Izimali zamanje ze-akhawunti ukuthengiselana

Ukuze i-akhawunti yasebhange ye imisebenzi eyenziwa akhawunti yamanje kwenhlangano engokomthetho ethile, kubalulekile ukuvula i-akhawunti. I-akhawunti yamanje ye ilungelo ukuthola noma iyiphi inkampani okungukuthi e isimo esemthethweni futhi has nehhovisi layo ebhalisiwe yayo-balance sheet.

Izimali ukuthengiselana akhawunti isiphetho Kwenziwa emva kokuthola ukubhaliswa isimo ongaka, kusukela ngobuningi zokukhokhelwa yokukhokha kwezamabhizinisi ezihlobene non-cash inzuzo, esiqhutshwa uhlelo yasebhange. Kulokhu, izinhlangano kumele anikeze ebhange akhethiwe uhlu ezithile izincwadi ezidingekayo ebhange. Okokuqala, kufanele abhale isitatimende ayekutholile, azwakalisa isifiso iklayenti ukwenza izinkokhelo ku-counterparty ebhange ethile. Ukuqinisekisa isimo eyabo ziyadingeka ukwethula isitifiketi sokubhalisa isimo esemthethweni. Ikhophi idokhumenti, sibonakalisa inqubomgomo wokusungula, kumele kwasayinwa. yasebhange ngayinye kumele uqinisekise semthethweni ibhizinisi wadala nokwethembeka ukuze isimo, ngakho udinga sicashunwa bentela. ikhanda ngokuqinile ikhetha abantu abaningana ubani ke kwalo yedwa ukusebenzisa i-akhawunti yabo. Ngokuvamile, lezi zihlanganisa umqondisi wenkampani, iPhini lakhe lokuqala futhi umuntu ophethe isikhundla mabhuku omkhulu.

Izimali ukuthengiselana yasebhange eyenziwa ngesisekelo imibhalo okufakiwe yokukhokha ebhange, ngenxa okuyinto ukususwa imali kwi-akhawunti yomthengi akhawunti yomdayisi noma wokusetshenziswa kwemali yensimbi. Zeqhwa yama-akhawunti senzeka ngenxa yokuntuleka kwezinhlelo ezibanzi ke inani kuyadingeka ukwenza imiyalelo lamabhange iklayenti, nokuqhubeka stalemate inqobo nje i-akhawunti singavuselelwe noma kuze kube inhlangano akuthathi yibhange imali engango ngokuqondene ukushoda okwesikhashana kwezidingongqangi ezikhona.

Njengoba kushiwo ngenhla, lokulandisa kuthengiselana ku-akhawunti yamanje senziwa ngesisekelo imibhalo inkokhelo, ezivame kakhulu okuyizinto izinhlamvu credit, amasheke, izicelo kanye uthunywa izikhangiso on imali iminikelo. Incwadi lesikweletu wadala ukuqinisekisa inkokhelo imikhiqizo ilethwa. Ukuze wenze lokhu, vula i-akhawunti yasebhange ehlukile lapho zigcine kuboniswe encwadini ayibhalela wesikweletu imali, futhi ekupheleni kuthengiselana kwisi ku-akhawunti yomhlinzeki. Uma zamasheke noma izikhangiso zenzelwe ukunyakaza yemali, umyalo wokukhokha libizwa inkomba ibhange izinsizakalo ukususa akhawunti yamanje lemali yayo eqondile futhi ulithumele akhawunti lwedokhumenti eshiwo. Hlola, eqinisweni, idokhumenti efanayo iqukethe kuphela inkomba ukudluliselwa ukheshi umphathi. Isimemezelo ku imali umnikelo liyazikhulumela futhi lisetshenziswa ngesikhathi ukulethwa zezikweletu zemali e-Cashier yebhange.

Accounting ukuthengiselana ku-akhawunti yamanje wenziwa esekelwe isitatimende akhawunti yasebhange. I PERIODICITY lohlelo lwayo luka kunqunywa ngamunye nekhasimende ngalinye futhi iqinile phansi kube yisivumelwano phakathi kwebhange inhlangano ibhizinisi. Lo mbhalo usetshenziswa njengesibonelo irejista balandise umdwebo up imibiko sicubungule kubhekwa ukwaziswa okuyisisekelo. Ngo isiqinisekiso ukuba yiqiniso kwale ndaba. nesitatimende imisebenzi ebalulwe inhlangano ukuhlinzeka imibhalo ukukhokhelwa phezu kwayo kwenziwe ukwesulwa noma yokudlulisa. Futhi njengoba nanoma yimiphi imibhalo kufanele yamukelwe ikhasimende ye ibhange, i-akhawunti yasebhange izimpikiswano iphakame akufanele. Ngaphansi ukwamukelwa kwemibhalo yokukhokha kwakusho uyavumelana afeze ukusebenza nge-akhawunti yekhasimende.

ebhange ngamunye ngokuzimela kukhishwe ifomu, kodwa noma kunjalo kumele iqukathe ezincwadini eziyisisekelo. Ngokwesibonelo, ezifana nenani akhawunti yasebhange noma lemali ezisalayo kuso, okuyinto kwavezwa ngesikhathi isitatimende odlule.