IzimaliUmshwalense

Ngingaba ukuthathelwa umshuwalense imoto endaweni ezahlukene: imithetho nezici yenqubo

Ukuthenga imoto - .. An isinqumo esibalulekile, ngakho kule imali enkulu. Ukucinga Product - inqubo hhayi ezingabalulekile kangako, ngoba ukuthola kukho ofanele ngawe, kangangokuthi wayengasaboni sesimweni esihle, akudingi ukutshalwa ezinkulu, kodwa akuzange eyebiwe futhi akazange basonta nabakhwabanisi - kunzima ngempela.

Kodwa wena wathenga imoto, kufanele ukukubeka kucace, kodwa okokuqala udinga ukuthola umshwalense. Kuphi ukuthathelwa umshuwalense imoto? Ukuze uthole inkampani ukusiza internet, kodwa uma uke bashukumiseleka ukuba baphile edolobheni lapho ungenayo imvume yokuba yisakhamuzi? Lo mbuzo ubuzwa: kungenzeka ukuthathelwa umshuwalense imoto kwenye esifundeni? Asivume.

Imigomo yomshuwalense imoto

Car Insurance - inqubo amandla in WaseRussia. Ngaphandle inqubomgomo iphrofayli lamanje lenkampani kini kuqala, akekho umuntu ukuvikela umcimbi insured, futhi okwesibili, ngeke babhale inhlawulo ruble 800.

Umshwalense liyadingeka zonke izimoto ngaphandle kwalezo ngenxa ukuklama izici awukwazi ukuhamba ngokushesha kuka-20 km / h, eyakho eMnyango Wezokuvikela akuvunyelwe ukuba uthonye isiphetho noma kubhaliswe ngaphandle RF.

Kukhona 2 izinhlobo umshwalense: MTPL futhi CASCO. CASCO esikhishwe zonke izimoto ezintsha saziso. Futhi izimoto lesibili ngesandla kakade ungenza noma iluphi Inqubomgomo esicelo umnikazi wemoto.

CTP ivikela kuphela ngokumelene ukulahlekelwa ngokwezimali uma ingozi, Hull futhi ugcine imali nje kuphela uma kwenzeka ingozi endleleni. Kuyasiza:

  • ekwebeni;
  • imoto ilimele nesithwathwa, iqhwa, isihlahla;
  • ukungqubuzana izilwane;
  • ominzayo;
  • ukulimala besithathu, nokunye. d.

Umshwalense kwenye esifundeni

Ngingaba ukuthathelwa umshuwalense imoto kwenye esifundeni? Kungenzeka. Okuqakathekileko ukunaka izici eziningana.

  1. Uyoba kunoma isiphi isimo kufanele abeke emotweni ku-akhawunti e yokufuna esifundeni, kanye ukuthathelwa umshuwalense, ngisho noma uza nje lokhu kuthenga. Uma kungenjalo, uma sebebuya ungakwazi ukuhlangabezana abamele amaphoyisa omgwaqo, ngubani "injabulo" wena inhlawulo enkulu bikho amaphepha adingekayo. Ukuze ugweme lokhu unga, mhlawumbe ngokumbonisa inkontileka yokuthengisa, kusukela ngosuku nokungelona izinsuku ezingaphezu kwezingu-10, kodwa hhayi bonke aBaphathi abaphoqelela umthetho abaqotho. Ngakho uma usafuna ukuthathelwa umshuwalense imoto edolobheni, uqhubeke ngokuvumelana uhlelo le ndima elandelayo.
  2. It kungenziwa wakhipha inqubomgomo owesincane imigomo ezihlinzekwa inkampani - izinyanga 3. Khona-ke isikhathi umshwalense kuzophela ngokushesha, futhi uzokwazi kabusha ukuthathelwa umshuwalense imoto isivele edolobheni.

Uma ungenayo imvume yokuba yisakhamuzi, futhi umbuzo uwukuthi ukuthi kungenzeka ukuba ukuthathelwa umshuwalense imoto endaweni ezahlukene sokubhaliswa okwesikhashana ke, ukwenza lokhu, akudingeki imibhalo ephathelene indawo yokuhlala kwakho. Into esemqoka ukuthi uyisakhamuzi yeRussia. amaphepha adingekayo, sizoqhubeka.

Yini okudingeka ukuthathelwa umshuwalense?

Ukuze CTP nomshuwalense noma Hull ukufika uMnyango inkampani yomshuwalense obakhethayo. Lena yisevisi ongakunika futhi kwezinye dealerships imoto. Kodwa ngokuvamile, kukhona izinkampani eziningi, okuyinto ukuthathelwa umshuwalense imoto ngokushesha futhi ngasiphi isikhathi kungenzeka.

Uma ubhalisa inqubomgomo kumele uze madokumende alandelayo:

  1. Passport noma kamazisi yasebusosheni (amasosha).
  2. idokhumenti zemoto (TCP).
  3. Ukushayela amalayisense abantu abangeniswe ukulawula imoto.
  4. Uma imoto kubolekwe noma ngamasimu, ingabe sasiyoba khona imibhalo efakazela ukuthi liyadingeka.
  5. Ikhadi Yokucwaninga ngedatha ekhona ukuhlolwa.
  6. yokuthengisa inkontileka (uma ikhona).
  7. Isitatimende, okuyinto singavalwa ngqo ehhovisi noma endaweni lapho ukuthathelwa umshuwalense imoto.

intengo udaba

Intengo yomshuwalense kuxhomeke ezicini eziningana:

  1. imoto okukhipha e l / s.
  2. Indawo yokuhlala yomnikazi (umshwalense izakhamizi ezisemadolobheni kuyabiza ngaphezu kulabo kubhaliswa lesifunda).
  3. Izindleko imoto.
  4. Ithemu ukushayela isipiliyoni insured.
  5. Isifunda yomshuwalense (ezindaweni ezimaphakathi ukuthathelwa umshuwalense izimoto ngokuvamile ayabiza kunamawashi esiqhelile ngaphezulu).
  6. Inani labantu abavunyelwe ukusebenzisa imoto (angafakwa kwinqubomgomo kwabantu abathile, kodwa ungakwazi nje wenze umshwalense ngaphandle kwemingcele).
  7. ogibele elingenazinkinga (uma njalo uzithola ngesikhathi kwehla ingozi yomgwaqo, ngisho ngaphandle iphutha bebodwa, ukukhokhela inqubomgomo bayoba).

Ngakho-ke, uma ngabe sinquma ukuthi ukuthathelwa umshuwalense imoto endaweni ehlukile, udinga ukuthola ukuthi kungakanani yomshuwalense izobiza kule ndawo.

Izinkinga ezivamile nge umshwalense kwenye esifundeni

Akuwona wonke izinkampani amawofisi zonke esifundeni Russia. Ngakho-ke, kufanele uqale ukuthola ukuthi ngomshuwalense okungukuthi, ogama Inqubomgomo ufuna ukuthola endaweni lapho bese uyabuya noma cha ukuze unezinkinga izinkokhelo uma kwenzeka ingozi noma isidingo yezinguquko kwinqubomgomo.

Lapho umKristu enquma ukuthi ukuthathelwa umshuwalense imoto kwenye esifundeni, Rosgosstrakh nezinye izinkampani ezifana owaziwa ingakusiza kuleli kakhulu. Futhi ezinye izinkampani zomshuwalense zingashintsha futhi senqabe umnikazi imoto ngendawo yokuhlala okungewona wendawo. Amathuba nezinselele MREO uma ubhalisa nenqubomgomo inkampani nonregional, kodwa lokhu ngempela ezingavamile.

Similar articles

 

 

 

 

Trending Now

 

 

 

 

Newest

Copyright © 2018 zu.unansea.com. Theme powered by WordPress.