Izikhwama Electronic - emzweni odlulayo noma isidingo?

Kukholakala ukuthi izikhwama ngogesi kudingeka internet osomabhizinisi kuphela kwabanye abasebenzisi bakwa-inethiwekhi emhlabeni wonke yilezo ezithatha nje emzweni odlulayo. Ake sibheke ukuthi iyini le zemali, ngezinhloso bayadingeka okuyiwona, kanjani ukukhetha.

Yiziphi wallets ngogesi?

On ezinjalo isikhwama zingagcinwa imali electronic, okuyinto okulingana imali yangempela lwemali ethile. Ngosizo e-imali kungaba:

• ukuthenga izimpahla ezitolo inthanethi, ezisukela izincwadi futhi izingubo, ophela izaphulelo kanye nezinsizakalo spa;
• futhi ukukhokhela ayizona, internet, cable TV, izinhlawulo, intela, ngezidingo, kanye nezinsiza zokuphepha;
• ukukhokhela ama-akhawunti credit yasebhange;
• ukunikeza noma ukuthatha loan elekthroniki;
• ukushintshashintsha lwemali olulodwa ukuze uthole enye.

On the isikhwama Ungabeka imali ngekhadi lesikweletu, ifoni noma ukugcina ukwenza imali online (lokhu kusiza copywriting, ubhalwe kabusha, wemali engenayo uhlelo oluhlangene, Infobusiness, kabusha).

I lula imali electronic kungasuswa kunoma yiliphi izwe lwemali ethile, ukukhetha okungcono kukho exchange. Ngakho-ke, infobiznesmenov kakhulu ungasebenza kuphi emhlabeni, ababenelungelo lokungena kwi-Inthanethi.

Ethandwa kakhulu e-wallets

Phakathi ezivamile:

• Yandex. Imali - ukudala i-akhawunti mahhala, manje imali kusukela kule esikhwameni is intela, kusho ikhomishana ohlelweni kuyinto 0.5%;
• RBK Imali - kuyinto ejwayelekile futhi esikhwameni kuthakwe amakhono ehlukene, uKhomishane kuyinto 0.3-0.5%;
• Wallet ikuvumela ukuba wenze imisebenzi eminingi efanayo noma okungenani iminikelo 2-3% -S ';
• On Moneta.ru nezinye wallets, ngaphakathi ohlelweni ivumela ukusebenza efanayo;
• Qiwi - isikhwama elikuvumela ukuba uthumele imali kusuka efonini yakho kuya Kiwi, kulula ukubhalisa kunezinzuzo abasebenzisi evamile;
• WebMoney - WebMoney e-isikhwama ukuthi has free futhi wakhokha izitifiketi, babe imikhawulo imisebenzi kanye amathuba wezomnotho, yikhomishini 0.8%;
• PayPal - isikhwama American ekahle labo uthole ku wokukhangisa we-Google advords noma othenga izimpahla ku-eBay;
• Moneybookers - esikhwameni British futhi ewusizo ongabheka kuyo ukuze labo abaphilayo phesheya.

Kuyini i-wallet kangcono?

ivumelane wallets ezahlukene Kuye imigomo yakho kanye nendawo yokuhlala. Ngokwesibonelo, uncamela infobiznesmeny RBK Imali, Wallet ne-PayPal, njengoba lezi izinhlelo angakhiqiza ezihlukahlukene imisebenzi. Kodwa abasebenzisi abavamile zisebenzisa Yandex. Imali kanye WebMoney ukuthi bathenge izimpahla ezitolo, futhi ukukhokhelwa ngezidingo, lapho Commission akusho lutho.

Kuze kube muva nje, imali electronic akuyona intela. Manje zemali eziningi noma elawulwa yiyo isimo (ezifana Yandex. Imali), noma okuhlobene ohlelweni lwentela (njengoba WebMoney), abantu abaningi kangaka ukuzisebenzisa ukusetshenziswa siqu ukukhokhela izinsiza ku-intanethi noma off-line, hhayi ukwenza imali.

Kunoma ikuphi, e-wallets ukwenza ukuphila kube lula kubasebenzisi abaningi kwi-Inthanethi. Kodwa qaphelani ukuba amaqiniso amabili: 1) ukusebenza komunye esikhwameni kwenye okuqondene olunye uhlelo, ungase ube iphesenti ephakeme omyalo (5%), 2) ukulandela imithetho yokuphepha futhi musa ukugcina semali ku zemali.