"Euroset" Ibalazwe "Ummbila": kanjani. Credit Card "Ummbila": izimo ukuthola, amazinga kanye nokubuyekeza

mncintiswano Ilokhu okwandisa emakethe yezimali kwenza inhlangano ukudala abaningi izinhlelo ezintsha engcono aphendule okufunwa abathengi futhi ubanikeza amathuba amaningi. Ngezinye izikhathi, izinhlangano ezibonakala ezahlukene kakhulu wahlanganyela emisebenzini ehlukahlukene ndawonye ngokubambisana letihlomulisa.

Isibonelo ukuhlangana nabantu abanjalo yimpumelelo baba ikhadi "Ummbila" ( "Euroset"). Indlela uthole ke, kungatholakala nokucwala. It ikuvumela ukuba ugcine kokubili izimali siqu futhi waboleka futhi ithuluzi lokukhokha elula.

Kanjani futhi kuphi ukudweba imephu

Kufanele kugcizelelwe: ekwakhiweni lesikweletu kungenzeka kuphela uma iklayenti has ibhonasi of the gama elifanayo. Dweba Uhlolojikelele ibalazwe "Ummbila", "Euroset". Kanjani futhi kuphi isicelo?

Umthengi ngemuva kokukhokha izimpahla for ingqikithi hhayi ngaphansi kuka eziyizinkulungwane ezintathu kungenziwa akhishwe "Euroset" Ibalazwe "Ummbila."

Izimfuneko ezingaba umnikazi ikhadi:

• passport;
• ubudala kufanele kube iminyaka engaphezu kwengu-18;
• ukutholakala ukubhalisa Russian Federation;
• khona eyikhulu ruble ukudlulisa ekhadini.

Uma ikhasimende lithole ikhadi esinjalo, angase ukuyisebenzisa njengoba credit, bephumelele zonke izinqubo ezidingekayo.

Indlela yokwenza imephu gumbi

Nakulokhu futhi, siphawula ukuthi kwasekuqaleni senziwa angaphakathi 'Euroset "Ibalazwe" Ummbila. " Ingatholakala kanjani ukubolekisa ngaphansi ikhadi ibhonasi? Amabhange ubambisana "Euroset" e imikhiqizo yasebhange ezihlongozwayo ukunikeza ikhono lokuthola imali. Ngaphakathi, evamile ibhonasi ikhadi "corn" zingaphendulwa zibe yizindawo yokuhlanganela credit. isicelo Egcwele okwesikhathi izimali loan, okuyinto ke selashwe isikhungo sezezimali ogunyaziwe. Uma isinqumo esihle, khona-ke kuyinto inqubo ukusayina inkontileka ke imali idluliswe ekhadini.

bezikhali izidingo umboleki:

• kweminyaka eyi-20;
• ukusebenza isipiliyoni minyaka ezinyangeni ezingaphezu kwezintathu;
• ukutholakala yokubhalisa noma umsebenzi unomphela kwi insimu lapho ikhadi elikhishiwe;
• imali zinyanga zonke esingaphezu kwezinkulungwane eziyishumi emzini eMoscow nesifunda, anesithandathu samawaka - kwezinye izifunda of Russia.

Ukwenza ibalazwe inthanethi

Credit card "Ummbila" futhi zingahlelwa okusemgqeni mode, ngaphandle kokushiya ekhaya lakho. Ukuze wenze lokhu, nje kudingeka ugcwalise ifomu electronic isicelo bese uthumela ku ebhange nge-Internet. Ngo lemibuzo, udinga ukucacisa lolu hlobo ulwazi:

• lemali edingekayo imalimboleko;
• uyayazisa nomholo nyangazonke;
• inani izinkokhelo zenyanga, okuyinto efanelekayo ukuba lo muntu obolekayo;
• ukubhalisa;
• ikheli lapho uhlala khona.

Isicelo ihlaziya ochwepheshe wamabhange, isinqumo esihle kungaba lulotshiwe gumbi "Euroset" Ibalazwe "Ummbila." Ngiyithola kanjani wakhe ezandleni zami, udinga ukuhlola ne ogunyaziwe salon ochwepheshe.

Imigomo ye-credit card

Okulandelayo kuzoxoxwa credit card ngaphezulu "Ummbila", izimo ukuthola, amazinga kanye nokubuyekeza kuso. Sekuvele waveza ukuthi "Euroset 'babe isikhungo zayo ezingokwezimali, ngakho ikhadi ekhishwa ibhange umlingani. Nazi ezinye zazo:

• "Renaissance Credit";
• "Tinkoff";
• "Alfa-Bank";
• "Ekhaya Credit";
• "Credit okuzenzekelayo".

Imigomo uhlelo ahlangene "Euroset" kulezi zinhlangano iyashiyana izimo lapho usebenza elilodwa noma kwelinye ibhange. Cabangela imibandela ezivame kakhulu imali ngokusebenzisa lezi zinhlelo.

izimo Basic:

1. Inani loan Cishe efanayo ngaso sonke amabhange, "Ekhaya Credit" - ruble ayizigidi 10-50, ibhange "Standard Russian" - kusuka ayizinkulungwane ezingamashumi amabili, "Alfa-Bank" - ruble ayizigidi 10-40.
2. Uhlu kwemibhalo edingekayo. Lapha kuba okufanayo zonke izikhungo - enikeziwe kuphela passport.
3. Usayizi Isilinganiso senzalo. I ezingezinhle kakhulu "Ekhaya Credit", inikeza ukuboleka ngaphansi 69,9%, i- "Alfa-Bank" namaphesenti ingaphansi 14%, okwenza kube ukhetho nenzuzo kakhulu.
4. Loan eside. Lapha "Ekhaya Credit" iyona enenzuzo kakhulu, inikeza izimali ezibolekwe isikhathi esingaphezu kwezinyanga eziyisithupha izinyanga 36. "Alfa-Bank" usungula isikhathi esingaphezu kwezinyanga eziyisithupha izinyanga eziyisishiyagalombili, 'Russian Standard "- ngemva kwezinyanga eziyisithupha kuya onyakeni.

Uma iklayenti ifisa ukukhuphula umkhawulo credit card, kuzodingeka ukufeza izimo ezikhethekile lamabhange umlingani. Ngezansi uhlu mibandela, kwathiwa iyawakha ngesisekelo Izibuyekezo zabantu abakwazile ukukhuphula umkhawulo ikhadi.

1. Kumelwe balethe isitifiketi esiqinisekisa imali umboleki sika.
2. Ukuba khona kwabasebenzi amakhadi asebhange ukuthi kuyoba ezingaba umbolekisi.
3. Ukuba idiphozi evulekile.
4. Isiqinisekiso.
5. Ukuba khona eseduze ketshezi.
6. Positive Umlando wokukhokha kwemali.

Positive Umlando wokukhokha kwemali ibalulekile ukukhuphula umkhawulo. Futhi, khona idiphozi kungathinta isixazululo umlingani asebhange, lomholo. Akuvamile kungasiza isiqinisekiso kwezihlobo eziseduze, kodwa izikhungo yasebhange "like" uma engaba umboleki inikeza eseduze ketshezi.

Izibuyekezo kumephu "Ummbila" ninodwa omuhle. Uma uthi nhlá, kungase kubonakale kungenakwenzeka ukuba buthelela imali eyanele ukuze isaphulelo ezinhle. Kodwa uma ungumsebenzisi osebenzayo kuleli khadi, futhi akhokhe njalo nalo uma uthenga izimpahla ku-intanethi, maduze athole lemali edingekile of Isaphulelo.

Esinye abasebenzisi ikhadi kuqashelwe ukuthi ubuyise kuwusizo kakhulu futhi kulula. Phela, ama-salon "Euroset" manje kuba cishe kuwo wonke umuzi. Babephinde babizwe wesilisa kusimangaze bikho zokukhokha inkonzo amakhadi yonyaka, kanye zokuluthola uma yokulahlekelwa. Ngaphezu kwalokho, "Ummbila" abanikazi ikhadi uzizwe njengoba ukhululekile ukusebenzisa indawo ngesifundo ukuqapha imisebenzi. Ngakho, ngosizo ehhovisi, ungakwazi ukuthola imali esele yamanje, inani amabhonasi wathola futhi ukukhokhela izinsiza ezahlukene (izindlu kanye nezinsizakalo zomphakathi, amasevisi mobile, njll).

uhlelo lokuthembeka

Uma iklayenti asifanele ezinye izimo Ukukhishwa credit yayo izindawo, uyomane ukusizakala sipho ku "Ummbila" Ikhadi. Uhlelo "Euroset" Ubuqotho kwenza ukuqaliswa ukuthenga ukubuyela inani elilingana phakathi no amaphesenti amathathu izindleko ethengwayo ngayinye. amaphuzu zanqwabelana kungenziwa wachitha ukukhokhela izimpahla nokucwala "Euroset". Ungase futhi ukusizakala izaphulelo kanye ukukhushulwa, enganikeza abalingani ebhange.

Replenishment ikhadi ngokusebenzisa salon

Kanjani agcwaliswa ku nokucwala "Euroset" ikhadi "corn"? Kanjani ukuze uthole iseluleko kule ndaba? Udinga ukuya yimuphi esitolo futhi udlulisele imali ekhadini nge cashier. Iklayenti kudingeka aphathe ikhadi bese passport.

Indlela ukuhoxisa ukheshi

It ikuvumela ukuba imali engukheshi salon "Euroset" ikhadi "corn"? Kanjani ukuze uthole ukheshi i-ATM?

Kunezindlela ngalo ungakwazi ukwenza imisebenzi ngemali kumephu:

• zisebenzisa sokukhokha terminals ukuthi zikhona nokucwala "Euroset";
• ngokusebenzisa ATM;
• emahhovisi umlingani ebhange elikhiphe udumo.

ikhadi lokuvala

Ngaphambi inqubo ukuvala ikhadi "Ummbila" ukuhlola ukuthi izikweletu ku loan. Khona-ke landela lezi zinyathelo:

• vakashela ebhange elikhiphe loan, ngesicelo sokuqeda ubuhlobo ephathelene nokusetshenziswa kwekhadi;
• ekunqanyulweni kulindeleke yesivumelwano kanye lokuvala okwengeziwe we-akhawunti, njengoba umthetho, lo umnqamulajuqu ngalezi zinqubo, ukusethwa izinsuku ezingu-45;
• uthole isiqinisekiso yasebhange kuvalwe ikhadi kanye ukungabikho izikweletu.

isiphetho

Ngenhla ibalazwe "Ummbila" ( "Euroset") ibilokhu wafunda ngokuningiliziwe, kanjani it, futhi elalibhekwa njengelinye. Ngakho, ngemva kokuhlaziya yonke imininingwane, singasho ukuthi, njenganoma yiluphi umkhiqizo, it has ubuhle nobubi bayo.

izinzuzo:

• It ikuvumela ukuba wenze ukuthenga nge-Internet;
• umklamo akudingi isikhathi esiningi;
• I-mali yokusebenzisa isikweleti hhayi esigciniwe;
• Amabhonasi ngoba ukwenza ukuthenga;
• Ziningi izindlela ubuyise ke (kuxoxwa kwathiwa ngokuningiliziwe, indlela gcwalisa ikhadi "Ummbila" ngu Salon "Euroset");
• yokutakula Mahhala uma ikhadi elahlekile;
• kulula ukuyisebenzisa.

nemibi:

• ukuthenga inthanethi ayitholakali zonke izitolo;
• lapho ukhipha imali lizokhokhiswa;
• lapho lingatshajwa ikhadi lakho lugcinwa yikhomishana iklayenti, njengoba ingaphezulu kuka inani eliyisilinganiso;
• ukusetshenziswa njalo ekhadini, lingahunyushwa ngokuthi alunamsebenzi;
• kubolekwa kwenye ikhadi "Ummbila" akuyona ngokuphazima kweso.

Ngemva kokuhlaziya zonke izinzuzo nezingozi leli khadi, umuntu unelungelo lokukhetha yena - ukusebenzisa yakhe ukukhetha omunye umkhiqizo.