Kuyini ikhadi lesikweletu, futhi lapho uludinga

Muva nje, ingxenye enkulu yomphakathi ezweni lethu Angazi ukuthi amakhadi nokuthi abafuni, futhi ngemva kweminyaka embalwa, cishe wonke umuntu okungenani oyedwa zindlela yokukhokha. Lokho yokungabi nokuhlangenwe nakho ekuphileni ukusetshenziswa kwemikhiqizo yasebhange ngenxa yokuthi abantu abaningi namanje abaqondi ukuthi ikhadi lesikweletu, nokuthi - debit, nokuthi ihluke kanjani. Naphezu kweqiniso lokuthi sokubhaliswa kwanoma yimuphi abasebenzi yasebhange ikhadi ukuchaza ezinye izinhlinzeko zoMthetho eziyisisekelo, into ebaluleke kakhulu ngokuvamile buthule, ngakho kufanele utati.

Okokuqala, kufanele siqonde ukuthi i-credit card kuyinto nalokho kungenxa. Kuyinto ukukhokha nokulungisa izikweletu idokhumenti ikhishwe njengoba ipuleti okuzisholo plastic ngokwanele usayizi encane. Kwezinye izimo, izindlela zokukhokha kungaba engenabuntu, kodwa ke ibhalansi etholakalayo ku kuyoba encane kakhulu. amakhadi ezinjalo ingasetshenziswa ukukhokha cashless nanoma yiziphi izimpahla noma amasevisi, uma inethiwekhi yokuthengisa ifakwe imishini ezifanele, ofundeka kanje ulwazi kusuka kwabezindaba futhi ithumela isicelo ebhange ukugunyazwa lokukhokha.

Ngesikhathi seseshini zokuxhumana nge-computer lokukhokhisa isikhungo kuqinisekisa khona lemali adingekayo lokukhokha kwi-akhawunti umthengi, abese evumela noma ayikuvumeli ukwenza imali. usayizi loan ngokuvamile incike izimo ikhadi wakhishwa ngaphansi kwazo. Uma eyakhishwa, uphelele umholo, ikhredithi okutholakalayo kuzoncika imali amacala njalo ngenyanga uma iklayenti unqume ukukhipha "credit card" bebodwa, khona-ke kuyodingeka isitifiketi womnotho zokugcina ezingu-6 ezidlule, noma ukuba khona i-akhawunti Ukukhishwa Bank.

Lapho ungakwazi ukuthola izindlela ngogesi lokukhokha

I nokulungisa amaphepha ukuchaza ukuthi ikhadi lesikweletu, kanye nemithetho ukuze ukusetshenziswa le sevisi isisebenzi sasebhange, kodwa uma engakwenzi lokho, ungakwazi yini ukumbuza imibuzo wena noma ushayele i-hotline yasebhange futhi uthole zonke izikhathi ezithakazelisayo lapho. Kuthathwa enokwethenjelwa kakhulu credit card Visa, eye samuntu njalo. Ezinye amabhange udaba namakhadi MasterCard, kodwa kakhulu emadolonzima, sokubolekwayo ezincane kuphela. Uma ikhasimende inomlando omuhle ukusetshenziswa kwezimali, emva kwesikhashana inani credit kungenzeka kungase kukhule ebhange ngokwayo noma eyicela.

Indlela yokwenza amakhadi okukhokha

Okwamanje, kunezinhlobo izinketho eziningana for design ikhadi. Ngaphambili, inqubo kuphela asenza lapho zokuvakashelwa ebhange, futhi ekukhishweni wonke amadokhumenti kuthatha isikhathi esiningi. Esanda kutholakala, kwakukhona kungenzeka oda amakhadi esikweletu ku-intanethi, okufaneleyo ikakhulukazi bamatasa umsebenzi futhi akunakwenzeka ukuba kude isikhathi eside noma kuphi. Kulokhu, iklayenti ubophekile ukuba ugcwalise isicelo anketu- esakhiweni, ucacise lapho yonke idatha ezidingekile, uwuthumele ibhange bese ulinda impendulo. Nokho, qaphela ukuthi uma umuntu ngempela awazi ukuthi ikhadi lesikweletu, futhi engaqiniseki ukuthi iyalidinga, kungcono noma nginqabe ukubhaliswa kwaso, noma zokuvakashelwa ebhange ukuthola kokubonisana ngaphambi. Kufanele kukhunjulwe ukuthi esikhathini imibuzo kuyadingeka ukuze ucacise kuphela ngelwazi elingasi liqiniso, njengoba abasebenzi asebhange ziyadingeka ukuqinisekisa umlando ikhasimende futhi idatha yayo.

ebhange ngamunye has inqubomgomo yalo ukukhishwa futhi isevisi amakhadi esikweletu, ngakho ngisho ngabe omunye isikhungo sezezimali wenqaba ukukukhipha, ungalilahli ithemba. Yiqiniso, imininingwane alithembekile kakhudlwana futhi ezingabazisayo ezivela kuyi-obolekayo, ayanda inani lenzalo le mali, Nokho, lena ingozi ezinengqondo, uma ngaso sonke isikhathi ukukhokha.