I-Sberbank, i-"Economical" iphakheji yeselula yasekhaya: ukubuyekezwa

Ukuze uthole ukusetshenziswa okulula kakhulu kwezinsizakalo ze-Sberbank, amakhasimende angakwazi ukubhalisela isevisi "Bank Bank", enikezwa ngokuxhuma umakhalekhukhwini kumnikazi wamakhadi asebhange esikhungweni se-Sberbank. "I-Mobile Bank" (intela "Ezomnotho" ne "Okugcwele") ikuvumela ukuba uthole ulwazi olusesikhathini samanje nge-akhawunti yakho yamanje kanye nokuthengiselana ekhadini, wenze izinkokhelo ezihlukahlukene, futhi, uma kunesidingo, uvimbele ikhadi. Ngaphezu kwalokho, ungabuyisela imali mboleko futhi uthole izindaba ezivela ohlelweni lwe-Sberbank-inthanethi.

Ngingayisebenzisa kanjani isevisi nge-Sberbank?

"Bank Bank" (iphakheji "Economics", kanye "Full") ingaxhunyaniswa ngezindlela eziningana. Ngaphezu kwalokho, ngokuphelele umnikazi wekhadi lebhange angenza lokhu.

1. egatsheni lasebhange. Ukuze wenze lokhu, kuyadingeka ukuthi unikeze ochwepheshe ngepasipoti, inombolo yocingo kanye nekhadi okuzohlinzekwa ngalo ngensizakalo.

2. I-Terminals kanye nama-ATM akuvumela ukuthi usebenze ngokwakho. Ukuze wenze lokhu, udinga ukufaka ikhadi ku-ATM, faka ikhodi eyimfihlo bese ukhetha into ehambelana nemenyu. Okulandelayo, uhlelo luzokutshela ukuthi ungaqhubeka kanjani.

3. Kwezinye izimo, uhlelo lwe-Sberbank-Online luhlinzekela ukuvuselela le nsizakalo, kodwa kune-nuance eyodwa. Le nsizakalo ixhunywe kwinombolo yefoni oyibonisile uma uthola ikhadi. Ngakho-ke, uma ufuna ukwenza inkonzo kwenye inombolo, kungcono ukusebenzisa enye indlela.

4. Ngokuphathelene nokuxhumana ngokusebenzisa ucingo, ngeshwa, akunjalo. Kodwa ungadlulisela "i-Mobile Bank" ye-Sberbank ngokugcwele ephaketheni lezomnotho. Ukuze wenze lokhu, thumela isicelo sokubala inombolo engu-900.

5. Enye indlela yokuxhuma isevisi ukuxhumana nokusekelwa kwamakhasimende. Uzodinga ukubiza igama lakho lomuntu siqu, i- codeword kanye nenombolo yekhadi ofuna ukuyenza isebenze.

Le nsizakalo iyakhokhiswa. Lokhu, futhi, akufanele ukukhohlwa. Imali yokusetshenziswa ibhalwe njalo ngenyanga. "Bank Bank" ixhunywe zingakapheli izinsuku ezintathu kusukela ngosuku lokufaka isicelo.

Amanani e-Mobile Banking

Kuze kube manje, i-Sberbank inikeza iphakethe le-"Economical" le "Mobile Bank" nelithi "Okugcwele". Zombili izinsizakalo zisebenza cishe okufanayo, kodwa kukhona umehluko phakathi kwabo, futhi kunzima ukungaboni.

Isibonelo, iphakethe le-Savings Bank "I-Economics" le-Mobile Bank "linikeza mahhala ngokuphelele, kodwa izicelo zenombolo 900 ngesimo se- akhawunti, izitatimende ezincane, kanye nezinye izenzo ezizokhokhwa. Izindleko zesicelo esisodwa sinjalo ama-ruble angu-3, kanye nokukhishwa - 15. Kuzophinde kube nesaziso se-SMS esihlukile. Isibonelo, uma uhoxisa noma ubeka imali ekhadini, i-SMS ngeke ifike, njengoba kubalulekile ukwenza isicelo esengeziwe. Kuyafana nokukhokha okuhlukile kwamasevisi usebenzisa ifoni ephathekayo. Okusho ukuthi kunoma yikuphi, kufanele uthumele isicelo sokuhlola ibhalansi. Lezi yizici eziyinhloko ezihlukanisa i-Sberbank (i-"Economical" iphakheji ye "Mobile Bank"). Manje kufanelekile ukutshela mayelana nephakheji eligcwele.

Uma uxhuma iphakheji ephelele "ye-Mobile Bank" kusuka kumakhasimende uqala ukukhokhwa imali yokubhalisa yanyanga zonke , okuyinto, ngokuya ngohlobo lwekhadi, ingahluka. Konke ukuthengiswa okwenziwe ekhadini, kanye nokulingana kwezimali kuzo, kuzothola ngokuzenzakalelayo kwi-SMS, okungukuthi, iklayenti izohlale ikwazi zonke ukuhamba ku-akhawunti yakhe nokulingana kwayo. Uma udinga ukukhokha okuthile noma ukuthola ukukhishwa kokuthengiselana kwamuva, kufanele futhi uthumele isicelo sokubala inombolo engu-900, kodwa kulokhu kuzoba mahhala.

Kungani iphakethe eligcwele "liphelele"?

I-Sberbank Iphakheji "yezomnotho" ye-"Mobile Bank" ayinconywa kakhulu kumakhasimende ayo ukuxhuma, njengoba abanye babo beyikhohlwa nje, bashintsha inombolo yefoni ngaphandle kokubika ebhange, bese iSIM khadi inikezwa komunye umnikazi, onolwazi nge-service, angahoxisa imali Kusuka ku-akhawunti. Ngesikhathi esifanayo, kuyoba nzima kakhulu ukufakazela okuthile.

Kumele futhi uqaphele ukuthi iSberbank "Mobile Bank" (iphakethe elithi "Economical") linikeza noma yiluphi uhlobo lwamakhadi, kokubili debit kanye nekhredithi, ngakho-ke uma kunesidingo, ungawuxhuma kunoma yimaphi amakhadi.

Isevisi ivaliwe kanjani?

Uma kudingekile ukuvala isevisi, umnikazi wekhadi kufanele axhumane nebhange lakho (i-Sberbank). "I-Mobile Bank" ("Iphakethe" ye-Economics) ikhutshaziwe kwisicelo somuntu siqu esikhethekile. Uma uvala i-akhawunti yekhadi, uhambo lungenziwa ngaphandle kwezimangalo. Uma ufuna ukushintsha ikhadi lapho inkokhelo yenkokhelo ikhokhiswa khona, kufanele ubhale isitatimende mayelana nokuvinjelwa kwesikhashana kwesevisi. Ngemuva kokuthola ikhadi elisha, lizobuyiselwa ngokuzenzakalelayo.

Uma ikhasimende lishintsha inombolo yocingo, udinga ukuvakashela ibhange uqobo (Sberbank). "I-Mobile Bank" Iphakethe "lezomnotho" linconywa ukuba lixhunywe kwinombolo entsha. Ukuze wenze lokhu, udinga ukuxhumana nehhovisi ngepasipoti, ikhadi, idatha entsha yefoni bese ubhala isicelo sokushintsha. Manje uyakwazi ukukhubaza i- "Bank Bank" ye- Savings Bank, futhi, uma kunesidingo esinjalo, ungalibali ukukhalaza kochwepheshe.

Yiziphi izenzo ezingenziwa ngaphakathi kwenkonzo?

Ngosizo lwensizakalo kungenzeka ukudlulisa izinkokhelo, ukhokhele noma iyiphi inethiwekhi yokuxhumana, yenza izinkokhelo zokukhokhisa, wenze ukudluliselwa kusuka ekhadini kuya ekhadini futhi uhlanganyele ekusizeni.

Isicelo sefoni yeselula

Ukuze kube lula amakhasimende athuthukise isicelo esikhethekile Sberbank. "I-Mobile Bank", i-tariff "Economical", ungayisebenzisa ngenduduzo, uma uyilayisha efonini yakho.

Ikuvumela ukuthi ukhethe isevisi edingekayo bese udala isicelo sokuzenzakalelayo. Ngamanye amazwi, lolu hlelo lukwenza konke ngokwabo, kufanele nje ukhethe okudingayo.

Izinzuzo ze "Mobile Bank"

Ukubuyekezwa mayelana nezinsizakalo zeBhange Lokulondoloza "I-Mobile Bank" zihluke kakhulu, kusukela kokubi kuya kokuhle. Konke kuncike esimweni esithile. Ngakho-ke, uma ungenayo izinkinga uma usebenzisa le nsizakalo, uma ushintsha inombolo, uyitshela ebhange nokunye, ngakho-ke kungenzeka ukuthi uzokwaneliseka.

Ukusebenzisa isevisi ye-intanethi akuyona nje elula, kodwa futhi kumnandi kakhulu. Kuze kube manje, lapho ukhokha izinsizakalo ngefoni ephathekayo, amakhasimende abizwa ngokuthi "amamayela", angasetshenziswa kumahhala we-air free.

Kunzima ukuphika ukusetshenziswa okulula nokunethezeka kwe "Mobile Bank". Okokuqala, isevisi elula ye-SMS, ngenxa yokuthi umnikazi ngamunye unethuba lokuthola ulwazi ekhadini: ukuqaliswa kwemisebenzi nokunye. Phakathi kwezinye izinto, ngale nsizakalo iklayenti izohlale ikwazi izindaba zakamuva zebhange, ukukhushulwa kanye namabhonasi.

Ungakwazi ukuqapha ibhalansi yakho ngewashi. Inzuzo engafaneleki futhi iwukuthi imisebenzi eyengeziwe ingasetshenziswa. Uma uthola imali ku-akhawunti yakho, ikhasimende ngokushesha lithola umlayezo osheshayo mayelana nokusebenza. Ulwazi mayelana nemali etholakele ku-akhawunti kanye nemali etholakele, usuku, isikhathi kanye nokulinganisela ekhadini lizofika kwiklayenti ngokoqobo ngaphakathi kwemizuzu embalwa emva kokuthengiswa kuqediwe.

Ukukhiya ikhadi

Okunye okumele ukhulume ngakho ukuthi ungavimbela ikhadi ngale nsizakalo ngezigaba ezimbili. Okokuqala, udinga ukuthumela isicelo sokukhiya bese uqinisekisa ukusebenza. Ukuze uqhubeke usebenzisa ikhadi, udinga uxhumane nebhange ukuze ususe ilokhi.

Ngokuqondene nokuvikeleka kokusetshenziswa kwensizakalo, kuhlala ezingeni eliphakeme, ngakho-ke amacala okukhishwa okungagunyaziwe kwezimali ezivela kuma-akhawunti amakhasimende aqala ukuvela kancane kakhulu.

Qiniseka ukuthi ukhumbule ukuthi njengekhasimende lasebhange, udinga ukulandela imithetho ethile yokusebenzisa amakhadi asebhange. Okufanayo kuya kusevisi ye-Mobile Bank. Okokuqala, akufanele nanini uxhumane nensizakalo kumanani ongajwayelekile noma uma abantu abangaziwa bebuza ngakho. Okwesibili, uma ushintsha noma ulahlekelwa ifoni yakho mayelana nalokhu, qiniseka ukukwazisa ibhange futhi, uma kunesidingo, uvimbele ikhadi. Futhi, akufanele wenze izinkokhelo futhi usho noma yiluphi ulwazi lomuntu siqu kubantu abaye bazethula njengabasebenzi bebhange, uma ungaqiniseki ukuthi bangempela.