Ikhadi "Visa" (Savings Bank): Izibuyekezo ikhasimende

Savings Bank - omunye izikhungo ngobukhulu zezimali emakethe Russian. amasevisi ayo ezisetshenziswa izigidi zabantu nsuku zonke. Namuhla, njengezinye eziningi nezinye izikhungo credit, Sberbank ngenkuthalo ekuthuthukiseni ezihlukahlukene imikhiqizo ikhadi. Le sevisi elula ikuvumela ukuba wenze ukuthenga futhi uthole imali, hhayi kuphela e-Russia kodwa futhi phesheya.

amakhadi Sberbank athandwa kakhulu phakathi kwabantu. Lokhu kungenxa ngokuyinhloko inani elikhulu amahhovisi kanye inethiwekhi elikhulu ATM e-Russia. Nge lolu daba silula ikhadi "MasterCard" futhi "Visa". Savings ingatholakala yimuphi umuzi.

Savings Bank waziphatha ukukhiqizwa amakhadi epulasitiki amasistimu ehlukile yokukhokha. Kodwa ethandwa kakhulu eRussia ngokwesiko esetshenziswa Visa kanye MasterCard. Amakhadi yezinye izinhlelo iyinkimbinkimbi kakhulu kunalokho. Akubona bonke izitolo uzokwazi ukukhokhela nabo. Kodwa ngisho abasebenzisi kakhulu phakathi izinhlelo ezimbili eziyinhloko olufunwa amakhadi "Visa".

Izinhlobo Visa

ikhadi uhlelo lokukhokha, "Visa" Sberbank kudedela ezihlukahlukene ifomethi, kusukela elula kakhulu ekhishwe ngokushesha ngesikhathi ukwelashwa iphrimiyamu. Ngamunye wabo kuyahluka isethi kufinyeleleke lwemisebenzi kanye nezinzuzo, kanye nezindleko yesondlo. Ukuze inkonzo isibonelo "Visa Classic" Savings Bank kuzothatha 750 ruble onyakeni wokuqala kanye 450 kwesinye, futhi amakhadi inkonzo uchungechunge Igolide kungadla e 3000.

Zonke amakhadi, ngaphandle kakhulu elula, enze kube nokwenzeka ukuba ujabulele izaphulelo kuma izinhlelo zokukhokha. Ngaphezu kwalokho, abanikazi of amakhadi obhalisiwe, njengokuthi "Visa Gold", Savings Bank inikeza kungenzeka ukhipha imali ku-imigomo ebhekela amazinga e osizayo yabo amabhange elise Kazakhstan, Belarus, Ukraine, Turkey nakwamanye amazwe.

Kukhona kungenzeka ukukhipha amakhadi amabhonasi. Umnikazi wale ikhadi "Visa" Savings bazothola i amaphuzu eyengeziwe ekhethekile esetshenziswe abalingani, isibonelo, uma ukhokhela amathikithi noma ukuchitha ezinhlanganweni zosizo, kuncike ohlelweni ekhethiwe.

Esikweletu nawemali

Zonke amakhadi "Visa" Sberbank ihlukane izigaba ezimbili: debit nama-credit. Okokuqala zikuvumela ukuba sizikhandle ukukhokhela izimpahla ngemali yabo, kanti isixuku esikhulu futhi uvumele ikhasimende ukusebenzisa imali ebhange sika ezikweletini.

Isici enhle wesikweletu "Visa" Sberbank kuba phambi kwesikhathi somusa. Njengengxenye ke, ungasebenzisa imali ebhange sika hhayi akhokhe inzalo.

Ngezinye izikhathi, i-isikhungo credit iphika lapho abanye amakhadi, njengokuthi "Visa Gold", Sberbank kudedela akukho ikhomishini isevisi yonyaka.

ikhadi osheshayo

ukunakwa amakhadi ngamunye sekuqede ngesikhathi esisodwa uma ikhasimende ucela esinye salezi ikhadi "Visa Electron Momentum". Sberbank ayithathi ikhomishini isevisi kanye nokukhishwa ikhadi plastic. Kodwa-ke kuvula ithuba hhayi kuphela ukusebenzisa imali lula kakhulu, kodwa futhi ukuthola "Sberbank Online" elikuvumela ukuba kahle ukukhokhela amasevisi abalulekile ezifana Tinsita, internet nokunye.

Ukwenza amakhadi

Thola ikhadi lemali "Visa" Savings Bank inikeza iminyaka engu-18, futhi ukuklanywa isidingo yayo kuphela passport. Nge credit cards kancane more xaka, bamane nje inikezwe iminyaka engaba ngu-21 futhi imfuneko saziso iwukuba isitifiketi sokugcotshwa iholo zinyanga ezingu-6 ezidlule.

Yenza ikhadi ngasiphi egatsheni. Ukuze wenze lokhu, hamba ku yimuphi specialist, kudingeka wenze isitatimende futhi asayine amaphepha. Ngemva kwalokho, uma ngaphambilini nge-credit card noma nje ebhange okuzisholo sizoxoxa isicelo akwatise ngesincumo yayo. Nokho, ngokuvamile akuthathi izinsuku ezingaphezu kwezingu-2.

Kuyaphawuleka ukuthi kuphela "Momentum" uchungechunge ikhadi okuzokhishwa ngokushesha, lonke kuyodingeka ulinde izinsuku ezimbalwa kuze qamba yabo futhi akhulule legatsha kwesokudla.

Salary ngokuvamile amakhasimende uthole Izipesheli kusuka Sberbank, futhi akudingeki ukunakekela yaminyaka yonke amakhadi abo. Futhi, abakwazi ukunikeza ubufakazi umsebenzi. Lonke ulwazi oludingekayo yokubhalisa usuvele Savings Bank.

ashona amakhadi

Savings njalo inikeza indlela elula yokwenza ikhadi cash. Ukuze wenze lokhu, sebenzisa enye yezindlela ezilandelayo:

• Esikhathini umnyango. Ungakwazi phezulu up ikhadi kunoma yiliphi ihhovisi ukuthi zitholakala kalula kulo lonke elaseRussia. Ngokuba ukusebenza yanele ukwazi inombolo yekhadi futhi ube iphasiphothi.
• Esikhathini ATM. Uma ikhadi ungakwazi ubuyise kube lula kakhulu kunoma iyiphi idivayisi ene Sberbank self-service umsebenzi ethola imali.
• inkokhelo non-cash. Translate imali ikhadi kusuka kwesinye isikhungo credit elula ngale ndlela. Imininingwana yebhanga ingatholakala "Sberbank Online" futhi ubuze benhlanhla ebhange.
• Dlulisa. Omunye ziwusizo ikakhulu "chip" amakhadi, Sberbank - ikhono ngokushesha eyisebenzisa elihunyushwe kusuka kwenye ikhadi. Kuze kube yimanje, umthumeli idinga ukwazi inombolo yekhadi kuphela, futhi kwezinye izimo ungathola kuphela inombolo yefoni umamukeli.

imikhiqizo ikhadi ngokubaluleka kuthandwa phakathi kwabantu. Ngenxa yokuthi i-Savings Bank inikeza ezihlukahlukene elula ashona kanye namasevisi eyengeziwe, kanye nokusimama okusezingeni eliphezulu, awukhethayo amakhasimende amaningi ulungisiswa.