Ngaphansi kweziphi izimo zemali yentela eyakhiwe nendlela yokubhekana nayo.

Ngakho-ke, sizocabangela, ngaphansi kweziphi izimo umuntu angaba nemali yentela. Akuyona imfihlo kunoma ubani okwenziwe ngemali engenayo nangenxa yezinto ezikhona endaweni okudingekayo ukuba akhokhe imali ethile ngokuqondene nombuso. Izinto zibandakanya izakhiwo zomhlaba, izimoto nezakhiwo zangempela. Izinkokhelo ezinjalo ezingadingeki zibizwa ngokuthi intela. Abantu abangathwali izitifiketi zokubhalisa egameni labo ngabomabhizinisi ngabanye, njengomthetho, bakhokhela intela kuphela emalini engenayo, umhlaba kanye nezintela zokuthutha, intela yendawo .

Intela engenayo ibalwa futhi ikhokhelwe umqashi endaweni yokuhlala isisebenzi sakhe. Umuntu uzodinga ukubala ngokulinganisa inani lokukhokha okufanele akhokhelwe futhi anikeze ukubika okudingekayo ekuhlolweni lapho kwenzeka ukuthi imali etholakala ekuthengiseni impahla eyakhe. Zombili ezihambayo nezingenakufuduka. Esimweni esinjalo, izintela ezikhokhwa intela zingavela ezimweni ezimbili - uma isimemezelo sentela singanikezwa emthethweni osungulwe, okubandakanya ukukhokhwa kwentela, noma uma izinga lemali engenayo ekhokhiswayo lidlulile futhi inani lemali elibhaliwe alikhokhelwe.

Zonke izintela zemizi zibalwa ngaphandle kokuhlolwa kwentela. Ngezinto ezincike intela kanye nemali ebalwe yentela, ukuhlolwa kwazisa abakhokhi ngokuthumela isaziso sentela ekhelini labo . Imigomo yokukhokha iboniswa kudokhumenti efanayo. Futhi uma kungekho ukukhokhelwa kwangempela ngaphambi kosuku oluchaziwe kwesaziso, kuvela izintela ezikhokhwa intela.

Kumele kukhunjulwe ukuthi, kokubili esimweni sentela engenayo kanye nezintela zomhlaba, iqiniso lokungawamukeli isaziso esivela kumphathi wentela akukhipha imali ekhokhwa intela. Ngokwenza njalo, zivame ukubhekana nezimo lapho i-imeyili ethunyelwe ukuhlolwa ingafiki ngesizathu esithile kumamukeli. Ngakho-ke, kungenziwa kwakhiwe, isibonelo, imbuyiselo yentela yokuthutha, kanye nentela engenayo. Noma kunjalo, kusadingeka ukudlulisa intela yentela noma ukhokhe intela. Uma umuntu ethola imali engenayo ngenxa yokudayiswa kwezinto eziyimpahla, noma impahla yakhe inempahla ehambayo noma engasuswa, futhi akukho izaziso ezivela kumphathi wentela ezitholiwe, kuyasiza ukufaka isicelo ngqo ekuhlolweni. Namuhla ungakwenza ngaphandle kokushiya ekhaya. Ukuze wenze lokhu, kuyokwanela ukugcwalisa ifomu kuphela elisebhusayithi esemthethweni yeziphathimandla zezimali.

Kukhona namanje ubuningi obunjalo ngokuphathelene nezaziso zokukhokha intela yendawo. Uma ngabe idokhumenti elinjalo liyitholwa ngeposi, futhi isikhathi sokukhokha sesivele sidlulile, ngakho-ke kwakukhona izintela zemali yentela, ngokusho komthetho okhona, izinhlawulo zibalwa. Ngakho, ukwandisa isikweletu esikhona. Ngenxa yokuthi ukuthunyelwa kwezaziso ezinjalo kuyisibopho sokuhlolwa, kungenzeka ukuthi ufake isicelo futhi esibhaliwe sokuthi akukho saziso sokukhokha esitholiwe. Ngesisekelo sesicelo esinjalo, ihhovisi lentela libophezelekile ukubala inani lemali ngenxa yentela enemibandela yokukhokha kakade. Ngakho-ke, ngeke kube nesithakazelo, noma kunjalo, kusadingeka ukuthi ukhokhe intela.

Ngokomthetho, izindlela zokukhokhisa intela zihlukile. Kodwa-ke, ngokuqondene nabantu abangabelwe ngokomthetho isimo somuntu oyedwa osomabhizinisi, igunya lokukhokhela intela lingasebenzisa kuphela eyodwa yazo - echazwe ku-Article 48. Ukuqoqwa ngokulandelana kwalesi sihloko kumkhokhi wentela kuyabiza kakhulu. Lokhu kungenxa yobude benkambiso yokubikezela. Okokuqala, inani lezinkokhelo ezibalwe ngaphambi kokukhokha kwangempela kungaba umxhwele. Ngaphezu kwalokho, siphendukela ngqo ku-oda loqoqo, sithola inqubo elandelayo.

Uma kwenzeka ukukhishwa kwezikweletu, igunya lokukhokha intela lithumela isicelo sokukhokha kumkhokhi wentela zingakapheli izinyanga ezintathu. Uma le dokhumenti ingahambisani nayo, ukuhlolwa kuzolungisa isitatimende sokufaka isicelo enkantolo, ngesisekelo lapho umantshi enquma, ngesinqumo salo, ukubuyisela inani lemali kulowo muntu. Uma udweba incazelo enjalo, umboleki unesibopho sokukhokha imali kahulumeni yamaruble ayikhulu. Ngemuva kwalokho le ncazelo ithunyelwe enkonzweni yomsizi wesikhonzi senkantolo, abasebenzi bayo abathola ngqo. Ngoba labo abasebenza ngokusebenza nabo bakhokhisa u-7% womboleki, kodwa hhayi ama-ruble angaphansi kuka-500.

Ngakho-ke, kungcono ukulawula ngokuzimela yonke imisebenzi yakho namacala akho kuhulumeni ukuze ugweme imiphumela engathandeki.