Proposed Bank "Alfa-Bank" imali - lena ezingeni eliphezulu ngokuthembeka nemibandela ezithakazelisayo!

Namuhla e-Russia kukhona ezingeni sasivumela ongaphakeme yokuqiniseka kwamabhange sabantu. Ngakho-ke, ukuze ahehe inemali eyanele izinkampani ezinkulu zezimali kufanele uchithe semali izinsiza abanekhono inhlangano Inqubomgomo idiphozi.

"Alfa-Bank", eyasungulwa ngo-1990, namuhla omunye kwekulu Russian izinkampani eziyishumi credit. It has a uhla egcwele services yasebhange. umugqa Idiphozithi ku "Alfa-Bank" umelwe kahle impela. Ngesikhathi esifanayo, kukhona imikhiqizo ezithakazelisayo kakhulu. Okuxakayo ukuthi la iminikelo "Alfa-Bank" wavula ngesikhathi ngokwanele eziphezulu zenzalo, naphezu kweqiniso lokuthi ngokuvamile ezinkulu izikhungo abolekise ukunikeza imali ephansi kakhulu ku ezifakwa yabo.

Kuze kube manje, ohlongozwayo isikhungo sezezimali, "Alfa-Bank" ezifakwa zimumethe imikhiqizo yezolimo eyisikhombisa. Bonke angavulwa kwelinye ezinkulu ezintathu zezimali. Iminikelo, ezihlinzekwa kuya Umklamo ibhange zingahlukaniswa zibe amaqembu ezilandelayo: agcwaliswa futhi inqe.

Imali ngaphandle kokuba nokwenzeka nokwenza iminikelo ezengeziwe credit isikhungo singasetshenziswa ikhishwe isikhathi ezintathu kuya kwezine amathathu nesithupha. Inani lemali elincane imali, okuyinto ungakwazi ukuvula inkampani "Alfa-Bank" yalolu hlobo imali kuyinto ayizinkulungwane eziyishumi kuphela. Izinga lenzalo yemali mboleko iqale kusuka 7.5. Uzikhokhele imali nyangazonke kuncike uhlobo idiphozi kungaba yokuqhuba noma ukuthatha.

Bank isiphakamiso ithakazelise kulabo abakwazi bahlala banganandaba futhi ufuna ukuba bafake isandla "Lifeline" isisekelo, esiza izingane ezigulayo, is agcwalisiwe umnikelo of the gama elifanayo. Ngemva ukusayina inkontileka esivuna yokunikela kuzodluliselwa nyangazonke 0.05% semali esikhokhelwayo akhawunti.

ezifakwa kabusha kungabuye waphetha isikhathi esingaba izinyanga ezintathu kuya amathathu nesithupha. Izinga lenzalo yemali mboleko ngazo kancane kuka agcwalisiwe (eziqala ku 5.8% ngonyaka). Ngalo mqondo, inqubomgomo "Alfa-Bank" endaweni imali kuvumelana ejwayelekile. Nokho, kukhona ezinye iziphakamiso ezithakazelisayo kuleli qembu.

Ngakho, i-Bank okuhlongozwayo "Alfa-Bank" iminikelo ngaphansi kwesihloko esithi "uNdunankulu" ziyehluka ekuphumeni zenzalo yokuzigcina inkontileka. Ukuze lokhu kwenzeke, kwanele ukuletha gcwalisa by lemali idiphozi ebangeni elilandelayo lapho INTEREST ngenhla. Sici eziyingqayizivele umnikelo "Umthamo" kuyikhono ukuthengiselana lasebhange ngaphandle ukuqedwa, ngokuvumela singalahlekelwa inzalo enqwabelene.

Kunikezelwe emcimbini wokuvulwa inkampani "Alfa-Bank" ezifakwa abantu kalula uhlele, ngaphandle kokushiya ekhaya. Kuyinto ngokwanele ukuba abe ikhasimende ye-intanethi "Alfa-Chofoza." Le ndlela wokuphathwa kwezimali lubalulekile kakhulu empilweni yesimanje, lapho abantu ngokuvamile ukugcina imali yabo "e pod" nje ngoba abanayo isikhathi ukuba ngivakashele ihhovisi lenhlangano yezezimali.

Ahlinzekwa KB "Alpha-yasebhange" ezifakwa ezincintisana emakethe Russian. Isithakazelo amazinga bayizinkulungwane isilinganiso. Kulokhu, ezihlukahlukene izipesheli kuphela esisethubeni lokusiza ebhange kungeke kulahleke phakathi kwezinye izikhungo.