Ingozi umshwalense

Umshwalense ingozi - kwaba ingozi, ngenxa lapho oVikelwe elahlekelwa noma lisheshe ku into ethile (it is ebalulwe inkontileka umshwalense). Ukulahlekelwa singawathola amazinga kobukhulu obuhlukahlukene. Futhi uma ngephutha iwela isigaba izimangalo umshwalense, inkampani (umshwalense) ubophekile ukuba buyisela kuwe zonke. Kulesi sisekelo, kuyacaca ukuthi ingozi umshwalense ibalwa esekelwe kungenzeka ivela khona.

Inkontileka umshwalense akuyona isihlobo, ngisho noma ingozi umshwalense ngeke ahambe. Kodwa kanjani ukuqonda ukuthi senzeka? Ukuhlolwa sokunquma umshwalense ingozi - ematfuba kanye randomness nesenzakalo yayo.

Ukuze kube lula, esigabeni ngezinto ezithileko ekuhloleni kubo, wenza kanjalo uyokuqonda ukuthi kungenzeka ukuba sicabangele lesi sigameko njengoba engozini engaka:

• Kusolwa ukuba ngingehlelwa nangeyodwa kulezi amaqembu, kungakhathaliseki ngomshuwalense noma into umshwalense awunalo okuvela esiqondile ingozi futhi ubukhulu bawo.

• Ukuze sithole premium umshwalense kuyadingeka ukuze ujike izibalo, kufinyeta nokumadanisa izenzakalo eyohlobo unesithakazelo plan.

• Ngisho ngaphansi kwaziphi izimo kufanele ingozi umshwalense akumelwe kube yinkohliso, okungukuthi, kuwukuzikhohlisa amehlo akho engqondo.

• Imicimbi okuyizinto uhlamvu mass, ezifana izinhlekelele zemvelo, ababhekwa nhlobo.

• Ithuba umonakalo.

Ukwahlukanisa izingozi umshuwalense ungaba zahlukahlukene kakhulu:

- by Izingozi:

• "Wemvelo" izingozi umshwalense, okusho labo abangabangane iyiphi ingxenye ukuzamazama komhlaba noma izikhukhula (kuhlanganise izingozi ezenziwe umuntu ezifana ukuqhuma, imililo, njll);

• elihlobene ne umthetho (ukugqekeza, ukweba, njll);

• yesikhathi eside yomshuwalense wokuphila kanye izimpesheni.

- Umthwalo ivolumu:

• ngabanye ukuthi zibhekene ngqo nezinhlobo ezithile impahla ukuthi ahlukile (kwakudala);

• Universal, okuqondwe ngumuntu lemali esezingeni yimaphi ngomshuwalense.

- ekuhlolweni imicimbi:

• eyamukelekayo;

• ezibucayi;

• inhlekelele.

Kunezindlela eziningana izindlela ukuze uhlukanise kubo, kodwa isikhathi esiningi, kunezinhlobo ezithile izingozi umshwalense:

• kuhilele ecaleni elimayelana nezakhamuzi. Lokhu ingozi kwenzeka uma usebenza, isibonelo, umsebenzi enobungozi. Izinkampani kahle ukwazi ukuthathelwa umshuwalense abasebenzi noma ophathina noma abanye abantu babo kuhilele ecaleni elimayelana nezakhamuzi ;

• lezo atehlukaniseki ngezinto zokuhamba. Ziyakwazi ukuthi ukuthathelwa umshuwalense cargo noma isakhiwo ezithathekayo;

• izingozi ezihlobene imvelo;

• izingozi ekhethekile. Sebenzisa izinto okukhethekile abangenathuba analogue emhlabeni. Ngokuvamile isetshenziswa ubucwebe, usebenza yobuciko nezinsimbi edume zomculo nezinye;

• jikelele izingozi lobuchwepheshe. eziphuthumayo ezesabisa noma ukwehluleka ukusebenza imishini yezobuchwepheshe okuyinto engozini impilo nemiphumela yayo, noma ngabe ngokuqondile, ngisho ukuphila kwabantu;

• izingozi utshalomali. Kusitshela ngokuyinhloko sabantu ngokomnotho abakhuthele, okuyinto njalo kudlalwa exchange. Lokhu ingozi umshwalense iphathelene eshodayo yenzuzo kuhlelwe noma kwakulindelekile, futhi kwezinye izimo kanye nokususwa okuphelele ukutshalwa kwezimali e-imali yokwakha. Leli qembu zihlukaniswe ngamaqembu ingozi:

1.Kreditnye.

2.Predprinimatelskie.

3.Finansovye.

4.Kommercheskie.

Sengiphetha, ngithanda ukusho ukuthi izingozi umshwalense ezichazwe ngenhla - uhlobo platform kuyiphi ukusunduza ucime ekutholeni isimo sabo ngabanye. Zonke izingozi thile ngempela oxhumene, ngakho kudingeka ubheke kahle ukuthi libhekisela kolunye icala lakho. Kuleli kuncike kungenzeka nokukhokhwa isamba oVikelwe kanye, yebo, usayizi waso ngqo.