Njengoba ikhokhwe kusuka intela efulethini yokuthengisa

Kuze kube manje, kukhona izintela eziningi zihlobene ngokuqondile yoqobo eyisisusa yethu. Khokha intela adingekayo cishe yizo zonke izakhamuzi, ngaphandle lwezigaba oluthile lwabantu-abahlomulayo, zingabantu ekhululiwe amacala amaningi.

Wonke umuntu nokubhala uyazi ukuthi ukudayiswa kwanoma iyiphi impahla, kumelwe ukhokhe imali endaweni yomcebo isimo. Ngaphansi kwalo podpoadaet isigaba bese izintela ku zokuhlala, okuyinto okhokhela umnikazi we-13%. Kodwa esimweni ngasinye has intela ayo "zakovyrka" futhi "izintuba" ukuthi abazi zonke izakhamuzi. Futhi yize, imithetho okudingeka ukwazi nse ukwazi ngamalungelo abo kanye nezibopho ngaphambi isimo. Ezimweni eziningi, abantu ungenayo i ukumelwa olunembile - lokho, ngasiphi isikhathi futhi kungani kufanele ukhokhe into asele banalo. Ngokwesibonelo, i-efulethini elilodwa (imoto, cottage). Kungani ukuthengisa impahla ephathekayo noma engagudluki, kufanele akhokhe phezu ezinye izintela? Kulula kabi - ngakho-ke sasingekho ukuphila, imigomo enjalo ukubeka isimo, ngakho sinikeza imali kwegazi kuleli zwe.

Kodwa uma wazi amalungelo akho, ungakwazi kakhulu ukunciphisa usayizi ukukhokha intela. Ake sithi intela yokuthengisa kule ndlu ingaba okungenani ama-13% uma kwenzeka ukuthi umnikazi, ubonisa ukuthi ngempela engayitholi imali etholakale ngokudayiswa of efulethini lakhe, okungukuthi, izindleko zayo kokuqala kwaba kunalelo intengo uyakwamukeliswa namuhla. Lokhu samuntu sokuqala indlela yokunciphisa Isilinganiso semali. Kukhona elinye futhi iphuzu, esehlisa intela ayikanye, futhi ubukhulu ukususa yayo intela. Sithi ngesikhathi esisodwa ukuthi lo mnikelo ibalwa ngezindlela ezimbili:

• owokuqala - intengo kusuka ukudayiswa amafulethi kuqhathaniswa izindleko ukuthengwa indlu;
• yesibili - ukubaluleka ukudayiswa efulethini lokususa ruble esigidini.

Umnikazi unquma ukuthi imaphi ifomula ukuyisebenzisa. Tax singaba sincane (noma zero), ukusebenzisa enye yalezi amafomula. Ngokwesibonelo, uma umuntu ethengisa efulethini lakhe ngoba ruble 4 million, kodwa walithenga ngoba 4.5 000 000, lapho ukwenyuka kwamanani amafulethi kwaba at isiqongo salo, kungase kuthathe kahle ngokunenzuzo ithuba lokuqala. Okungukuthi: (4 000 000 - 4,5 000 000) * 13%. Kulokhu, nenani lentela ukuba omubi, okusho ukuthi umnikazi angeke akhokhe isigaxa ukuthengiswa kwempahla yabo.

Le nguqulo yesibili lithi sokuhlala eyanikelwa indoda, iye ezizimele, wayezuze, ngamanye amagama - umnikazi cishe akazange yokuyikhokhela, ukuthola indawo e impahla. Kulokhu-ke kungcono ukusebenzisa ifomula yesibili: isamba kusukela ukudayiswa efulethini ukhupha ruble esigidini; umehluko, okwathi kamuva laba makwande ngo-13%.

Okokukhetha ofanele kuphela bantu abangabahlali Eminyakeni engaphansi kwemithathu, baye efulethini impahla. Nalapha futhi, lesi simiso sisebenza kuphela izakhamuzi isiRashiya, non-izakhamizi intela ku ukudayiswa ezindlini e inani 30% kusukela ukudayiswa. Tax on ukudayiswa ifulethi abakwazi ukukhokhela labo abanikazi abanamakhamera impahla abangaphezu kuka-iminyaka emithathu, bese kukhona abanikazi egcwele iminyaka engaphezu kuka-3.

Abantu abaningi banesithakazelo umbuzo - ukuthi intela ekhona umnikelo efulethini? Lapha ungakwazi ngokushesha Qinisekisani abanikazi ukukhathazeka esikhathini esizayo. Lapho umnikelo impahla yakhe yena donor ushwele wentela kwentela yengeniso, ngoba ethola imali kule efulethini. Endows futhi ehluleka ukukhokha intela lapho umnikelo kwenzeka ukuthi uyisihlobo lokuthi. Kodwa uma leso sipho awuzange osithole isihlobo, indoda egade banikela impahla, ke kuyodingeka bakhokhe intela.

Sibheke indlela bakhokhe intela flat. Kafushane singasho ukuthi umnikazi, ongumnikazi okungenani iminyaka emithathu impahla ubophekile ukuba ukhokhe imali ka 13% yokuthengisa. Yena bangakhetha ifomula ukubala intela, okuyinto kuyoba ekahle inketho bakhe ngokukhethekile. Uma indoda ine efulethini impahla abangaphezu kuka-iminyaka emithathu, lapho enikwe ushwele le ntela.