Indlela ukuchitha lesifunda womama inhlokodolobha

Ekuqaleni, lokhu ukwesekwa uhulumeni wayezelwe njengendlela ukwandisa izinga lokuzalwa eRussia futhi siyiswa ukusetshenziswa okubhekiswe. Ngamanye amazwi, lesifunda womama dolobha enikeziwe hhayi nje ngobe kutawutfutfukisa ingane, kangakanani-ke kwakufanele kube usizo lwezimali lokusiza imindeni. Okwamanje anakho umuzwa utshalomali kanye nemali "eside", okuyinto ngcono sezulu zezimali kuleli zwe. Ukuthengwa mortgage izindlu isekela emkhakheni wezokwakha, kwezomnotho, ukukhokhela kwengane imfundo - imfundo, isitifiketi lekusisa sempesheni inikeza usekelo yezenhlalakahle umshwalense kanye nempesheni.

Ilungelo yesifunda womama dolobha ithole umama, ababethi umthamo wemvula lesibili omndeni kanti ingane kusukela ekuqaleni 2007. Isikhathi uhlelo liyokuma kuze 2016, futhi manje kukhona mpikiswano imihubhe kwamandla mayelana nokwenzeka esikhundleni ngento efanayo. Kodwa uma uvumela ukusetshenziswa MSCs njengenhlangano utshalomali akuyona indlela imali imali, futhi izidingo zansuku zonke, khona-ke esimweni esinjalo kungcono ukusebenzisa indlela ezahlukene ukukhokha kanye nemixhaso. Phela, akukho muntu ongaqinisekisa ukuthi le mali ngeke neze yonakale abazali budedengu.

inhlokodolobha nokubeletha. nemibandela yokuthola

Kusukela ngo-2007, inhloko-dolobha izinkokhelo womama zenziwa, inani okuyinto kuncike nangenkomba yonyaka. Futhi namhlanje kuba ayizinkulungwane 408. Hlikihla. Ukuze uqinisekise, unikezwa isimo idokhumenti sampuli ilungelo bachithe isamba, isitifiketi okuthiwa. Nokho, kungaba lezi zimali wachitha hhayi kuwo wonke. Mayelana womama dolobha ulwazi olwanele, kodwa ngifuna uqaphele waphinda - ebulawa imali, akayikubulawa ikhishwe. On lokho ovunyelwe ukusebenzisa?

Ukwenza ngcono ikhwalithi izimo izindlu

- ukuthengwa noma ukwakhiwa kwezindlu;

- ukwakhiwa kabusha indlu, engasempumalanga umndeni njengamanje ikhaya;

- okwenza inkokhelo yokuqala mortgage abolekise;

- sokukhokhwa loan mortgage.

imfundo wengane

- lokukhokha izinkonzo ezenziwa semfundo;

- lokukhokha indawo yokuhlala kule ndawo ababelala kuyo;

- payment for services ukunakekelwa ingane esetshenziswa.

Pension Savings System

Ngesicelo owesifazane ukuba eqinisekisiwe, ingasetshenziswa njengendlela hlelo uxhaso umshwalense impesheni. Kulokhu, udinga ukubhala uhlelo lokusebenza umzimba sendawo RF Pension Fund endaweni sokubhalisa. Ngaphezu kwalokho, ngokuvumelana isicelo sempesheni, lemali is adluliselwe ku-kahulumeni isabelomali bill.

Regional womama capital subordinated ukuze umthetho othile, okuvumela ukusetshenziswa isitifiketi kuphela ngemuva kokuthi ingane eba neminyaka emithathu. Ukukhethwa liyinhlawufo ukuthengwa kwezindlu, ukwakhiwa kabusha a indawo yokuhlala, kanye sokukhokhwa kwesikweletu ku mortgage.

Regional womama dolobha akuvunyelwe ukuba lisetshenziswe njengeHholo idiphozi ibhange, kanye sokukhokhwa kwesikweletu zamanje esivumelwaneni sokubolekwa kwemali noma njengoba ukukhokhelwa Umbuso izikweletu.