Ezemidlalo umshwalense izingane. umshwalense ingozi

ukuqeqeshwa Athletic kuyadingeka ukuze umzimba asathuthuka. Lokhu kuyiqiniso ngokukhethekile manje izifo eziningi zenzeka e izingane. Ngu nisebenzela lwamathambo sakheke kahle, kanye emisipheni nasemalungeni waqina ngokwengeziwe. Ilokhu besebenzelana nabantu cishe aziguli, banayo isamba omkhulu wamandla ukumelana kakhulu. Kodwa umdlalo has ethile - ukulimala njalo.

Ukwenza umshwalense

Ezemidlalo umshwalense izingane ongavikela intsha ezimweni eziningi ezinzima. The guys kukhona mobile kakhulu, esebenzayo, benza umsebenzi oncomekayo ekwenziweni eziningi izivivinyo. Kodwa njengoba umzimba sihamba esigabeni ekwakhekeni, amathambo azikakabi eqinile ngakho njengoba abadala. Ngenxa yalokhu, azikwazi ukumelana umthwalo.

Ngokuvamile izingane avele ukulimala. Kungaba elula encane hhayi kuphela, kodwa futhi waphuka. Kukhona umshwalense ezemidlalo for the izingane, okuyinto belokhu beqhubeka bekhetha abazali yesimanje. Le nqubo has izici okudingeka ukwazi ngaphambi kokufaka.

izimiso zokuphepha

Umshwalense kungaba ezahlukene - konke kuncike kukhethwa abazali. Ngoba noma yisiphi ingozi isinxephezelo kungenziwa ukhokhelwe. Inani kuncike service. Ngokuvamile, imali eyanele ukuze sivale lapho sisilela izindleko ingane bese ubuyela ekuphileni okuvamile.

Ngaphambi bangena esivumelwaneni, kumelwe ufunde ngokucophelela nemigomo yalo. Phela, lokhu kuncike ukukhokhelwa, kanye nemithetho ngokunginika isinxephezelo.

Kukhethwa eqinile

ngokuqinile ngayine inezidingo zayo umshwalense yayo ezemidlalo liyatholakala izingane. Ukukhetha inkampani kuncike ukushuba ukuqeqeshwa ntandokazi sabazali. Yonke indawo has Uhlelo ayo nemibandela. Ezinye izinkampani ukunikela umshwalense kuphela uma kukhona ukulimala ukuncintisana.

Ezinye izinkampani yenza izinkokhelo isinxephezelo kokuncintisana nokuqeqeshwa. Futhi kukhona izinkampani zomshuwalense ngubani bahlelekela inqubomgomo isikhathi esibekiweko. Ngenxa yalokho, izinkokhelo ayatholakala ekulimaleni.

abasubathi umshwalense

inkampani ngayinye eyenziwa umshwalense yayo ezemidlalo siqu. "Rosgosstrakh" kusikisela ukuklama uhlelo Fortune "Izingane". Inqubomgomo isesikhathini 1 unyaka lemali ruble 100 000. Umshuwalense hhayi eyenziwa phakathi nokuqeqeshwa, umncintiswano kuphela, kodwa futhi lonke. Lolu hlelo kuhloswe ngalo amaqembu izingane ukuthi kuyoba ishibhile. Futhi, akuthathi a imvume eside.

Imibandela kungenzeka okufanayo. Ngokuvamile, ungase ukuthathelwa umshuwalense izingane asebavele engu-2. Futhi akubona bonke amabhizinisi ukuthathelwa umshuwalense izingane ngalesi yobudala, ngoba ngokuvamile ungakwazi ukusebenzisa iminyaka 3.

inqubo yokubhalisa

Cases nezingane zihlukile, ngakho udinga ukuthatha umshwalense. Lowo Mbhalo wangonyaka we iyawakha ngomntwana kusukela eminyakeni emi-2 lapho uba khona kwesigaba. Uma ifemu ekhethiwe, kumelwe ngamazwi ukuxoxa imigomo nokubambisana.

Abazali ibalulekile ukukufaka inkontileka izingozi ezingase zibe ngempela. Ngezinye izikhathi le mibhalo zikhona izikhathi engenangqondo, ngakho-ke hlola ukuthi kuhlanganise yangempela izimangalo umshwalense. Phela, le sevisi esakhokhwa iklayenti.

inqubomgomo

Lapho inkinga ne inkampani kudingeka wenze isivumelwano umshwalense. Umshwalense icala ezivukayo ngemva kokuqedwa kwalo, kuncike isinxephezelo. Ngisho imininingwane ezincane elahlekile ekulungiseleleni idokhumenti kungase kupheze ukukhokhelwa.

Umsubathi ungazithola ususenkingeni: .. Ukucekelwa phansi noma ukulimala umthwalo, ingozi, njll Kodwa umshwalense ezemidlalo ngoba izingane kusho ukuvikelwa kwezingane kanye kude kwamanye amazwe. Le nkampani kumele imali yokukhokha esibhedlela, ngisho nalapho ukubuyiselwa Kwenziwa phesheya. Uma ngenxa yokulimala ingane ayikwazi ayiswe isikhungo sezokwelapha, ngomshuwalense ivala isikhala uhambo.

Umqondo sivumelwano

Kukhona iphuzu ukuthi amafemu ngokuvamile ungafaki e inkontileka. Ziyakwazi ingxenye esabelweni zimali osinikeziwe, uma ingane idinga ukuphathwa phesheya.

Izindleko kokuhlala kuleli zwe kumele inxeshezelwa inkampani. Izinkampani eziningi ngale ndlela akhohlise amakhasimende, sizongena amaphuzu ambalwa kuphela amazwi kodwa inkontileka akukho lwazi. Ngakho-ke, kufanele ufunde ngokucophelela inkontileka. Ukuze uthole inqubomgomo, kufanele uhlinzeke:

• isitifiketi sokuzalwa noma ipasipoti;
• ulwazi lomuntu siqu;
• oxhumana nabo;
• ezemidlalo;
• ulwazi mayelana abazali.

Kuphela uma idatha enikezwe egcwele, izokhipha inqubomgomo.

amanani

Izindleko idokhumenti zingase zihluke. Konke kuncike ezintweni ezifana:

• ezemidlalo;
• umshwana umshwalense;
• yisikhathi.

Kumele kukhunjulwe ukuthi ukwanda intengo kuncike izingozi. Uma eziningi kubo, izimali iyoba nkulu nakakhulu. Izindleko isilinganiso inqubomgomo - ruble 700-1000.

izinkokhelo

Lapho izindleko ibhanela abazali uzonikezwa isamba lube ngu-100 000 ruble. Umkhawulo Okunqumayo indlela ukulimala iphutha. Ukugula kwengane eside sika kuyamthinta. Ukukhokhela ukwandisa lapho wathola ukukhubazeka ngenxa yokulimala. Kodwa uqaphele ukuthi udinga eziningi izitifiketi, okuyinto uqinisekise umcimbi insured.

Umqondo yokukhokha umshwalense

Kubalulekile nemithetho kuchazwe inkampani. Ngokwesibonelo, isaziso inkampani ezinye izenzakalo. Kuyadingeka ukuba ucacise kusengaphambili indlela yokukwenza, ngoba manje kukhona ithuba wazise umcimbi insured ngocingo, internet, incwadi. Ukuze wamukele izinkokhelo kudingeka ukuze kugcwaliseke zonke izimo evunywe inkontileka.

Ngiyithola kanjani?

Ukuze inkokhelo kumelwe athumele madokumende alandelayo:

• isiqinisekiso kusukela abagqugquzeli, abaqeqeshi, abantu abathatha izinqumo;
• inqubomgomo;
• Inombolo ye-akhawunti i-ukudluliswa kweemali;
• ukubhala kusukela isikhungo sezokwelapha;
• izincwadi zakho siqu futhi isitatimende.

Uma icala umshwalense, ingane aluthola ukukhubazeka, kubalulekile ukuqinisekisa. izitifiketi Medical edingekayo ukuze aqinisekise. Ngemva kokufa kudingeka idokhumenti eqinisekisiwe eqinisekisa leli qiniso. Futhi akudingekile ukuba unikeze isizathu lapho kwenzeka.

umshwalense Ezemidlalo kuyimfuneko, uma ingane ukwenza kwezemidlalo. Ezokwelapha eqolo, futhi ngemva kokulimala kakhulu kunzima ukuba alulame uma azikho izimali. Futhi sibonga umshwalense utawufaka zonke izindleko.