Yini-ke nokuthi kungani ukusebenzisa ukwamukelwa ebhange?

Abantu abaningi abaye esetshenziswa okungenani kanye amasevisi amabhange bayasazi credit, ukufaka imali ebhange izinhlelo, kungenzeka inkokhelo ezahlukene kanye nokunye okufana nalokho. Kodwa eqinisweni kukhona amasevisi okuningi yasebhange ukuthi kumele baqinisekise ukuthi laba yisikhungo sezinhlangano eziphambili zezezimali, isibonelo, ukuthengiselana kanye izibambiso, iziqinisekiso ahlukahlukene. Sizokwenza baqonde ukuthi kuba ukwamukelwa ebhange futhi aye asetshenziswa kwemali, ibhange usetha izinga.

ukwamukelwa nomqondo

Okokuqala, asiqale umqondo, kokuba bazijwayeze okuyinto sizokwazi ukwenza okungaphezu kwalokhu. Ukwemukelwa ibhange - kuba idokhumenti yokuqala, esetshenziswa kwezinye zokuhlala imisebenzi ngamazwe. It ivumela inkampani ukusebenzisa hhayi kuphela yayo ibhizinisi idumela, kodwa futhi izilinganiso ibhange ngenxa yokuthi ibhange uthembisa ukuthi bakhokhe ukuze umphathi we ukwamukelwa ethile.

Ngakho, uma ibhange ezindebeni wonke umuntu, it has ithemba abantu nezinhlangano ezihlukahlukene, amasevisi kwakhe imisebenzi ngamazwe iyasiza izinkampani abangenalo dumo. Lokho kuzuzisa izinkampani ukungena ukuthengiselana nabalingani zangaphandle, kanye yasebhange ezinhle ukuthi ihola ku idumela lalo.

Ukwemukelwa ebhange - yikhono umthengi uzokwenza into nabalingani. Kodwa ukuze ukwazi ukusebenzisa zokuphepha ezifana, lomthengi kumelwe zivumelane nalokho okufunwa ezithile, okuyinto asethwe yibhange.

Kungase kungabi kuphela izicelo uhlamvu ngabanye ukuthi ibhange edonsa amaklayenti ayo esekelwe isipiliyoni leyo misebenzi, kodwa futhi ukugcina izidingo zomthetho kuchazwe nabalawuli isimo.

Ukwemukelwa imali ebolekiswayo ebhange uhlobo isiqinisekiso - umthengi sengathi yasebhange kuthatha ethile izikweletu, kanye ukwamukelwa, ukwenza ngaphambi isikhathi saso date ezithile likhokhe. Angathenga lutho lemali ecacisiwe kusetshenziswa ukwamukelwa. Ibhange sithembisa ukukhokhela lokhu imali yephepha lwezikhali kakade.

ukwamukelwa olwandulelayo kanye okwalandela

Ukwamukelwa kungenzeka ngaphambi nangemuva.

Lapho inkulumo ka ukwamukelwa owandulelayo lokukhokha komunye oyedwa kumele kwenziwe zingakapheli izinsuku ezintathu ukuxazulula inkinga yama-akhawunti nonresident futhi usuku olulodwa - ku intracity.

izicelo Inkokhelo ngesikhathi ukwamukelwa okwalandela ikhokhelwa ngokushesha, kodwa komunye oyedwa has zigciniwe 3 izinsuku ukuze siqinisekise ngokunemba ukudluliswa imali. Uma kudingekile, kungenzeka ukuba senqabe ukwamukela.

Ibhange inquma inani lenzalo ku ukwamukelwa kwabo?

Kubalwa izinga kwabanye ukwamukelwa, ibhange, okokuqala kunakho konke, inquma inani lapho kungaba ukuthengisa emakethe evulekile. Ngokwesibonelo, ku-ukwamukelwa, kuyangabazeka, isikhungo sezimali kufanele usungule izinga yokuthi ngabe isinxephezeliso ukulahlekelwa kungenzeka.

Okungukuthi, abangabantwana yasebhange kumele ziqinisekise ethile komsebenzi, ukuze ngingasebenzisi umonakalo solvency yabo futhi zezimali amafa.

Izinzuzo Usizo lwezezimali

Ngenxa yokuthi inikeza isikhungo sezezimali sina, okuyinto ibhange, ukugcwaliseka izibopho phakathi kwezinhlangothi-amaqembu ukuba nobudlelwane ezinjalo kuqinisekisiwe. Inikeza ukuzethemba kubo bonke Amaphathi esivumelwaneni, okuyinto ebaluleke ikakhulukazi ababolekisi.

Ngaphezu kwalokho, ukwamukela yebhange kusiza amadili eduze ezingeni lomhlaba wonke jikelele, imisebenzi enjalo ngokuyinhloko eyenziwa amabhange ukuthi unesimo sokuba ngamazwe. Futhi wonke umuntu uyazi ukuthi ibhange nje noma ubani ukwamukelwa ngeke, futhi lokhu kuzokwenziwa kuphela esimweni lapho 100% ukuthi ekufezeni umthengi izibopho zakhe.

Ukuze ukwamukelwa yasebhange yomthengi kuyazuzisa engengaphansi kwengu nobunye ubuhlobo amaqembu. Okokuqala, sibonga wathola iziqinisekiso yasebhange kwenkululeko zokuphepha ezifana imisebenzi yezamakhompyutha kuyinto ngempela ezibanzi. Okwesibili, ngenxa yemikhawulo isikhathi ngaphakathi lapho umthengi kuyodingeka bakhokhe izikweletu, angaba naso isikhathi ukuthenga izimpahla ukuze enze imali on ukudayiswa yabo bese ukukhokha ukheshi izibopho bazama ebhange. Okungukuthi, okungokoqobo, ungaphatha ukwenza imali ngokusebenzisa ukuphepha.

Olunye uhlelo lokusebenza

Ngaphezu zindlela ezingenhla, ukusetshenziswa ukwamukelwa yasebhange kungaletha inzuzo kanye nezinye izindlela. Kukhona amacala lapho inhlangano yezimali ethengisa ukwamukelwa ayo, ukwakha wabayisa amafa ehlukile. Kulokhu, usebenzisa isaphulelo encane, ibhange uphatha ukuthola umthengi ngokushesha, njengoba yokugcina izozuza ku umehluko phakathi Inani lokuthenga futhi ukubaluleka ngokulinganisa of ukwamukelwa.

Lo mphumela kuyazuzisa kokubili ebhange, elikwaziyo ngokushesha sibone kwempahla kanye umthengi, ubani ithuba ukuze ithole ingeniso ethe xaxa.