Sokuqonda FFOMS, imisebenzi esemqoka kanye nemisebenzi yesikhwama, isabelomali wenhlangano

Federal okuyimpoqo Medical Insurance Fund (ngemuva kwalokhu FFOMS noma isiKhwama) - kuba Isikhwama isimo usethe ngezimali ukunakekelwa kwezempilo labantu WaseRussia. Isikhwama is a non-isabelomali ke kukhona imali ukuze akwazi ukukhokhela ivelele hhayi ngenxa isabelomali isimo futhi kusukela imali abayithole ngokuthengisa yamalungu (ngabanye nezinhlangano ezingokomthetho). FFOMS siyinhlangano engenzi-nzuzo, i-isikhungo sezezimali kanye credit, unendlela yawo-balance sheet kanye impahla siqu.

sokuqonda FFOMS

Cabanga izwi isihloko ngasinye. Kusho ukuthini futhi kungani ukhetha ke?

• Federal. Isikhwama lesi eyodwa ezingeni federal, amahhovisi ezifunda e isihloko Russian Federation ngamunye, futhi usekela imisebenti yayo imithetho kahulumeni.
• Foundation. Lena inhlangano engenzi-nzuzo nge isabelomali ayo, kuhloswe ikakhulukazi umgomo kwezenhlalo-social - ukuhlinzeka ukwelashwa okusezingeni eliphakeme mahhala sabantu.
• Ayimpoqo. Leli gama lisho ukuthi zonke izakhamuzi Russian Federation kumele oVikelwe nsuku saziso. NgokoMthethosisekelo, njalo isakhamuzi sinelungelo lokuthola kusukela isimo ukunakekelwa kwezempilo kwamahhala, futhi ukuhlela kahle, umuntu kufanele akhokhe umshuwalense (bebodwa noma ngokusebenzisa umqashi) esiKhwameni, okuvela kulo ke uzobe wachitha.
• Medical. Injongo eyinhloko yawo Foundation - ukunakekelwa kwezempilo, okungukuthi, ukuhlinzekwa kosizo kubantu abanezinkinga ekhona impilo.
• Umshwalense. Lolu hlobo olukhethekile ubudlelwane kwezomnotho esimweni lapho izakhamuzi emalini ezithile umshuwalense, kuthiwa zanqwabelana endaweni eyodwa futhi uma kunesidingo banikwa emuva izakhamuzi isamba oVikelwe noma amasevisi umshwalense.

Ngakho, kulungiswa FFOMS hhayi nobunzima - ngokwanele ukuba ube nomqondo othile mayelana namagama asetshenziswa WaseRussia ukuqoka izinhlangano ezibalulekile.

umthetho kahulumeni

umsebenzi zesiKhwama kulawulwa umthetho Russian ezingeni yombuso kanye zesifunda. Imibhalo oyinhloko nesebenzela umzimba omkhulu nezigaba zawo indawo yilezi:

1. RF uMthethosisekelo.
2. FZ, sangomhla 29.11.10 "Ngo okuphoqelekile Medical Insurance ku Russian Federation".
3. Foundation Charter.
4. BC umyalo "wokuba On oda izimali ayimpoqo umshuwalense wezempilo" unyaka ngamunye.
5. RF Ikhodi Ibhajethi.
6. Okunye Legislative Izenzo WaseRussia.

Isikhwama umsebenzi

Basic imisebenzi FFOMS - lawa imisebenzi ukuthi wenza ukufeza injongo eyinhloko indalo yakhe - ukuqinisekisa izimali zezempilo izakhamuzi. Basuke ilungiswe para. 8 Ch. 6 we UMthetho Womshuwalense Wesikhathi kanye nesimo ukuthi FFOMS:

1. Ubamba lichaza ukuthuthukiswa ukuhlinzekwa oyinhloko khulula zokwelashwa hlelo.
2. It oluhlala futhi uphatha izimali ohlelweni.
3. It wenza izimo ukuqinisekisa sokukhokhaela emizimbeni indawo.
4. Eliqondisa umsebenzi izidumbu indawo futhi ukusetshenziswa okubhekiswe kwezimali ngaphansi kohlelo.
5. It uqaphe ukuhambisana nemibandela izinhlangano izimali umshwalense ukusetshenziswa ngaphakathi kohlelo kanye iminikelo yabo saziso.
6. It has ilungelo lokukhokhisa futhi ukuqoqa kusuka yamalungu (ngabanye kanye nezinhlangano) isikweletu, izinhlawulo kanye nezinhlawulo, okuyinto lapho siqondiswa ukuba ukuhlinzekwa kwezokulapha sabantu abangasebenzi.
7. Igcina izitatimende ayo, setha ezakheke inquma ukwelashwa ezimali, nezindaba iziqondiso, amafomu, imibhalo kanye ukukhipha imiyalelo kunesidingo ngaphansi kohlaka amandla abo.
8. Gcina irejista iyunifomu izinhlangano wahlanganyela ukunakekelwa kwezempilo kanye umshuwalense wezempilo, ikhwalithi zekilasi lochwepheshe kanye abantu insured.
9. Senze neminye imisebenzi ngaphakathi amandla abo.

inqubomgomo MHI

Lowo Mbhalo wangonyaka we main, onikeza Isikhwama yomshuwalense yezokwelapha oyisibopho futhi lapho isakhamuzi Russian Federation liyoba nelungelo lokuthola khulula ukunakekelwa ngezokwelashwa ofanelekayo inqubomgomo.

Inqubomgomo iyatholakala kusukela lesifunda emizimbeni FFOMS noma izinhlangano kwezohwebo, lapho Isikhwama unikezé kwegunya layo ukukhipha izinqubomgomo (umshuwalense wezempilo izinkampani).

Ukuze adonse umzimba indawo ye HIF (noma lezo zinhlangano okuyinto zadluliselwa Bagunyaziwe umshwalense) liyadingeka kuphela passport, uma ufaka inqubomgomo kwalokho, umntwana kufanele inikezwe nangenxa yobufakazi ngokuzalwa kwakhe. Ngemva kokuthola abasebenzi isitifiketi yesikhashana (evumelekile inyanga engu-1), okuyinto ikuvumela ukuba ukusebenzisa izinsiza ngaphansi kwale pholisi kuze irisidi yayo uqobo.

Yini ehlanganisiwe isabelomali yesiKhwama

Ukuze siqonde ukuthi ziyini isabelomali yesiKhwama, kubalulekile ukukhumbula, ukuthi babe izifinyezo umbhalo. FFOMS uthola imali kusuka okuthiwa iminikelo kwezenhlalo, okuyinto ezikhokhwa yesikhwama sempesheni futhi ku 22% ngo-2014 (nge isamba wemali yonyaka ngaphakathi ruble ayizigidi 624). intela FFOMS iphelelwe leli nani 5.1%. Uma engenayo yonyaka idlula isamba esingama-ruble angu 624 000, inkokhelo ngezimali ezishisiwe emva Pension Fund 10%, kanye% 3.7 kuphela iyadonswa FFOMS.

Ngaphezu kwalokho, kukhona izigaba ezithile izinhlangano, sona sasungula amanye amazinga aphansi umshuwalense.

Intela ikhokhwe sempesheni wekota noma nyangazonke kuye ukuma Iinhlangano kohlelo intela (UTII noma intela Esenziwe Lula).

isiphetho

Ngakho, kulungiswa FFOMS ngempela kufinyeleleke neqondekayo zonke izakhamuzi zaseRussia, ngoba sonke uvule inqubomgomo MHI amasevisi yezokwelapha futhi sikhokhe nezintela zabo ubuyise isabelomali kwesiKhwama.