Amabhange elikhulu Russia. amabhange ezinkulu Russian: ohlwini

Muva nje, amabhange amaningi zaphucwa amalayisense, baye baya yimali noma ivaliwe ngenxa yanoma yisiphi esinye isizathu. Ngokwemvelo, abantu abavamile akukho kulokhu Ukujikeleza ngeke bakutshele manje bayoba eside futhi oyisicefe ukufakazela ukuthi ezikhungweni zezimali babe izindlela zabo, bese uzama ukuthola futhi indlela emuva kwabo. Ukuze ugweme izimo ezinjalo, udinga okungaphezu nje kokuba imali uzobe esiphathiswe ebhange, ukuhlola yayo wokusebenza kwezimali, ukuthembeka ezingeni, funda ukubuyekezwa kanye, yebo, sithole ukuthi nguye ingxenye amabhange esikhulu kunazo zonke eRussia. Isilinganiso lezi izikhungo zezimali, abekwe ngezansi, kuzokwenza kube esebenza kahle ngokushesha futhi. Kufanele kukhunjulwe ukuthi uma ibhange iklayenti olulodwa akufakiwe ohlwini ezihlongozwayo, akusho ukuthi kuyisiqalo esibi kunazo zonke lezi, noma maduze hamba ayinamali. Isibalo ehlinzekwe ngezansi ubala kuphela amabhange 10 ngobukhulu ngokuya idatha esemthethweni etholakalayo.

Kubalwa simo

Umgwaqo ohlongozwayo amabhange ngezansi isilinganiso uvezwa izinguqulo ezimbili. Esikhathini sokuqala - Ibhange Russia elikhulu kunawo wonke, uhlu okuyinto ihlelwa ngokuya amafa. Ukuze ukubala yayisekelwe Ukwaziswa okukule ngosi Central Bank of Russia. Afakwe ukubala kwempahla uketshezi kakhulu, interbank, imali etshalwe amasheya, amabhondi, amanothi promissory, kanye namanani abathintekayo kumiswa inhloko-dolobha nakwezinye izinhlangano, ezimpahleni ezingasuki phansi, ukubolekisa kubantu ngabanye nezinhlangano ezingokomthetho, angaphatheki kanye nezinye izimpahla.

Eyesibili uhlu, okubandakanya futhi amabhange ezinkulu commercial e-Russia, okwethulwa umongo ezifakwa okudayisa kuyoba ngokuyinhloko unesithakazelo abangafaka imali emabhizinisini abo. Naphezu kweqiniso lokuthi ulwazi Banikezwa iminikelo abantu, sisuselwa uhlu okufakiwe bazokwazi ukufinyelela iziphetho kwesokudla nezinhlangano ezingokomthetho. Yonke imininingwane unikezwa ngo-Ephreli 2015.

Elikhulu kunawo wonke amabhange Russian: Amafa

Uhlu olulandelayo efanele Apreli 2015. Amabhange zitholakala okungenani inciphise amafa, okungukuthi, ayanda Yibhange ohlwini, aba maningi lemali izimpahla zalo, futhi okuphambene nalokho.

1. Sberbank eRussia.
2. VTB.
3. Gazprombank.
4. VTB 24.
5. Rosselkhozbank.
6. FC Ukutholwa.
7. Alfa-Bank.
8. Bank of Moscow
9. National Isula Centre.
10. UniCredit Bank.

Kufanele kuqashelwe ukuthi lolu hlu efakiwe amabhange enkulu Russia. izinhlangano ezifana naso kwamanye amazwe awacatshangwa, naphezu kweqiniso lokuthi abanye babe amahhovisi ummeli futhi ezingaphansi phesheya. Ngakho, empeleni, inethiwekhi enkulu yasebhange, ongakabi iwine emakethe Russian, naphezu kweqiniso lokuthi akunakuba kunabayeni kwamanye amabhange ohlwini nokwethenjelwa nokuzinza, ngeke kumakwe.

ibhange elikhulu laseRussia. ezifakwa abantu

Uhlu olulandelayo efanele Apreli 2015. Amabhange zitholakala okungenani inciphise ezifakwa ngabanye ', okusho ukuthi ayanda yasebhange ohlwini, aba maningi nenani iminikelo yakhe, futhi okuphambene nalokho.

1. Sberbank eRussia.
2. VTB 24.
3. Alfa-Bank.
4. Gazprombank.
5. Rosselkhozbank.
6. Bank of eMoscow.
7. Raiffeisenbank.
8. Promsvyazbank.
9. Ikhaya Credit Bank.
10. "Ivula" Khanty-Mansiysk Bank.

Ngokuba esigabeni kubantu unesithakazelo ukubeka imali yabo, kodwa uyesaba ukwethemba izikhungo zabo yasebhange ngenxa yokufelwa okungenzeka izingozi zanqwabelana kungenziwa Kunconywa ukusisebenzisa ngokwenzuzo inhlangano oshiwo ngenhla, okuyinto isikhathi eside khona ngosizo lwezimali emakethe wazibonakalisa ethembekile, eqotho futhi isakhiwo esitebeleni.

Izinzuzo ngokubambisana neNhlangano amabhange ezinkulu

Njengoba ubona, amabhange, ikakhulukazi phezu kwezihloko uhlu azifani. Cooperation nabo lusenza anda nokwethenjelwa iziqinisekiso imali, ukugcina izimali kuma-akhawunti kanye ephephile idiphozi amabhokisi. Ngaphezu kwalokho, ezikhungweni ezinkulu zezimali, aba maningi emagatsheni awo, futhi ngenxa yalokho, izinga eliphakeme induduzo amakhasimende abangenawo ukuya kolunye uhlangothi edolobheni ukuze sifinyelele eqophelweni oyifunayo yesevisi. Njengoba amabhange ezinkulu Russian ngokuvamile banezeluleko enkulu amasevisi kanye nemikhiqizo (kokubili esikweletu idiphozi) kunamanye, nakho kwandisa ukugeleza amakhasimende.

Nebubi ngokubambisana neNhlangano amabhange ezinkulu

I yokuntula main wokubambisana nezinhlangano ezifana enkulu izimo, amanani kanye yamanani. Ngokuvamile esikhathini esingaphansi ibhange ezinkulu kungatholakala enezimo ezingcono ukuze abolekise kanye for imali. Nokho, phawula ukuthi leli zinga nokwethenjelwa nokuvikeleka imali amabhange ezinkulu, ayisekho kuphi. Chasing enezimo ezingcono, ungalahlekelwa konke. Isinqumo ukusebenza eyodwa noma kwelinye ibhange, yebo, etholwe ngamunye isakhamuzi umuntu noma inhlangano yabo siqu, kuzinto eziningi ezahlukene, kodwa uma kukhona ithuba lokukhetha, siphakamisa besebenzisa amasevisi ebhenki kahle lapho yibhange okuphepha futhi waba nokwethenjelwa, ngisho noma lokho kulimaza lowo ngaphansi inzuzo yamanani. Kufanele kukhunjulwe ukuthi iyiphi inhlangano yezimali enikeza nokubambisana futhi ngesikhathi esifanayo ugcizelela evumayo kakhulu yamanani / zenzalo / amazinga / izinkokhelo njll E., Yikuphi kuhluke kakhulu kusuka esilinganisweni kungenzeka ehhovisi ngamanga bazibandakanya emsebenzini owodwa owenziwe zokukhwabanisa.

Imiphumela

Ngokusekelwe osekushiwo, kungaba kuqashelwe ukuthi amabhange esikhulu kunazo zonke eRussia, esisogwini imigqa yokuqala ohlwini zitholakala khona isikhathi eside, okuyinto efakazela ekuthuthukeni kwabo njalo, ukunakekela amakhasimende, ukwethulwa kohlobo olusha lwemisebenzi kanye ukwandisa induduzo usebenzisa akhona. Ezimweni eziningi, lapho client of ibhange ezinkulu, ukuvakashela umnyango wakhe njalo asikho isidingo, njengoba inombolo enkulu amasevisi ingatholakala nje ngokusebenzisa internet banking. Lokhu kusebenza kuzo zombili ngabanye nezinhlangano ezingokomthetho. Uma kudingeka uvakashele igatsha lasebhange namanje lapho, futhi kule samuntu, ibhange elikhulu kungcono kakhulu ngoba linabantu amaphuzu nje yesevisi abantu zomthetho kunamanye izinhlangano ezifanayo.