CASCO: kuyini? ongakhetha umshwalense, imininingwane

Wonke umnikazi imoto ufuna ukuvikela imoto yakho ekulimaleni kungenzeka. umshwalense CASCO uyokwenza kahle. Abaningi bafuna ufunde kabanzi mayelana umshwalense esibanzi, kuyini. Kodwa izinto zokuqala kuqala. Okokuqala kudingeka uqonde ukuthi ngisho nanamuhla ukuthini umonakalo.

Ukulimala umnikazi wemoto - ingozi, okuyinto ebangele imoto. Lokhu kungaba isenzo ukucekela phansi impahla, ukweba, ukonakalisa ingozi. Ingabe ukubeka eceleni ezinye izinhlobo umonakalo. CASCO iyathandwa ngenxa ezahlukene izindleko ukuthi umshuwalense. Okwamanje isimo ziphakeme kangangokuthi abantu abaningi ngisho ngesikhathi uhlelo car ukuthenga acabanga kakade mayelana zokuzivikela.

ukuthandwa

Asinakusho ukuthi lokhu nomshwalense wemoto - inketho eshibhile, kodwa ukuthi manje ethandwa kakhulu. Ngakho, uma ufuna ukuvikela ibhajethi yakho kusukela ezingalindelekile, nezindleko, sekuyisikhathi ukufunda imithetho Hull. Umshwalense izimangalo zingahluka: akuyona into yokupaka ezinhle, ukweba, okubangela phi hlungu. Uma bekukhona enkingeni enjalo, umuntu has a sikebhe wenza ukuba isinxephezelo ngokugcwele ikhokhwe (ngokuhambisana umonakalo).

Mini-sikebhe - kuyini?

Izinto zesimanje emakethe yomshuwalense amasevisi inikeza amakhasimende ayo nge eziningi izipesheli, isibonelo, kunezinhlobo ezahlukene sikebhe. Kuyini - a "mini" -version umshwalense? Yena ngempela okufanele athole ukunakwa.

Kuyinto umkhiqizo ezifana umshwalense olunikezwayo abashayeli izinkampani cishe zonke ezinkulu umshwalense yasekhaya. Eqinisweni, thina ukhuluma ngani lula uhlelo sikebhe, iqinisekisa isivikelo ngokumelene izingozi uyobavikela umuntu ukulahlekelwa sina. Kusukela lokho izinkinga ngeke umshwalense ezinjalo?

• ukweba imoto;
• ukulahlekelwa imoto noma umonakalo ngenxa yezinhlekelele zemvelo noma umlilo;
• Industrial ingozi noma ingozi;
• umonakalo ngenxa yezenzo tamasipala kanye lobuchwepheshe (isibonelo, lomonakalo owenziwe abameleli komthetho noma nezinsiza zokutakula).

Bala izingozi ukuthi isicelo esihlongozwayo izovala 'mini', nemikhuba yazo ihluke kakhulu - konke kuncike ifemu ethile. Nokho, ukufana Usekhona: nje eziphansi (uma iqhathaniswa inqubomgomo ephelele), kanye umshwalense kunezako abalulekile. Njengomthetho, abantu kulondolozwa-30% ku-intengo CASCO umshuwalense, uma ekhethiwe iphakethe "mini".

Kuyini plus?

Inzuzo enkulu iphakheji akuphelele, uma iqhathaniswa ne-CASCO umnyuziki umshwalense - i ukonga umxhwele Ezezimali. Lokhu oluthile lomshuwalense ilungele ongenalwazi, abashayeli abasebasha, kanye labo bantu kabani imoto isivele zigugile. Uma yesiqinisekiso kamakhi iphelile imoto, futhi banake "mini" -version sikebhe. Futhi, leli thuluzi kuyasiza esimweni lapho umshayeli engafuni ukuthathelwa umshuwalense imoto ngokumelene zonke izingozi kungenzeka, uma, isibonelo, udinga ukuya kuphela izikhathi ezimbalwa inyanga yonke, futhi lonke elinye imoto egalaji noma ikhokhwe yokupaka.

Franchise e yomshuwalense sikebhe

Ngokuqinisekile umuntu babekade bezwile ngeSikole Hull Franchise. Kuyini lokhu? Ngakho sifika ingxenye umshwalense ukulimala, okuyinto reimburses umnikazi eyakho, uma kwenzeka isenzakalo kwesamba. Njengomthetho, sikhuluma ezihleliwe isamba oVikelwe, nakuba amafemu abaningi benemibono kwaleli nani njengoba amaphesenti. Isimo kanje: CASCO inkampani inikeza iklayenti nge isaphulelo esiphawulekayo kumasevisi kubo, kodwa amanye ukulungiswa ezincane (the bavumelana kusengaphambili ne abameleli inkampani yomshuwalense) kuyodingeka athobele kokuchitha imali kweyayo. Izimoto, kukhona izinhlobo ezimbili franchise: okunemibandela futhi ngaphandle kwemibandela.

ezikhokhiswayo

Esikhathini umshwalense ezibekwe inqubo kanje: umnikazi imoto luthembisa ukwenza lokhu kusho ukuthi ihlawula ethile uma kwenzeka ukuthi uma uthola ukulimala. Kufanele sicabangele isibonelo esilula: imoto leyo is insured ngaphansi kwalolu hlelo. umkhawulo ezikhokhiswayo is, uthi, ruble 5,000. Uma umcimbi kwesamba kwenzeka, isibonelo, ayizinkulungwane 15, inkampani uzokhokha umnikazi we-auto kuyinto 10,000 kuphela.

franchise okunemibandela

Yini engase ishiwo lesi sipho? Lapho franchise okunemibandela inkampani yomshuwalense olungaba isinxephezelo ngokugcwele zonke ngomonakalo owenzeke imoto kuphela uma usayizi wakhe ephakeme kunaleyo isiqeshana ezithile. Uma sinake izibuyekezo Hull, kulesi simo-ke libukeka kanje: uma imoto ingena engozini, kodwa inani umonakalo ingaphansi wayibhinca ezikhokhiswayo, umnikazi yena okhokhela ukulungiswa. Uma umonakalo mkhulu idatha ku yesivumelwano, umnikazi uzokhokha ukutakula imoto.

Wonke umuntu kumelwe azinqumele umbuzo ukuthi ayisebenzise franchise nge Hull. Kuyini - kwaba sobala ukuthi eziningi izihloko zethu. Engingakusho nje ukuziqhakambisa isimo emadolobheni amakhulu - kukhona ingozi umonakalo ezincane (imihuzuko phezu bumper, amaphiko). Izinkampani zemishuwalense alindele franchise kwenzelwa ukuthi izindleko ukulungiswa kwaba kancane kuka ezingeni iqoqo izinkokhelo. Okungukuthi, ngaphambi kokwenza ukukhetha, kufanele sizame ukuba inake wonke umehluko wemisindo nemiqondo yamagama. Franchise - yindlela enhle ngempela ukulondoloza imali, ikakhulukazi ukukhetha kwayo esiphezulu. Esimweni esinjalo ngoba sikebhe kuyodingeka bakhokhe endaweni ethile izikhathi ezimbili ngaphansi kuka esimweni ezivamile. Okungukuthi, ngisho abanikazi izimoto ezindala kungaba okwanele ukuba icabangisise CASCO umshwalense - manje kungcono ngempela.