Le nkampani "PPF Umshwalense wempilo": Izibuyekezo ikhasimende

Eminyakeni yamuva, abantu abaningi baye baba nesithakazelo iziphakamiso we "PPF Life Insurance". Izibuyekezo Customer - into yokuqala ukuthi abanikazi ezingaba uzama ukufunda kusukela izinqubomgomo kwenhlangano, njengoba zikuvumela ukuthola kungenzeka inani eliphezulu idatha okuthembekile. Namuhla inkampani inikeza anhlobonhlobo ezahlukene umshwalense izikimu, ngalinye elikwazi kunezinzuzo zako siqu nemibi, kodwa abaningi nje abazi mayelana nokuthenga ayokhipha kubo.

"UGloria"

Lolu hlelo umshwalense Umdlavuza, okuyinto anikezwa abesifazane zanamuhla "PPF Life Insurance". impendulo kwamakhasimende busikisela ukuthi leli izinkokhelo inqubomgomo noma ezinye izinkinga ezimweni ezithile kuzo ngokuvamile ngokwanele,.

Kuze kube manje, yena kade hhayi waqonda njengoba indoda ababuthakathaka, ngoba unkosikazi kwezomnotho, ibhizinisi wesifazane, umama onothando, ukunakekela ikhaya. Konke lokhu izindima social isidingo sokunikezela egcwele, kanye vykladyvanii omningi amandla, ukunakwa, ngokomzimba futhi amandla engqondo.

Izici and Izinzuzo

Lolu hlelo luhlinzeka ngokugcwele ukuvikeleka kwezezimali uma kwenzeka ukuthi inqubo ukuxilongwa izonqunywa a "owesifazane" nomdlavuza. Kuyaphawuleka ukuthi lolu hlelo akubandakanyi zonke izingozi kungenzeka izifo okungabonakali eziyizici abesifazane, futhi uma kukhona isidingo kokungenela kuhlinzwa, kulesi simo, kumelwe futhi inkampani "PPF Umshwalense wempilo" ukukhokha nyakamali, okuyinto ngempela ezibalulekile.

Endabeni komdlavuza unganikezwa iseluleko ofanelekayo ochwepheshe abavela phesheya. Ngaphezu kwalokho, kuyafaneleka ukuthi ekupheleni uhlelo lokusebenza kumele sikhokhwe 75% of the iminikelo Imininingwane.

"Comfort"

Wonke umuntu uyaqonda ukuthi empilweni kungase kube ezihlukahlukene izimo ezingalindelekile, kodwa noma kunjalo kufanele ngaso sonke isikhathi ukuphatha iindaba zabo hhayi ukulahlekelwa ukulawula isimo. Kungakhathaliseki ukuthi kuphakama izinkinga empilweni yomuntu yesimanje, kufanele sikwazi abunqobe futhi siqhubeke iphokophele imigomo yakho.

Kuze kube yimanje, ke uhlongoza uhlelo of "Induduzo" kusukela "PPF Life Insurance". impendulo kwamakhasimende kusikisela ukuthi le nqubomgomo, isimiso, ikhokhwe ngaphandle kwezinkinga, kodwa kukhona ezinye umehluko wemisindo nemiqondo yamagama ethize. Ikakhulukazi, uma ufisa sephule inkontileka ngokuvamile amakhasimende ngokwanele bala ukubuya izimali ezitshaliwe.

Izici and Izinzuzo

Uma umuntu efa ngenxa yengozi, eyisisekelo umshwalense imali ngokuphindwe kabili. Futhi uzinake Kuyaphawuleka ukuthi kumelwe ukuba ukhona inkampani "PPF Umshwalense wempilo" ukukhokha kulo nyakamali esimweni nemiphumela ehlukahlukene yengozi okwenzeka on izithuthi zomphakathi noma ngenxa yezinhlekelele zemvelo. Ngaphezu kwalokho, inikeza lokukhokhwa esimweni ngokulimala okudalwe ingozi, kusukela ezincane kuya ezimbi kakhulu.

Uma isikhathi isenzo Inqubomgomo luphela, iklayenti has a wenkokhelo okuqinisekisiwe, okuyinto ngokuhambisana nezidingo zabo, futhi uma kudingeka, ungakwazi ukushintsha imingcele yokuqala uhlelo ngokuningiliziwe.

"Premium '

Lolu hlelo luyoba ivumelane wonke umuntu kungadinga usizo lwezimali ukuze uphume esimweni esinzima ngosizo "PPF Life Insurance". impendulo kwamakhasimende ngokuvamile utholakala kule nqubomgomo, njengoba kulokhu, kukhona inani elikhulu ubuqili. Ikakhulukazi, ukubambezeleka ezivame ukubhekana nazo emasimini ukuhlaziya (awumanga izinkokhelo) etholwe imibhalo, kanye nezinkinga nge ekunqanyulweni ngaphambi.

Lo mkhiqizo ngokuyinhloko igxile ekuhlinzekeni yomshwalense ngokusebenzisa sina Ukuvikelwa yezimali, kodwa futhi inikeza ekuqongeleleni imali isikhathi eside bese uqhubeke nokwamukela ezengeziwe utshalomali imali. Ngalolu hlelo, umuntu ngamunye kungaba ukuvikela yobudala ehloniphekile ubudala, noma wenze shopping engathí sina, usebenzisa kuphela imali yabo siqu kulolu hlelo.

Izici kanye nezinzuzo

Phakathi izinzuzo lo mkhiqizo ukunikeza into kuba ngokuphelele jikelele, futhi ngaleyo ndlela kufanelekile ekuqongeleleni eside kwezimali benethuba ukuthola imali utshalomali. ukunakekelwa okukhethekile futhi uyakufanelekela yokuthi kuleli cala kukhona isethi kakhulu, ezibanzi kakhulu izingozi.

Kulokhu, "PPF Umshwalense wempilo" inikeza umshuwalense ukuze ezihlukahlukene izimo, ezisukela imihuzukwana ziphethe kokufa kwakhe noma, kunalokho, zokusinda ukuqedwa okuphelele kwalesi inkontileka. Njengoba ezinwetshiwe inketho njengenhlangano umshwalense okubhekiswe iyiphi izifo ezibulalayo.

"Sunshine"

"PPF Umshwalense wempilo" linikeza uhlelo umshwalense yezingane, okuyinto lalivamile namuhla. Kaningi, ezikhathini zamuva kwenzeka ukuthi ngesikhathi esithile imidlalo emgwaqweni noma ezinye izinketho ingane yokuchitha isizungu uhlushwa ukulimala noma ukulimala kabi ngaphezulu ezidinga ukunakwa kokulashwa okusheshayo.

Uhlelo of the "PPF Umshwalense wempilo" ikunikeza ukuvikela bona kanye ingane yabo, usebenzisa inhlanganisela kahle uhlelo umshwalense ukusebenza. Kulokhu, inkontileka umshwalense iklanyelwe ukusekela ngokugcwele umndeni ngokunikeza umshuwalense e uma kwenzeka ingozi. Kufanele kuqashelwe ukuthi le uhlelo ikuvumela ukuba ugcine isamba esikhulu semali ngosuku oluthile, ngakho kulungile ukulidonsela ngaphakathi, uma kamuva uya ukunikeza ingane yakho ukukhokha imfundo ephakeme. Ukwenza nkontileka, ungaqhubeka ukwandisa inani etholakalayo yomshuwalense ngokuthi "PPF Umshwalense wempilo" inikeza okuningi izinketho ezengeziwe.

Izici and Izinzuzo

Uhlelo inikeza ekuqongeleleni yibhange kusho ingane kuze umnqamulajuqu ezithile, futhi ngesikhathi esifanayo ngesikhathi sanoma ukuvikelwa umshwalense inkontileka ehambisana ukulimala ethize izingane zithole ngokuhamba umdlalo, ukuqeqeshwa nokunye. N. Okunye okuphawulekayo yilokho yokuthi kuleli cala kuqinisekisa ngempumelelo Ukuvikelwa umshwalense kumuntu omdala mayelana naleli cala naye ingozi noma uma uzihlukanisa ukuphila. ukunakekelwa okukhethekile ikhokhelwa yokuthi umzuzi nganoma iyiphi ingozi uhlelo angagcina zabelwe ngqo oVikelwe yena ingane futhi ngesikhathi ubuqiniso yesivumelwano empeleni exhunywe kukhona ezinye izinketho ezengeziwe.

"Guardia"

Le nqubomgomo iphakheji sasivumela ezibanzi izingozi ehlukahlukene umshwalense, esinikela ikhono kokuxhuma inani lokukhethwa kukho ukuze izinhlelo umshwalense main, kanye nokubuya ingxenye ethile umshuwalense kwenzeka ukuthi umuntu kwesamba efa ngaphambi kokuphela umshwalense elithi "PPF Life Insurance". Izibuyekezo ukusho ukuthi inkokhelo eyenziwa ngempela ngempumelelo esimweni Ukuhlala phandle, futhi uma kukhona izimangalo umshwalense.

Nge le nqubomgomo, unganikela ezihlukahlukene nemiphumela yezimali sezifo ezimbi kakhulu. Le nqubomgomo has inqwaba ongakhetha, kuhlanganise ukubuya ingxenye ethile iminikelo eyenzelwa esimweni okusinda, ukuze hhayi kuphela uthole isivikelo ephumelela kakhulu, kodwa futhi ukubuyela ekugcineni ezinye imali. Kulokhu, izinga ingqikithi ukubuya ngeke ngqo zincike kwesikhathi sokubhalisa yesivumelwano.

Izici and Izinzuzo

Ngokuyinhloko kuyafaneleka yokuthi kungenzeka kakhulu iqoqo izingozi umshwalense ku "PPF Life Insurance". Izibuyekezo bathi ibuyisa ingxenye enkulu ngokwanele iminikelo kokuqala wathola kwenzeka ukuthi umuntu kwesamba namanje efa ngaphambi kokuphela kwethemu sokubhalisa yesivumelwano. Uma kukhona noma iyiphi ingozi noma umuntu oVikelwe agule ukugula ezisongela ukuphila, inkampani inikeza ukwesekwa ngempumelelo zezimali. Ngakho, uthola eziyinkimbinkimbi Ukuvikelwa umshwalense nge imbuyiselo yibhange uma kodwa akwenzeki lutho.

"OPTiM"

"OPTiM" wuhlelo ezikhethekile yakhelwe ukuba asize imindeni ekuqongeleleni ngemali eningi onayo. Nge le nqubomgomo, ungakwazi phindaphinda imali yabo, futhi ngokusebenzisa ukuvikelwa okungeziwe ngokubhekene kwamandla emali, ngeke ukubeka izimali zabo zonke izinhlobo iyehla iyenyuka zezimali, futhi uyohlale ukugcina value abo ezingeni elithile. Ngokungafani iningi eyinhloko yasebhange ejwayelekile izinhlelo zokutshala izimali "Generali PPF Umshwalense wempilo" inikeza inguqulo elihlanganisiwe lazo ekuqongeleleni nge Ukuvikelwa umshwalense ngempumelelo.

Uma ungafuni abanye isethi sibanzi izingozi, kulesi simo, kubonakala kunengqondo ukuthi akufanele overpay ngokuba khona kwabo, baphoqwa ukuba okwenza phandle zonke izinhlobo imikhiqizo umshwalense ebizayo kokuba Ukusabalala enwetshiwe. Le nqubomgomo kuhlanganiswe imali kanye umshwalense ikhava, futhi kungani efika egameni elithi "elilungile".

Izici and Izinzuzo

Le phrojekthi ihlose ekuqongeleleni esingaguquguquki izimali, futhi ngaleyo ndlela kuyahluka ngokwanele design okusheshayo futhi elula ngaphandle kwesidingo lokuhlola ukusebenza umuntu kwesamba. Zonke izimali zanqwabelana zinikezwa Ukuvikelwa ngokugcwele ngokumelene kwamandla emali, okuyinto Ilungiselelwe ngeminikelo kanye indexation ka umshuwalense. Ngaphezu kwalokho, kungase exhunywe nakuyicabanga elihlobene ne lomshuwalense yimuphi izingozi. Kulokhu kanye, "PPF Umshwalense wempilo" inkokhelo kancane kubuya umuntu kwesamba ngeke aphile aze abone Ekupheleni kweThemu inqubomgomo.

"Capital"

"Capital" - umshuwalense umkhiqizo esiyingqayizivele nge utshalomali noma ukuchema kuzo. Nale umshwalense umuntu angaqala ukusebenza ngamathuluzi kwezimakethe zezimali zomhlaba wonke kanye ezifuywayo, ube ithuba ukulawula nsuku zonke phezu ukuziphatha amafa sakhe esikhethiwe. Le nqubomgomo lihlukile enye indlela kakhulu elula senza izinqumo zokutshala izimali, kanye lokuthi inkampani yomshuwalense "PPF Umshwalense wempilo" uqinisekisa imali egcwele. Ukuvikelwa Umshwalense ukhona lapha, ngenxa okuyinto umkhiqizo kungenziwa ngokuthi omunye izixazululo kangcono labo bantu abakhetha ukugcina zonke izingozi sakho ngaphansi kolawulo.

Incazelo kanye Izinzuzo

Veza umkhiqizo encike ngqo kwi kanjani ukwanda engaphansi, futhi ngaleyo ndlela akanakho ukulinganiselwa. Kuyaphawuleka ukuthi kuleli cala, unikezwa ukukhetha amasu amaningana utshalomali, futhi uma kudingeka, inikeza ithuba ukuba esikhundleni saso kungene omunye. Ngoba noma yisiphi ukuziphatha emakethe Siyaqiniseka ukubuya yokukhokha phansi umcimbi ukuthi iklayenti uye waphila ngokuvumelana ekupheleni kwesikhathi yomshuwalense ku "PPF Life Insurance". Izinhlelo zalolu hlobo ingaqoqa ngempumelelo izimali ukusetshenziswa kwabo yabenza kokuthenga izinto ezinkulu, noma yimuphi omunye izimo.

"Ukwehluka"

"Inketho" - umshwalense silula, ngayo nefunda ngayo inikezwa ukuvikela abantu izingozi unyaka owodwa. Le nqubomgomo eyenziwe abantu abaningi ngenxa yokuthi ukhetho best ukuqinisekisa ukuvikeleka esikhathini esizayo esiseduze wonke umuntu.

sici

Kulokhu, lanikeza ukusekelwa ngokwezimali okuqinisekisiwe ngqo umuntu kwesamba yena nezindlalifa ezikanye naye ezingu kwenzeka ukuthi kwenzeka ingozi nomuntu phakathi nesikhathi isinyathelo iyawakha umshwalense. Kufanele kuqashelwe ukuthi iklayenti ekhetha okungcono iphakethe lakhe izingozi kokubili uhlelo main futhi ethuthukisiwe kule nkampani "PPF Life Insurance". Izibuyekezo bathi lokhu ingenye okukhethwa best ekuklanyweni inkontileka yenkampani, njengoba izinkinga ezithile nge ekunqanyulweni ngaphambi yesivumelwano Ingase ithanyelwe ngakolunye.

"Inguqulo Wezingane of"

Njengoba yaziwa, ukulawula ingane yakho njalo akunakwenzeka, ngakho ukuze sinciphise ukusetshenziswa kwezimali zonke izinhlobo ukulimala akuthola, kukhona umshwalense, "inguqulo zezingane." Lolu hlelo lwenzelwe ngqo izingane, futhi kuwo kukhona hhayi kuphela iqoqo eziyisisekelo izingozi, kodwa futhi uhlelo ukunwetshwa.

Izici and Izinzuzo

Phezu okuvela yengozi ngokuba umshwalense enikeziwe zisekela ngokugcwele zezimali. Futhi-ke ikunika ithuba sithuthukiswe ingozi iphakethe noma uhlelo main.