Isamba semali lapho ezalwa: imibhalo, usayizi

Ngokombono wemibhangqwana abasanda kuthola encane, isimo inikeza usizo lwezimali - inkokhelo yesikhathi esisodwa endabeni yokuzalwa izingane. Ukwamukela le nkokhelo, kumele ukwazi izimfanelo nenjongo yayo, kanye uhlu kwemibhalo abahilelekile.

Usayizi yinhlama-sum izinkokhelo

Ngo inani izinzuzo, isimo imindeni abasha, ngokuyinhloko kuthinta kwamandla emali. Kuye oscillations yayo usayizi yinhlama isici sengezwe, okungukuthi, zikhona nangenkomba. . Ukuze uqhathanise: ngo-2015, abazali babazukulu bangathola nesabelo ruble 14 497.80, ngo-2014 leli nani kwaba kancane kancane - 13 741.99 ruble. Ukuze imikhaya ophilayo esise-Ural, eNyakatho Ekude (noma labo ngokomthetho baqashwe kulezi zindawo), wenkokhelo isilinganiso luyanda indexation wesifunda. A usayizi yinhlama ngesikhathi sokuzalwa kulesi simo kungaba 15% noma 40% ngaphezulu kunokujwayelekile.

Izinkokhelo ze ingane yesibili

Uma umbhangqwana abazali babantwana ezimbili, abalutholayo injabulo engenamkhawulo hhayi kuphela, kodwa futhi untula nelungelo okubili izinkokhelo. Ngokomthetho yezwe isabelo ahlukene linikezwa ngamunye nomndeni yezingane. Ngeshwa, ubukhulu yokukhokha yinhlama-sum ku ingane yesibili futhi okwalandela ayikhuphuki - ke wonke efanayo njengoba kwaba njalo endabeni langaphambilini, 14 497.80 ruble.

Nokho, kulesi simo, abazali kusadingeka izinzuzo ezengeziwe: isimo futhi sihlinzekela ukuqokwa yenhloko-dolobha umzali ukuze andise izinga lokuzalwa kuleli zwe. Ukwamukela le nkokhelo, kumele akhiphe isitifiketi elihambisana e Pension Fund. Kodwa uma isimo likhokhelwa isamba semali lapho kuzalwa izingane 2 - kuyinto ethile ukuthi umndeni ungachitha ngokubona kwayo, inhlokodolobha kamama kuyinto imali non-cash. Kusolwa ukuthi abazali banelungelo ukuchitha imali kuthuthukiswe izimo zokuphila umntwana (isibonelo, ukuthenga noma ekwakheni indlu) noma ukuqeqeshwa kwakhe esikhathini esizayo.

Izingane-bezitshela ukuthi kungcono: A Guide for the ingane yesithathu

Njengoba kunjalo nge ukuzalwa kwamawele kuyisenzakalo esikhethekile, lo mbhangqwana, owangena ingane yesithathu uthole inkokhelo ukunakekelwa zethu ezingokwenyama, kuyinto ruble 14 497.80. Eyisamba letiniketwa ngumbuso enganeni ngayinye ozalwa, kanye nosayizi balo buyahluka kuphela ngenxa indexation. Inani lezingane ezingabekwa amalungu omkhaya ukuba recalculate inani lemali akuphazamisi.

A ibhonasi nice ukuthi, njengesamba semali lapho kuzalwa 2 izingane, izinkokhelo lwesithathu ingane kungenziwa kusekelwa inhlokodolobha umzali. Ngaphezu kwalokho, abantu abashadile kungenzeka ukukhipha uxhaso nyangazonke ezengeziwe. Lo mhlomulo ingatholakala kuze kube isikhathi lapho umntwana kanye emva kweminyaka engu-3. Kodwa nje umklamo walo itholakala kuphela ezifundeni eRussia, okuyinto ziyehluka encishisiwe okuzala. Ngaphezu kwalokho, zisebenza kuphela imikhaya ehola kancane.

Ubani uncika eyisamba?

isibonelelo Cash iyatholakala kuwo wonke umzali, xhumana nasemsebenzini. Futhi inhlangano lapho omunye abashadayo yakhelwe njengoba isisebenzi alinalo ilungelo simphika nhlobo lesi sicelo. Ngisho noma lokhu kwenzeka, ungakhathazeki, ngoba isabelomali namanje inike FSS.

Ngokuqondene nabazali non-ukusebenza, Ungamukela futhi nelungelo imihlomulo yawo ukuzalwa kwezingane. Inkokhelo isakazwa kufaka phakathi omama abangabodwa, futhi nabafundi abangaphumeleli kahle ngesikhathi lapho umntwana ezelwe imfundo esigcwele. Uma owesifazane kwaphoqa esinqumweni, akusiyo bekwazi usizo zabo zezimali, ke uvumelekile ukwenza isifuba. Kuyaphawuleka ukuthi uxhaso usebenza kuphela izakhamuzi Russian Federation.

Kuphi?

Njengoba kakade elicwengwé ngaphambili yokukhokha imvume ungenza umzali ukusebenza endaweni lapho beya emsebenzini. Abantu abangofakazi amasosha noma isivumelwano sebhizinisi, banelungelo isicelo isamba semali lapho ezalwa kuya cishe inhlangano lapho balidlulisele. Nokho, lokhu kungenzeka kuphela uma ubaba nomama kungukuthi abahlukanisile. Abazali abangashadile, kubalulekile ukuqonda ukuthi inqubo yokubhaliswa kwemibhalo usizo ngokwezimali kungabenza kuphela itholakala nomuntu onjani ingane ihlala khona.

Uma mxhaso uhlela ukuthola omunye abashadayo, ngesikhathi esithile akusebenzi noma yakhiwa isimo yomfundi, inqubo okwenzeka ngendlela kuyiwa. Kulokhu, isicelo isamba semali lapho ezalwa wakhonza ezindikimbeni zokuvikeleka komphakathi labantu, ngokwezinto indawo samanje yokuhlala omkhaya.

imibhalo edingekayo

Ngaphambi kokuthi uqale inqubo yokubhalisa usizo lwezimali, kudingeka ukulungiselela uhlu izibambiso ukuthi ezibalulekile. Ngakho, ngo-isakhiwo, uyakwazi ukunikeza isamba semali, uzocelwa ukuba bathumele lezi zincwadi ezilandelayo:

• isitifiketi Wengane lokuzalwa (noma izingane eziningana).
• Ikhophi ye-passport yomzali, okuyinto likhona isibonelelo.
• Isicelo inkokhelo eyisamba.
• Isitifiketi endaweni langempela yokuqashwa umzali noma umzimba zokuvikeleka komphakathi sabantu, eqinisekisa ukuthi lo muntu bebengakaxoxi inqwabelene noma ekhishwe nesondlo.
• Idatha mayelana noyise wengane (omama abangabodwa).

Isicelo somxhaso: isampula

Sicelosikhalo lubhalwe nsuku saziso ukuze umuntu ngamunye ulindele ukuthola isamba semali lapho sizalwa. Isitatimende isampula oboniswe ngezansi, kufanele babulawe kahle, futhi kuphela ke ngeke licubungufe. Leli phephandaba kumele ukhombise ulwazi olulandelayo:

1. Igama inhlangano, lapho unina noma uyise aphathe lesi sikhalazo.
2. Igama eliphelele umfakisicelo ezifanele i-passport yakhe.
3. Isimo umuntu ozithoba isicelo (unina, noyise, umnakekeli).
4. Okugcwele imininingwane iphasiphothi (lapho egcotshwa ngubani idokhumenti wakhishwa, kanye nekheli le-ukubhaliswa kanye yokuhlala langempela).
5. Uhlobo inzuzo.
6. indlela ekhethwayo bokukhiqiza izibonelelo impahla (ngokheshi noma nge-akhawunti yekhadi).
7. Usuku yokwenza isicelo kanye nesiginesha.

umnqamulajuqu

Kubalulekile kakhulu ukugcina isikhathi lesifanele ukuze uthole isamba semali lapho sizalwa. Imibhalo sokubhalisa inkokhelo yemali zingenziwa atholakale emizimbeni olufanele ngokoqobo kusukela mzuzu ukubukeka ingane ezweni. Nokho, lokhu akusho ukuthi ukuthola izibonelelo abazali babe nesikhathi angenamkhawulo isikhathi. Isicelo sokubhaliswa yayo kufanele sigcwaliswe ezinyangeni eziyisithupha kusukela osukwini nesenzakalo e ingane noma izingane omkhaya. Ngemva kwalokho, kungenzeka ukuthola inkokhelo kukhanselwe.

Kanjani ngokushesha enqwabelene izinzuzo?

Umxhaso esiyakuqokwa kuphela ngemva zizokwenziwa isinqumo esihle zomzimba ezifanele. Uma kwenzeka ukwehluleka abazali bayaziswa zingakapheli izinsuku 5 bese sibuyela wonke amadokhumenti zabo ethunyelwe ngaphambilini. Uma umuntu ivunyelwe isicelo, isamba semali ikhokhelwa umqashi wakhe esingangesonto lapho kuzalwa izingane. Shaja Esikhathini esizayo kungahle kube yizinsuku ezingu-10. Ngokuphathelene iziphathimandla yokuphepha komphakathi, kumelwe yenze inkokhelo kungakapheli 26 ngenyanga ezayo.

Ukukhokha akasebenzi futhi abafundi

Uma esimweni classical kuyindlela elula ukuze uthole isibonelelo ngoba umntwana - ukubhala isitatimende endaweni yokusebenza, bese abhubhise labo abangenandaba kungenzeka esinjalo, kufanele uye umzimba eliseduze zokuvikeleka komphakathi. Lokhu sigaba zingafaka abantu abangasebenzi, kanye nabafundi esigcwele.

Kufanele uzonikezwa imibhalo efanayo abantu abasebenza (isitifiketi womntwana lokuzalwa, ikhophi ipasipoti we unina noma uyise, futhi isitifiketi esibeka ukuthi inkokhelo bebengakaxoxi enikeziwe). Abafundi angacelwa ukuthi iphepha ehhovisi dean sika, eqinisekisa isimo sabo njengoba wezemfundo. Labantu abangasebenzi kuleli, okulindeleke ukuba zidinga idatha indawo besisebenza kanye idiploma (isitifiketi) kwezemfundo.

Ukwenza nesabelo uma ingane yokutholwa

umthetho Russian uthi ukudluliselwa usana nge umnakekeli umndeni noma onakekela ingane okungesiyona eyakhe umzali ingane inelungelo lokuthola usizo ngesikhathi esifanele zezimali. Usayizi ukukhokhelwa imali kubazali abakuthola kuyafana inani isamba semali lapho ezalwa okungukuthi, kuba ruble 14 497.80. Uma umuntu uthola imfundo ezinye izingane, kungaba ukuthola uxhaso ngamunye wabo. Kufanele kuqashelwe ukuthi ekukhokhweni umphatheli kuphela lapho usana ngokuphelele ngaphandle ukunakekelwa kwabazali.

Lapho befaka isicelo sokubhaliswa izinzuzo Umamukeli kudingeka ukulungiselela uhlu ejwayelekile kwamatayitela, kanye ukumbeka idokhumenti, kokuqinisekisa lokudluliselwa zomthetho wengane imfundo yaleli ngabanye. Ezinye izindaba zika-inqubo isibonelelo ukubala akahlukile inqubo ejwayelekile egijima abazali lokuzalwa ingane.

Uma ingane yazalwa kwelinye izwe

Kunezimo lapho umama isakhamuzi Russian Federation, kanye ingane ezalwe ngo-kwelinye izwe. Bese kuba khona inkinga ukuklanywa imibhalo ezifanele. Ukuze abazali senkokhelo eyisamba lwenziwe ngesikhathi kuzalwa umntwana, kufanele uhambise emzimbeni eliseduze zokuvikeleka komphakathi, noma endaweni yokusebenza amaphepha adingekayo. Omunye imibhalo edingekayo - ngesitifiketi esivela kuMbhalisi eqinisekisa ukubhaliswa kokuzalwa kwengane yakho.

Isitifiketi sokuzalwa kumele atholakale unina, noma uyise, endaweni wamanye amazwe ka ubuzwe ingane. Ngemva kwalokho, lo mbhalo ngempela zihunyushelwe isiRashiya emizimbeni ogunyaziwe bese livalwa nge uphawu olusemthethweni. Lapho usebenzisa i-abazali ukuthola izinzuzo, lokhu zokuphepha kumele ifakwa ngeduplikhethi.

Uyise wengane - ngowesinye isizwe

Uma omunye wabazali (kulesi simo uyise) isizwakalise isifiso sakhe sokuhlala yisakhamuzi angaphandle, inkokhelo yinhlama-sum ngokuzalwa izingane endaweni WaseRussia angenalungelo lokukwazi. Kulokhu, somxhaso angafuna unina. Kodwa, futhi, umthetho umthetho itholakala kuphela uma kuba sakhamuti WaseRussia.

Lapho befaka isicelo unina bazithobe egunyeni zokuvikeleka komphakathi idatha umsebenzi kayise wale kuzalwa, kanye nesitifiketi esishoyo ukuthi wayengabhekiseli Ngaphambilini usethe kule nesabelo. Nokho, uma isakhamuzi angaphandle ongabhalisiwe futhi akukaze wasebenza eRussia, akunakwenzeka ukuthola imibhalo efana. Ngo ezifana icala kungaba amakhophi ngokwanele kayise passport womntwana nonina amanothi achazayo lokusayina. Uma, kukhona namanye amadokhumenti, kokuqinisekisa of awutholi uxhaso, luyokwandisa amathuba ukuthi sizokwazi ukukhipha isamba semali lapho sizalwa. Isampula lwezikhalazo achazayo futhi izitatimende oyinikezayo ku FSS.

Kuyaphawuleka ukuthi le mithetho isebenza kuphela imishado engabhalisiwe. Uma umama isakhamuzi Russian Federation, noyise, isakhamuzi angaphandle - olusemthethweni owakwakhe ukuthola inhlalakahle inzuzo ngale ndlela ngeke isebenze.

Ezinye izinhlobo izinkokhelo

Izakhamuzi kwezinye izindawo ukwaziswa okwengeziwe kusho ukuvimba izibonelelo kungase ezicela. Ngokwesibonelo, e Moscow, lapho kuzalwa umntwana kuqala ngaphezu fixed capital ruble 14 497.80. owakwakhe usuthola ngaphezulu ruble 5500. Futhi kule ndawo, kukhona uhlelo olukhethekile ukweseka imindeni abasha. Uma ubaba nomama engaphansi kwengu-30 ubudala, sebethole usizo impahla, okuyinto ilingana ezinhlanu ubuncane ukudla ezingeni. yinhlama engeziwe ngomntwana yesibili eziyisikhombisa lezi amayunithi. Futhi uma umbhangqwana kufika inzalo wesithathu futhi okwalandela, bathi isibonelelo inkokhelo eziyishumi abahlala.

Eyisamba izinkokhelo isimo ingane - kungcono dolobha, engesiyo kuncike izimali noma amashaji kanye nokukhokha intela. Kuyenzeka yonke imindeni, lapho kwakukhona ingane, kuncike lokulethwa ngesikhathi kwemibhalo.