Indlela kokuxhuma "ngiyabonga" kusukela Sberbank, nokuthi ukukwenza?

Sberbank eRussia - omunye izikhungo zezimali, kungase kutholakale eminyakeni. Ngisho nangezikhathi umnotho engazinzile, futhi isimo esibucayi, ibhange wakwazi ukugcina imali yezakhamuzi kuka wazibonakalisa kuwufanele yayo futhi kufanele nenhlonipho. Kuyo yonke le minyaka Waqhubeka ukuthuthukisa ingxenye amasevisi zakhe zombili ngabanye kanye abantu zomthetho, kwakheka izimo ezikahle kakhulu futhi ukhululekile ngokubambisana.

Ngakho namuhla omunye umkhiqizo ukunikela Sberbank - isenzo "Ngiyabonga", okuyinto Ungaxhuma nanoma yimuphi umnikazi card efanele lokhu inhlangano yezimali.

Kuyini lokhu hlelo?

Ibhonasi umkhankaso "Ngiyabonga" lenzelwa ukusindisa imali umnikazi ikhadi. Ngemva ukuthengwa kwezimpahla ezitolo iklayenti njengoba ibhonasi usubuya bangakunaki ezengeziwe 0.5% sokuthenga ngamunye. Ukuthola kuyinto esobala umnikazi, kodwa inani kungaba ngokuphawulekayo ukujabulisa kwezinyanga ezimbalwa.

Ukuze kusebenze lolu hlelo akudingeki ukwenza lutho ngaphandle indlela ukuxhuma "Ngiyabonga" kusukela Sberbank. Sicela uqaphele ukuthi le sevisi nhlobo futhi isebenze bengabantu ngabanye ngosizo isisebenzi sasebhange.

Indlela kokuxhuma "Ngiyabonga"?

Ukuze abe ilungu hlelo ibhonasi, ngokukhethekile ubheke igatsha lasebhange bese ungena isivumelwano ezengeziwe, konke ongakwenza kungaba ngokwakho. Ungasebenzisa amadivayisi self-service - ATM noma ukuphela - bese ukhetha isevisi, "Ngiyabonga." Khona-ke, ekufezeni ngokucacile isinyathelo ngesinyathelo imiyalelo, ukufunda imithetho futhi ngokufaka i-SMS ikhodi ukuqinisekisa imvume ukuhlanganyela.

Ungase futhi kusebenze "Ngiyabonga" kusukela Savings Bank futhi uhlelo "Sberbank Online" yiklayenti kwimenyu kwesigaba "amabhonasi wami". esifanayo abanikazi ikhadi, ezisetshenziswa ukuphatha akhawunti yakho siqu "Hambayo Bank", futhi akunzima ukuba kusebenze uhlelo ibhonasi. Kubo kuyoba okwanele ukuze uthumele umyalezo enombolweni 900 anombhalo "Ngiyabonga" kanye lokugcina 4 izinombolo ikhadi esebenzayo. Bese ukuthumela inombolo efanayo ikhodi yokuqinisekisa.

Nokho, uma zindlela ezingenhla kukhona ubunzima umuntu, futhi akakwazi ukuthola indlela kokuxhuma "ngiyabonga" kusukela Sberbank, kangcono ukuze ujike egatsheni eliseduze lenhlangano yezezimali futhi ukwenza kusebenze isisebenzi oqeqeshiwe.

Yini odinga ukuyazi mayelana nohlelo ibhonasi "Ngiyabonga"

amakhasimende amaningi abe isimo eziyinkinga nge imisebenzi yasebhange, futhi lolu hlelo, "Ngiyabonga" akufakwanga isigaba okuhlukile. Futhi konke lokhu ngenxa yokuthi ukuthi akuwona wonke umnikazi ikhadi isimo obhekene maqondana nokusetshenziswa nemikhuba emihle. Ngokwesibonelo, abanye abazi ukuthi amabhonasi anikezwa ngokuthenga zingakapheli izinsuku ezi-5, kodwa uma Inani lokuthenga lidlule embundwini 15,000, le-accrual bonus amayunithi oyokwenziwa phezu izinsuku 40 (ukusebenza).

Futhi, ngaphambi kokuxhuma "ngiyabonga" kusukela Sberbank, kufanele sikhumbule ukuthi bonusiruyutsya kuphela labo ukuthengiselana ukuthi lemali yokukhokha non-cash for izimpahla ezitolo evamile. Futhi, isibonelo, senkokhelo inhlawulo, yesikole nezinye izikweletu awekho ngaphansi amabhonasi. Ngaphezu kwalokho, i-iqhaza zohlelo zinikezwa abafumana amabhonasi, lapho ungasebenzisa uma bebona kunesidingo.

Kanjani futhi kuphi ukuchitha amabhonasi "Ngiyabonga"?

Buhle amabhonasi ukuthi Kuhlale kumnandi ukuchitha imali ukuthenga ngaphandle kokukhipha nabo kusuka isabelomali sanyanga zonke. Into ngayinye ibhonasi ezitolo abalingani, okuyinto kakade ezingaphezu kuka-10,000 e-Russia, ilingana dollar elilodwa isaphulelo. Ngakho-ke, uma swapping ahlenge amaphuzu uma uthenga, isaphulelo ku umkhiqizo lingafika ku-99%. Ngokwesibonelo, uma izindleko izinto ezidingekayo ukuze ruble 500, futhi ngo-ikhadi yomthengi kuyafana noma imali enkulu amabhola, ruble 1 kuphela uzokhokha kunesidingo.

Konke lokhu kwaziswa has ukwazi iklayenti ngaphambi kokuxhuma, "Ngiyabonga" kusukela Sberbank a ukusetshenziswa okunethezekile uhlelo lonakaliswe esingalindelekile inkinga izimo.