Ingqikithi imali ezweni lanamuhla

Wake wacabanga ukuthi yini luwumgogodla imali nokuthi bavela emphakathini wethu? Kusobala impela ukuthi eRobinson Crusoe ku yakhe ehlane esiqhingini kwakungadingeki zemali zegolide, ngoba wayengeke adle nabo noma ufunde kuzo inzuzo bona.

Ngisho esimweni uma, isibonelo, Robinson ushintshanisiwe izinhlanzi ebhodini kusukela ngoLwesihlanu, amanothi asebhange babengeke ewusizo. Kuyadingeka futhi ngokuyisisekelo imali abantu beye batadisha amakhulu eminyaka, kodwa abakwazanga ukuza ukuvumelana.

Ukuze siqonde okushiwo ukuba khona imali, kubalulekile ukuqonda netimbangela exchange of izimpahla. Phela, enana oluyisisekelo ubudlelwane bezentengiselwano. Kusobala impela ukuthi exchange kwenzeka kuphela ngoba zombili izinhlangothi abafuna ukuzuza deal. Kulesi sisekelo, sikwazi ukuchazela okushiwo imali kanje: exchange ethile lwemali umkhiqizo oyifunayo, okungenza ukuhlangabezana nezidingo umuntu.

Ososayensi okukhulu kunakho konke emlandweni wenza iphutha, uma kucatshangwa ukuthi exchange kufanele kube okulingana. Eqinisweni, i-Iphuzu liwukuthi zombili ukubhekana ehlukile bona bakuthokozele ukobana bashintshisane. Ngokwesibonelo, omunye inethiwekhi enana izinhlanzi izingodo eziyishumi kusikisela ukuthi banayo i-value ehlukile kokubili izinhlangano.

Ngokuhamba kwemvelo umlando wabantu kunesidingo beveza exchange okulingana, obekungadala ezifanele nganoma yisiphi izimpahla. Yilokho kanye uvele amafomu lokuqala imali: ugwayi, ushukela, usawoti, izinkomo, izinzipho, ubuhlalu nokunye. Konke lokhu imikhiqizo emazweni ahlukahlukene ukuba jikelele, okungukuthi labo okungase umklomelo iyiphi enye edingekayo ezinhle.

Kamuva, njengoba ebeseke wavela Ngezimali ongokomfanekiso. Ngokuvamile izindleko zokukhiqiza yabo zingaphansi amandla abo wokuthenga (zemali encane, imali yephepha). Khona-ke izimpahla jikelele atholwe amafomu wesikweletu imali, owawumelele ezinye izibopho ukuba abanye abantu nezinhlangano ezingokomthetho.

Uhlobo kanye umsuka imali ngekwesimongcondvo zomlando kungaba isikhathi eside kakhulu ukufunda, kodwa into ebaluleke kakhulu wukuthi ukugcwaliseka le mikhakha yomibili kusisiza ukuba siqonde ukuthi imithombo yezimali zisekhona lezimpahla othize, kungakhathaliseki ukuthi ubani wathi.

Ezezimali - akuyona umqondo abstract ezingaba khona ngaphandle umkhiqizo othize. Imali lezimpahla okungukuthi bayindlala kakhulu ikakhulukazi njengendlela yokuthola exchange kuzo zonke izingxenye zomhlaba. Ingqikithi imali ezweni lanamuhla ayikwazi overstated, ngoba kuyafaneleka kubo futhi ezisebenza lonke izwe emnothweni. Akukho omunye umuntu bazokwazi ukuphila ngisho usuku olulodwa egcwele, ngeke sisetshenziswe kulesi sengiprofethile iphepha, ukushaya zemali noma credit cards.

Kuleli zwe lanamuhla akukho muntu nalowo owayeyoba luphathwe nandaba imali, ngoba umvuzo umnikazi walo amandla futhi sithuthukise isimo sezenhlalo. Akekho ungafaka ingxabano yokuthi kokuba ethile imali umuntu Ungathenga hhayi kuphela izimpahla kanye nezinsizakalo kodwa futhi ejabulela isikhathi sokuhamba, zokuxhumana, ubuciko kanye nokunye. It is ukubeka umthombo oyinhloko - izimali, unganikela bona nabathandwayo ikusasa labo Licwathile futhi uzinzile.

Kodwa ungakhohlwa ukuthi okushiwo imali, okuyilezi isifiso sokuba amanani engenakucatshangwa, ungenza kungalimaza kakhulu kunokuba kusize. Yini sikunikeza imali? Ukuze bahlangabezane nezidingo + zabo, amandla, isikhundla, kanye nezinye izinto eziningi. Umlando imali unothile kakhulu futhi ezithakazelisayo ukucwaninga nokutadisha, ngoba lo mkhiqizo isidlulile ekuthuthukisweni salo indlela eside kakhulu futhi olunameva: kusukela izinhlobo eziningi okulula inzuzo ukwabelana ukuze udumo yesimanje.