Amanani ku ezifakwa namuhla Rosselkhozbank: yamanani kanye inzuzo

Namuhla, i-Agricultural Bank ezindebeni wonke umuntu. Njalo Russian owazi okungenani mayelana nokuba khona kwamakamu lokhu inhlangano yezimali. Futhi abaningi ngempumelelo ukusebenzisa lokho kunikeza. Namuhla Rosselhoz ivuliwe endaweni 6th phakathi amabhange 600 eRussia. Ingxenye enkulu inzuzo kuyasiza ngenxa ezifakwa ikhasimende, zanikela amazinga ezinhle ku imali. Okwamanje, i-Bank Agricultural kunesithembiso ruble ezingaphezu kwezigidi eziyizinkulungwane ezingu 2.76 (amafa). Ngakho abantu umethembe imali yabo. Futhi kwabaningi kuba yisikhathi ukucabanga: mhlawumbe kakhulu ukuvula idiphozi?

Umnikelo "Isithakazelo phambili"

Kungashiwo, ngomzuzu wokugcina amadili. Kuyinto kusebenza kuze 28 Februwari 2017. amazinga amaningi ku ezifakwa namuhla abonakala Rosselkhozbank ezikhangayo, kodwa nasi isipho esikhethekile. Futhi nazi izimo:

• idiphozi kungaba 395 noma 548 izinsuku;
• inani obuncane ruble 3000;
• ekupheleni akunakwenzeka;
• konke ukuthenga ngezindleko akutholakali;
• isandiso othomathikhi is hhayi kwenziwe;
• Izinga - 7.2% (izinsuku 395) kanye 7.4% (izinsuku 548).

Okubaluleke kakhulu - bonke abantu isithakazelo uzothola kwesokudla emuva! Ukuze eqondile, ngosuku lokuqala ukusebenza emva kuvulwa idiphozi. Inzuzo enkulu. Ngokwesibonelo, ukuthatha isamba semali - ruble 1 million. Ukusebenzisa ke isikhathi esiphezulu (izinsuku 548), umuntu ngeke ngokushesha ukuthola ruble 111.100 e inzuzo. imali esheshayo - yilokho sidonsa abantu ukuba balalele lolu izinga. Akumangalisi ukuthi manje ethandwa kakhulu.

izipesheli

Manje kubalulekile uhlu ezinye amazinga imali. Okwamanje, i-Bank Agricultural iyathandwa "Pension". Abantu nekwetfula ukuhlonza ezifanele, kungavula umnikelo onjalo. Inani obuncane ruble 500. Maximum - kwezigidi ezimbili. Iyatholakala replenishment umnikelo , noma ngabe lungakanani, kodwa lasebhange ukuthengiselana kungukuthi enikeziwe. Amathenda yilezi:

• izinsuku 395 - 7.3%;
• 540 - 7.7%;
• 730 - 8%.

Ngakho yini catch? Uma impesheni ngeke ukutshala ama-ruble ayizigidi 100 isikhathi esiphezulu, ekupheleni uyakwamukeliswa ruble 117.288.

Kodwa lezi tibalo anezinga kahle ku imali. Okwamanje, i-ethandwa Rosselkhozbank "ihlosi lase-Amur". Izinsuku ziyefana esimweni "Pension", kodwa amazinga zimi kanje: 7,85%, 8.1% kanye 8,05% ngonyaka. Kulokhu, it kunenzuzo kakhulu ukwenza idiphozi izinsuku ezingu-540. Ukutshala elifanayo ruble 100 000., Ngemva kwezinyanga ezingu-18, umuntu uzothola ruble 12.150 e inzuzo. Okuwukuphela caveat - inani lemali elincane ruble angu-50 000. Kodwa ngaphansi kwezimo ezinjalo wenze kangcono ukutshala inani lemali.

"Classic"

Lona sipho best litholakale Bank Agricultural. idiphozi isithakazelo kuhluke ngemibandela eminingi. It kuncike inkathi lwemali, indlela Ukudluliselwa amaphesenti (inyanga ngayinye, ekupheleni noma nge cap). Okusemqoka ngisho esivula idiphozi (ehhovisi noma ukude). Ukuze kwenziwe uhlu lwazo zonke izinketho kungaba eside, kodwa kungcono ukunitshela kulowo konke futhi ukuya Bank Agricultural.

Inzalo ezifakwa kuyozuzisa kakhulu uma abantu benza "Classic" ngokusebenzisa isevisi isiteshi kude esikhathini esiyizinsuku ezingu 1460 (izinyanga 48.5) ka inkokhelo ekuvuthweni. Inani kungaba noma ikuphi, kodwa ruble hhayi ngaphansi kuka 3000. Futhi izinga kuyoba 8,55% ngonyaka. Uma abantu ukutshala kwesigidi, ekupheleni kwesikhathi izothola ruble 346.750 e inzuzo.

Izinga esiphezulu e zamaRandi 1.3%. Ngo-euro - 0.35%. Okuncane idiphozi - 100 $ / €. Imibandela ziyefana ikhambi iningi engabizi - kokuvula idiphozi izinsuku 1460.

nezinye iziphakamiso

Awu, ebhalwe ngenhla ngokusekelwe eBhayibhelini evumayo iminikelo Agricultural Bank of namuhla kwabahola impesheni kanye nabantu abavamile. Ekugcineni amagama ambalwa mayelana neminye iminikelo. Kukhona imali ethé xaxa ukuze athole abantu abaphendukela kuyo ukuze iBhange Agricultural.

Imali in ruble kungaba inzuzo enkulu. Ngokwesibonelo, cabangela izinkondlo, "accumulative". Uma uvula i-idiphozi ngokusebenzisa isevisi isiteshi akude, izinga eliphelele kuyoba 7.45% ngonyaka. Lokhu kunjalo uma umuntu ukutshala ruble esigidini izinsuku ezingu-540. Igama elithi esiphezulu, ngasendleleni, izinsuku ezingu-1095. Linanincane - izinsuku 91. Kodwa kukhawulwe inani eliphezulu - ruble 10 million noma 300 000 zamadola / euro. By the way, ukubheja kakhulu kule lwemali ilingana 1.2% kanye 0.35% ngonyaka. Plus, lokhu tariff ukuthi umnikelo kungenziwa agcwaliswa. Kodwa okungenani 3000 ruble / $ 100 / € 100.

sipho esihle Kugcine - emisiwe "Gijima." Iyatholakala hhayi kuphela ukuqasha, kodwa futhi imali ebhange esinqunyiwe. Lapha umthetho ilula: ayanda ibhalansi esincane, ayanda izinga. Kuhle sipho - kokuvula idiphozi izinsuku 540 nayo yonke eminye ruble 500 000. Maximum deposit lemali - 10 million.

Lona amazinga yokuncintisana kakhulu. Ubayala izimo ezahlukene, futhi. Kodwa zonke tariff iyasifaka umthetho owodwa: kulapho iklayenti ukutshala, esiqinile ngaphezulu kuyoba inzuzo yakhe.