Iphothifoliyo yokutshala izimali emazweni: ukuthi kuyini, indlela kwenzeka nokuthi ungafinyelela kanjani

Imali yonke imali eyodwa kuphela ithuluzi capital ukwazisa bezilokhu kubhekwe ibhizinisi okuyingozi kakhulu. Okuningi ozinzile futhi ngokuyimpumelelo ukusabalalisa izimali ezindaweni ezihlukahlukene ukuze ukulahlekelwa elilodwa endaweni abangu kulinganiswe ayezolithola kwenye. Ukusebenza nokusebenzisa lo mbono kuyinto iphothifoliyo utshalomali. Empeleni, kuba isiqalo nesigcino kwezezimali kanye utshalomali yangempela. Uma sikhuluma ezimakethe zamasheya, ngomqondo emincane izwi leli gama kusho ngokuphelele zonke izibambiso kungakhathaliseki uhlobo, ubude kanye zezimali inhlangano ephethwe noma umuntu osebenza njengokuvimbelayo ukuphathwa ephelele into.

Uyini iphothifoliyo utshalomali

igunya zimali ngalinye siqu phakathi ingozi, ukubuya futhi zezimali ezitshaliwe. Kuye isilinganiso lezi zici kungenziwa isehlane ukukhula iphothifoliyo, imali kanye okuxubile, ngokukhalipha ihlanganisa zombili lezi izinkomba. Bobabili babe imigomo yabo kanye nezici. Ngakho, ukukhula iphothifoliyo yokutshala izimali emazweni ihlose ukukhulisa imali isikhathi eside. Kulokhu, zimali lukhipha ezindaweni eziphakeme ukuhoxa, iholo esikhathini esifushane. Ngesisekelo le ncwadi, njengoba umthetho, enze iphepha, ebabonisa ukukhula ezinzile futhi umgomo waso - ukwandisa inhlokodolobha ngokwandisa inani lemakethe kwempahla ezinjalo. Lapho dividend ukudlala indima yesibili. Iphothifoliyo yokutshala izimali imali, ngakolunye uhlangothi, ihlose ukukhulisa inzuzo ku okwenziwayo ngamunye futhi yakhelwe nenzuzo esiphezulu esikhathini esifushane. Kulokhu, iphepha eside akukhona ezibucayi, njengoba umbandela juqu ngokukhetha izibambiso Siyaphakama imali kwamanje, okufaka ngenxa idividendi futhi isithakazelo izinkokhelo. Ingozi investimenti iphothifoliyo kulokhu kunalelo inguqulo yangaphambilini. Amabili kula ma-zinhlobo ngendlela eyeqisayo, olufanele kuphela ezindaweni ezithile futhi ngaphansi kwezimo ezithile. Okungcono kakhulu, yebo, akha iphothifoliyo olinganiselayo, noma njengoba ibizwa, iphothifoliyo ukukhula imali. Umgomo wakhe - inhlanganisela kahle nenzuzo kanye ingozi.

Kukhethwa zokutshala imali

Kungakhathaliseki uhlobo iphothifoliyo diversification Kunconywa ukusebenzisa yonke indawo. Ephepheni ezahlukene kuthinta lenqwaba izici, futhi nizibhale bonke akunakwenzeka. Ngakho-ke, nomqondo utshalomali iphothifoliyo eqala ukusatshalaliswa ezinengqondo kwezinsiza phakathi izinhlobo ezahlukene kwezezimali. Ngemva kokukhetha i lempahla kunengqondo ukusabalalisa izimali phakathi izinhlobo ezahlukene izibambiso ukuthi singabakaNkulunkulu lesi sigaba. Ngokwesibonelo, uma uhulumeni wanquma ukugxila emkhakheni energy, esikhundleni ukuthenga lonke nokulingana izibambiso komholi ecacile, kungcono ukuthenga amasheya izinkampani eziningana ezisebenza kulo mkhakha. Enye indlela yokuzivikela ehlukahlukene ukukhetha kwamatayitela ngemigomo ezahlukene nokukhokhwa izinzuzo. Lokhu kuzokuvumela ukuba enze reinvestment e amafa, ogama value wenyukela kakhulu.

audit gqwa

Okungenani kanye ngonyaka ukwenza zihlolisisa isimo kanye nokulinganisa Kwabiwa samanje izimpahla bese ulungise ratio amafa uma kunesidingo. Ekuqaleni, kubalulekile ukuba zifunde indlela okufinyelela imigomo emiswe ngokwesigaba yesikhathi eside, futhi njengoba nje okuhlangenwe nakho itholakala uma kunomuzwa yokuqiniseka izibikezelo, iphothifoliyo kungase kushintshwe njalo.

reinvestment

ukushumeka njalo inzuzo ku amafa uyakwazi dolobha zanda kakhulu. Kulokhu, esikhundleni umnikelo enkulu ekupheleni kwesikhathi yonyaka kungcono ukutshala 1/12 kulesi samba inyanga ngayinye. Nakuba kungenzeka ukuze utshale izimali ezinkulu, uma okwamanje, kodwa isimo sidinga izinyathelo ezisheshayo.