Yini esitolo imali: amathiphu namasu

Udaba yokugcina ukonga ezweni nesimo kwezomnotho nakwezombusazwe engazinzile ingenye ezibaluleke kakhulu ngabantu abayizakhamuzi ezejwayelekile. "Gcina imali yakho e ukonga amabhange!". Ngakho uthi protagonist wefilimu owaziwa, futhi akunakwenzeka ukuba avumelane naye. Ngakolunye uhlangothi, futhi ngakolunye - amabhange babe futhi engazinzile.

Ngakho, lapho wena ugcine imali? Ngokusekelwe kulokho kudingeka ukhethe ebhange?

Njengomthetho, ikakhulukazi lapho ukhetha ebhange abantu banake inani inzalo imali. Nokho, phawula ukuthi liphezulu kakhulu zenzalo kufanele ubangele izinsolo - ungafuni ukulahlekelwa imali yakho?

Ngaphezu kwalokho, high senzalo ku ezifakwa kusikisela ukuthi ibhange ezinye izinkinga, ebonakaliswa ukuntuleka lwemali kazwelonke. Ngaphambi inkongozelo ku idiphozi, ukuhlola idumela yebhange. Ngesikhathi esifanayo, banake kudalo ebhange lapho, yathola zinhlekelele kwezomnotho, ongumnikazi, kanye Ububanzi bemisebenzi lesikhungo, uma zijwayele baqaphe. Isiqinisekiso ukubuya imali kukhona amabhange kahulumeni, kodwa amazinga isithakazelo ngokuvamile ngaphansana yangasese.

Ngaphezu inkinga yokukhetha yasebhange okuthembekile, umbuzo nibaluleke ngalokho ukugcina imali yabo.

Impendulo isobala yalo mbuzo, ngoba engazinzile kakhulu, sonke zezimali. Ngakho-ke, sicabanga okukhethwa athandwa kakhulu.

- In yendawo. Uma idiphozi futhi lelitshe ezitolo isikhathi esifushane. Ngemva ohlela ukuchitha kunoma iyiphi imigomo lwemali kazwelonke, khona-ke kuyoba inzuzo futhi uyigcine khona Nokho. Ikakhulukazi ngoba imali lwemali kazwelonke uhlale abafumana.

- kumadola. I dollar isivele engaphezu kweyikhulu kubhekwa omunye zezimali esitebeleni kakhulu emhlabeni. Nokho, ngenkathi kukhona inkinga yezezimali luwuthinte ke. Nokho, uma uhlela ukubeka imali ku idiphozi isikhathi esifushane (3 izinyanga), kumadola kuyoba nenzuzo.

- In the euro. Okwamanje, i-euro kuyinto more uzinze, futhi ngenxa yalokho lwemali European ancintisane dollar.

Kodwa kuthiwani uma ungenawo simethembe yimiphi zezimali emhlabeni? Yini esitolo imali ke?

Ungagcina imali yabo igolide. "Igolide" idiphozi kuzuzisa kakhulu, kodwa kuphela uma kuba eside. Ngakho, wena ungena kwinkontileka nebhange ukuthenga zegolide, ezizenzile lilondolozwe endaweni efanayo. Futhi nakuba zenzuzo minikelo njalo ongaphakeme, zikhula phambi kwamehlo enu ngqo, kanye intengo legolide.

Yini imali esitolo uma kungukuthi aneliseke kuzo zonke izinkethi?

Abadayisi bezindlu - a okunye okuhle imali zezimali. Uthenga ifulethi ku imali yakho, bese oqashe ke - okungukuthi ngentshisekelo yakho. Plus, lendlela ngukutsi une ukulawula inani phezu imali yabo. Nokho, isimo esibucayi ingcebo amanani ungawa izikhathi 2 noma ngaphezulu.

Yini ukugcina imali okwamanje?

• Izibambiso (salokhu udinga ukuba kakhulu owazi kahle kule ndawo, ukuze singathwesi ngephutha yiyo yonke imali yabo, noma umeluleki onolwazi)
• Nezobuciko zakudala. Kwasendulo - uhlobo yegolide, kodwa kunobungozi ukuthenga imali eningi imali yomgunyathi.
• Lwemali non-cash.

Yini kungcono ukugcina imali, konke okungenhla uma ngokuphelele bengakwamukeli?

Yonga imali yakho ... ku-wallet yakho! Khona-ke bayoba nini futhi kuphela ngaphansi kokulawula kwakho. Nokho, kukhona ubungozi bokulahlekelwa kubo. Isiphetho: akudingeki ukugcina imali. Kufanele sisebenze: ezimakethe zamasheya, ebhizinisini lakho siqu, njll