Kanjani ukuphila ruble 3,000 ngenyanga, futhi akusho ukuthi kuphula ngokwabo e zokudla nezezimpahla zokugqoka

Uma ukhathele izikweletu engapheli, izinkinga zezimali, ukubolekisa kanye nezinye izimbobo zezimali, lokhu kusho into eyodwa - wena nje abazi indlela yokuphatha imali yakho. Ukuletha ezezimali siqu ukuqedela oda, udinga ukulondoloza izinyanga ezinhle ezimbalwa. Funda ukulondoloza, ungaqala uqoqa imali imoto entsha noma indlu ezweni, noma mhlawumbe uzoba uqaphele iphupho lakhe amazisayo fly eseholidini? Kodwa ukuthi iphupho babengase igcwaliseke, kubalulekile ukwazi ukuthi ukuziphilela ruble 3,000 ngenyanga.

Ukuzinza kuyofika abahola eliphezulu

Abaningi bazothi, kungani bukhoma ngesikhathi ama-ruble ayizigidi 3000 ngenyanga, ngoba ungafunda kanjani imali, ukushintsha imisebenzi. Kodwa akubona bonke abantu uyazi - kulapho uqala uthole, kulapho lapho uyoba ukuchitha. Kudingeka sifunde ukuphila ngokuvumelana nomholo yanamuhla, uma ongatheni, uhlala ngokuciciyela. Ngokuhamba kwesikhathi ukujwayela hhayi ukuthenga izinto ngeke nje amanga eshalofini futhi abuthele uthuli, futhi umbuzo kanjani ukuqhubeka bephila ngemali ruble 3,000 ngenyanga, ngeke ame ngaphambi kwekhaya ngale ndlela.

Uma ufuna ukugcina imali kunokuba ukuchitha Wasted zabo, uzodinga ukucacisa injongo lezi izikweletu izoqoqwa okuyiwona. Umuntu ayinakho umgomo, angisoze ukuqoqa isamba ezidingekayo. Sanquma ukuya olwandle - silahle konke ngenyanga ruble 1,000, noma kangcono, ukuvula i-akhawunti yasebhange kanye buthelela isithakazelo kuyo. Inyanga eyodwa inani eziyinkulungwane kungaba engenangqondo, kodwa ngonyaka bazohlangana ruble ayizigidi 12 futhi isithakazelo. A iphupho, yebo, leli nani akwanele, kodwa into esemqoka esizifundile - yiya injongo yakhe.

Indlala akuyona anti wami, futhi umalume okubi

Isihloko Main iyiphi izindleko - kuyinto ukudla. Ukuze ukudla bungabonakala e inyanga 3,000 ruble futhi ruble 30,000, kodwa esimweni sokuqala kuzoba amasaladi, amazambane kanye pasta, futhi caviar yesibili obomvu, Sturgeon, trout nezinye izibiliboco. Kanjani ukuphila ruble 3,000 ngenyanga, hhayi "iseva yesigcinalwazi"? Khumbula imithetho embalwa mayelana nokudla.

• Musa ukuthenga izibiliboco ngisho kanye ngenyanga, noma uthola aphume izikweletu futhi baqala ukuqoqa ku iphupho lakhe, noma nje ukugxusha esiswini sakho, futhi ngaphandle umuzwa wokwaneliseka ukudla ezingaphezu kuka uthole lutho.
• Khumbula ukulondoloza kuyo yonke into: pasta, okusanhlamvu, imifino, ukuthenga nsuku wholesale.
• Pheka ngokushesha izinsuku 2-3.
• Singayinaki okusheshayo ukudla ukudla. Ngokwesibonelo, "Doshirak" pasta abiza ruble 24 iphakethe ngalinye. Uma emini ukuba esikhundleni isidlo sabo sasekuseni, ukudla kwasemini kanye dinner futhi udle ngakho izinsuku ezingu-30, badedelwa inyanga kancane kuka ruble 2000. Ukulondoloza kwasemini okusheshayo cha, kodwa kolwelwesi noma isilonda - inikezwe.

Yalutho - akusho sibi

Uma basazama ukuphendula ngokwami kanjani ukusinda baphile ruble 3,000 ngenyanga, kusho ukuthi ngeke usuke wazama ukusindisa.

Uke waphawula yini ukuthi isithelo esitolo Bathengisa at markdown? Iqiniso lokuthi ishibhile izikhathi 2 kuka izindleko akusho yisikhathi. Imikhiqizo kancane esisele eshalofini yokuphila, esivuthwe, ukudla angcolile. emaphaketheni Bathengisa at intengo ehlisiwe.

Njengoba for izingubo

Savings ukonga kodwa kufanele udle hhayi kuphela, kodwa futhi ukuba agqoke. Ninhlanhlathe phansi eseduze lesibili ngesandla. Thenga izingubo izaphulelo omkhulu. Zama ukuthatha kanye noma kabili ngenyanga, kodwa omunye iyunithi umkhiqizo, kuba inzuzo engaphezu kuka-kamuva uthenga konke ngesikhathi esisodwa. Inani ukuthi oyinikezela into eyodwa, ngeke kubonakale engenangqondo, kodwa ngonyaka bayokhululwa imali ngempela okuhle. Abaningi kuyoba isikhathi eside ukuba zibuze umbuzo, indlela ukufunda ukulondoloza kuze they realize ukuthi into ebaluleke kakhulu - kulesi simo, usizakale can wena wedwa, izifiso zakho nokuphishekela umgomo. Setha ngokwakho imigomo futhi njalo ufune ikhambi esifanele. Kuphela ngokuxazulula kubo, ungaqala uhlelo olusha.

Londoloza Umbuso izikweletu

Njengoba ukudla nezingubo, lapha ke kwabangela isimiso 'ukuze udle futhi sigqoke ngokuvumelana imali yabo, "kodwa ngeke ngoba ugesi, igesi kanye pay ohlanganyelwe iyafana bathanda. Khokha kancane akusebenzi, kodwa ungagcina amandla kalula kakhulu.

15-20% kagesi yethu ukusetshenziswa zaba ukukhanyisa. Uma siphathe njengobufakazi umthombo, okuyinto ethatha imali yethu, bese ngokushesha kakhulu uzokwazi ukuba ungachithi amandla amakhulu kangangokuthi.

1. Buyisela konke ama-globe kagesi endlini ukuze kwagezi.
2. Njalo ukucisha ukuba ube ngukukhanya, ungashiyi Iqhwa ovuthayo ekamelweni esingenalutho.
3. Sebenzisa emini eside ngangokunokwenzeka.
4. ekamelweni elikhanyayo njalo kudinga ugesi esingaphansi Igumbi enezindonga amnyama futhi ifenisha.
5. Thenga zikagesi ekilasini A ukuwasha machine, dryer, insimbi, cleaner wezindlu - zonke lezo zinto ngokwezwi nezwi, ushwabadelwe imali yethu.

Ngezinye eMoscow amaphosta ungakwazi ngokuvamile ubone umbhalo oqoshwe ukushaya amalambu ezingadingekile futhi basebenzise izinto zikagesi. Khumbula lesi simiso futhi ulisebenzise kaningi ngangokunokwenzeka.

Ungagcina emhlabeni hhayi kuphela, kodwa futhi amanzi kanye negesi. Isimiso kuyafana: kancane ufaka, kancane ukhokha. Lesi simiso sisebenza ngokukhethekile amanzi.

Funda indlela ukusindisa konke - futhi ngokushesha uyobe uzizwa ukunambitheka imali ukuthi ngeke nje aphonswe umoya.