Umqoqi - ngubani? Ukusebenza njengomqoqi

Mayelana nokungahambisani nokukhokha kwezibopho zemali zabantu kanye nezinhlangano zomthetho ezibolekisayo emibuthanweni yezokuxhumana nezomuntu siqu, igama elithi "umqoqi" liyatholakala ngokwengeziwe.

Umsebenzi obliges

Abantu abaningi babiza igama elithi "umqoqi" ngokuthi yi-stupor. Isithombe sesiprofetho sihlotshaniswa nesiphephelo se-muscular broad-shoulderered fighter, esinezikhwama ezandleni zakhe, ngezibuko ezimnyama kanye nokungabikho kokuzisola. Ingabe le ncazelo ihambisana nokuyiqiniso, empeleni umqoqi - ngubani lokhu: umsizi noma isazi sengqondo esincane? Angamelana na? Siyakuqaphela izimpendulo kuzo zonke lezi mibuzo neminye eminingi.

Umqondo we "umqoqi" ususelwa esimweni sethu njengenhlangano esemthethweni noma ochwepheshe ohlukile oqoqa izikweletu noma izingxoxo phakathi komkweleti nomboleki ukubuyisela imali. Ukuqoqa okuqinile nganoma yiziphi izindlela (ezimweni eziningi, namanje ezisemthethweni noma eziseduze-zomthetho) kumele ziqinisekise ukubuyisela izikweletu. Ukubukwa komuntu oyedwa weqoqo oqoqa ubugebengu akulona iqiniso. Ithuluzi labo lokusebenza ngokuyinhloko liwufoni, kuyingxenye yedatha yekhompyutha yamakhasimende.

Umgomo omkhulu

Amafemu okuqoqa okuqala ezweni lethu aqala ukuvela ngo-2004. Izindlela zabo zazihlukumeze ekuqaleni. Namuhla, ukuphendula umbuzo mayelana nomqoqo - ukuthi ungubani, umuntu angaphendula ngokuphepha ukuthi okokuqala kungumcebisi wezezimali. Umsebenzi oyinhloko waloluchwepheshe akuyona nje ukucasula izingcingo, kodwa ukwakha umuntu isisombululo sezomnotho enkingeni yakhe. Umqokeleli kufanele achaze lowo obolekayo amacebo okukhokha kanye nokukhokhwa kwezikweletu, uhlele isabelomali futhi usize ukuthola ukuthi kungenzeka ukunikeza izimali ukukhokha i-akhawunti yomkweletu. Umsebenzi wezobuchwepheshe, empeleni, akusikho ukuthi abaxhasi bakhe bangabasizi, izikweletu kumele zibuyiselwe ngaphambi komyalelo wokuhlolwa.

Ukukhishwa kwabasebenzi

Ezinkampani zokuqasha, kunikezwa kuqala, futhi lokhu kuyaqondakala, ukuba abe ngabaphathi bezomthetho, izikhulu zamasosha ezigciniwe, iziphathimandla zokuphoqelela , abameli noma abasebenzi bezinsizakalo zokuqoqa ezifanayo emabhange. Abaningi abakhethiwe banokuhlangenwe nakho komsebenzi wokuphenya, kanye namakhono avumela ukuthi angatholi ngokushesha umboleki, kodwa futhi asebenze ngokucophelela umsebenzi ochaza naye. Ngokushesha, ngokucacile, ngaphandle kwemizwelo engadingekile. Futhi, imfuneko eyinhloko yokuthi iqoqo leqoqo linikeza abakhethiweyo ukutholakala kwemfundo ephakeme. Ezimweni eziningi, kufanele kube sezomnotho, ezezimali noma zomthetho. Ngesikhathi esifanayo, umuntu uvame ukuhlangana nomqoqi-kwengqondo noma uthisha. Kodwa-ke, ama-ejensi amaningi athola abantu ngaphandle kwemfundo ephakeme, kodwa ngolwazi olujulile lwezokwelapha noma ukuveza amakhono amahle okuxhumana.

Amakhono

Ngaphezu kwalokho, umuntu ocela isikhala somqokeleli kumele abe nokukhuthazela, oguquguqukayo futhi owazi kahle kwi-psychology yomboleki, kufanele abe nesitoreji esibi sokwaziswa kwekhompyutha futhi akwazi ukusingatha imininingwane ehlukahlukene. Lokhu kungaba nolwazi oluqukethwe amabhange, izinkampani zomshuwalense, amahhovisi ekheli eliphakathi, izinhlangano zomphakathi zomphakathi, amanethiwekhi omakhalekhukhwini, i-office of credit histories, njll.

Hlela ukufinyelela futhi usebenze nedatha kumele ukwazi ukuqoqa ngokuqondile. Ubani owazi lokhu futhi eqonda okushiwo yale misebenzi, uba ngumncintiswano wangempela weposi. Ezinkampanini zamazwe ngamazwe, umuntu ozobhapathizwa angadingeka ukuba akhulume ulimi lwangaphandle. Futhi, kunikezwa ukuthi abaqoqi baxhumane nabantu, ngokuvamile "bakhulunywa", futhi kufanele balalele izinsongo nokuhlambalaza okungaqondile, izinyembezi, ukukhala nokulila, umsebenzi onjalo ngokucindezelayo, futhi umuntu owenzayo, Kumele kube nokuchayeka nokucindezeleka ukuphikiswa. Ngisho noma abaqoqi bafundiswa ukuxhumana namakhasimende ngezimo ezinqunyiwe, isimo ngasinye sihlukile ngendlela yaso, futhi ukusabela komuntu komunye umkhawulo wocingo kungenakulinganiswa. Ngaphezu kwalokho, wonke umuntu omele ukhetho kufanele azi ukuthi umsebenzi womqokeleli unamandla. Akuyona nje izingcingo zefoni. Ngokuvamile kubalulekile ukuhamba emihlanganweni namakhasimende ensimini yabo, futhi ingatholakala ezindaweni.

Izindlela zokuxazulula izinkinga

Kuyaqondakala ukuthi ama-ejensi okuqoqa athola umvuzo wemali ngomsebenzi wabo. Ezimweni eziningi, lokhu kuyinani elihle. Konke kuxhomeke kubukhulu besikweletu. Kunezindlela ezintathu zokuxazulula izinkinga nabanokweleta. Okokuqala lapho umbolekisi enikezela khona ukuqoqa iqhaza inani lemali yomsebenzi owenziwe ngempumelelo. Kuye ngesilinganiso sokubunzima, lokhu kungaba ngu-10-40%. Okwesibili - lapho ibhange noma inkampani idayisa i-ejensi yokuqoqa uhlobo "lwephothifoliyo yezikweletu" ngenani elingu-5-15% elingaphansi kwenani lesikweletu ngokwayo. Futhi umahluko wesithathu umthengi akakwazi ukusebenzela izinsiza zabaqoqi, futhi uzama ukubhekana nabathengi ngokuzimela enkantolo. Okukhethwa kokugcina kungenxa yecala elibi kakhulu. Akuyona imfihlo ukuthi izinkantolo zamacala ezikhokhela izinkantolo zingakhokha izikweletu zababoleki abanesibindi isikhathi eside kakhulu. Ukulibaziseka okuphindaphindiwe kwezinqubo zomthetho kuyinto evamile. Ngakho-ke, ababolekisi bakhetha ukuguqula ikhanda labo emabhawuntini eqoqo.

Izinhlobo zabathengi

Uma umbuzo wokuthi ngabe umqoqi - obani, okuncane noma ocacile, yilokho obolekayo, ukuthi yisiphi isikhwama sakhe sengqondo, angaziwa kuwo wonke umuntu. Amafemu okuqoqa ngokwawo ukuze bahlukanise ababolekisi abenqaba ukukhokha izikweletu zabo bakhetha uhlelo olukhethekile lokuhlukanisa. Inkampani ngayinye ingaba neyayo, kodwa iningi lezinhlobo ezilandelayo:

1. I-Alarmist. Lo wesilisa wayezibophezele ngamacala akhe. Ukuze akhokhe izikweleti, uthatha imali engaphezulu yemali ebolekiwe, futhi ukuvuthwa sekuvele kungacacile.
2. Umlili. Isikhathi eside singaphika ukuthi sikhona isikweletu, kodwa uma sibona, siqala 'ukukhala', ukuthi wonke umuntu uyakulahlwa (ababolekisi, abameli, abaqoqi), kodwa hhayi yena.
3. I-Rationalist. Ukutholakala kwesikweletu kuvuma. Kulandela ngokucacile isimiso semali ekhokhwayo esanda kuphakanyiswa.
4. U-Swindler. Ukuzikhandla kuya ekukhohliseni, hhayi ukunikeza isikweletu.

Umsebenzi womqokeleli ukucacisa uhlobo lomboleki ngokushesha futhi usebenzise izinyathelo eziphumelelayo kakhulu kulo.

Izindlela zomsebenzi

Ngokuyinhloko, abantu abakhokhisa izikweletu banamathele encwadini yomthetho. Kubasebenzi beqoqo leqoqo kukhona abameli abakulungele ukuchaza ukufaneleka kwezenzo ezithile. Ngokuvamile, ukucindezeleka kwengqondo kusebenza kwabathengi. Izingcingo zabaqoqi zinenhloso yokuphoqelela lo msulwa ukuba axhumane futhi akhokhe imali. Kodwa ngezinye izikhathi isethi yezinqubo zomthetho asanele. Abaqoqi ababizwa ngokuthi "abamnyama" bangaphuma ngaphezu kwezinsongo zocingo. Ngokuvamile ababolekisi abanamahloni, beqiniseka ngokungahambisani kwabo, baxoxane izindaba mayelana namathayi aphunyiwe noma ama-lock epoxy-cast door.

Indlela yokukhuluma nabaqoqi

Uma uqhubeka uhlukumezeka yimishini yokugwedla amanzi, zama ukuhlala upholile. Okokuqala, bacele ukuba banikeze ubufakazi bokubhaliwe bokuthi laba babameli banelungelo lokufuna ukukhokha isikweletu. Uma abaqoqi besongela, chaza ukuthi urekhoda ingxoxo futhi uhlose ukuxhumana namaphoyisa. Ukwesatshiswa nokungenwa okungena ensimini yomhlaba wangasese kungenza isenzo sobugebengu. Ungesabi futhi ubonise ukuzithiba. Abameleli be-ejensi yokuqoqa bangakwazi ukuqaphela ukwesaba noma ukungavikeleki. Khumbula ukuthi ungawafakazela.

Ekuphetheni, ngifuna ukungeza ukuthi izikweletu zidingeke zikhokhwe. Vumela ulwazi lwamabhayiseli lube nolwazi nje.