Indlela ukuqeda wabantu abaqoqa: amathiphu aphezulu

Eminyakeni yamuva, kuba umkhuba ngokuya ezivamile, uma ibhange akakwazi ngokuzimela ukuqoqa kusuka ababoleka abonakele ekukhokheni, idlulisela icala ehhovisi ngalendoda sika. Nokho, ngenxa izikhala umtsetfo lokhona, izisulu alama-ejensi ekusebenta ngokuvamile baba yizakhamuzi ezithembekile, wayengazange ekhishwe ukubolekisa, ningenzi njengoba guarantors. Ngenxa yokuthi abantu namuhla abaningi banesithakazelo kanjani ukuqeda abaqoqi.

ngabe imisebenzi yezinkampani umthetho ukuthi ngokukhethekile ukubuya loans ezimbi?

Ngeshwa, ababoleka kakhulu ngephutha sikholelwe ukuthi izenzo ejensi ehilelekile nokuvulwa izikweletu angaphandle alikho emthethweni isimiso. Empeleni, konke Akucaci ngakho. Umthetho kaZwelonke inikeza ilungelo amabhange ukulahla izikweletu ngokudlulisela ukuba besithathu, ngaso sonke isikhathi uyilungiselelo credit. Kwezinye izimo, lokho akusho ngempela ukuthengisa loan Wokuzenzakalelayo, ngokwanele nje ukuphothula isivumelwano. Ngemva kwalokho, inkampani, okuyinto ayinakho uticatsanisa yasebhange uthola owayenelungelo elingokomthetho lokubuthola zidinga umboleki ukukhokha izikweletu ukuthi.

Kanjani ukukhuluma abaqoqi ocingweni?

Eyodwa yezindlela eyinhloko izinkampani ehilelekile inkinga ukubolekisa ukunikeza becindezelwa ngokwengqondo ku umboleki. Ngakho-ke, abantu abaningi ababhekana nabo, uyazibuza kanjani ukuqeda kanye qha kwenela abaqoqi. Okokuqala udinga ukuqonda ngokucacile ukuthi lezi zinhlaka Awunalo ilungelo lokuphenya ahlukumeze okweletayo ngaphambi 9:00 am emva 20 ntambama.

Phakathi nengxoxo yocingo nge abaqoqi kudingeka ukuxoxa ngomoya ophansi, ngaphandle sivume ukuthuthela amathoni ephakeme. Omunye ezivame kakhulu amaphutha kubhekwa uphonsa tube, ethi zokwenqaba ukukhokha izikweletu. Abaqoqi asetshenziswa kulo mkhuba, futhi ngokuqinisekile ngeke izibambe ngu okweletayo ezinjalo.

Labo abafisa ukwazi ukuthi ukuqeda abaqoqi ngokomthetho futhi kuze kube phakade, kudingeka ulandele iziqondiso ezilula ezimbalwa. Ngesikhathi socingo, udinga amaphuzu ukuthola lokho abakufunayo kuwe, abameleli Agency, ungakhohlwa ucacise igama nekheli le nhlangano, futhi igama yomshayeli. Uma kwenzeka ukwehluleka ulwazi olunje kumele uvale ucingo. Ngaphezu kwalokho, umbiko ngeke ukuvikele omunye ephathini ukuthi ingxoxo iyaqoshwa futhi ngeke zisetshenziswe kamuva njengengxenye Isivivinyo kungenzeka. Ngokuvamile, ngemva kokuba la mazwi wathulisa ngisho izihloko eziphikelelayo kakhulu futhi ngokugqamile. Lokhu kudala ukuba athathe inkhulumomphendvulwano eyakhayo.

Indlela ukuqeda abathelisi?

Eminyakeni yamuva, amacala lapho abameleli alama-ejensi ekusebenta ukufika ekhaya okweletayo, futhi baqala ukuthola omakhelwane bayo, ukubika ngesikweletu sekwephuzile. Cishe into efanayo kungenzeka nozakwethu. Ababoleka imali abafuna ukwazi ukuthi ukuqeda abaqoqi nazo zonke izindlela ezingokomthetho, akumelwe uyinike e izinsongo zabo. Kaningi zonke lezo ezingoFakazi zikhuluma ngezilingo futhi ejele akuzona baseless ngoba ngempela inqubo eside futhi ezibizayo. Ukubala of zinhlaka lusekelwe yokuthi lo muntu obolekayo iyesaba ngokuzithandela ukubuyela okungenani ingxenye yale mali eziqoqiwe.

Labo ucabange indlela ukuqeda abaqoqi kumuntu kumele kudingeke ukuthi alobe wonke izenzo zabo ekhubazekile mhlawumbe okuhilela abangane ubufakazi nomakhelwane. Ngemva kokufunda mayelana nokuziphatha ngendlela efanele lo muntu obolekayo, bona wokuvimba nentshiseko yakhe.

Eyodwa yezindlela eziphumelela kakhulu ekunqandeni abaqoqi kubhekwe esicelweni esibhalwe umboleki ikhophi ukudluliselwa amalungelo inkontileka nokuqoqwa kwezikweletu. Lowo Mbhalo wangonyaka we kumelwe sibonise lapho futhi kungakanani izikweletu ebhange kubaqoqi kulesi sikhundla.

Indlela ukuqeda le amakholi wefoni wabantu abaqoqa?

Ukukhuluma nalowo omele ejensi kumele aziswe ukuzimisela kwayo e-mail. Libuye efiselekayo ukufaka zokuhlunga yakho ephathekayo izingcingo ezingenayo. Kunconywa ehlelweni efonini yakho ukuze uyayamukela inselele nje ngamanani ezisohlwini database oxhumana.

Uma abaqoqi enizibiza ku ifoni yasendlini, ungavele ubheke emagunyeni afanele nge isicelo sokushintsha inombolo.

Imithetho yokuziphatha mathupha

Ngaphansi komthetho wamanje, abameleli ejensi ehilelekile nokuvulwa izikweletu, abanalo ilungelo ngaphandle kwemvume umboleki ekhaya lakhe noma emsebenzini. Ngakho-ke, uyambona abaqoqi qathatha yayo, indoda unelungelo hhayi uzivumele.

Wahlangana nezithunywa-ejensi phezu lokubikezela, kubalulekile ukuba zitshele kusuka kuye iyiphi umazisi, ikhophi yesivumelwano phezu ukudluliselwa ukumangalelwa loan namandla ommeli esikhishwe umqondisi lesikhungo kanye eqinisekisa igunya ilungu labasebenzi.

Ixhumana amaphoyisa

Ukuba uzame wonke iseluleko sezomthetho Kukutshela ukuthi ungabaleka kanjani balahle abaqoqi, ungakwazi ukucela ukusizwa amaphoyisa. Nokho, kufanele uzilungiselele lokuthi lo mkhankaso ngeke unike elamukelekile. abasizi Kuhle kule mpi kuyoba ukuphikelela yakho nolwazi lwazo zonke umehluko wemisindo nemiqondo yamagama zomthetho.