngabomvu. By the way, nge uhlu MasterCard-th yezenzo kuyafana.
Kodwa emuva main. Ngakho, ingabe uyazi ukuthi inombolo ye-akhawunti ikhadi sika? Indlela elula - ukubheka ku ikhophi yakho ye-inkontileka service yasebhange plastic. Lapho, omnyama nomhlophe ngesineke yonke imininingwane kudingeka ubuyise. Uma ningabakaKristu isigaba sabantu abagcina isheke, isibonelo, washiya ngemuva kokuthenga TV iminyaka emithathu, isivumelwano kuyotholakala ngaphandle nobunzima. Yiqiniso, lokhu kukhetha ezinhle uma ekhaya. Kodwa neze ubani has isivumelwano nathi. Ingabe banikeza usizo olungenakuqhathaniswa noma ngesikhathi socingo emgqeni "hot" ebhange noma ehhovisi.
Inketho yokuqala okuhle ukuthi ungenza ucingo kusukela noma yikuphi. Ngemva ukuhlonza ezidingekayo (ipasipoti idatha, iphasiwedi izwi, njll), opharetha uzokutshela ukuthi liyadingeka. Uma uhlose ukuba ngivakashele ihhovisi ke qiniseka ubambe passport yakho futhi-ke, ikhadi uqobo. Ngomqondo onabile, yini umahluko phakathi emahhovisi khona, kodwa namanje kangcono ziyasebenza nalapho wenza umkhiqizo ikhadi lakho.
Ngemva umphathi ukufunda isiphakamiso kuye ipasipoti uqiniseke waletha umnikazi sakhe samanje, ungakwazi obala ubuze: "Wazi kanjani ukuthi inombolo ye-akhawunti ikhadi ekhishwe ngokuhambisana igama lami?". Ninikela nayo ngomusa. By the way, ngokuzayo musa ukuchitha isikhathi esiyigugu, ungacela isisebenzi sakho ukuphrinta lonke ulwazi oludingekayo. Isigamu ishidi A4 ukuba baphathe lula kakhulu ukwedlula yonke inkontileka, akunjalo?
Ekugcineni, uma uke isebenze service intanethi, kuba umbuzo, ingabe uyazi enombolweni ye-akhawunti ikhadi ayidingekile kanjani. Iqiniso ukuthi kuyobonakala nesigaba okhethekile kohlelo, okuyinto uhlu lwawo wonke ama-credit card yakho ekhona noma imininingwane yasebhange gcwalisa. Mhlawumbe lokhu kuyindlela elula kakhulu futhi enembile of wonke okungenhla.