Bad Umlando wokukhokha kwemali - lena sinqumo?

Ngakho, wena wathatha loan. Ukuba sichithiwe kwelinye ibhange, ubhekene liya endaweni nezinye, kodwa kukhona zehlulekile. Yini inkinga? Kunengqondo, kanye nobufakazi imali onayo, futhi lemali edingekayo alikho ngaphezu kwamafu khulula. izinkinga ezifanayo abantu uhlangabezana avame, abanomlando omubi wokukweleta. Kusho ukuthini? Kulula kabi: esikhathini esithile ekuphileni kwakho, wena wenqaba ukukhokha esivumelwaneni sokubolekwa kwemali noma iminikelo njalo ebambekile.

Ukuze amabhange, umlando credit wekhasimende ingenye indlela ebalulekile kakhulu. Futhi uma sezisungule ngokwabo njengenhlangano umboleki kokunganaki ukulungisa idumela ezimbi ngeke kube nzima. Ngenxa ibhange akanandaba nokubambisana nalabo bantu abanemizimba kuphulwa yesivumelwano. Empeleni, ukuphila kwakho izimo ngabo zenani elincane noma abangenalo nhlobo. Okuningi kakhulu, indlela enokwethenjelwa umboleki nibonisa ngokwakho.

Lona umlando omubi wokukweleta kanjani? Kukhona iziyaluyalu eziningi ezingabangela le:

• Okugcwele non-ukubuya wesikweletu (lokhu ukuphulwa ezimbi kakhulu, futhi ungabali ku credit sinqumo esihle esikhathini esizayo).
• Multiple ukubambezeleka izinkokhelo isikhathi kusuka izinsuku ezingu-5 kuya 35 noma ngaphezulu (isilinganiso amandla adonsela phansi yayo ukuhlukumeza).
• Ukwehluleka olulodwa ukukhokha lingaphansi kuka izinsuku 5.

On the iphuzu khono, njengoba ukuhlukumeza okunjalo awubalwa. Akuve isimo ezivamile lapho umboleki kwenza imali yamelana umnqamulajuqu yokukhokha, futhi umane nje awunaso isikhathi esifanele ukufinyelela ebhange. Gxila ezintweni ezincane cishe akekho ukhokha. Uma nokubambezeleka of esingaphansi kwezinsuku 5 njalo, ephelele Umlando wokukhokha kwemali akukwazi ngokuthi. Nokho, amabhange kakhulu ngeke bona izizathu sina ngenxa yokwenqaba.

Uma izinkokhelo uma ehluleka esiyizinsuku ezinhlanu kuya 35 - lena umlando omubi wokukweleta. Nokho, uma izikweletu ngandlela-thile sesikhokhelwe, ibhange ingakwazi ukuvumela isicelo sakho sokubhalisela loan entsha.

Amakhasimende efanayo, okuyinto esikhathini esidlule abakakhokhi izimali loan jikelele, kungukuthi ngisho kubhekwe amabhange - bona kweso get sinqatshelwe.

Nokho, umlando omubi wokukweleta kungaba umuntu ohlale ngokwezinjongo ezinhle ukuba ikhokhe izikweleti ebhange. Izinto Ezithiya izimali ukuthola kungaba icala, ukondla obushade naye emuva kwesehlukaniso , noma ngisho trifle ezifana isikweletu umakhelwane.

Kanjani ukuba alungise isimo?

Abaningi banesithakazelo, lapho ungakwazi ukuthatha loan nomlando omubi wokukweleta. Amathuba atholakala Yiqiniso, kungenzeka. Nokho, akunakwenzeka uzokwazi ukubambisana ejensi esemthethweni. Futhi kuyodingeka bakhokhe. Ngakho-ke kungcono sicabange ukuthi singazibona kanjani ukulungisa umlando wakho wokuthenga ngesikweleti, (noma kunalokho, ukuze yenze ibe ngcono).

• Vakashela igatsha lasebhange futhi ubufakazi zethula ngalesi sikhathi ushintshe isimo sakho sengqondo ukuze credit, waba isisusa. Ngokwesibonelo, ungabonisa isitatimende eqinisekisa izikweletu oxubile yesimanje (Izinsiza, kanye nokunye. N.) Kule minyaka embalwa edlule. I plus enkulu khona imibhalo eqinisekisa solvency wengeniso okusezingeni eliphezulu futhi avamile.
• Chaza izizathu engeke izikweletu ku loan (uma izizathu akuxhomekile wena baye zihlotshaniswa isifo, ukuncipha yomsebenzi, yokungakhokhi inkokhelo, nokunye. N.).
• Enye ubufakazi bobuqotho bakho bangase babe evulekile ebhange idiphozi akhawunti (1 unyaka).

loan Cash ngomlando omubi wokukweleta Kodwa ungakwazi ukuthatha kumasevisi ekhethekile, njengoba umthetho, kuyinjabulo enjalo ukukhokha izinkokhelo isithakazelo eqolo.